Renewals
iCASH only offers one loan at a time.
APR Disclosure
License #341941 - Alberta, Oct 31, 2024
License #4733142 - Ontario, March 17, 2023
License #67639 - British Columbia, Oct 31, 2023
License #74162 - Manitoba, May 1st, 2023
License #180004440 - New Brunswick, May 03, 2023
License #192535468 - Nova Scotia, July 31, 2023
License #40955 - Prince Edward Island, March 23, 2024
Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
Ontario Residents: The maximum allowable cost of borrowing under the payday loan agreement is $15 for every $100 advanced. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%%. On a loan of 62 days, the APR is 88.31%.
Manitoba Residents: To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 945-3800, 1-800-782-0067 or at
http://www.gov.mb.ca/fs/cca/consumb.
Nova-Scotia Residents: Payday loans are High-Cost Loans. The maximum allowable cost of borrowing under the payday loan agreement is 17$ per every 100$ received, which means on a 100$ loan for 14 days, the total cost of borrowing is 17$, with total payback amount of 117$ and an APR of 443.21%. On a loan for 62 days the APR is 100.08%.
PEI Residents: The maximum allowable cost of borrowing under the payday loan agreement is $15 for every $100 advanced. On a $300 loan of 14 days, the total cost of borrowing is $45, with a total payback amount of $345 and an APR of 391.07%. On a loan of 62 days, the APR is 88.31%.
Implications of non payment
iCASH encourages responsible lending. Failure to repay your loan will result in a negative report to the credit bureaus, which will reduce your credit score. If you do not repay your loan on your payment due date(s), your loan will be considered delinquent and will be subject to an NSF fee of up to $48 depending on your province for any payment missed. In addition, late interest will accrue on any unpaid balance at an annual rate of up to 59% per annum depending on your province. Delinquency will be taken up in court and you will have to bear all the legal, court and administration fees.
* The Cashback Program is not available to members in Manitoba or New Brunswick.
** The Referral Program is not available to residents of Manitoba, British Columbia or New Brunswick.
*** Clients in Alberta will obtain a loan in 2 to 7 payments.
**** Due to government regulations, loans in Ontario and Nova Scotia can only be approved for 1 repayment.
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