Safe & Flexible Payday Loans in Ottawa

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iCASH is the #1 alternative payday lender for Ottawa, Ontario


Your Personal Payday Loan Solution

As the capital of Canada, Canadians look to Ottawa as a leader of our nation. And iCASH could not be prouder of the fact that Ottawans are turning to us for all their payday loan and cash advance needs.

There are many different reasons why residents of Ottawa would need access to some quick emergency funds. When your car unexpectedly breaks down and requires a mechanic, or your sudden toothache requires immediate dental attention, or even something as simple as overspending and falling short on the rent bill this month, you need to know that a trustworthy payday lender is available. iCASH is rapidly establishing itself as the number one choice of alternative lender for Ottawa to turn to in these types of emergency situations.

Our team at iCASH has made the process of accessing these emergency funds, in Ottawa, as hassle-free and smooth as possible. Our payday loan and cash advance application process is 100% online and is accessible 24/7. And, if you should have any questions during your application process, our team of Customer Experience Advisors are available to assist you during Ottawa business hours.

Not only are we accessible and hassle-free, but iCASH has positioned itself nationally as a transparent, responsible and fair-lending financial industry leader. Our Code of Conduct is based on the European model using honest and trustworthy principles surrounding all of our lending practices. We are a direct lender and we are licensed to operate in Ottawa, as well as the rest of Ontario.

We also provide loans in others cities

in Toronto, Mississauga, Brampton, London, Windsor, Hamilton.

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4.6 / 5 STARS
731 Rating
4.8 / 5 STARS
1.8K Rating

The greatest alternative to traditional payday loans

Apply Online
Apply Online

Getting a loan with us is easy and fast, select your loan amount, repayment plan and provide some personal details.

Instant Decision
Instant Decision

Our fully automated online application will provide you with an instant decision. Once approved, all you have to do is electronically sign your contract!

Get funds
Get Fund

Once your contract is signed, your funds will be sent by e-transfer in the next 5 minutes! Fast, convenient and hassle-free. Funds are sent 24/7

Loan terms vary from - 62days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354. No minimum repayment period.
+ 200 000
members since 2014
of approved applications
4.9out of5
customers would recommend us to their friends

Customer Rating
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Flexible repayment plans      
Offers cashback program for more savings      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
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Top 3 reasons that Ottawa is choosing iCASH:

Bad Credit

iCASH understands that you may have, at one point in your history, made some mistakes when it comes to your finances. We understand that it then becomes harder and harder to find access to reliable and trustworthy lenders, especially on the web. While we do look at your credit score, your bad credit is not the deciding factor in our loan decision. We look at, first and foremost, your ability to repay the loan.


Our iCASH online application is processed in real-time and we do not need you to drive around Ottawa to get signatures on our contracts. We do not require any faxing, mailing, or in-person signing. We let our technology cut out all that red tape!

Instant pre-approval

In the majority of our Ottawa residents’ cases, our sophisticated decision-making system allows you to receive an answer to your loan application almost instantaneously. And, in most cases, the funds can be deposited same day. No more waiting days or weeks to settle that financial emergency that requires immediate action!

From Eastview, to Nepean and from Gloucester to Richmond, iCASH is making sure that everyone in the Regional Municipality of Ottawa has access to safer, smarter and simpler solutions for all of their financial needs.



Borrow and Save!
Get up to 20% in Cashback!

iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!