Payday Loans in Hamilton

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Loans in Hamilton

Cash Advances in Hamilton

Hamilton, Ontario is a city of around half a million people, situated southwest of Toronto, and about 15 miles west of the US border at Niagara Falls. It’s a port city, along the shore of Lake Ontario, and was expanded shortly after the millennium to encompass additional outlying towns, adding nearly 40% to the city’s then-300k or so population. Once a large manufacturing hub, it has transitioned to a service-oriented economy, focusing on transportation, education, and health sectors today.

When residents of Hamilton run into financial difficulties and need emergency funding, they don't have time to wait. As one of the top online lenders that provide payday loans for Canadians, we give access to speedy cash options. These loans are easy to qualify for and many people can get instant approval.

We consider multiple data points in the loan approval decision process and do not have a minimum credit score requirement. Hamilton residents can borrow up to $1,500 to use as they see fit. It can be a lifesaver for many people who need bad credit loans, to pay off bills, need to make emergency car repairs, or to help with large purchases.

A key aspect of what sets us apart from other lenders who provide unsecured loans in Canada, and why so many Hamilton residents are choosing these types of loans, is because of how convenient and easy it is to apply online. The loan application takes just 5 to 10 minutes to complete online.

After submitting your online loan application, our automated decision-making software performs a credit check, reviews your information as well as your requested loan amount, and provides a decision on your loan application.

Once approved, you sign your loan agreement online and send it back to us. Upon receiving your signed loan agreement, we will send the funds to you within 5 minutes via e-transfer. It’s that simple! You can complete the process from your home or office, without any physical paperwork, faxing, mailing, notarizing, office visits, travel, or difficulties.

This is very convenient when you need to borrow money, especially during the cold Canadian winter when no one want to be outside more than they have to, that is unless they are going to get a Tim Hortons coffee or to watch a game of their favorite hockey team.

Of course, that doesn’t mean you’re on your own if you run into trouble. You can contact iCASH and speak with one of our Customer Experience Advisors that are available 7 days a week. They can help with any issues with your application, questions or concerns about the process, and so on. For security purposes, though, the application itself must be filled out online, and you cannot apply over the phone. This helps ensure your information stays confidential and secure.

iCASH is committed to be an ethical, responsible, and transparent lender, mirroring the Canadian values that we all share, including residents of Hamilton, Ontario.

All loan terms are clearly spelled out as part of the application process. Likewise, we won’t loan you more than you can reasonably afford to repay, and we also don’t charge you higher interest rates just because of a bad credit score. Our goal is to make it easy to apply for payday loans in Ontario with instant approval. Safe, easy online application with with same day funding from a licensed lender.

One major misconception about fast payday loans is that they can be hard to find, apply to, and be approved for.

To get approved for loans that provide you with funding until your next payday, you need to apply with a private direct lender.

With iCASH, you can apply online 24/7. There are no hidden fees and you’ll be dealing with a safe, trusted Canadian lender. Even if you have lower credit scores, you can still get approved in minutes and put your finances back on track.

When deciding upon which lender to work with, please ensure that the company is licensed in Ontario. The regulations they adhere to are meant to keep customers like you properly informed about the terms and conditions of your loan.

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Payday Loans Online Hamilton, Ontario

Apply Online

Apply Online

Apply in a few simple steps and get the money today. Complete our online loan application on our website or app– provide us with some personal information about yourself, select the amount of money you need, and submit your application.

Instant Approval

Instant Decision

As soon as you submit your loan application. You’ll receive instant approval on your loan 24/7, so you can take care of anything that life throws your way. Sign your loan agreement and send it back to us.

GET SAME DAY FUNDING

Get Fund

After receiving your signed agreement, we’ll send you the money within 5 minutes via e-Transfer. Email money transfer means that the funds from your loan can be accessed anytime, day or night, 24/7. Safe, loans online with same day funding.

Maximum repayment period 62 days. APR is 109.50%. For a $300 loan of 14 days, the total payback amount is $345. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
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Customer Rating
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Licensed   
Flexible repayment plans*      
Offers cashback program for more savings*      
Paperless      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
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Easy Online Payday Loans in Hamilton

Bad Credit = No Problem

We consider a number of different factors in the loan approval process. Chief among them is a consideration of whether or not you can afford to repay the loan. We recognize that not everyone has great credit, and don’t believe you should be defined by your credit score alone.

Loans for bad credit in Ontario are within your reach. At iCASH, we promise always to give you a fair decision and never to decline applications solely based on credit scores.

No Documents Required

One of the best things about getting an online loan is that there are no documents required. You don’t need to fax, mail anything or get anything notarized. You don’t need to send us pay stubs or paychecks, either. Everything is done online, with no documents required. This saves you time and hassle, and lets you put that time to better use. Go enjoy the Bruce Trail or walk along the waterfront, take in Webster’s Falls or make the trip to Niagara or Toronto and enjoy your day!

We Accept Income Assistance, Pensions, and More

One of the very few requirements for qualifying for a cash loan from iCASH is a minimum monthly income of $800. While many people achieve this through their paychecks, we realize that some people are on fixed or assisted income, such as Old Age Security, Canadian pension fund, and government assistance benefits.

These all qualify as income, toward the $800 monthly requirement. You can quick apply and be approved for a loan while on ODSP.

From Eastview, to Nepean and from Gloucester to Richmond, iCASH is making sure that everyone in the Regional Municipality of Hamilton has access to safer, smarter and simpler solutions for all of their financial needs.

20% CASHBACK
Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Hamilton. You can get back up to 20% of the cost of borrowing paid once your ODSP payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*

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