Payday Loans in Hamilton

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iCASH Is The #1 Payday Loans Lender in Hamilton

Payday Loans in Hamilton, Ontario

Get up to $1500. Low Rates. 5 minutes e-transfer

Hamilton, Ontario is a city of around half a million people, situated southwest of Toronto, and about 15 miles west of the US border at Niagara Falls. It’s a port city, along the shore of Lake Ontario, and was expanded shortly after the millennium to encompass additional outlying towns, adding nearly 40% to the city’s then-300k or so population. Once a large manufacturing hub, it has transitioned to a service-oriented economy, focusing on transportation, education, and health sectors today.

When consumers run into financial difficulties and need a payday loan in Hamilton, Ontario, they turn to iCASH. As a Canada-based, trusted online direct Canadian payday loan lender, we provide Hamilton residents with access to fast loans, also known as short term loans, cash advance loans, or payday loans. These loans are easy to obtain and qualify for, with an all-online application process, near-instant decision on approval, and quick funding once approved.

We consider multiple data points in the loan approval decision process and do not have a minimum credit score requirement. Hamilton residents can borrow up to $1,500 to use as they see fit, repayable in 1, 2, or 3 installments, based on paycheck frequency. It can be a lifesaver for many people who need bad credit loans, to pay off bills, need to make emergency car repairs, or to help with large purchases.

A key aspect of what sets us apart from other short-term lenders, and why so many Hamilton residents are choosing iCASH website, is because of how convenient and easy it is to apply for a cash loan online. The application process takes just 5 to 10 minutes online.

After submitting your loan application, our automated decision-making software performs a credit check, reviews your information as well as your requested loan amount, and provides a decision on your loan application.

Once approved, you sign your loan agreement online and send it back to us. Upon receiving your signed loan agreement, we will send the funds to you within 5 minutes via e-transfer. It’s that simple! You can complete the process from your home or office, without any physical paperwork, faxing, mailing, notarizing, office visits, travel, or difficulties.

This is very convenient when you need to borrow money, especially during the cold Canadian winter when no one want to be outside more than they have to, that is unless they are going to get a Tim Hortons coffee or to watch a game of their favorite hockey team.

Of course, that doesn’t mean you’re on your own if you run into trouble. You can contact iCASH and speak with one of our Customer Experience Advisors that are available 7 days a week. They can help with any issues with your application, questions or concerns about the process, and so on. For security purposes, though, the application itself must be filled out online, and you cannot apply over the phone. This helps ensure your information stays confidential and secure.

iCASH is committed to be an ethical, responsible, and transparent lender, mirroring the Canadian values that we all share, including residents of Hamilton, Ontario.

All loan terms are clearly spelled out as part of the application process. Likewise, we won’t loan you more than you can reasonably afford to repay, and we also don’t charge you higher interest rates just because of a bad credit score. Our goal is to help residents of Hamilton, Ontario improve your financial situation with quick payday loans, and we seek to make that process as accessible and simple as possible.

We also provide loans in others cities

in Toronto, Ottawa, Mississauga, London, Windsor, Brampton, Markham, Niagara Falls.

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Payday Loans Online Hamilton, Ontario

Apply
Apply Online

To start, fill out the application on the website. The entire process can be completed online, and most people finish the application in 5 to 10 minutes.

Get Approved
Instant Decision

After you submit your loans application, it is processed by our automated decision-making software, and you receive an approval decision near-instantly. If approved, you get your loan agreement and sign it online.

Get Funded
Get Fund

The best part, following your agreement being returned, you’ll get your money within 5 minutes via e-transfer.

Loan terms vary from - 62days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354. No minimum repayment period.
+ 200 000
members since 2014
93%
of approved applications
4.9out of5
customers would recommend us to their friends


Customer Rating
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Licensed   
Flexible repayment plans      
Offers cashback program for more savings      
Paperless      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
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Easy Online Payday Loans in Hamilton

Bad Credit = No Problem

We consider a number of different factors in the loan approval process. Chief among them is a consideration of whether or not you can afford to repay the loan. We recognize that not everyone has great credit, and don’t believe you should be defined by your credit score alone.

In fact, many who have bad credit are perhaps the most in need of a payday loan, as it is hard to qualify for traditional loans from banks with a bad credit score. At iCASH, we promise to always give you a fair decision, and never to reject applications solely based on credit scores.

No Documents Required

One of the best things about getting a short-term loan is that there are no documents required. You don’t need to fax, mail anything or get anything notarized. You don’t need to send us pay stubs or paychecks, either. Everything is done online, with no documents required. This saves you time and hassle, and lets you put that time to better use. Go enjoy the Bruce Trail or walk along the waterfront, take in Webster’s Falls or make the trip to Niagara or Toronto and enjoy your day!

Low Interest Rates

As an online lender, iCASH is able to keep overhead expenses fairly low, as compared to traditional payday lenders. Without branch offices, we don’t need to pay a lot in terms of rent, leases, utilities, and so on and are able to pass these savings on to you, in the form of lower interest rates on your loans.

For Hamilton, Ontario residents, the interest rate is $15 per $100 borrowed, which is among the lowest in all of Canada.

What’s more, we don’t charge you a higher rate if you choose a longer loan term – the rate remains the same whether you opt for 1, 2, or 3 repayment installments.

We Accept Income Assistance, Pensions, and More

One of the very few requirements for qualifying for a cash loan from iCASH is a minimum monthly income of $800. While many people achieve this through their paychecks, we realize that some people are on fixed or assisted income, such as Old Age Security, Canadian pension fund, and government assistance benefits.

These all qualify as income, toward the $800 monthly requirement. We believe everyone deserves access to quick cash when they need to borrow money, including those on a fixed income or income assistance so we consider your whole income picture as part of the loan application and approval process.

From Eastview, to Nepean and from Gloucester to Richmond, iCASH is making sure that everyone in the Regional Municipality of Hamilton has access to safer, smarter and simpler solutions for all of their financial needs.

20%

CASHBACK

Borrow and Save!
Get up to 20% in Cashback!

iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!