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Get a cash loan up to $1,500 today
If you’re looking to borrow money and you need cash immediately, you may be unsure where to go. Thankfully, if you’re looking for an easy cash loan, you can turn to iCash! As one of the leading online lenders in Canada, iCash has helped over 850,000 Canadians get quick, easy loans by e-Transfer with flexible repayment terms* and a digital application process that is both easy to fill out and understand.
With iCash, not only can you get fast cash anywhere in Canada, but you can apply for anywhere from $100 to $1,500! No matter how much you borrow, the fees are applied and spelled out clearly, so you’ll have a precise picture of what you’re getting beforehand. You can apply 24/7 online or with the iCash mobile loan app. You won’t need to provide documents or fill out any paperwork.
With iCash, waiting around for hours or days for an approval decision and receiving your funds is a thing of the past. Instant funding is possible thanks to our automated AI lending process. All you need to do is fill out our digital application online or with the iCash app, and you’ll find out instantly if you’ve been approved. We process loans 24/7, even on weekends and holidays. Once processed, approved, and digitally signed, we send you your funds by e-Transfer within 5 minutes. It’s that fast! This is why so many Canadians are choosing us as an alternative to in-store payday loan lenders!
When it comes to getting online cash, flexibility to repay is key. That’s why iCash allows up to 3 repayments to repay, depending on the province you live in and the frequency of which you are paid. The repayment dates are conveniently scheduled on the day you get paid (we accept various sources of income as acceptable repayment options).
How our online loans work
If you’re worried that our fast cash loans are too good to be true, allow us to show you exactly how they work, and how quickly you can receive one from iCash. Borrowing money online from us is much easier (and faster) than going to any loan store in person.
To begin, simply sign up, create an account, and fill out the easy-to-follow digital loan application - either by downloading the iCash Android/iOS app or doing so on our website. The entire process is paperless. You won’t need to sign any papers or scan any documents whatsoever.
We take the “instant” in instant cash literally. You won’t be waiting hours or days to find out if you’ve been approved. Once you fill out our online application, you’ll find out if you’ve been approved right away! Once approved, we’ll begin processing your loan immediately. You’ll receive your digital agreement via email to sign in a few minutes.
Once you’ve been approved and have signed your digital agreement, you’ll receive your instant loan by e-Transfer in 5 minutes. This makes iCash an ideal solution for those who need money on short notice, as it gives you access to quick cash much faster than traditional banks and in-store lenders.
Our easy requirements for online cash loans
We understand that sometimes life throws unexpected expenses your way and you need a few hundred dollars to make it to the next paycheque. That's why we offer instant cash loans online with some of the easiest lending criteria so that even Canadians receiving government benefits are eligible.
Unlike banks and other lenders who require extensive paperwork and long waiting periods for approval, our loan application process is easy and fast. We believe that everyone should have access to financial help when it’s needed most, which is why our lending criteria is designed to make getting approved easier than ever before.
If you meet these borrowing criteria, you’re eligible:
Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).
Bad credit accepted!
With iCash, you can get approved online even with bad credit. No need to worry about your credit score standing in the way. Instead of relying on traditional lending metrics, iCash looks at alternative points like spending habits, sources of income, and ability to repay - factors that are more indicative of someone’s ability to repay debts and loans.
Our expertise in bad credit makes it easier for those with poor or non-existent scores to get approved quickly and easily. Plus, with competitive interest rates and no hidden fees, iCash offers an attractive option for those who may not qualify for personal loans from a bank.
Borrow cash anywhere in Canada!
When it comes to online loans, it doesn’t get better than iCash. Not only is our application process easy, but getting your funds is quick and easy. We have 24/7 customer service and offer additional bonus perks for future loans, such as an exclusive cashback* program. We even have a referral program that can earn you and your friends an extra $20. Apply now to get started!
Apply for a Cash Loan today!
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
We help our members get their finances back on track
Frequently asked questions
Have more questions? Check out our full FAQ.