Cash Loans

If you’re looking for a fast cash loan, you’ve come to the right place. iCash is here to help! Apply for a quick payday loan today!

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Receive your money by 8:15 pm

Minimum

$100

$750

Maximum

$1,500

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Elite

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Prestige

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Cost summary

Cost
$85.50
Cashback
-$66.45
instant-loans
interac

Apply now and receive your money by e-Transfer at no extra cost.

Cash Loans

In Canada, online cash loans are generally short-term and easy to obtain. These loans are typically unsecured, meaning the borrower does not have to provide collateral. 

The primary focus of cash loans online is to provide quick access to funds, often with the processing and approval occurring within the same day of application.'

Canadians in urgent need of financial relief may benefit from these loans. They are generally accessible to a broader range of people than traditional loans due to their minimal eligibility requirements.

To qualify, applicants usually only need to demonstrate a stable source of income (whether it’s regular employment, government assistance, self-employment, etc) and meet basic requirements. 

Money loans remain popular among Canadians in need of quick financial assistance, especially for those with poor credit histories or no collateral who are unable to qualify for traditional bank loans. As such, it's important for potential borrowers to carefully consider their financial situation and understand the terms and conditions of these loans before committing to them. 

Legitimate companies like iCash will always ensure terms are spelled out as clearly as possible. That’s why you can trust that we always have your financial well-being in mind. Our goal is to help you - not make you deal with more debt. So, if you’d like to explore your options with iCash, visit the iCash website today and apply!

Online Payday Cash Loans in Canada

Online payday cash loans in Canada are a convenient and accessible solution for managing urgent financial needs. They offer a quick and straightforward way to obtain funds, often within the same day. This caters perfectly to Canadians who face unexpected expenses or short-term cash flow issues.

One of the main advantages of online cash payday loans is just how easy they are to get, and how quickly they can be obtained. Unlike traditional loan processes, which can be time-consuming, online applications can be completed in minutes and with no documentation required.

Online cash loans in Canada also accommodate a wide range of credit profiles. This means that even those with bad credit histories have payday loans as an option in times of need. Lenders like iCash focus on current financial stability rather than past credit issues, making these loans a more acceptable choice for many.

Fast Cash Loans in Canada

Fast cash loans in Canada are exactly what they sound like - a loan that is meant to be acquired as quickly and as easily as possible for Canadians. Whether it's for dental implants, a car repair, or a last-minute expense, these loans provide a fast infusion of funds, without the typical paperwork and long approval times associated with traditional bank loans.

Plus, borrowers can choose the amount they need and the repayment period* that works best for them. In addition to being flexible, the borrower also has freedom and control over how the borrowed money is spent. Once the funds are sent to you, you’re allowed to use them any way you see fit, provided you agree to the repayment terms.

Of course, the very fact that these fast cash loans can be applied for online, without ever needing to leave your home, is also why they’re referred to as fast cash payday loans. Whether it’s on your phone or laptop, these applications can be filled out entirely online, and with no documentation required. And once you’re approved,

You’ll get your money via e-Transfer in 2 minutes. It doesn’t get much faster than that!

Get a Cash Loan Up to $1,500 Today

Cash loans are a type of short-term borrowing. This is where a lender extends credit based on your income. They have become increasingly popular due to their simplicity and convenience.

These loans are primarily used for covering unexpected expenses or bridging a gap between paychecks, making them a practical choice for many Canadians.

Obtaining money loans of up to $1,500 is a straightforward process. All you need to do is simply visit the iCash website or use our mobile app. The first step in applying for quick loans involves filling out a basic application form with personal and financial details, which only takes a few minutes to do.

Getting a quick loan offers the advantage of speed and efficiency. When you need fast cash, all you need to do is fill out the loan application and you’ll find out instantly if you’ve been approved. This quick review process is a significant benefit for those in urgent need of a money loan.

Plus, getting the funds is incredibly quick. Upon approval, the funds are sent directly to you via a fast e-Transfer. This is why it’s so ideal for those seeking “cash loans near me” when they need to handle a financial emergency. The entire process, from application to receiving the funds, is all about ease and convenience for customers.

How Cash Loans Work

Cash loans, which are commonly referred to as instant loans or instant payday loans online, are a convenient solution for urgent financial situations. Quick access to funds is ensured Thanks to a streamlined application, approval and disbursement process.

People who are interested in borrowing money online in Canada just need to fill out a  digital form, typically on a lender’s website, and provide a bit of personal and financial details. This information is important for lenders to assess eligibility and tailor the loan to your specific needs. The application process for these loans is designed to be quick and easy.

As soon as the application is submitted, the assessment process begins. Lenders like iCash evaluate borrowers' creditworthiness and ability to repay using advanced formulas. During this step of the instant loan process, we determine the terms of the loan, including the interest rate and repayment schedule. 

If you’ve been approved, then the next step would be to receive your approved funds! Lenders that provide loans in Canada understand the importance of speed in these situations. That’s why the approved loan amount is typically sent via e-Transfer in as little as 2 minutes which is a huge advantage for those in urgent need of cash since it allows them to address their financial situation almost immediately.

At the end of the day, the benefits of a money payday loan are their accessibility and speed. Whether it's for an unexpected expense or a last-minute financial shortfall, these loans provide a lifeline. A quick online search of 'cash loans near me,' will help you easily find cash advance lenders that cater to your immediate needs.

Instant Cash Loans in Canada

Instant cash loans in Canada are exactly what they sound like - a tool to provide fast financial aid, cutting down the lengthy waiting periods usually associated with traditional loans from banks. In emergencies where time is of the essence, these loans can make a huge difference in a person’s life.

These types of fast cash lenders are setting new standards in providing loans. Everything is about speed and efficiency during the lending process. From the moment an online application is submitted to the sending of approved funds, these lenders make sure that borrowers receive their cash advance loans in Canada in the shortest time possible.

What makes instant money loans so fast is the advancements in technology that payday loan companies can utilize to their advantage. By using advanced formulas, these lenders can quickly assess applications and give you an instantaneous decision, so you won’t need to wait around for hours or days to find out if you’re approved.

If you’re approved, the § is done via e-Transfer, which means you should have your cash ready to go in about two minutes. This is the type of speediness that traditional institutions simply cannot offer. So for those in search of easy cash loans instantly in Canada, this approach is much more responsive and borrower-friendly when it comes to needing financial help.

Cash Loans Even with Bad Credit

Cash loans with bad credit are a way for people with poor credit history to still be able to qualify for financial assistance from payday loan companies like iCash. It truly is a beacon of hope for many, offering a chance to access funds when traditional lenders like banks say no to someone because of their credit score. Of course, anyone seeking financial assistance with a compromised credit score must understand how these loans work first.

In the realm of emergency loans, bad credit is not a roadblock. Banks will often rely heavily on credit scores to determine eligibility, but many modern lenders, including iCash, adopt a more holistic approach. 

We’re more interested in inclusive lending policies and applications from individuals with various credit backgrounds.

The process for obtaining a rapid loan with bad credit is straightforward. Applicants fill out an online form, but the key difference is how these forms are evaluated. Instead of focusing solely on credit scores, payday lenders look at a broader range of factors, such as current income and financial stability. 

This approach allows those with bad credit to have a fair chance at securing the funds they need.

Bad credit loans offer many benefits. Whether it's unexpected bills or emergency expenses, they provide an immediate financial solution. For many Canadians, cash advance loan in Canada means access to necessary funds despite their credit history, marking a positive shift towards financial health.

No Credit Check* Cash Loans

If you have poor credit, you may be worried about applying due to the fear of getting rejected, but no credit check cash loans online is a safe and discreet solution for those who prefer to keep their credit history private. While iCash still needs to perform a credit check for verification purposes, we will not base our lending decision solely on your score.

We at iCash understand that credit scores aren't always indicative of a person's current financial stability, whether they've made financial mistakes in the past or don't have any credit history at all. We look at things differently during the application process, allowing a wider audience to apply, meaning more people can get the funds they need.

If you have a smartphone or a computer/laptop, you’re already one step ahead and can easily get a same day cash loan in Canada with iCash. If you’re interested in applying, all you need to do is fill out the digital application with a few pieces of basic personal and financial information. The entire process is fast and since we don’t rely on your credit score to make a decision, you are highly likely to get approved.

Easy Requirements for easy Cash Loans online in Canada

Accessing fast cash loans online in Canada is easy because of the simplified eligibility criteria to make the process more accessible and user-friendly. Understanding these requirements is key for anyone considering loan cash advances online.

The main eligibility criteria for obtaining a money loan online in Canada include age, income, and residency. Residents of Canada must be at least of legal age (18 or 19, depending on the province). This ensures that the borrower is capable of entering into a financial agreement. 

The stability of your income is another crucial factor. Lenders like iCash require proof of a steady income, but it doesn’t have to be from regular employment, as we also accept government assistance programs, self-employment and other forms of social assistance as accepted forms of income. So if you’re looking for online emergency loans for unemployed Canada, you’ll find them here

The entire process is meant to be as inclusive and straightforward as possible. The red tape often associated with traditional loan applications is completely gone and with this user-friendly approach, anyone can complete the online application process and have it and submitted for approval in just a few minutes.

In the end, what makes these fast online loans in Canada such an attractive option for those in need of quick financial assistance is their speed. Anyone can apply online, get approved and receive their money by e-Transfer all in a matter of minutes!

Get Your Fast Cash Loan Solution Through iCash

We've looked at different parts of fast cash loans in Canada. We talked about how easy it is to get a payday loan for up to $1,500 and how people with not-so-good credit can also get these loans. This shows us how easy and helpful modern money solutions can be!

Instant cash lenders in Canada are good at giving out quick 24-hour quality loans online and making sure you get help fast. They also make it simple to see if you qualify for a fast cash loan. This is changing how we think about money - making things fast, easy, and fair for everyone.

If you need money fast to deal with a surprise bill or if you're a bit short on cash, iCash can help you out. We have an easy way to apply online, we decide your approval quickly, and you get your money right away. This makes a huge difference when you need money fast.

If you’re ready to start your path toward financial freedom, apply with iCash and see for yourself how easy it is to get a payday loan. We make getting financial help not just something you can hope for, but something you can really do. Everything about our loans is simple, fast, and safe. So, take a step and see how we can help you with your money needs.

*No credit check is required for any second or subsequent loan application. A credit check is only conducted on your first loan application, which means all future loans are exempt from it.

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iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

Behind each review is an experience that matters

Since 2016 we have happily served over half a million customers.

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Apply for a Cash Loan today!

1

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Sign up and apply online or on our app.
2

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.
3

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

We help our members get their finances back on track

$215 Million
saved by iCash customers since 2016
61,300+
positive reviews
$10,500,000+
given in Cashback
2.3 Million
online loans issued since 2016
700,000
downloads of the iCash App

Frequently asked questions

How can I borrow cash immediately?

If you need to borrow money right away, iCash is the answer. The process is easy and secure, with a simple online application. You’ll know quickly if you’re approved for a loan and how much money you can get. If approved, the funds will be sent via e-Transfer in 2 minutes. It doesn’t get much quicker than that!
Not only is everything fast, but we’re transparent about all our fees upfront, so you know exactly what you’re getting beforehand. Plus, everything is safe and secure with iCash!

What is the easiest loan to get approved for from iCash?

The easiest one to get approved for is from iCash simply because we determine our criteria for approval, making it much easier to meet than traditional lenders. As a result, even people with bad credit have a good chance of being approved. Additionally, the application process is simple and incredibly easy to follow. That’s why it’s easy for anyone to get the money they need quickly and easily with iCash, making us the best alternative to in-store lenders around.

Are cash loans a good idea?

Cash loans from traditional providers or pawn shops can often be a bad idea compared to modern-day lending solutions like iCash. Payday loan companies often give you a cheque and you have to pay a fee to get it cashed, or head to the bank and wait 5 days for the hold to clear. You might also not get flexible repayment options*, which can result in more fees later on.
If you need to borrow a few hundred dollars quickly, we provide instant decisions and funding by e-Transfer in less than one hour. Whether you have bills that you are struggling to pay or need extra money, our online loans can help you get out of a financial issue.

Where can I get a cash loan with bad credit?

In the past, most Canadians turned to payday loan companies and pawn shops to get quick cash. But the process of going to a store, waiting in line, filling out paperwork, and talking about your finances can be a daunting and time-consuming endeavor. Many Canadians now prefer the alternative of getting instant cash loans online through reputable lenders like us!
If you have bad credit, don’t bother applying through a bank or credit union. These financial institutions take a long time to approve and primarily focus on giving loans to those with good credit (scores of 670 and higher).

Can I get a cash loan with no credit check?

Many lenders claim that they will not check your credit before approving. This is often not entirely true because most lenders will perform a credit check and call it a “no credit check loan.” At iCash, we prefer to be upfront about the fact that we do obtain your credit information when you apply with us. ​ However, we’re not concerned with your credit score. We look at more important factors such as your ability to repay based on your current financial situation. As a private lender that specializes in helping Canadians with less-than-perfect credit get loans, we have some of the easiest approval criteria possible!

Where can I get an instant cash loan 24/7?

If it's beyond regular business hours, you might have an increasingly difficult time finding a lender that is open and available to provide you with quick cash.
A lot of online lenders say that they are available 24/7, however many don’t process loans 24/7. Most lenders will only process them and send you money during business hours.
At iCash, we’re truly available 24/7 because we approve and fund loans day or night, even during major holidays like Christmas and Easter. We have staff working around the clock to assist you.
When you apply with us, you’ll get an instant decision. Upon approval, sign your digital agreement and pre-authorized debit form. After that, you’ll receive your funds via e-Transfer in approximately 2 minutes!

How to get a cash loan?

iCash is exclusively an online lender in Canada. Seeing as we do not have a storefront location that serve customers, you have the flexibility to apply whenever you want, even beyond regular business hours. We’re available any hour of the day, any day of the week.
Here is how to get a loan with us:
  1. Visit our website or mobile app (for iOS or Android) and create a user account.
  2. Select the amount you desire, followed by the repayment schedule* you would like.
  3. Once your account is active, answer questions related to your personal contact details, employment status, financials, and a few more simple questions.
  4. After your banking information is validated, you will get an instant approval decision.
  5. As soon as your loan has been completely approved, check your inbox for an email from us.
  6. Next, sign your digital agreement and pre-authorized debit forms.
  7. We will e-Transfer funds to you in just a couple of minutes.
  8. Keep an eye on your repayment schedule*.

Running into a financial obstacle can be a very stressful event. We don’t think the process of overcoming that should feel the same. We take pride in offering you 24/7 loans online in a swift, hassle-free manner. With us, you can trust that money will get to you right when it is needed.

Have more questions? Check out our full FAQ.

Get a cash loan up to $1,500 today!

iCash has helped more than 950,000 Canadians get instant loans online without hassle. Download our mobile application today!