Payday Loans in London, Ontario

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iCASH is the #1 Payday Loans Lender in London, Ontario

Online Payday Loans London, Ontario

Get up to $1500. Low Cost. 5 minutes e-transfer

London, Ontario is a city located about halfway between Toronto and the US border. Home to almost 400,000, it serves as an important hub for both education and health care in southern Ontario, with those industries, along with insurance and technology, making up the lion’s share of economic activity. It is also a large culture, arts, and media hub in the region. The cost of living is relatively low compared to the rest of Canada, with a continually-increasing population that has been at a relatively consistent rate for the past several decades.

Despite the low cost of living, the people of London occasionally are in need of short-term cash loans and the choice for London residents is, iCASH.

We are a Canadian-based direct licensed online lender, providing payday alternative loans to residents of London, Ontario.

Loans are extremely easy to apply for, with the entire process, from application to funding, taking less than an hour in the vast majority of cases. Londoners can borrow money in amounts of up to $1,500, and pay it back in 1, 2, or 3 installment payments, all at competitive interest rates. And there are no limits on what you can use the funds for – most people use them to pay off bills, higher-interest debt, or make needed repairs to their home or car. Others use them for cash flow management, or to make major purchases or upgrades.

Unlike traditional payday lenders, where consumers may have to make multiple visits to a branch office, get documents notarized, fax or mail documents, provide proof of income, and otherwise spend hours or days’ worth of time to get their funds, we provide fast and convenient service all online. You can apply for a loan online 24 / 7, from the comfort of your home, and get funded fast. This is very convenient during the cold Canadian winters. There are no office visits, no documentation requirements, and no hassles. It’s lending for the 21st century.

At the same time, we recognize that questions do come up, and sometimes you need to talk to a real person. So, there’s a fully-staffed team of Canadian Customer Experience Agents who speak your language. They are available during normal business hours, 7 days a week, to answer any questions that you may have.

Of course, one of the most important aspects that we hold is our Canadian values, values we share with residents of London, Ontario. We pride ourselves on being an ethical and responsible lender, offering services to as many people as possible, while ensuring we don’t loan customers more than they can afford to repay. Our goal is to help people improve their financial situation. Likewise, we believe in transparency. There are never any surprise or hidden fees and all of our loan terms, interest rates are clearly spelled out as part of the loan application.

We also provide loans in others cities

are Toronto, Ottawa, Mississauga, Brampton, Windsor, Hamilton, Markham, Niagara Falls.

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4.6 / 5 STARS
1084 Rating
4.8 / 5 STARS
2.4K Rating

How To Get a Payday Loan in London, Ontario?

Easy Application
Apply Online

The application process is incredibly easy, and 100% online. Just fill in your information, select your loan amount, repayment options and submit it.

Fast Approval
Instant Decision

Our automated decision-making software reviews your application, performs a credit check, and renders a decision near-instantly. Once approved, sign your loan agreement online, and your work is done.

Quick Funding
Get Fund

After receiving your signed agreement, we’ll send you the money within 5 minutes via e-transfer.

Loan terms vary from - 62days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354. No minimum repayment period.
+ 200 000
members since 2014
93%
of approved applications
4.9out of5
customers would recommend us to their friends


Customer Rating
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Licensed   
Flexible repayment plans      
Offers cashback program for more savings      
Paperless      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
Get a loan now

Fast Online Payday Loans London, Ontario

Safe and Secure

All online transactions with iCASH are safe and secure. We take protecting your personal and financial information very seriously.

In addition, we have stringent information and data privacy controls internally, with some of the best practices in the industry, to ensure all of your information stays secure and confidential. We never sell your information to third parties, either.

Flexible Repayment Options

We realize that not everyone can afford to repay a cash loan out of their very next paycheck – they may not have enough money left over for other expenses and day-to-day needs. As such, we offer 1, 2, and 3 installment repayment plans.

No matter which option you choose, you pay the same interest rate on your loan – in the case of London, Ontario, the rate is $15 per $100 borrowed. That’s one of the lowest rates in all of Canada.

Getting a payday loan in London, Ontario

Applying for a payday loan is simple. We want to help as many people as possible to improve their financial situation and access the capital they need. Therefore, we keep our loan eligibility criteria fairly minimalistic in nature. Requirements include:
- Must be at least 19 years old.
- Must you must be a Canadian citizen, living in Ontario, British Columbia, New Brunswick or Alberta.
- Must have been receiving the same source of income for at least 3 months.
- Must receive a net income of at least $800/month.
- Must have a Canadian bank account, opened for at least 3 months, with access to online banking features.
- Must have a valid mobile phone, email address, and home address.

Membership and Loyalty Benefits

Membership is free and signing up is part of the application process.

This provides you with exclusive member benefits, including increased loan amounts in the future, as well as cash-back rewards on your loans.

Fully Licensed and Certified Direct Lender

We are fully licensed and certified direct payday loan lender in London, Ontario. This means that, we’ve been approved by the Provincial Government of Ontario.

This helps assure you that we uphold the highest moral, ethical, and financial standards, and that you can rely on iCASH as a high-quality, trustworthy lender.

At iCASH, we are proud to serve the people of London, the province of Ontario, and the country of Canada as a whole.

From Eastview, to Nepean and from Gloucester to Richmond, iCASH is making sure that everyone in the Regional Municipality of London has access to safer, smarter and simpler solutions for all of their financial needs.

20%

CASHBACK

Borrow and Save!
Get up to 20% in Cashback!

iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!