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Same Day Loans Online

Get Up To $1500. Low Rates. 5 Minutes e-transfer.

When you need same day loans, you can’t afford to wait for your money. As a company, iCASH is focused on helping Canadians handle financial emergencies.

We are a direct online Canadian lender that offers same day loans online. There are no collateral requirements, no office visits and no document requirements from the loan application process.

You can apply from the comfort and security of your home or office. Your funds can be released 24/7, and the entire process, from starting your loan application to getting approved even if you have bad credit can take as little as one hour.

Same day loans online is all we do at iCASH. In fact, we are revolutionizing the way Canadians think about unsecured loans and provide access to credit that is customer-focused, easy-to-use, and exceptionally fast.

We offer competitive interest rates, customer service that’s based on Canada and is bilingual in both official languages and we have a Cashback rewards program. You can apply for a cash advance loan of up to $1,500 and get pre-approved in as little as 10 minutes.

We help put you in control of your financial future by improving your finances and your life, without having to sit around stressing and waiting about an approval or when you’ll get your funds.

Ordinarily, with traditional lenders and banks, applying for a loan and getting approved on the same day is unheard of. There are payday lenders who sometimes offer fast loans in brick-and-mortar stores, but those, too, can be a bit hard to get as they require a ton of paperwork, and have other requirements. What’s more, some companies will only approve you for small loans, and then you'll need to deposit a check into your bank account. The online approach from iCASH is much safer, more faster, and more convenient for the vast majority of Canadians as they can apply for a loan from their home or work via the iCASH website or on the go with the iCASH app.

At the same time, we believe that people in need of same day loans typically need money right away which is why we designed our platform to give you fast access to cash with instant loan approval. Start your express loan application and you maybe approved in less than an hour in many cases. We realize that your needs to obtain quick loans online is not because of choice but at times due to life's circumstances and do everything we can to help you remove stress, overcome challenges, and get on with your life.

Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*

Smart Phone

Get up to $1,500!

Try our mobile application!

Sign up with our free mobile loan app and access your account anywhere, 24/7.

4.6 / 5 STARS
2759 Rating
4.8 / 5 STARS
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How to Get Same Day Loans?

Apply for Same Day Loan

Apply Online

To get approved instantly for same day loan online, start by filling out an application. Choose the amount that you need and how you like to repay it back.

Instant Loan Approval

Instant Decision

Your application is then reviewed by our software which also performs a credit check. You may get approved for same day cash loan with bad credit.
You will then get a decision almost instantly along with the loan amount that you were approved for.

Sign the Loan Agreement Online

Get Fund

Sign your payday loan agreement online and return it back to us. As soon as we receive it, we will send the funds to you within 5 minutes via e-transfer.

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
+ 200 000
members since 2014
of approved applications
4.9out of5
customers would recommend us to their friends

Customer Rating
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Flexible repayment plans*      
Offers cashback program for more savings*      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
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Same Day Cash Loans in Canada

Same Day Cash Loans for Unexpected Emergency Bills

One of the most common reasons for Canadians to get same day cash loans is to cover unexpected bills or emergency expenses. These types of costs always seem to come up at the worst possible time.
For Canadians who are living paycheck-to-paycheck, or don’t have a great deal of savings, these kinds of expenses can be devastating to the finances and budget of a household.
But with an emergency loan from Canada’s premiere direct online lender, iCASH, you can pay all your bills quickly and get on with your life!

Same Day Cash Advance for Medical, Dental, or Childcare Bills

We are fortunate in Canada to have a great health care system however some medical bills such as dental costs aren’t covered.
If you have children, their expenses are likewise significant, and childcare like babysitters, daycare, and other programs can cost a fortune.
If you have trouble paying for any of these kinds of expenses, a cash advance on child tax credit may be a good choice for you.
As long as the loan application is filled out correctly and all the information that’s requested is provided, these types of loans are approved on the same day thereby helping you manage your cash flow without compromising your daily budget or finances.

Same Day Loans with Bad Credit

We recognize that not everyone has perfect credit. No reputable Canadian lender can offer instant cash loans with no credit check. But, quality lenders like iCASH can promise that your credit history will NOT cause your loan application to be rejected.
We approve 9 out of 10 applications and are the number 1 lender for Canadians who have bad credit and need same day cash loans.
That’s why many customers with who have not so perfect credit are able to get a bad credit loan with iCASH on the same day that they apply for a loan.
NO matter what your score, we’ll give you a fair review. We’re far more interested in your ability to repay your loan, based on your income and the other information we collect during the application process.

Same Day Cash Loans Online for Auto Repair

Car repairs are expensive, and for most people, necessary. We rely on our cars to get to work, school, and around town to run errands and live our lives.
When your car breaks down unexpectedly, it’s a big hassle, and can cost quite a lot to get repaired at the local auto garage. Still, not everyone can come up with $1,000 or more to get their car repaired. With cash loans that are approved the same day, you can get the funds you need to get back on the road.

Same Day Loans Online for Home Repair, Renovation, and Furnishings

Whether you’ve got a DIY or contractor-led home improvement project going on, have some repairs to make around the house, or just need some new or replacement furnishings, it all costs money.
And for larger projects, estimates of project cost always seem to be less than the final expense. On the other hand, if appliances break down, you often can’t wait around to get them repaired or replaced. You need it to be in good working order.
Don’t put off needed repairs, purchases, or projects indefinitely, hoping you can save up the cash you need. Instead, borrow money from iCASH and get approved the same day and pay back your loan with multiple payments.

Same Day Payday Loans for Vacation and Travel Plans

Not everything has to be about paying bills or making ends meet. It’s always good to take a break and sometimes travel, have a vacation with your significant other or your family and enjoy life.
But finding the money for such things can be a challenge.
With same day payday loans, you can get approved instantly to get the funds you need to take that much-needed vacation even on last-minute notice.

Find out what our customers think about iCASH!

"Lindsay from Alberta"
"Ryan from Alberta"
"Shaysta from Ontario"
"Terry from Ontario"
"Candace from Nova Scotia"
"Pertige from BC"
"Sami from Ontario"
"Teri from New Brunswick"
"John from New Brunswick"
"Erika from Alberta"
"Stephen from Alberta"
"Chelsea from Ontario"
"Scott from Alberta"
"Lynda from Ottawa"
"Kenton from Alberta"
"Catalina from BC"
"Chris from Alberta"
"Jasmine from BC"
"Christa from Alberta"
"Melissa from Ontario"
"Heather from Alberta"
Read our customers stories

How do I repay my online loan?

It’s very easy to repay back your loan. When you apply for the loan, you’ll provide your bank account information. This account will automatically be debited for the appropriate amounts on the date(s) that are specified in your loan agreement.

Everything is clearly spelled out, so you can ensure you have enough money in that account on or before those dates. It’s all handled automatically.

How can I use the money from the loan?

Unlike traditional loan products such as a car loan or home loan, that are directly related to the purchase of a specific asset, there are no restrictions in how you use funds from a payday loan. Your online payday loan can be used as you see fit. The funds are effectively the same as cash. You know best how to manage your finances, what bills need to be paid, what purchases you want to make, and so on.

Your only obligation is to repay the loan with interest as specified in the loan agreement. What you do with the money is entirely up to you!

How can the funds from my loan be released the same day?

The loan process is automated and entirely online. That means that we’re open 24/7 when most other lenders are sleeping. We can also get you approved for same day payday loans online even if you have bad credit.

You can apply online at any time, get your loan approved at any time, sign and return your loan agreement at any time, and get your money the same day.

That’s the beauty of iCASH, we can provide you with the funds that you need, when you need it, where you need it, with speed and convenience.

Is my information safe and secure with an online lender like iCASH?

As an online lender, iCASH takes information security very seriously. We’ve invested heavily in security measures such as advanced encryption technologies to keep information safe and secure.

All transactions are protected, and we use industry best practices as guides for our internal data access controls, data security, integrity, and privacy protections.

iCASH takes your privacy seriously and promises never to sell your information to third parties, and to never sell the servicing of your loan to an outside company.

What are the requirements for same day loans from iCASH?

iCASH maintains very limited minimum requirements for our customers to qualify for same day loans online. Our goal is to be able to help as many people as possible. We also believe that consumers are more than simply their credit scores, so we do not have any minimum credit score requirements. The basic requirements are:

  • Must be at least 19 years old.
  • Be a Canadian citizen, residing in one of the provinces we service – specifically Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, or Prince Edward Island.
  • Have been receiving the same source or mix of income for at least the past 3 months.
  • Have a net income of at least $800/month.
  • Own a Canadian bank account, opened for at least 3 months, with access to online banking features.
  • Possess a valid mobile phone, email address, and home address.

It’s really that simple. So long as you meet those requirements, you are eligible to apply for same day cash loans online and get approved instantly.