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Easy to Apply for Payday Loans in Ontario

If you’re looking for easy payday loans in Ontario, you’ve come to the right place. We understand that when you need money, you need it fast. Luckily, iCASH offers instant online loans that can help cover unexpected expenses.

Since we are never sure when surprise bills will come our way, it’s great to know that instant payday loans are available for you and your family if you ever find yourself in need. Plus, thanks to the internet and the development of technology, it is easier than ever to get a payday loan online in Ontario.

What is a payday loan?

A payday loan is a type of short term loan that allows you to get cash, usually in an emergency situation. If you need cash fast. Payday loans are quick and easy to get, with approval coming within minutes of applying.

Also known as an unsecured loan, these loans require zero collateral from you. Loan eligibility depends on your income and ability to repay. You must also be able to show proof of stable employment or a regular source of income to get approved.

Why Choose iCASH?

People who live in Ontario can get access to instant online payday loans with iCASH. With over 500k happy clients, we are your go-to lender for cash advances in Ontario.

If you’re in need of some extra financial assistance, you can expect the following benefits when applying for a loan with us:

No waiting period

We understand that waiting isn’t fun, especially when it comes to getting the money you need. That’s why we e-Transfer your cash loan within minutes of signing the loan agreement. No questions asked!

Online payday loans with no paperwork

It’s much more convenient to do things online or through a mobile app. We ensure 24/7 loan approvals and funding, completely online and completely paperless. We are here to give you the added confidence that you will get your funds be-Transferred fast without any hassle. That’s our guarantee!

100% compliant

We are a fully licensed online lender in Ontario and in 100% compliance with all of the requirements set out by the province. Whether you need $100 or $1,500, our instant payday loans could be the perfect solution to assist you at any time.

How to Apply for an iCASH Instant Payday Loan

Online payday loans are a convenient way for people who live in Ontario to quickly get a cash advance in just a few easy steps. If you're interested in applying, you should familiarize yourself with the loan process, so that you can properly prepare and apply quickly.

When applying for a loan online, simply follow the steps below:

1. Apply online

Our online application is simple, and that’s because we want every person in Ontario to have access to instant loans as quickly and easily as possible. You can apply and get approved in as little as two minutes.

If you have internet access or mobile data, you’re good to go! Simply grab your laptop, tablet or smartphone to start the application process, or if you want a faster, simpler mobile loan application experience, download our app today.

2. Get instant approval

After you have applied for an online payday loan and meet the lending criteria, you’ll get an instant approval. We’ll then send over a digital contract for you to review and sign. The process is convenient and fast. Our excellent customer service agents will also answer any questions you may have about your loan along the way.

3. Get your money

Get your payday loan with us and use it the same day you get approved. We've streamlined the process to ensure our clients get their loans in a convenient manner. Just a simple e-Transfer. That means no more bouncing checks for you!

All Types Of Credit Accepted

All types of credit are accepted, regardless of your credit standing. We’ll make sure the entire process - from start to finish - is easy and hassle free, so that you can get the exact amount you qualify for.

If you’ve ever noticed a payday lender offering bad credit loans in Ontario without checking your credit, you should avoid moving forward. All fully licensed lenders will perform a credit check to determine a few things.

For example, during the application process, we will perform a credit check to better understand your financial situation as. This shouldn’t be something you should worry about, though. Poor credit history isn't necessarily a cause for concern. It simply helps us to determine how much you can borrow.

Can I Get a Payday Loan With No Credit Check?

While there are numerous payday loan companies in Ontario that offer payday loans with no credit check, they will still consider other criteria such as your income, employment stability, and debt-to-income ratio in determining your creditworthiness.

As an honest and reliable lender that offers loans for poor credit in Canada with almost guaranteed approval. While many will claim to be a no credit check payday loan lender, finding a legitimate lender is of most importance.

A credit check will also help us verify that you are not a victim of identity theft, which happens when someone uses your personal information to obtain a loan.

Types Of Income Accepted

There are a variety of income types we accept for instant payday loans. The most common type is regular employment income, however, there are many other types of income we accept when applying for a payday loan.

Other forms of income that are commonly accepted include:

If you'd like more information about the types of income we accept, please don't hesitate to contact our customer service department.

Other Cities in Ontario You Can Get a Loan From Us

You can apply for instant payday advance loans with iCASH online throughout the province of Ontario, 24 hours a day, 7 days a week. Whether you live in Toronto, Ottawa, Mississauga, Brampton, London, Windsor, Hamilton, Markham, Niagara Falls, Kitchener, Barrie, Oshawa, Brantford, Guelph, Burlington, St. Catharines, Sudbury, Cambridge, Thunder Bay, Scarborough, Oakville, Kingston, or anywhere else in the province of Ontario. Rest assured that we can send you a loan quickly and without any hassles. Apply now to get started.

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How to Get a Payday Loan in Ontario?

Apply Online

Apply Online

Apply in a few simple steps and get the money today. Complete our online loan application on our website or app.


Instant Decision

As soon as you submit your loan application, you’ll receive instant approval on your loan 24/7. Once approved, sign your loan agreement and send it back to us.


Get Fund

After receiving your signed agreement, we’ll send you the money within 2 minutes via e-Transfer. Safe, loans online with same day funding.

Maximum repayment period 62 days. APR is 109.50%. For a $300 loan of 14 days, the total payback amount is $345. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Ontario. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*

Frequently Asked Questions About Payday Loans in Ontario

How do I qualify for a payday loan in Ontario?

In Ontario, our small loans are very easy to apply for. Before beginning the loan application process with iCASH, you need to:

  • • Be at least 19 years of age.
  • • Be an Ontario resident or a resident in any of the provinces we operate in.
  • • Show that you have been working with the same employer for the past three months.
  • • Have a net income of at least $800/month.
  • • Receive your paychecks via e-Transfer.

Are online payday loans available to those with bad credit?

Having a poor credit score will not immediately disqualify you from receiving a bad credit loan in Toronto or anywhere else in Ontario. Although we’ll perform a credit check, we focus on other criteria like your ability to repay the loan for approval.

As a conscientious lender, we will only loan you an amount of money that you can easily pay back when it is time to do so.

How much can I borrow?

The maximum amount of money you can borrow with a payday loan in Ontario is $1,500.

You can use this money to pay for unexpected bills, emergencies, weekend getaways, etc.

Regardless of what you may need the loan for, iCASH is your preferred lender for payday loans in Canada.

Can I get a payday loan on child tax benefits in Ontario?

Absolutely! You can get a child tax loan in Ontario. In the employment details section of our application, you can simply provide us with the specifics related to your benefit income, including CCTB.

Our loan applications can be accessed online or through the iCASH mobile app.

Can you get an Online payday loan on Ontario works?

We do provide payday loans for Ontario Works recipients. As long as you receive a fixed monthly payment by direct deposit, you can get a loan from us. If you are not sure which income sources qualify you for a loan, you can contact our customer support team for assistance any time of the day.

Can I get an online loan on ODSP or disability as a resident of Ontario?

ODSP loans for disability income in Ontario can be obtained from iCASH. All you need to do is communicate your benefit income information in the employment details section of our loan application.

Can payday loans in Ontario be cancelled?

Yes. As per the Ontario payday loans act, you are allowed a "cooling off period" when you apply, meaning that if you change your mind and cancel your payday loan within two business days then no fees will be charged.

If you find yourself in a situation where you no longer need same day funding, our excellent customer service team will happily assist you.

Can you get a weekend loan in Ontario?

You can get an instant payday loan on the weekend in Ontario for up to $1,500. We also provide a decision on your payday loan the same day, even on Saturday and Sunday, which can be a lifesaver for many individuals. Our instant online payday loans are available 24/7 and can help lighten some of the stress in your life during a crisis.
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