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Loans in Cambridge

Payday loans in Cambridge allow residents to borrow up $1,500 in cash to cover unexpected emergencies. Most Canadians have minimal savings, therefore a fragile safety net when the economy does turn bad.

But not paying bills isn’t a solution in these circumstances – and can lead to even worse financial trouble. That’s where payday loans in Cambridge, Ontario, and throughout Canada come into play!

It’s no secret that the economy has been on a roller-coaster ride for the past decade. The housing crash that rocked the global economy in the late 2000s, coupled with more recent trade wars, changes in consumer behavior, have all come together to wreak havoc on many people’s finances.

For those who are unfamiliar with the concept, payday loans have been around for quite some time. However, it is only in recent years that they have gained a lot of mainstream traction.

Today, payday loans in Cambridge act as short term loans for residents in need of emergency fast cash. They work similarly to any conventional loan – the lender screens applicants approve them for a loan and provides cash to the borrower.

Over a short time (in this case, a month), the borrower must repay the loan, along with interest.

Payday loans can help make ends meet between paycheques, be used for home or auto repairs, replacing a damaged appliance, emergency travel or hotel stays, and much more.

Traditionally, small personal loans like this have only been available at physical loan stores, often only in major population centers. With few to no payday loan places in Cambridge, this has meant limited availability for residents. However, that has all changed with the introduction of online lending.

Online Payday Loans in Cambridge

Online payday loans in Cambridge retain all of the core features of traditional loans, but are quicker and easier to obtain, with better customer service and more customer-focused lending experience.

No longer do residents need to travel to big cities – with online loans in Cambridge, residents can apply from their computer, smartphone, or tablet anywhere they have an internet connection.

The best online payday loans for Cambridge residents are available 24/7/365. They take just minutes to apply online, rather than the hours or days of traditional loans. Top online lenders offer instant approval decisions, so there’s no stressful waiting, either.

If approved for a cash advance loan, same day funding is available – perfect for when time is of the essence with an emergency expense or urgent bill.

There’s no need to worry about personal or financial information being vulnerable, either. Online loans in Cambridge from top lenders use the latest in encryption technology to provide a secure application, worry-free funding, and automated repayment.

No paperwork is required for any part of the lending process – nothing to mail, fax, or scan – as everything is digital. Customer service is also available to help with any aspect of the lending or loan management process.

Simply put, online loans increase the availability and access that residents of Cambridge have to borrow money fast. They eliminate travel, the need for an appointment, and so on. They allow residents to obtain loans on their schedule – not at the mercy of bankers’ hours.

Instant loans in Ontario are faster to obtain and offer speedy funding. They provide a better customer experience than traditional loans.

Bad Credit Loans in Cambridge

People who have been rejected at banks and with other lenders still have high odds of approval for a bad credit loan in Cambridge.

Residents with limited or no credit history or a poor credit score, are much more likely to be approved for a quick loan than any other form of credit product available on the market today.

Online money lenders make it easier for people with poor credit to have access to quick cash. Since these small loans are unsecured, you can borrow money without putting up any collateral.

In addition to not requiring collateral, loans for bad credit generally de-emphasize credit score as one of the qualification criteria. This means that most lenders have very low or no minimum credit score requirements.

All lending decisions are meant to assess risk for the lender to determine how likely it is that the borrower will successfully repay the easy loan. Banks and traditional lenders rely almost entirely on credit scores to measure this risk.

With online lenders, however, things are different. This is possible due to the application and modern approval process. We use advanced technology that looks at a variety of data points to make a lending risk decision, rather than relying solely on credit score.

While a credit check is still performed as part of the application and approval process, a poor credit score will not result in an application rejection.

What's important to lenders offering loans for bad credit in Ontario is whether or not applicants have the income and stability to repay the loan.

Need a Payday Loan in Cambridge, Ontario?

When economic strife hits, many residents need to turn to loans in Cambridge to help make ends meet.

The city of Cambridge is home to some major industrial, manufacturing and service corporations. However, there has also been rapid growth in the city, and economic changes can certainly lead to turbulence within the job market. This can manifest as decreased work hours, cut shifts, or even layoffs.

Fortunately, it’s never been easier to get quick loans in Canada than it is today. Residents can turn to online lenders like iCASH to secure quick and easy loans of up to $1,500, with no collateral.

A simple online application, with no paperwork, can be completed by most applicants in as little as 10 minutes.

Loans are available anytime, anywhere – so long as applicants have an internet connection and phone, tablet, or computer. iCASH offers instant loan approvals and same-day funding, making it a perfect choice for residents in need of fast cash in Cambridge and parts beyond.

Perhaps most valuable for those struggling financially, iCASH has no minimum credit score requirement to qualify for a loan. Upwards of 90% of applicants manage to get approved, with over $100 million in loans provided to date.

That’s why more and more people turn to iCASH for loans in Cambridge, Ontario, and throughout Canada!

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Apply in a few simple steps and get the money today. Complete our online loan application on our website or app– provide us with some personal information about yourself, select the amount of money you need, and submit your application.

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As soon as you submit your loan application. You’ll receive instant approval on your loan 24/7, so you can take care of anything that life throws your way. Sign your loan agreement and send it back to us.


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After receiving your signed agreement, we’ll send you the money within 5 minutes via e-Transfer. Email money transfer means that the funds from your loan can be accessed anytime, day or night, 24/7. Safe, loans online with same day funding.

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.

Payday Loans Cambridge FAQs

Where can I get a payday loan in Cambridge, Ontario?

The best place to get a payday loan in Cambridge is online, through an online lender like iCASH. You can:

    • Apply from your smartphone, tablet, or computer.
    • Access up to $1,500 in cash, available the same day.
    • Get approved even with a bad credit score or limited credit history.
    • Get approved and funded round-the-clock, any day of the week.
    • Receive an instant approval decision on your application.
    • Complete the entire lending process in 30 to 60 minutes.
    • Get cash funds without putting up any collateral.
    • Skip the travel, paperwork, appointment, and other requirements of traditional lenders.

What do I need to qualify for a payday loan in Cambridge, Ontario?

The minimum requirements to be eligible for a payday loan are:

• Be at least 19 years old at the time of your application.
• You must reside in Ontario and be a Canadian citizen.
• Have been receiving the same source or mix of income for at least the past 3 months.
• Have a net income of at least $800/month. This can include wages as well as social assistance programs from the provincial or federal level, private pensions, retirement plans, and other sources.
• Have a Canadian bank account that has been open for at least 3 months and has access to online banking features.
• Have a valid mobile phone number, email address, and home address.

Can I get a payday loan while on benefits in Cambridge?

You can get a payday loan while on benefits. Online lenders like iCASH accept many different kinds of income towards meeting the minimum monthly income requirement.

You can get loans with ODSP when you apply with us.

Just be sure to detail the sources and amounts of your income in the “Employment Details” section of the online application.

Can I get a personal loan for bad credit in Cambridge?

Poor credit scores are no reason to stop you from getting a personal loan in Cambridge or anywhere else!

At iCASH, there is no credit score requirement to qualify for a loan. Bad credit, limited or no credit history, or past loan rejections are not impediments anymore.
Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Cambridge. You can get back up to 20% of the cost of borrowing paid once your ODSP payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*

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