Payday Loans Niagara Falls

13.4K ratings

4.8 out of 5

21.3K ratings

4.7 out of 5

Customize your instant loan

Receive your money by 3:12 pm

Select the amount you wish to borrow

Minimum

$100

$750

Maximum

$1,500

Select province of residence

Number of payments

Loyalty program

Elite

New customer

Prestige

VIP

Cost summary

Cost

_$85^.50

Cashback

_$0^.00

Apply now and receive your money by e-Transfer at no extra cost.

Loan approval is fast, and funding is even faster. In fact, from the start of the application to the availability of funds, many consumers can complete the entire process in 30 to 60 minutes.

When you need a fast loan to pay for unexpected bills, car or home repairs, replacing an appliance, help to manage your cash flow, or other unplanned expenses, a short-term cash loan from iCash can be a great solution.

You repay**** the loan from your next paycheck, may that be your government benefits or a pension check – whatever your source of income may be. That means we offer ODSP loans to those receiving the benefits.

Interest rates on loan are quite competitive with other forms of consumer credit and advantageous for those who may have a bad credit history which at times are the people who often need access to quick cash the most.

Many traditional lenders impose credit score requirements on their loans, but we do not because we understand that life happens and that your past does not define your future.

While a credit check is performed as part of the approval process, there are no minimum credit score requirements to qualify for a loan, and we will not decline customers based solely on their credit score.

Many of our customers who apply for bad credit loans get approved. That is why more and more customers are choosing iCash as their preferred Canadian payday lender.

We also provide loans in these cities of Ontario

in Markham, Ottawa, Mississauga, London, Windsor, Brampton, Hamilton, Kitchener, Barrie, Oshawa, Brantford, Guelph , Burlington, St. Catharines, Sudbury, Cambridge, Thunder Bay, Scarborough, Kingston, Bellville.

iCash is owned by women and promotes diversity, equity, and inclusion.

Behind each review is an experience that matters

Since 2016, we've helped over half a million Canadians get instant loans online.

Since 2016 we have happily served over half a million customers.

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Earn up to 20% cashback* on the cost of borrowing when you repay your iCash loan.

Get up to 20% in cashback*

Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.

Frequently asked questions

What are the minimum requirements to get approved in Ontario?

In Ontario, it’s incredibly easy to get approved with us. If you meet the following requirements, you’re eligible!

Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

Will I get approved if I have bad credit?

Having a poor credit score will not disqualify you from getting approved with us. We focus on other criteria like your ability to repay the loan. As a conscientious lender, we will only lend you an amount of money that you can comfortably pay back.

How much can I borrow?

The maximum amount of money you can borrow is $1,500. You can use this money to pay for unexpected bills, emergencies, weekend getaways, etc.
Regardless of what you may need to borrow money for, iCash is the top-rated online alternative to payday loans in Ontario.

Can I get a loan on child tax benefits in Ontario?

With us, you can use your child tax benefit as leverage to get approved for a loan with benefits. We are one of the lenders that understand the importance of allowing people with different sources of income to qualify for a loan.

Can I get a loan on Ontario works?

Yes, you can! As long as you receive a fixed monthly payment by direct deposit, you can get a loan with us. If you are not sure which income sources qualify you, contact our customer support team for assistance any time of the day.

Can I get a loan on ODSP or disability?

Yes! we work with many ODSP recipients throughout Ontario. All you need to do is communicate your benefit income information in the employment details section of our online application!

Can iCash Instant loans be cancelled?

Yes. You are allowed a "cooling off period" when you apply, meaning that if you change your mind and cancel within two business days, no fees will be charged.
If you find yourself in a situation where you no longer need same-day funding, our excellent customer service team will happily assist you.

Can I get a loan on the weekend in Ontario?

Yes! iCash operates 24/7, even on weekends and holidays. So you can get approved with us anywhere in Ontario for up to $1,500. We also provide instant decisions, even on Saturday and Sunday, which can be a lifesaver for many individuals.

Have more questions? Check out our full FAQ.

Get your online payday loan today

iCash has helped more than 850,000 Canadians get instant loans online without hassle. Download our mobile application today!