Apply now and receive your money by e-Transfer at no extra cost.
If you need to borrow money and you’re tired of turning to payday loan stores throughout Ontario, you’ve come to the right place. We understand that when you need money, you need it fast. That’s why iCash offers instant online loans that can help cover unexpected expenses.
A payday loan is a type of short-term loan that allows you to get cash, usually in an emergency situation. Also known as an unsecured loan, they require zero collateral. Most of the time, they are acquired from in-store providers and paid back in full on your next payday.
However, iCash has been disrupting the industry since 2016. Canadians are tired of commuting to a store, waiting in line, and filling out paperwork just to borrow a few hundred dollars. That’s where iCash comes in. We’ve quickly grown to become the leading alternative to payday loans in Ontario and the rest of Canada. Our instant loans are available entirely online and through our mobile app.
Whether you live in Ontario or somewhere else in Canada, you can get easily approved with iCash. With over 850k happy customers, we are the go-to online alternative to payday loans in Ontario.
Here’s why 850,000 Canadians prefer borrowing with us:
Our team understands that waiting can be difficult, especially when you're trying to get the money you need as quickly as possible. That’s why we e-Transfer your cash loan within minutes of signing your digital agreement. No questions asked!
It’s a much more convenient alternative to get your loan online or through our mobile app. We ensure 24/7 processing and funding, completely online and completely paperless. Your funds will be e-Transferred fast and without any hassle. That’s our guarantee!
We are a fully licensed online lender in Ontario and 100% compliant with all of the requirements set out by provincial regulations. Whether you need $100 or $1,500, our instant loans can be the perfect solution to assist you at any time.
Our instant loans are a convenient way for people in Ontario to get a cash advance in just a few easy steps. If you're interested in applying, take a moment to familiarize yourself with our simple application process.
Applying with us is an easy three-step process:
Simply answer a few basic questions about yourself and your income, and you're done! You can apply and get approved in as little as two minutes.
If you have internet access on your smartphone, tablet or computer, you’re good to go! You can start the application process on our website or download our app!
Once you have applied, you’ll get an instant decision regarding your approval. We’ll then send over a digital agreement for you to review and sign. The process is convenient and fast. Our excellent customer service agents will also answer any questions you may have along the way.
We’ll send you an e-Transfer within 2 minutes of signing your agreement! We've streamlined the process to ensure our clients get their money as quickly as possible. Just a simple e-Transfer. That means no more cashing cheques or going to a physical location to deposit cash.
We’ve helped over half a million Canadians with less-than-perfect credit get approved for a loan. We’ll make sure the entire process - from start to finish - is hassle-free so that you can get the exact amount you qualify for.
When it comes to bad credit loans in Ontario iCash is the leading online lender. We focus on your ability to repay to determine how much we can lend to you. Our mission is to help all Canadians access credit when they need it most.
Whether you’re a salaried employee or on disability, we can work with your income. As long as you make at least $800 a month, you can get approved with us.
Other forms of income that we accept include:
If you'd like more information about the types of income we accept, please don't hesitate to contact our customer service department.
You can apply for instant payday advance loans with iCash online throughout the province of Ontario, 24 hours a day, 7 days a week. Whether you live in Toronto, Ottawa, Mississauga, Brampton, London, Windsor, Hamilton, Markham, Niagara Falls, Kitchener, Barrie, Oshawa, Brantford, Guelph, Burlington, St. Catharines, Sudbury, Cambridge, Thunder Bay, Scarborough, Oakville, Kingston, or anywhere else in the province of Ontario, we’re the best alternative to in-store payday lenders, period! Rest assured that we can lend you cash quickly and without any hassle. Apply now to get started!
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.
Have more questions? Check out our full FAQ.