Just use the simple form on our website – select the amount of cash that you want to borrow, your repayment plan, provide some personal information, and you’re on your way.
Apply for Instant Cash Loans
Get a Cash Loan Online of Up To $1,500
When one thinks of cash loans, what comes to mind? For a lot of people, it’s “cash loans near me”, “quick cash loan places near me”, or “cash loan places open today” however these types of cash advance stores are often in bad parts of town, that seem a bit suspicious. They often aren’t the kind of places you’d want to go at all, let alone to borrow money.
A cash loan online is a private unsecured short term loan that’s provided to those who need to borrow money quickly. A cash advance will generally be for a smaller amount than a standard personal loan.
There are many advantages to getting a quick cash loan in Canada such as helping you rebuild your credit, fast access to new credit and flexible repayment schedule.
Instant approval cash loans allow you to get the money you need right away for expenses that may suddenly come up and then repay it back with interest. It’s one of the most accessible and valuable forms of consumer credit that are available today.
Read on to learn more about cash loans, how to apply for a cash advance, understand the benefits and find out how iCASH, a leading online money lender offering cash loans in Canada can help you achieve your goals.
Are cash loans a good idea?
Cash loans provide fast, easy access to quick cash by allowing you to borrow up to $1,500 for unforeseen expenses. In many cases, online lenders provide instant approval and funding in less than one hour.
According to recent studies, 46% of Canadians are $200 or less away from not being able to pay their bills. It’s no surprise, therefore, that when unexpected life events occur, people often need help to handle the financial fallout.
Whether you have bills that you are struggling to pay or need extra money for a vacation, rapid cash loans online can help you get out of a financial jam and improve your financial situation.
Cash Loans in Canada
Cash loans in Canada have finally evolved to fit the times we live in. Previously, your primary methods of getting small loan online were limited to banks, cash stores locations or payday loan stores. These routes were somewhat limited, with their own sets of drawbacks.
Banks are certainly a reputable source of obtaining loans. However, they are not known for their speed, convenience, or customer service. In fact, many banks are very risk-averse and hesitant to lend money, especially when instant cash advance loans are not backed by collateral.
As a result, many Canadians have found it very hard to meet the credit score qualifications which are set by big financial institutions, resulting in a large portion of the public being declined for quick cash loans by commercial banks.
Cash loan places are typically a faster way to access cash advance loans near you but have their own shortcomings. They may have requirements that are hard to satisfy as part of their application process. Typically, they also require you to visit their brick-and-mortar store to do any business. The criteria to be approved for an instant payday loan are typically lower than at banks. Additionally, if you are able to get fairly speedy service from cash loan places in Canada, you may walk out with a large amount of money on you, which is not ideal for your safety.
In terms of interest rates on cash loans in Canada, they are usually expressed across the term of the loan, as a dollar amount per amount borrowed, rather than in APR percentage terms. This is because the loans are very short in duration, and an APR – annual percentage rate – would be extremely confusing. Most lenders simply state something to the effect of “$17 per $100 borrowed” as the interest on the loan.
Leading online lenders in Canada offer exceptional customer service, provide a fast and easy way to apply for an instant cash loan in minutes, offer instant approvals and flexible options to repay your loan.
Instant Cash Loans
Instant cash loans will provide you with the funds you need to help carry you over until your next pay cheque. These types of loans are meant to assist with the costs of unforeseen emergency expenses.
Apply for an instant cash loan from iCASH. If you qualify, you can get approved for up to $1,500 and get funded in less than one hour.
Once you complete a rapid cash loans application, there’s no need to visit a payday store location. Everything can be completed online, with only an internet connection and your preferred device – computer, tablet, or smartphone.
Direct lenders use software to process your instant online cash loan application, perform a credit check, and verify your identity. Since the entire process is automated, it can take place any time 24 / 7, day or night.
You can also get an instant cash loans after hours, on weekends or holidays. Even the best cash loan places can’t offer you the kind of service that you’ll get from online lenders such as iCASH.
If you’re wondering how to get an easy loan, the process is stress free and almost instantaneous. Starting from the moment you visit icash.ca, we make it easy for you apply online without having to fill out a lot of paperwork. We know that getting quick access to money is important to you.
Under Canadian law, same day loans are limited to $1,500. Customers can only have one small loan with any particular lender at any one time however there are no restrictions on how you use the proceeds from the loan.
Private lenders that offer instant approval cash loans, combine safety, stability, and reliability with speedy service. These companies provide instant loans with same day payout, allowing you to apply, get approved and get funded from the comfort and safety of your home, office, or even on the go with an instant loan app.
Quick cash lenders in Canada provide safe instant cash loan approval so that people can obtain the money they need without collateral. However, you should ensure that you only deal with safe licensed lenders.
Direct lenders which provide instant cash loans are regulated and must abide by all of the lending regulations a province sets forth. These regulations are designed to ensure consumers are protected.
Need instant cash loans in Canada?
✔ Access instant cash loans 24 / 7 with low rates.
✔ Get up to $1,500 in cash with instant approval.
✔ Bad credit accepted. 9/10 applications approved.
✔ Fast, easy, reliable cash loans online.
✔ Repay the loan in 1,2 or 3 Installments.
✔ Easy quick loan application.
✔ No faxing or documentation required.
✔ Safe cash advance from a direct lender.
✔ Payday advance loans with same day payout.
✔ Rapid e-transfer in 5 minutes.
✔ Get up to $1,500 in cash with instant approval.
✔ Bad credit accepted. 9/10 applications approved.
✔ Fast, easy, reliable cash loans online.
✔ Repay the loan in 1,2 or 3 Installments.
✔ Easy quick loan application.
✔ No faxing or documentation required.
✔ Safe cash advance from a direct lender.
✔ Payday advance loans with same day payout.
✔ Rapid e-transfer in 5 minutes.
If you are aged 19 or over, you have had the same source of income for at least three months, and you receive more than $800 each month into your Canadian bank account, then you should be eligible for instant cash loans regardless of your past credit history.
Fast Cash Loans
A fast cash loan is a loan that you can apply to, where you can get approved and funded in less than 1 hour, providing you with access to quick cash for unexpected emergencies and other short-term borrowing needs.
To get a fast cash loan with same day payout to deal with a family or personal situation, Canadians can apply online with a safe direct money lender.
Finding a safe and quick cash lender that you can trust to give you fast cash loans with speedy approval is critically important. At iCASH, we have already helped thousands of people get fast cash in minutes, even if they have poor credit.
We offer competitive rates, friendly customer experience agents and an easy way to repay back your loan in one, two or three equal payments while paying the same interest rate.
Fast cash loans with speedy approvals, can provide you and your family a secure and safe way to borrow the money you need the same day.
To get a fast cash loan that's speedy and provides instant approval, you’ll need:
• Be at least 19 years old.
• Be a Canadian citizen and a resident of Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, or Prince Edward Island.
• Be employed with the same employer for the past 3 months.
• Have a net income of at least $800/month.
• Receive your pay by direct deposit.
• Have a Canadian bank account that is open for at least 3 months.
• Have a valid mobile phone, email address and home address.
• Not have filed in the past or have the intention to file bankruptcy.
• Be a Canadian citizen and a resident of Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, or Prince Edward Island.
• Be employed with the same employer for the past 3 months.
• Have a net income of at least $800/month.
• Receive your pay by direct deposit.
• Have a Canadian bank account that is open for at least 3 months.
• Have a valid mobile phone, email address and home address.
• Not have filed in the past or have the intention to file bankruptcy.
iCASH is the most convenient way to apply for fast cash loans, thanks to our mobile app. It’s available for both iOS and Android phones.
Complete the quick secure online loan application in minutes. You can even get instant weekend payday loans. It’s never been easier to get a fast cash loan with same day payout.
Cash Loans Online
Cash loans online provide urgent funds to cover unexpected expense or a large bill that’s due before your next payday. These types of short term loans are available from direct private lenders and in many cases provide instant approval.
With tried-and-true principles like honesty, integrity, and responsibility, iCASH is redefining online lending for Canadians, making instant online cash advance easier to access, more affordable and more convenient than ever before.
It’s incredibly easy to apply for cash loans online. All it takes is your computer, tablet, or smartphone, and internet connection as well as a few minutes of your time. The cash loan online application can be summed up in three simple steps:
1. Fill out the cash loan application online. It takes most people about 10 minutes to fill out the application.
2. After you submit the application, a credit check is performed, and the application information is reviewed by our software. All of this happens at the literal speed of light, meaning you get instant approval decision on your cash loan.
3. Once approved, you simply read your loan agreement which includes the total cost of borrowing, sign it digitally and return it through the site. Your funds will be then sent to you in as little as 5 minutes via e-transfer.
2. After you submit the application, a credit check is performed, and the application information is reviewed by our software. All of this happens at the literal speed of light, meaning you get instant approval decision on your cash loan.
3. Once approved, you simply read your loan agreement which includes the total cost of borrowing, sign it digitally and return it through the site. Your funds will be then sent to you in as little as 5 minutes via e-transfer.
In as little as 30 to 60 minutes, you can have up to $1,500 available, ready to help you improve your financial situation, pay your bills, and live a better life.
The quick cash loans online application is fully automated to make sure it is processed quickly. There is no requirement for you send us any paperwork and you don’t need to make an appointment as you normally would at a cash store location.
Our installment loan gives you the option repay your loan in 1, 2 or 3 payments. Once set-up, we will automatic deduct the money from your bank account on your preferred date.
When you get a cash loan online from iCASH, there are no hidden fees and we are licensed in most provinces within Canada, so you know you're dealing with a trusted direct lender.
To borrow a small amount of money, instant cash loans online might be just what you need. Avoid bank overdraft fees and late credit card fees. Get the cash you need to take care of your home.
Online cash loans are intended to be used in the short-term and should not be used in the long term.
Cash Loans for Bad Credit
Cash loans for bad credit are personal loans that are provided to those who have poor credit history, or perhaps have no credit.
If you’re wondering how to get unsecured bad credit loans, online lenders like iCASH have been created in part to help Canadians get the money they need during an emergency. While we do perform a credit check as part of the loan application process, there are no credit score requirements to qualify for an instant loan for people with bad credit.
We provide bad credit loans to many people with different job classifications and from different parts of the country because we want to assist all Canadians. There are many people who have had financially difficulties in the past due to poor credit history and are now trying to build good credit by working on improving their credit scores.
At iCASH we understand this. As you build your payment record by repaying your cash loan back on time, we will allow you to borrow more money and have access to more credit.
In fact, we approve 9 out of 10 fast cash loans application for people who have bad credit, including those who may have been rejected by banks and payday loans store locations near you. That’s a game-changer for a lot of people who are struggling financially and need instant online loans.
Instead of relying on your credit score, we prefer to do a more comprehensive assessment of you and your finances as a whole. If you have the required income, and other basic requirements, such as a bank account, then there’s an excellent chance your emergency loan will be approved.
Higher credit scores can increase your odds of getting instant approval, but they are not essential to getting a cash loan with bad credit.
Quick Cash Loans
Quick cash loans can provide fast cash for unexpected expenses as well when an emergency occurs. Whether it's to pay for car repairs, unexpected medical bills or moving expenses, quick cash loans with instant approval can provide you and your family with the funds you need on the same day.
Need a quick cash loan? You may know that there are options which are available to you but are not the best of choices. For example, you may look up "quick cash loan places near me", “cash loan in minutes” or “cash loan places open today”, but as you know, many of these locations are payday store locations that you need to either drive to or take public transit to visit.
Often, Canadians who need quick payday advance have bills that simply must be paid in order to allow them to move on with their life. A broken-down car that you need fixed to drive to your job is a classic example. You don’t have hours, days, or weeks to wait. You don’t have the time or the means, necessarily to visit a cash store place, fill out lots of paperwork, get documents and go back to the bank.
Canadians who complete a quick cash loans online application, do so because it can provide more privacy then visiting the physical location of cash loan places. You can get a loan in minutes online so you can have access to money at any time of the day or night 24/7. You can even get a loan on the weekend so that it doesn't take time away from your job or family obligations.
If you need quick cash, choose an online lender that provides instant approvals. This way you can get funded from anywhere and even on the go with the iCASH mobile app, allowing you to pay your bills on time, every time.
Before your car is even done being repaired, you can have up to $1,500 ready to put towards the bill. No documents are needed, no office visits and no long waits.
As soon as you’re approved and sign the loan agreement, your money will be sent to you in as little as 5 minutes with e-transfer. Speed and convenience are part of what makes a business great and that certainly holds true with online loans.
If you need quick cash loans, complete an online application with a direct money lender that can provide you with same day payouts.
20%
CASHBACK
Borrow and Save!
Get up to 20% in Cashback!*
iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your cash loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*
Apply for Instant Cash Loans
Apply for Cash Loans Online
Instant Approval
Complete your online loan application. You’ll receive an instant approval on your cash loan so you can put your finances back on track. Fast, easy, reliable loans from a trusted licensed direct lender.
Get Your Money
Your money will be sent via electronic transfer in 5 minutes or less. Our electronic transfers mean funds are available anytime you need to get money fast 24/7. Safe, urgent cash loans online with same day funding.
Loan terms vary from - 62days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354.
Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100,
Nova Scotia $19 per 100, Ontario $15 per 100, PEI $25 per 100
Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100,
Nova Scotia $19 per 100, Ontario $15 per 100, PEI $25 per 100
+ 200 000
members since 2014
members since 2014
93%
of approved applications
of approved applications
4.9out of5
customers would recommend us to their friends
customers would recommend us to their friends
Customer Rating
 |
Traditional Payday Lenders | Lenders with brokerage fee | |
|---|---|---|---|
| Licensed | |||
| Flexible repayment plans | |||
| Offers cashback program for more savings* | |||
| Paperless | |||
| Free membership benefits | |||
| No hidden charges | |||
| E-transfer in the next 5 minutes | |||
| Get a loan now |
Cash Loans in Canada
Online Cash Loans Canada
If you're a resident of Canada, online cash loan applications are processed in real-time and we do not need you to come into an office to drop off documents or sign any paperwork. We cut out the red-tape: no faxing, no mailing, no in-person signing. The internet makes everything so much easier!
Best Cash Loans
Canadians who apply for quick and easy cash loans online, have our commitment to act responsibly and ethically. There are no hidden fees and the loan details are all explained in clear, understandable terms. Our team is available to answer any and all questions, 7 days a week.
Instant Cash Loans Canada
In the majority of cases, our software allows you to receive instant approval on your cash loans in Canada. For the majority of people, the funds from your loans will be available within an hour from the moment they start their loan application.
Cash Loans in Canada for Bad Credit
When you apply for cash loan, we do look at your credit score, there is so much more to you than the number in your credit bureau file! And the iCASH team understands that. iCASH is focused on getting the entire profile of a person, most importantly the person’s capacity to repay, and not so much the bad circumstances of your history.
Fast Cash Loans Online Direct Lender
iCASH has invested in the latest 256-bit encryption technology to make sure that when you apply for a fast cash loan, your application and all your data is 100% safe. We have established the highest principles and standards that are in line with the industry’s codes of ethics.
Where can I borrow cash?
1. Borrow cash from friends and family.
2. Request your employer to give you a cash advance.
3. Take a cash advance from your credit card.
4. Use existing lines of credit to borrow money.
5. Get quick cash loans from an online lender.
There are several options for getting instant cash loans in minutes. For most people, the best choice is a quick cash loan. These types of loans allow you to borrow money with flexible repayment options.
You can apply, get instant approval and have the money in your hands in less than an hour.
How to get a cash loan?
1. Apply for quick cash loan.
2. Get instant approval.
3. Get your money.
It’s easy to get a cash loan. Documents are not required, meaning nothing needs to be mailed, faxed, or scanned for the application. You provide basic personal information and income details.
For most people, it takes 5 to 10 minutes to complete an online loan application.
Get instant approval on your cash loan and the amount that you were approved for.
You will then receive your loan agreement. Read through it carefully, sign and return it through the website.
As soon as we get your signed cash loan agreement, your money will be sent to you via e-transfer within 5 minutes.
How to get an instant cash loan online?
It only takes 3 simple steps to get approved for an instant cash loan:
1. Apply for an instant cash loan online or on the iCASH loan app.
2. Get instant approval on your loan.
3. Get your money via e-transfer.
One of the key benefits of choosing a safe private lender to apply for an instant loan is the speed with which you can get approved and receive your cash.
Everything can be done remotely from your home, place of work, or anywhere you have Internet. You can even apply on-the-go with your smartphone with an instant loan app.
So, what are you waiting for? Apply for an instant loan online today!
How can I get a same day cash loan?
If you need money quickly, apply for a same day cash loan with an online direct lender.
1. Apply online in as little as 8 minutes.
2. Get quick decision on your loan.
3. Get your funds in 5 minutes or less.
These loans allow you to pay your bills and cover your expenses without late fees or delinquencies.
We all need a little financial help from time to time. For those who need quick cash, same day loans can be a lifesaver.
