Payday Loans Niagara Falls

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Download iCash on the App Store.

Customize your instant loan

Receive your money by 8:41 pm

Minimum

$100

$750

Maximum

$1,500

1

2

3

Elite

New customer

Prestige

VIP

Cost summary

Cost
$85.50
Cashback
-$66.45
instant-loans
interac

Apply now and receive your money by e-Transfer at no extra cost.

Loan approval is fast, and funding is even faster. In fact, from the start of the application to the availability of funds, many consumers can complete the entire process in 30 to 60 minutes.

When you need a fast loan to pay for unexpected bills, car or home repairs, replacing an appliance, help to manage your cash flow, or other unplanned expenses, a short-term cash loan from iCash can be a great solution.

You repay**** the loan from your next paycheck, may that be your government benefits or a pension check – whatever your source of income may be. That means we offer ODSP loans to those receiving the benefits.

Interest rates on loan are quite competitive with other forms of consumer credit and advantageous for those who may have a bad credit history which at times are the people who often need access to quick cash the most.

Many traditional lenders impose credit score requirements on their loans, but we do not because we understand that life happens and that your past does not define your future.

While a credit check is performed as part of the approval process, there are no minimum credit score requirements to qualify for a loan, and we will not decline customers based solely on their credit score.

Many of our customers who apply for bad credit loans get approved. That is why more and more customers are choosing iCash as their preferred Canadian payday lender.

We also provide loans in these cities of Ontario

in MarkhamOttawaMississaugaLondonWindsorBramptonHamiltonKitchenerBarrieOshawaBrantfordGuelph BurlingtonSt. CatharinesSudburyCambridgeThunder BayScarboroughKingston, Bellville.

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iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

Behind each review is an experience that matters

Since 2016 we have happily served over half a million customers.

Read more reviews.

How to Get a Payday Loan in Niagara Falls?

1

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Sign up and apply online or on our app.
2

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.
3

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Get up to 20% in cashback*

Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.

Earn up to 20% cashback* on the cost of borrowing when you repay your iCash loan.

Frequently asked questions

Where is the nearest store?
iCash is an online licensed direct lender since 2016. Apply from our iOS or Android mobile application by searching "icash.ca" in the mobile store, sign your contract electronically, and get an e-Transfer in 2 minutes!
For Nova Scotia residents, you can also go visit our store located at 185 Windmill Road, Dartmouth, NS, B3A 1E3.
For PEI residents, you can also visit our store located at 119 Queen Street, C1A 4B3, office 306.
The fastest method to obtain a loan remains applying online, no documents required and an e-Transfer within 2 minutes after the contract signature.

Have more questions? Check out our full FAQ.

Get your online payday loan today

iCash has helped more than 950,000 Canadians get instant loans online without hassle. Download our mobile application today!