Trusted Instant Loans in Canada

With an instant loan from iCash, you can cover any unexpected expenses. Borrow up to $1,500 no matter what your financial situation looks like. For an even easier online loan experience, download our mobile app on your iOS or Android device today.

13.4K ratings

4.8 out of 5

21.3K ratings

4.7 out of 5

Customize your instant loan

Receive your money by 3:40 pm

Select the amount you wish to borrow

Minimum

$100

$750

Maximum

$1,500

Select province of residence

Number of payments

Loyalty program

Elite

New customer

Prestige

VIP

Cost summary

Cost

_$85^.50

Cashback

_$0^.00

Apply now and receive your money by e-Transfer at no extra cost.

How our instant loans work

Apply Online

Getting an instant loan with us is easy! Select your desired loan amount, repayment plan* and provide a few personal details.

Instant Decision

Our instant loan application will tell you if you’re approved right away. Once approved, you just need to electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.

Get Your Instant Loan

Once you sign your digital agreement, your instant loan funds will be sent via e-Transfer within 2 minutes. Funds are sent 24/7, even on weekends and holidays.

Receive your money by e-Transfer within minutes of signing your agreement.

Behind each review is an experience that matters

Since 2016, we've helped over half a million Canadians get instant loans online.

Since 2016 we have happily served over half a million customers.

Why Canadians choose iCash loans

Here’s why over 850k Canadians choose iCash as their go-to lender for instant loans in Canada.

Fast online application

Say goodbye to waiting in line! Our online loan application takes minutes to complete from the comfort of your own home, no matter the time of day. All you need is a laptop, smartphone or tablet, and an internet connection.

No documents required

We’re paperless! Our cutting-edge technology gives us all of the tools necessary to automatically evaluate your application without asking for any documents. No need to fax long forms or print out bank statements.

No hidden fees

We ensure all fees involved in your loan are clearly displayed, which allows you to make an informed decision and avoid hidden fees. We are a fully licensed lender that’s committed to responsible and transparent lending practices.

Instant decision, 24/7

Our online loan process is completely automated so that you can receive an instant decision on your loan application without having to wait. With iCash, you can apply and get on with your day, knowing that your funds are on the way!

E-Transfer in 2 minutes, 24/7

After signing your electronic agreement, your funds will be sent to you by e-Transfer in less than 2 minutes, 24/7. This convenience gives you immediate access to cash, so you can deal with whatever financial emergency you’re facing right away.

Up to 20% cashback*

iCash customers earn a percentage back on the cost of borrowing on every loan repaid in full according to the loan agreement. It’s just one of the many benefits iCash offers to our customers.

Fast online application

Our loan application is paperless. You won’t need to scan or upload anything to apply.

No documents required

No hidden fees

iCash approves loans 24 hours a day, 7 days a week, 365 days a year.

Instant decision, 24/7

iCash sends funds by e-Transfer 24 hours a day, 7 days a week, 365 days a year.

E-Transfer in 2 minutes, 24/7

Up to 20% cashback*

iCash customers earn a percentage back on the cost of borrowing on every loan repaid in full according to the loan agreement. It’s just one of the many benefits iCash offers to our customers.

A better way to get a cash advance

Instant cash advance loans provide you with peace of mind and can help you take care of whatever expense comes your way within minutes. As a trusted direct lender, iCash offers quick loans to Canadians of all financial backgrounds, 24 hours a day, 7 days a week - even on holidays.

Satisfied customers since 2014

850 K

Number of approved applications

93 %

Customers that would recommend us to their friends

4.9 out of 5

Customer rating

Instant loans available throughout Canada

Our online cash advance loans are loved by Canadians from coast to coast.

Alberta loans

Manitoba loans

Nova Scotia loans

Prince Edward Island loans

British Columbia loans

New Brunswick loans

Ontario loans

Alberta loans

British Columbia loans

Manitoba loans

New Brunswick loans

Nova Scotia loans

Ontario loans

Prince Edward Island loans

Compare our instant loans

As a top choice lender for online loans in Canada, we offer an alternative to traditional payday loans with many advantages for our customers. See for yourself how we compare to payday lenders and other loan providers and find out why our instant loans are the right choice for your financial situation.

iCash loans

Best choice.

Traditional payday
lenders

Lenders with
brokerage fee

Licensed

Flexible repayment plans*

Offers cashback program*
for more savings

Paperless

Free membership benefits

No hidden charges

e-Transfer within
2 minutes

Licensed

Flexible repayment
plans*

Offers cashback
program* for more
savings

Paperless

Free membership
benefits

No hidden charges

e-Transfer within 2
minutes

iCash loans

Best choice.

Traditional
payday lenders

Lenders with
brokerage fee

How can we help?

We make obtaining a loan simple and easy! Everything we do is 100% online, including how we serve you. Should you have any questions regarding your loan application or anything else related to our instant online loans, our dedicated team is available 24 hours a day, 7 days a week to assist. We understand that a financial emergency can happen at any time, which is why we're here for you whenever you need.

Contact our responsive support team 24/7

How can we help?

Contact our support team

Our customer experience advisors are available 24/7. Contact us any time. It’s fast and easy.

Knowledge base

Get all the answers to your questions in one place. Search through our list of comprehensive FAQs to find the answers to your most pressing questions.

Personal finance hub

Need more financial insights? Visit our personal finance hub to learn everything about credit scores, budgeting tips, and more.

Instant online loans in Canada

When a financial emergency pops up and you need money quickly, you don't always have time to go through a lengthy loan application process with a lender or a bank. In these cases, instant online loans are the best solution. With iCash, you can get a loan approved for up to $1,500 in minutes and have the money in your bank account shortly after.

Our instant online loans are the most convenient way to get money when you need it. Our simple loan application process can be completed in minutes from any device, and once approved, the money will be sent to you via e-Transfer right away.

If you're looking for an online loan with instant decision in Canada, iCash is your go-to provider. Our easy online application allows you to apply from anywhere, and we offer flexible instalment options to suit your budget and needs. Apply now and get an instant decision for your loan.

Find out what our customers think about our loans!

Over half a million Canadians agree that iCash is the best way to get funded online. With an impressive rating of 4.9 out of 5 for instant loans, it’s easy to see why we’re a top choice for fast, convenient, and secure funding. We have more than 30,000 online reviews on Google, Apple, TrustPilot, and more.

Since 2016 we have happily served over half a million customers. Read more reviews.

Get your instant loan today!

iCash has helped over 850,000 customers get instant loans in Canada, 24/7, without hassle.

Earn up to 20% cashback* on the cost of borrowing when you repay your iCash loan.

Get up to 20% in cashback*

Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully repaying your first iCash loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.

Frequently asked questions about instant short-term loans:

How do I qualify for an instant loan with iCash?

To qualify, you must:

Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

How can I get an instant loan?

You can receive an instant loan through an online lender like iCash! You will need to fill out a quick application and provide us with employment, and income details. If you're approved, you need to sign and submit your digital agreement. Your funds will be sent via e-Transfer within minutes of being approved.

How to get an instant loan with bad credit?

Some lenders will provide you with an instant loan even if you have bad credit. At iCash, we understand that sometimes life can get in the way and make it difficult to maintain a good credit score. That's why we offer loans for people with bad credit to help you when you need it most.
While other lenders may not approve your application due to your bad credit score, we will work with you to find a solution that meets your needs. So, if you're interested in getting a fast loan even with poor credit, you are welcome to fill out our online application and our team will work with you to get you the funds you qualify for!

How fast can I get an instant loan?

With iCash, you can be approved within minutes of completing an application. If you've been approved, you can expect to receive your funds via e-Transfer within minutes. It's that easy, and your funds can be used for whatever you need them for - whether it's to cover an unexpected expense or simply to have some extra cash to pay for rent or grocery bills.

Have more questions? Check out our full FAQ.

Trusted Instant Loans in Canada

How our instant loans work

Apply Online

Instant Decision

Get Your Instant Loan

Why Canadians choose iCash loans

Fast online application

No documents required

No hidden fees

Instant decision, 24/7

E-Transfer in 2 minutes, 24/7

Up to 20% cashback*

A better way to get a cash advance

Instant loans available throughout Canada

Alberta loans

Manitoba loans

Nova Scotia loans

Prince Edward Island loans

British Columbia loans

New Brunswick loans

Ontario loans

Alberta loans

British Columbia loans

Manitoba loans

New Brunswick loans

Nova Scotia loans

Ontario loans

Prince Edward Island loans

Compare our instant loans

iCash loans

Traditional payday lenders

Lenders with brokerage fee

iCash loans

Traditional payday lenders

Lenders with brokerage fee

How can we help?

How can we help?

Contact our support team

Knowledge base

Personal finance hub

Instant online loans in Canada

Find out what our customers think about our loans!

Get up to 20% in cashback*

Traditional payday
lenders

Lenders with
brokerage fee

Traditional
payday lenders

Lenders with
brokerage fee