Menu
Products
Why iCash
Help
Customize your instant loan
Receive your money by 8:40 pmMinimum
$100
$750
Maximum
$1,500
1
2
3
Elite
New customer
Prestige
VIP
Cost summary
Apply now and receive your money by e-Transfer at no extra cost.
Table of contents :
If you need access to money quickly and don't have time to go through a lengthy loan application process, our instant online loans may be the best solution. With iCash, you can be approved for up to $1,500 in 5 minutes and have the cash in your bank account shortly after!
An instant loan from iCash is the most convenient way to borrow funds on short notice. Our simple application process can be completed on your phone in a few taps, and once approved, the money will be sent to you by Interac e-Transfer right away.
If you're looking for an online loan with automated approval, iCash is the go-to provider. You can apply from anywhere. Plus, we offer flexible instalment loans with 2-3 repayments* in most provinces throughout Canada. Sign up today and get approved instantly.
Although in-store payday loan providers can lend you cash on short notice, the process can be lengthy and stressful. You'd have to visit the lender’s store location, fill out a payday loan application, scan documents, and talk to a representative. Then you’ll have to wait for a decision. And if you do get approved, you’ll get cash or a cheque that you’ll have to go deposit at your bank. This can make the process of borrowing funds take hours!
That’s why many Canadians are turning to iCash as an online payday loan alternative. You can avoid all of the hassles and get the money you need without the commute. We have a simple application that can be completed on your smartphone or computer. Plus, our mobile app allows for an even easier and faster experience, all in one place.
When it comes to borrowing in a pinch, iCash is the best option around. You may notice other online lenders offering a similar service. However, most will not approve your loan instantly. Many online lenders will still only approve and fund loans during regular business hours, leaving you hanging. This can slow down the process and make it more difficult to borrow money on short notice. At iCash, our approval and loan processing system is streamlined. We use AI, and automation, and have 24/7 staff to ensure we can send funds quickly no matter what. Don’t just take our word for it! We have over 30,000 online reviews on Trustpilot, Google, and the app stores that you can check out.
Finding the right provider is the key to getting the most out of your loan. iCash is a trusted provider of online loans in Canada and we offer instant approval to all applicants. We’ve been operating since 2016, and have helped over 600,000 Canadians.
We understand that when you need money, you need it fast. That's why our approval process is automated, which means that you can be approved in minutes. We also use the same 265-bit encryption technology as banks to ensure that your information is 100% safe and secure. Our quick approval process means that you won't have to wait around to get your cash. When we say instant, we mean it!
Getting pre-approved for a loan with iCash is easy. Simply download our app or sign up and complete the online application. We'll ask for some basic information, such as your name, contact information, and income details. Once you've submitted your application, you'll receive an automatic decision. In most cases, we'll have no problem getting you approved and we’ll be able to e-Transfer the funds into your account within minutes.
Canadians are tired of going to payday loan stores just to borrow a few hundred bucks. That’s why we’ve helped more than 600,000 happy customers get payday loans online. No more paperwork, no more cheques!
If you're looking for an online loan with automatic approval, you'll want to make sure the lender you choose is reputable and trustworthy. You should also know how their lending process works, and what to expect.
Here are some reasons why iCash is the best choice for instant approval loans in Canada:
Making financing convenient for our customers is a top priority, which is why our short-term loans are 100% online. You can fill out our application from work or the comfort of your own home. There's no need to visit a store or fax in any paperwork. We also have a mobile app for an even easier experience. Plus, our customer service team is available around the clock to help. There’s never been an easier way to obtain 24/7 Instalment loans online.
Many lenders can take hours or even days to approve personal loans in Canada. We can do it all within the same day. In most cases, you'll receive your money within 5 minutes of being approved and signing your agreement Our same-day cash advance services mean you won't have to wait around. Once you receive your cash, you can use it for anything. Like auto repairs, groceries, unplanned expenses, or bills.
We use the latest in encryption technology so that you can feel confident when applying for online loans with us. Our bank-level security ensures that your information is protected and stays private. It also allows for a seamless and hassle-free experience. We’re a fully licensed lender and 100% compliant with all federal and provincial regulations.
When it comes to instant loans, we are the most flexible and easy-to-use lender. This is why over 600,000 members trust iCash when they’re in a pinch. With minimal requirements, we make it easy for anyone to get approved.
To qualify, you simply need to:
Be at least 19 years of age.
Be a resident of Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, or Prince Edward Island.
Show that you have been working with the same employer or other receiving the same income source for the past three months.
Have a net income of at least $800/month.
Have access to Interac e-Transfer and an online bank account.
As an instant direct lender, we have much lower requirements than traditional bank-funded lenders, which can often be difficult to qualify for. We accept all types of income sources including all side hustles in Canada. We also work with all types of credit, which means we don't base your instant loan decision solely on your credit score. Instead, we look at your overall financial situation to give you the best chance of being approved.
If you have bad credit you may think that it's impossible to be approved for any kind of loan. However, at iCash, we understand that life doesn't always go as planned, and unfortunate things can happen to good people. That's why we offer bad credit loans with instant approval. No matter your credit score, you can apply and get a decision right away.
If you're wondering how we’re able to offer such fast lending solutions, it's quite simple! We don't base your approval decision solely on your credit score. We focus on determining how much you can borrow based on what you can afford to repay. This means that even if you have bad credit, as long as you meet our minimum requirements, you can still be approved and get the funds sent to you on the same day.
Other lenders may offer no credit check loans, which may seem enticing. However, they often come with unreasonable terms or fees. These companies are typically not being truthful about obtaining your credit information, which is a red flag! It's important to be aware of these types of lenders and to only work with a reputable company that's fully licensed in your province.
We understand that sometimes you need money urgently, and that's why we offer instant e-Transfer payday loans 24/7. You can apply any time, day or night, and you'll receive a decision in seconds. We'll immediately send you the funds by Interac e-Transfer.
Plus, our online application only takes a few minutes to complete. There's no need to visit a store or fax in any documents, which is why so many Canadians choose us as their #1 alternative to in-store lenders. If you have any questions, our excellent customer service team is available 24/7 to help.
Because we incorporated Interac into our lending platform, funding has never been easier. It provides us with a secure, fast, and convenient way to send you money. With our easy-to-use online application, it’s never been simpler to get an e-Transfer. You can apply from anywhere on your mobile device!
Even though you work hard to make ends meet, life can still throw you a curveball. Whether it's an unexpected medical bill, car repairs, or the ever-increasing cost of living, we all need a little extra financial help from time to time.
When you need cash on short notice, there's usually some type of urgency involved - and that's where iCash can help. We're a leading provider of instant loans in Canada. We provide the fastest approvals and same-day funding so that you can immediately take care of whatever expense is causing you financial stress.
Ditch your local payday loan store. Sign up and apply today, and find out how much you can borrow from us.
Behind each review is an experience that matters
Since 2016, we've helped over half a million Canadians get instant loans online.
Since 2016 we have happily served over half a million customers.
Read more reviews.
Apply for our instant loans in Canada
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
We help our members get their finances back on track
Frequently asked questions
Have more questions? Check out our full FAQ.
