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Loans in Niagara Falls

Cash Advances in Niagara Falls

When residents of Niagara Falls need to apply for a payday loan, they choose iCASH as their preferred lender.

Niagara Falls is named after the majestic waterfall that straddles the Canadian and US border, a popular tourist attraction for people from around the world to visit.

For the residents of Niagara Falls, Ontario, who call the area home, the tourism industry is a major driver of the local economy. This area is home to nearly 100,000 people from diverse backgrounds.

It played an influential role as a stop on the Underground Railroad and became home to many former slaves fleeing slavery in the US during the 1800s. Due to the hydroelectric power, which is plentiful and affordable, from power plants along the falls and river, the area served as home to a great deal of industry in the 20th century. However, that activity has decreased in the past few decades, commensurate with most manufacturing and industrial job changes in North America.

iCASH is a leader among a new generation of payday lenders in Canada. We operate exclusively online, which means that people in Niagara Falls can apply for, get approved for, and receive their funds quickly and easily, all from the comfort of their home or office via the iCASH website or the instant loan app.

This is a great benefit, especially during cold Canadian winters and the storms that can affect the Ontario region. There's no need to go out in cold to visit a branch office; everything can be done online!

Apply for payday loans in Ontario from $100 to $1,500, depending on your needs.

Loan approval is fast, and funding is even faster. In fact, from the start of the application to the availability of funds, many consumers can complete the entire process in 30 to 60 minutes.

When you need a fast loan to pay for unexpected bills, car or home repairs, replacing an appliance, help to manage your cash flow, or other unplanned expenses, a short-term cash loan from iCASH can be a great solution.

You repay the loan from your next paycheck, may that be your government benefits or a pension check – whatever your source of income may be. That means we offer ODSP loans to those receiving the benefits.

Interest rates on loan are quite competitive with other forms of consumer credit and advantageous for those who may have a bad credit history which at times are the people who often need access to quick cash the most.

Many traditional lenders impose credit score requirements on their loans, but we do not because we understand that life happens and that your past does not define your future.

While a credit check is performed as part of the approval process, there are no minimum credit score requirements to qualify for a loan, and we will not decline customers based solely on their credit score.

Many of our customers who apply for bad credit loans get approved. That is why more and more customers are choosing iCASH as their preferred Canadian payday lender.

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How to Get a Payday Loan in Niagara Falls?

Apply Online

Apply Online

Apply in a few simple steps and get the money today. Complete our online loan application on our website or app– provide us with some personal information about yourself, select the amount of money you need, and submit your application.

Instant Approval

Instant Decision

As soon as you submit your loan application. You’ll receive instant approval on your loan 24/7, so you can take care of anything that life throws your way. Sign your loan agreement and send it back to us.


Get Fund

After receiving your signed agreement, we’ll send you the money within 5 minutes via e-Transfer. Email money transfer means that the funds from your loan can be accessed anytime, day or night, 24/7. Safe, loans online with same day funding.

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
+ 200 000
members since 2014
of approved applications
4.9out of5
customers would recommend us to their friends

Customer Rating
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Flexible repayment plans*      
Offers cashback program for more savings*      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
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Payday Loans in Niagara Falls, Ontario

Easy to Qualify for a Loan

To get a payday loan online in Niagara Falls, you need to meet the following requirements:
- You must be at least 19 years old.
- You must be a Canadian citizen, living in Ontario.
- You must have been receiving the same source of income for at least 3 months.
- You must receive a net income of at least $800/month.
- You must have a Canadian bank account, opened for at least 3 months, with access to online banking features.
- You must have a valid mobile phone, email address, and home address.

No Surprises

iCASH is an ethical, responsible, and transparent lender and believes those values are important to uphold. They're part of our Canadian DNA and part of building a relationship of trust with our customers, including Niagara Falls' residents.

As such, Niagara Falls residents will never be surprised by any hidden fees when they apply for a cash advance loan from iCASH. All terms are clearly spelled out as part of the loan application and agreement process in plain English.

Convenient and Fast

One of the most compelling aspects is how quick and convenient it is to apply for a loan online with a process that takes very little time and can be completed on your computer or mobile phone, 24/7.

We provide lending services that are designed for the 21st century – the way you live your life. There are no visits to branch offices, no travel, no need to fax, mail, or notarize documents, waiting in line, or anything like that.

Rewarding Loyalty

Like any relationship, we believe that our customers deserve to be rewarded for their loyalty. Therefore, everyone who applies for a short-term loan with iCASH is automatically set up with an account and earns rewards for using the service.

In addition to gaining access to higher loan amounts for future borrowing, iCASH offers resources and information to members to help with financial management and even provides cashback rewards* based on the amount and frequency of borrowing.

They're all just part of us saying, "Thank you for choosing iCASH!"

From Durham to York and from Peel to Halton, we are making sure that everyone in the Greater Niagara Falls Area has access to safe, smart, and simple solutions for their financial needs.

Bad Credit Accepted

Nowadays, more and more people are looking for bad credit loans in Ontario. It is not always because of bad credit; having no credit history is also a problem when you go to a bank for funding.

But online lenders take many other aspects of your financial situation into consideration. They will make the whole process much more comfortable and fast, and you can get approved for a loan, regardless of your credit history.

From Durham to York, and from Peel to Halton, we are making sure that everyone in the Greater Niagara Falls Area has access to safe, smart and simple solutions for their financial needs.

Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Niagara falls. You can get back up to 20% of the cost of borrowing paid once your ODSP payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*