Apply in a few simple steps and get the money today. Complete our online loan application on our website or app.
If you need to borrow money and you’re tired of turning to payday loan stores throughout Ontario, you’ve come to the right place. We understand that when you need money, you need it fast. That’s why iCASH offers instant online loans that can help cover unexpected expenses.
A payday loan is a type of short-term loan that allows you to get cash, usually in an emergency situation. Also known as an unsecured loan, they require zero collateral from you. Most of the time, they are acquired from in-store providers and paid back in full on your next payday.
However, iCASH has been disrupting the industry since 2016. Canadians are tired of commuting to a store, waiting in line, and filling out paperwork just to borrow a few hundred dollars. That’s where iCASH comes in. We’ve quickly grown to become the leading alternative to payday loans in Ontario and the rest of Canada. Our instant loans are available entirely online and through our mobile app.
Whether you live in Ontario or somewhere else in Canada, you can get easily approved with iCASH. With over 850k happy customers, we are the go-to online alternative to payday loans in Ontario.
Here’s why 850,000 Canadians prefer borrowing with us:
We understand that waiting isn’t fun, especially when it comes to getting the money you need. That’s why we e-Transfer your cash loan within minutes of signing your digital agreement. No questions asked!
It’s a much more convenient alternative to get your loan online or through our mobile app. We ensure 24/7 processing and funding, completely online and completely paperless. Your funds will be e-Transferred fast and without any hassle. That’s our guarantee!
We are a fully licensed online lender in Ontario and 100% compliant with all of the requirements set out by provincial regulations. Whether you need $100 or $1,500, our instant loans could be the perfect solution to assist you at any time.
Our instant loans are a convenient way for people in Ontario to get a cash advance in just a few easy steps. If you're interested in applying, take a moment to familiarize yourself with our simple application process.
Applying with us is an easy three-step process:
Simply answer a few basic questions about yourself and your income, and you're done! You can apply and get approved in as little as two minutes.
If you have internet access or mobile data, you’re good to go! Simply grab your laptop, tablet, or smartphone to start the application process. Alternatively, you can download our app.
Once you have applied, you’ll find out instantly if you’ve been approved. We’ll then send over a digital agreement for you to review and sign. The process is convenient and fast. Our excellent customer service agents will also answer any questions you may have along the way.
We’ll send you an e-Transfer within 2 minutes of signing your agreement! We've streamlined the process to ensure our clients get their money as quickly as possible. Just a simple e-Transfer. That means no more cashing cheques or depositing cash for you!
We’ve helped over half a million Canadians with less-than-perfect credit get approved for a loan. We’ll make sure the entire process - from start to finish - is hassle-free so that you can get the exact amount you qualify for.
When it comes to bad credit loans in Ontario iCASH is the leading online lender. We focus on your ability to repay to determine how much we can lend to you. Our mission is to help all Canadians access credit when they need it most.
Whether you’re a salaried employee or on disability, we can work with your income. As long as you make at least $800 a month, you can get approved with us.
Other forms of income that we accept include:
If you'd like more information about the types of income we accept, please don't hesitate to contact our customer service department.
You can apply for instant payday advance loans with iCASH online throughout the province of Ontario, 24 hours a day, 7 days a week. Whether you live in Toronto, Ottawa, Mississauga, Brampton, London, Windsor, Hamilton, Markham, Niagara Falls, Kitchener, Barrie, Oshawa, Brantford, Guelph, Burlington, St. Catharines, Sudbury, Cambridge, Thunder Bay, Scarborough, Oakville, Kingston, or anywhere else in the province of Ontario, we’re the best alternative to in-store payday lenders, period! Rest assured that we can lend you cash quickly and without any hassle. Apply now to get started!
Sign up with our free app and access your account anywhere.
Apply in a few simple steps and get the money today. Complete our online loan application on our website or app.
As soon as you submit your loan application, you’ll receive instant approval on your loan 24/7. Once approved, sign your loan agreement and send it back to us.
After receiving your signed agreement, we’ll send you the money within 2 minutes via e-Transfer. Safe, loans online with same day funding.
iCASH offers a unique Cashback program to reward its customers in Ontario. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*
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Traditional Payday Lenders | Lenders with brokerage fee | |
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Licensed | |||
Flexible repayment plans* | |||
Offers cashback program for more savings* | |||
Paperless | |||
Free membership benefits | |||
No hidden charges | |||
E-transfer in the next 5 minutes | |||
Get a loan now |