How much would you like to borrow?

$1,310

How many repayments?

Where do you live?

Lender licences
Get my loan
+ 300 000
members since 2014
93%
of approved applications
4.9out of5
customers would recommend us to their friends


Customer Rating

What Are e-Transfer Loans?



Instant e-Transfer loans are a form of short term borrowing that can be used for a variety of purposes, such as unexpected expenses or to bridge the gap until your next payday. Our instant loans are convenient because you can apply online and receive your money within minutes. You don't need to have outstanding credit to qualify, and there is no need to fax or mail in any documents.

Notebook with e-transfer loans text

How Do e-Transfer Payday Loans Work?

Instant e-Transfer loans in Canada work just like payday loans, by borrowing against your next paycheck. You can apply online on our site and receive your email money transfer within minutes, which you can then use to cover your expenses until your next payday. The repayment process is simple as well; the loan amount plus interest is what you will need to pay back on your next payday.

Advantages Of e-Transfer Payday Loans

Applying for an e-Transfer loan is one of the easiest ways to get emergency cash. The process is done completely online and 100% paperless. This is now the preferred way of borrowing money for many people in Canada over traditional payday loan options because you don't need to leave your home or workplace to apply. Your money will be electronically sent to you, and you can typically have access to them almost instantly.

There are many other benefits to using an e-Transfer cash advance loan, including:

Flexible

You can use e-Transfer payday loans for any purpose you need, such as covering unexpected expenses or bridging the gap until your next payday. They are also great to use in case an emergency comes up and you need cash right away.

Easy to Qualify

You don't need perfect credit to qualify for a payday loan. As long as you have a steady source of income, you will likely be approved. Bad credit isn't something that will stand in your way, and you can feel confident that you will be able to get the money you need.

Simple Repayment

The repayment process is simple. You will just need to pay back the loan amount plus interest and fees on your next payday. This is something that can be easily done, and you won't have to worry about a long drawn-out process.

Why Choose iCASH for e-Transfer Loans

When it comes to getting the fastest e-Transfer payday loans in Canada 24/7 with no documents, iCASH is one of the most reliable lenders available. We offer many benefits that our customers appreciate, such as:

24/7 Customer Service

We provide 24/7 e-Transfer payday loans and our customer service team is always available to help you with anything you need. Whether you have questions about the loan process or need help with your loan application, we are here for you. Even if you want to modify your repayment date, our team can help

Easy Online Application

You can apply for your payday loan anytime, anywhere in Canada with no documents required. Our online application only takes a few minutes to complete, and you can even do it from your mobile phone. You can log in and fill out our online loan application directly on our website, via the iCASH Android app, or on the Apple store if you have an iOS device.

No Hidden Fees

At iCASH, there are absolutely no hidden fees or charges for our e-Transfer loans. You will know exactly how much you need to repay before you even apply for the loan. Having this information upfront is important, and it's something that we take pride in. Our customers appreciate being able to know what they are getting into before they borrow from us.

24/7 e-Transfer Payday Loans With Low Income Or Bad Credit

TEven if you have bad credit, iCASH provides payday loans for people with poor credit history. We understand that life happens, and sometimes people fall on hard times. That's why we offer e-Transfer payday loans to Canadians with bad credit. No matter what your credit score looks like, you can apply for a loan and get the money you need quickly and easily.

Even if you have low income, you can still apply for online payday loans. As long as you have a steady source of income of at least $800/month, you likely won't have any trouble getting approved for an e-transfer. Plus, if you are receiving disability benefits, child tax benefits, or any other forms of government assistance, you can also use these as qualifying income sources.

Many people who have poor credit history are apprehensive about applying for loans because they fear they will be denied after the lender performs a credit check. At iCASH, we believe that your credit score shouldn't stand in the way of you getting the cash you need.

We perform a standard credit check for loan applications, as all legitimate lenders will do. However, your credit history will not be the only factor we consider when determining whether or not to approve your loan. We also look at your current employment situation and income to ensure that you will be able to repay the loan.

It's also important to note that you should avoid doing business with payday lenders who provide no credit check e-Transfer payday loans in Canada. This is because these lenders are likely not regulated by the government and are not required to follow the same rules and regulations as a licensed payday lender. As a result, they can charge extremely high interest rates, fees, and terms.

e-Transfers Sent Throughout Canada

iCASH has helped over 500,000 customers get e-Transfer payday loans in Canada 24/7 without hassle. We offer a fast, easy, and reliable online service that our customers appreciate. We have a team of dedicated customer service professionals who are available to help you with anything you need. You can apply online anytime, anywhere, and receive your money on the same day.

We provide fast payday loan options to residents in Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia or Prince Edward Island, and throughout Canada. Apply now on our site or via our mobile app and see how easy it is to get the cash you need e-transferred directly to you.



Smart Phone


e-Transfer Loans

Get up to $1,500!
Try our mobile application!

Sign up with our free app and access your account anywhere.

4.6 / 5 STARS
2759 Rating
4.8 / 5 STARS
5.4K Rating

How Can I Get e-Transfer Payday Loans in Canada?

Apply Online 24/7

Borrow Money Online

Apply using the simple form on the iCASH website – select the amount of money you need to borrow, your repayment plan*, provide some quick information, and you're on your way.

INSTANT DECISION

Instant Decision

Complete your loan application. You'll receive instant approval so that you can put your finances back on track. Fast, easy, and reliable loans from a trusted licensed direct lender.

GET YOUR MONEY FAST

Get Fund

Your funds will be sent via e-Transfer in 2 minutes or less. Our e-Transfers mean your money is available anytime you need it. Safe, urgent payday loans online with same day funding.

Maximum repayment period 62 days. APR is 109.50%. For a $300 loan of 14 days, the total payback amount is $345. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
20% CASHBACK
Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Canada. You can get back up to 20% of the cost of borrowing paid once your e-Transfer loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*

Frequently Asked Questions About Payday Loans

How do I apply for an e-Transfer Payday Loan?

To apply for an e-Transfer payday loan with iCASH, simply log onto our website and fill out our easy online loan application. For an even easier application experience, you can also apply via the iCASH Android app or on the Apple store.

Before applying for an online payday loan, ensure that you have the following information on hand:
    • Proof of employment i.e. your most recent pay stub.
    • Valid Canadian government-issued photo identification.
    • Proof of address and a valid cellphone number.
    • Proof that you hold a bank account with any major Canadian banking institution.

How long does it take to receive an e-Transfer?

Once we have received your complete and approved your direct deposit payday loan application, we will send you an e-Transfer of your loan amount instantly. So, from the time that you apply to the time that you receive your funds, the entire process can take minutes. This speedy process is something that our customers appreciate, and it's what sets our services apart from other lenders.

What is the maximum amount I can get?

The maximum amount that you can get with instant payday loans from iCASH is $1,500. After reviewing your loan application, we will make a decision on the best loan amount to offer based on your current financial situation. We approve over 90% of all applicants and are confident that we can transfer the cash you need.

What are the requirements to qualify for an express e-Transfer Payday Loan?

To qualify for an online e-Transfer payday loan with iCASH, you must:
    • Be at least 19 years of age.
    • Be a resident of British Columbia or any other province we serve.
    • Show that you have been working with the same employer for the past three months.
    • Have a net income of at least $800/month.
    • Have access to Interac e-Transfer.
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Licensed   
Flexible repayment plans*      
Offers cashback program for more savings*      
Paperless      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
Get a loan now
iCASH loans NOW OPEN
24/7