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Loan approval is fast, and funding is even faster. In fact, from the start of the application to the availability of funds, many consumers can complete the entire process in 30 to 60 minutes.
When you need a fast loan to pay for unexpected bills, car or home repairs, replacing an appliance, help to manage your cash flow, or other unplanned expenses, a short-term cash loan from iCash can be a great solution.
You repay**** the loan from your next paycheck, may that be your government benefits or a pension check – whatever your source of income may be. That means we offer ODSP loans to those receiving the benefits.
Interest rates on loan are quite competitive with other forms of consumer credit and advantageous for those who may have a bad credit history which at times are the people who often need access to quick cash the most.
Many traditional lenders impose credit score requirements on their loans, but we do not because we understand that life happens and that your past does not define your future.
While a credit check is performed as part of the approval process, there are no minimum credit score requirements to qualify for a loan, and we will not decline customers based solely on their credit score.
Many of our customers who apply for bad credit loans get approved. That is why more and more customers are choosing iCash as their preferred Canadian payday lender.
in Markham, Ottawa, Mississauga, London, Windsor, Brampton, Hamilton, Kitchener, Barrie, Oshawa, Brantford, Guelph , Burlington, St. Catharines, Sudbury, Cambridge, Thunder Bay, Scarborough, Kingston, Bellville.
How to Get a Payday Loan in Niagara Falls?
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.
Frequently asked questions
Have more questions? Check out our full FAQ.