Just use the simple form on our website – select the amount of cash that you want to borrow, your repayment plan*, provide some information and you’re on your way.
If you’re trying to borrow money and have been turned away by your bank or another traditional institution, why not get help from direct lenders?
Modern direct lenders make it easy for Canadians to borrow money because you aren’t jumping hoops throughout the lending process. iCASH has made it simple for borrowers to gain access to loans, with an easy application process and with fast turnaround time.
Direct lenders, or short term loan providers, let people borrow money in small-dollar amounts directly with them. Instead of using an outside company or mortgage broker, they use their funds, and their customers deal directly with them.
This is great for borrowers because their information stays in one place, rather than getting shared with multiple companies and protects them from fraud and information leaks.
Unlike loan-matching services, you cannot browse through different lenders and products if you choose to apply through a direct lending company. You should thoroughly research the lender you are planning to use to apply for a cash loan and make sure you are well aware of the costs of borrowing with them.
While many modern lenders are transparent in their fee structure and interest rates, there are some questionable lenders out there that want to take advantage of an individual’s financial situation.
If you’re in a rush and need to access cash right away, applying with direct lenders is your best option, and it might be easier for you to get a loan rather than going through a traditional institution or loan-matching services.
Things to Look out for When Applying with Direct Lenders:
Before you apply for an online cash loan, you should make sure that the lending company is reputable among the direct lender’s network. To be specific, they must be:
Now that you know who direct lenders are and how they operate, it’s important to realize how borrowers can benefit from them. Payday loans from direct lenders offer an instant solution to temporary cash-flow problems.
Payday loans from direct lenders (no brokers) work the same way as any other short term loan. Borrowers can get up $1,500 without having to work with multiple lending companies or third-party brokers.
Unlike traditional loan places, money lenders are open 24/7/365. Depending on the payday loan company you select, you can apply online or in-store, and the application should only take a few minutes to complete. Most lenders process applications quickly and let you know if you’ve been approved or not almost instantly.
Once you sign the contract, you can get your funds sent via e-transfer within minutes. When you apply with iCASH, you can get funded within 2 minutes.
Typically, you have to repay the loan along with all applicable fees and interest by your next paycheck. Provincial laws determine the maximum cost of borrowing from an express loan.
Keep in mind that payday loan regulations are not the same in every province. Some aspects that can vary include the maximum amount you can borrow, the term, and whether or not you can extend your loan.
Anyone who is a Canadian citizen or permanent resident of Canada can apply with a payday loan company or direct lender.
If you find yourself in an emergency and need money right away, but don’t have access to funds, you can approach a real direct payday loan lender for help. Some examples of the different types of expenses you may need a quick personal loan for include:
Payday loans from direct lenders are unsecured, so you’ll not be required to put up any collateral in order to receive money. You will just need to meet our minimum requirements.
To apply with iCASH, you must:
When used responsibly, payday loans from direct lenders can help improve your financial standing.
Not all online payday loans form direct lenders are the same. When you’re applying for an easy loan, make sure you’re aware of the following points when comparing different companies:
While it may be wise to be cautious, there are many great online payday loans from direct lenders in Canada that offer borrowers ease and flexibility.
Some of the many advantages include:
There are many benefits to applying with a direct payday loan lender in Canada, including:
While loan-matching services may offer a bunch of lenders, they might be biased in presenting certain top picks and may miss out on a few good ones. When you’re on your own, you can take out the time to look for lenders with good rates and specific to your needs.
When applying with a direct payday loan lender in Canada such as iCASH, your personal information is safe and secure, so you don’t have to worry about your information being vulnerable or shared with others.
iCASH is a direct lender, which means you don’t deal with an intermediary when borrowing from us. From the time of the application, up until the repayment of the loan, you deal directly with us.
Experience the difference for yourself and see why many prefer to borrow money with us. Our customers love that we provide a smooth, fast, and friendly quick loan experience every time.
When you’re ready to apply, follow these simple steps:
Apply with the best direct payday loan lender in Canada!
in Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, Prince Edward Island.
Sign up with our free app and access your account anywhere.
Just use the simple form on our website – select the amount of cash that you want to borrow, your repayment plan*, provide some information and you’re on your way.
Complete your loan application. You’ll receive an instant approval, so you can put your finances back on track. Fast, easy and reliable loans from a trusted licensed direct lender.
Your funds will be sent via e-transfer in 2 minutes or less. Our transfers mean your money is available anytime you need it. Safe, urgent loans online with same day funding.
iCASH offers a unique Cashback program to reward its customers in Canada. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*
![]() |
Traditional Payday Lenders | Lenders with brokerage fee | |
---|---|---|---|
Licensed | |||
Flexible repayment plans* | |||
Offers cashback program for more savings* | |||
Paperless | |||
Free membership benefits | |||
No hidden charges | |||
E-transfer in the next 5 minutes | |||
Get a loan now |