Responsible Lending

Responsible lending

At Finabanx, our integrity and reputation depend heavily on our ability to act ethically and honestly. We take this responsibility very seriously. To guide our employees and directors in the highest standards of ethical business activities, we have developed the following Code of Conduct.

This Code of Conduct is a collection of rules and principles based on responsible lending practices currently present in Europe and Australia. With an underlying fundamental understanding that we are individually and collectively responsible for conducting business ethically and with integrity.

Code Of Conduct

Conformity:

We are fully licensed in every province of operation. We conform to all rules and regulations pertaining to our regulatory environment. We are fully engaged in offering our clients credit solutions that totally comply with applicable federal and provincial laws and We will not take any actions that conflict with these regulations. This engagement applies to both the loan underwriting as well as any collection operations.

Sustainability:

We, in good faith and with integrity, will only provide loans that are within our client’s capacity for repayment. Using due care and diligence, and exercising our best independent judgment, We will provide loans that are inside of this repayment capability.

Transparency:

In full compliance with applicable rules and regulations, We provide clear and comprehensive information about all rates, fees, and any other costs. We will not directly or indirectly mislead, manipulate or fraudulently influence our clients. Our employees will offer transparent and honest answers to any questions regarding the fees associated with our payday loans in Canada.

Security:

We take all reasonable measures to protect our client’s data and personal information. We will never resell our client’s personal information. Our online loan applications are conducted and processed in a highly secure environment.

Integrity:

It is our pledge to take a cautious and conscientious approach to every decision regarding lending practices. This Code of Conduct will be at the forefront of our business decisions. We believe that everyone deserves access to ethical and prompt financial services and We will work diligently toward that end. If you have any questions or comments regarding our Code of Conduct, please feel free to email us at [email protected]. We will be more than happy to hear from you!