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Loans in Kingston, Ontario

Payday loans provide Kingston residents with up to $1,500 in cash to solve unexpected expenses.

They are the go-to solution when locals face an unexpected event that forces them to spend money they don't have. We all do our best to plan and create a balanced budget to cover all the monthly expenses.

But unanticipated events still happen, as we cannot predict every unpleasant surprise that will affect our wallet a few months from now. As for a contingency fund, we all plan to have one at some point, but gathering the money to create it isn't that easy.

When a sudden expense is threatening your financial balance, loans in Kingston can help you pull through.

In Canada, short term loans are loans that you can take for a period to cover a cash shortfall. You can repay them when your next paycheck arrives.

The loan terms are reasonable, and while you have a repayment date, how you spend your loan funds is your decision. You won't have to offer any justification regarding the reason behind your instant loan.

In Ontario, payday loans can be used for anything! From bills that have added up, a problem with your car, an urgent medical expense for you or your pet, a house appliance falling apart, or any other issue.

Kingston is an attractive place to live in, and it has quite a lot to offer. As for the cost of living, it's somewhere in the middle. That means that even if you have a good salary, you can still be one impulse shopping spree away from being in a financial hot spot the next month. That's when payday loans in Kingston come in handy.

Suppose you're one of the many Canadians looking for a reasonable way of borrowing money for a short period of time. You probably already know banks are not the best place to try. They are usually quite risk-averse, and they have high requirements and lots of paperwork.

Instead, when you need a payday loan, you need a private lender like iCASH. We will offer the advantage of handling everything online and instant approval, reasonable requirements, and easy and quick access to the money. We offer bad credit loans in Canada online 24/7.

Considering that your private information is entirely secure, along with having the funds directly in your account in a matter of minutes, it's pretty clear that iCASH is the best loan place in Kingston, Ontario.

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Personal Loans in Kingston

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How Can I Get a Payday Loan in Kingston?

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Apply Online

Fill out our online application. Choose your desired loan amount and provide the requested information. It takes about 10 minutes or less.

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Instant Decision

Our fully automated online application will provide you with an instant decision on your money loan. Once approved, all you have to do is electronically sign your loan agreement.

Get Your Funds

Get Fund

Once your loan agreement is signed, your funds will be sent via e-Transfer in the next 2 minutes. Fast, convenient loans in Kingston.

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.

Payday Loans in Kingston FAQs

1. What do I need to be eligible for a payday loan in Kingston?

The minimum requirements to be approved for a payday loan in Kingston, Ontario are:

• Be 19 years of age or older.
• Be a Canadian citizen and a resident of Ontario.
• You must have been receiving the same source of income for at least 3 months.
• You must have a net income of at least $800/month.
• You must have a Canadian bank account, open for at least 3 months, with access to online banking functionality.
• You need a valid mobile phone, email address, and home address.

2. Can I get a payday loan while on government benefits?

You can get a payday loan while on government benefits. When you need a loan, you can apply even if your income source is social benefits.

As long as you have received it for at least the previous three months, you have great chances to be approved.

3. Can I get an ODSP loan in Kingston?

You can quickly get an ODSP loan with us. We consider the Ontario Disability Support Program a reliable source of income to be eligible for a loan.

You will also need to meet other requirements to qualify for a personal loan in Kingston.

4. How much can I borrow with a small personal loan in Kingston?

You can borrow up to $1,500 with a small personal loan in Kingston.

5. Can I get a bad credit loan in Kingston?

You can get a loan for people with bad credit in Ontario, as long as you find the right lender. Bad credit is only an issue when you go to a bank for a loan, as your credit score is the first thing they will check.

But if you turn to a private lender, the situation is different. We check your credit, but only for verification purposes.
Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Kingston. You can get back up to 20% of the cost of borrowing paid once your quick payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*

iCASH logo Traditional Payday Lenders Lenders with brokerage fee
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