Payday Loans Scarborough

Looking for reliable payday loans in Scarborough? iCash offers a quick funding solution with easy-to-meet requirements. Get up to $1,500 via e-Transfer, regardless of your credit score. Apply now!

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Minimum

$100

$750

Maximum

$1,500

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Elite

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Cost summary

Cost
$85.50
Cashback
-$66.45
instant-loans
interac

Apply now and receive your money by e-Transfer at no extra cost.

Payday Loans Scarborough

Payday loans Scarborough are short-duration loans that provide immediate financial assistance. Use them to cover unexpected costs, such as car repairs or medical bills, or to pay for day-to-day essentials. Apply online and get up to $1,500 in minutes.

If you’re looking for cash loans in Scarborough, you can find them through alternative lending companies. Unlike traditional loans, which often require collateral and extensive credit checks, cash advances are easier to obtain. You don’t need to secure assets or have a perfect financial record to qualify. 

This can really help residents who are trying to manage their expenses amid increasing living costs. Where can you find quick cash to offset the high cost of living in the Greater Toronto Area? Find it through reputable lenders offering online payday loans in Scarborough. 

Even if you have poor credit or no credit history you can get a payday loan in Scarborough. Access the money you need, no matter what your financial situation looks like. It’s easy and fast! 

How fast? Quicker than a GO train ride to Union Station! Get your money within 2 minutes. 

You can even simplify the process by using a mobile loans app. With a few taps of the screen, complete the digital loan application, receive approval, and get money via e-Transfer. Download the app now and secure up to $1,500 in 2 minutes or less!

Payday Loan in Scarborough

Getting a payday loan in Scarborough is easier than ever before. Financing doesn’t exceed $1,500, meaning it’s a perfect option for small, unexpected expenses. It also comes with short repayment periods, usually until your next paycheck arrives. 

The convenience and accessibility of Scarborough payday loans make them a popular choice if you need quick and reliable access to cash. Need to cover medical bills, repair your car, or pay for home-related expenses? They can bridge the gap until your next payday. 

Don’t earn traditional employment income? That’s okay! Income from other sources such as government benefits, pensions, or child tax credits qualify. 

As long as you have stable earnings and meet the minimal eligibility requirements, you have an excellent chance of getting fast funds online. 

Forget the wait at banks and loan offices. Access same day payday loans in 

Scarborough anytime, anywhere. No paperwork needed, just fast, digital convenience at your fingertips.

Online Payday Loans in Scarborough, Ontario

Online payday loans in Scarborough, Ontario are digital loans available 24 hours a day, 7 days a week. Apply online or through a secure mobile app and get your cash in minutes. No more searching for “payday loans that are near me” when online funding is accessible from anywhere. 

Get payday advance in Scarborough or payday funding across Ontario, thanks to online lending. Digital convenience means you can handle expenses immediately, no matter your location. 

You can also feel confident in robust security measures. Digital lenders use advanced encryption technology to keep your information safe. This lets you focus on meeting your financial obligations without worrying about the privacy of your personal and financial information. 

Online funding also eliminates the stress of in-person meetings. If you prefer a more discreet borrowing experience, physical loan places in Scarborough may not offer the same level of privacy. Rather, web-based lenders provide a confidential and convenient service right from your computer or mobile device.

Whether you need emergency payday loans in Scarborough or are simply managing a short-term financial gap, digital lending is the answer. Access cash anytime, quickly, and seamlessly.

Payday Loans In Scarborough

Payday Loan Bad Credit in Scarborough

Payday loans for bad credit in Scarborough provide up to $1,500 in instant funding. They give individuals with poor or no credit a solution to their short-term financial needs. No longer do you have to worry about loan denials due to your credit standing. 

Alternative lenders don’t solely rely on your credit standing to determine eligibility. As long as you meet the minimum requirements, your approval chances are high. Your repayment ability is the most important factor in the decision process. 

If you’re searching for bad credit loans in Scarborough, look no further than iCash. You’ll receive the funds you need for any pressing expense. Plus, you can work towards improving your credit rating through responsible borrowing and timely repayments. 

Even if you have no credit history, you’ll get the funding you need. Whether you’re a newcomer to Canada or a student looking to establish a solid credit standing, low credit financing is the perfect solution for you. 

Below, you’ll find the following bad credit loan options in Scarborough: 

Loan Options

Description

Cash Loan

This option allows you to borrow up to $1,500 in cash. Receive the money within minutes of approval, with no extensive credit checks.

Personal Loans Scarborough

Financing that doesn’t require perfect credit. Use the money for personal-related expenses, such as rent or security deposits, utility bills, car repairs or maintenance, etc.

Instant Loan

Get quick monetary assistance when you need it most. Don’t wait for long approval decisions or next-day financing. Get your cash within 2 minutes of approval.

It’s easy for people with credit difficulties to access temporary funding in Scarborough. These options give you a needed boost during financial emergencies, cash shortages, or unexpected costs.

Payday Loans in Scarborough with iCash

Get reliable payday loans in Scarborough with iCash. Your financial needs are a top priority; it’s why we make it easy to access money wherever you are. 

Whether you’re at home, at work, or heading north for a weekend in cottage country, we’re always available for you. That’s right! Our direct lending services span across the following Ontario cities:

Toronto, Ottawa, Mississauga, Brampton, London, Windsor, Hamilton, Markham, Niagara Falls, Kitchener, Oshawa, Brantford, Guelph, Burlington, St. Catharines, Sudbury, Cambridge, Thunder Bay, Oakville, Kingston, and every other city in the province. 

That’s the beauty of online funding - there are no boundaries or limitations! Don’t see your city on the list? You can still apply for a loan online or through the iCash lending app. 

Read more
iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

Behind each review is an experience that matters

Since 2016 we have happily served over half a million customers.

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Apply for an Online Payday Loan in Scarborough!

1

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Sign up and apply online or on our app.
2

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.
3

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Get up to 20% in cashback*

Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.

Earn up to 20% cashback* on the cost of borrowing when you repay your iCash loan.

Frequently asked questions

How do payday loans work in Scarborough?

Apply online or by visiting an in-store lender. Provide proof of income, identification, and a bank account for easy fund disbursement. Once you receive approval, get funded through email transfer within minutes.
You may use the money for whatever small-sized expense you need to take care of. Then, repay the loan on your next payday or as agreed upon in the loan contract - up to a 62-day maximum term. 

Are there any requirements for getting a payday loan in Scarborough? 

To be eligible, you must have a stable source of income, be at least 18 years old, and have an active Canadian bank account. You will also need to provide proof of identification and residency in Ontario. You’ll also need to show proof of stable income, which can come from employment or government benefits. 
These minimal requirements make it easy to access short-term loans in Ontario. Some lenders may have additional requirements, so it’s best to check with each company before applying. 

Can I get a payday loan with bad credit in Scarborough? 

Yes! They are available to individuals with bad credit or no credit history. Traditional lenders often turn away those with low credit scores. However, second chance lending companies prioritize your ability to repay over your credit score. As long as you have a stable source of income, you’ll receive the money you need. 

What are the advantages of choosing iCash for payday loans in Scarborough? 

Scarborough is home to many payday lenders, but iCash stands out from the rest.  Experience quick and easy application process, high approval rates, and exceptional customer service.
Apply from anywhere, at any time, and receive funds through email transfer in minutes. Plus, we take extra precautions to ensure your personal information remains secure and confidential. 
Additional benefits you’ll receive when working with us include: 
  • Seamless application via the iCash website, iOS app, or Android app
  • No hidden fees 
  • Automated AI process for account and bank validation
  • 24/7 approvals, 365 days a year
  • All credit types accepted
  • Easy electronic signature
  • Payments sent by e-Transfer in minutes, 24/7 365
  • No prepayment penalties
  • Transparent terms and conditions

As you can see, working with us has numerous benefits. Our goal is to provide fast and convenient monetary assistance to borrowers of all financial walks of life. We are here to ease the financial burden and help you get back on your feet. 

How quickly can I receive funds with a payday loan in Scarborough? 

In 2 minutes! With iCash, the process is quick, thanks to real-time automation for account and bank validation. Receive money immediately following approval and use them for whatever purpose - there are no limitations!

Are payday loans in Scarborough available 24/7?

Yes! When you choose to work with an online lender, you have the convenience of applying for a loan anytime, anywhere. Lending websites and apps are available 24/7, so it’s easy for you to access money whenever you need it. This is especially helpful when unexpected expenses arise outside of regular business hours. 

What fees are associated with payday loans in Scarborough?

When it’s time to repay your loan, you are responsible for the total borrowed amount plus associated interest. In Ontario, the maximum cost of borrowing for a payday loan is $15 per $100 borrowed, as per the provincial regulations. This means that if you borrow $500 for 14 days, the total amount to repay equals $575. 

What do I need to qualify for an e-Transfer payday loan in Scarborough?

The minimum requirements to be eligible for a payday loan are as follows:
  • Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
  • Be a resident of any of the provinces in which we operate.
  • Show that you have been receiving the same source of income for the past three months.
  • Have a total net income of at least $800/month.
  • Have access to an online bank account.
  • Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

Can I get a child tax loan in Scarborough?

Yes, you can qualify for a child tax loan in Scarborough. Online payday lenders accept several forms of income towards meeting the $800 per month minimum income requirement to be eligible for a loan. These sources include:
  • Wages
  • Pensions or retirement account income
  • Federal social welfare benefits
  • Disability
  • Child tax benefit
  • Provincial government benefits

Can I get a cash loan in Scarborough on the weekend?

Yes, you can get an instant cash loan in Scarborough or elsewhere in Ontario on the weekend. Just log on to iCash website or download the iCash app on your Android or iOS device. In just minutes, you can complete the online application, get an instant decision, and get approved for a loan. Funds are sent the 24/7/365 – even on the weekends!

Have more questions? Check out our full FAQ.

Get your online payday loan today

iCash has helped more than 950,000 Canadians get instant loans online without hassle. Download our mobile application today!