Just use the simple form on our website – select your amount of money that you need from a payday loan in PEI, your repayment plan*, and provide basic information about yourself, and you’re all set.
Get an Online Payday Loan in Prince Edward Island
Residents of PEI can get an online payday loan for up to $1,500 quickly and without hassle. If you're in a cash crunch and waiting for your next paycheck isn't an option, an instant payday loan is just what you need. You can apply right from your computer or mobile device, and get cash transferred to you as soon as today.
Payday loans are also known as short term loans that are repaid in a short period. They are ideal for people who need to handle an urgent financial situation, such as paying for an unexpected expense or emergency. If you're worried about missing your bills, getting a payday loan online can be a smart solution.
As long as you meet the lending requirements, you could qualify for a payday loan online. The process is quick and easy, and you won't have to go through a lengthy application process. This is especially nice if time is of the essence and you’re in need of money quickly.
Why Choose iCASH?
If you live in Prince Edward Island and are looking for a payday loan even if you have bad credit, you can apply instantly and get cash the same day. Having a poor financial standing should not deter you from applying, as iCASH works with all types of credit, so that you can get the cash you qualify for.
If you have bad credit and are looking to apply for a payday loan, here are the advantages you can expect with iCASH:
No waiting period
There is no need to be concerned about not having enough money to cover your costs in time. Our loans do not have a waiting period and cash is sent via e-Transfer within minutes of signing the loan agreement.
Even if you apply in the middle of the night, you won't have to wait to get your funds. We process applications and send money at all hours of the day, including weekends, so you can get your loan as fast as possible.
No paperwork
Making things easy for our clients is our priority. That's why our loan agreement process is done completely online. You can forget about signing and scanning multiple documents. No paperwork required here, just a simple electronic form that can be completed within a few minutes.
Quick approval
We know that having a quick approval process is important to our clients and we can assure you that all loan applications will be handled promptly, regardless of your credit score. We provide instant automated approvals and immediate funding, so you can begin using the funds from your payday loan immediately.
No hidden fees
There are absolutely no hidden fees when you obtain short term loans with iCASH. This means that you can plan for your repayments and don't have to worry about any extra costs popping up.
Another advantage of no hidden fees is that you can be sure that the interest rate you're being charged is fair. There's no need to worry about unfair charges or a significant increase in your interest rate.
100% compliant lending
We are a fully licensed lender in Canada and we meet all of the requirements set out by the province of Prince Edward Island. We're dedicated to providing our customers with exceptional service and support each and every day, including weekend and evening hours.
Flexpay repayment
As a resident of PEI, you are entitled to 2 to 3 repayments based on your payment schedule. You also have up to 62 days to pay back the loan, although you can do so earlier if you choose.
How to Get an Instant Loan from iCASH
People who live in PEI can access an instant payday loan at any time. This certainly provides peace of mind because having support when a financial emergency arises is essential. Life happens, and sometimes, people need more money than they have.
From the smallest repair costs that are needed, to costs that are related to medical issues, everyone needs an extra cash injection at one point or another in their life. This is why it makes sense to consider applying for instant cash loans when you're stuck and can't wait for your next payday.
If you've ever considered applying for an online payday loan, you'll be happy to hear it can be done relatively easily. Here's how you can be approved and get cash-on-hand today:
1. Apply online
We are always open, and you can apply online at any time of the day. To apply for an instant payday loan with iCASH, simply fill out our application form. Approvals are fast, easy, and available 24 hours a day, 7 days a week. Plus, you can easily apply from wherever you have an internet connection or mobile data. If you need money, why not get it right away?
2. Get instant approval
You may apply directly on our website or through our app for easy loans. After submitting your application, you'll get instant approval. We'll then provide you with an electronic contract to sign and review. The process is quick and simple, and if you have questions at any time, our customer support team is accessible at all times.
3. Get your money
We won't make things difficult for you. We'll send your e-Transfer within minutes of signing the loan agreement. There's no hassle or lengthy paperwork to fill out, and you can begin to use your cash advance immediately. It's as easy as that!
All Types Of Credit Accepted
We accept all types of credit, so you don't have to worry about not being approved if you have bad credit or no credit at all. We make it a priority to take the stress out of getting a loan, and we want to make the process as easy for you as possible. In fact, we approve 90% of the loan applications we receive.
When it comes to getting an instant payday loan for bad credit in Canada, we know that you have a lot of options. That's why we work hard to make sure that we're the best option for you. The convenience of our online application, the speed of our approvals, and our excellent customer service are just some of the ways we're here to serve you. You can apply today and see how we can help you get the money you need.
Types Of Income Accepted
iCASH accepts many forms of income, so you don't have to worry if you don't make regular employment income. We understand that not everyone can work a nine-to-five job, which is why other forms of income are accepted.
As long as your income is steady, we can help you. We want to make the process as easy as possible for you, so you can focus on getting your finances back on track.
The types of income we accept are:
- • Employment Income
- • Child Tax Credit Benefits
- • CPP & Private Pension
- • Unemployment Insurance & Workers' Compensation
- • Disability Income
Other Areas Where You Can Get an Instant Loan in PEI from iCASH
You can get a safe online payday loan in any city in the province of PEI. Whether you live in
Charlottetown,
Summerside, or any other area in the province of PEI, you can apply for personal loans with iCASH.
You are welcome to apply at any time of day or night with a quick and simple application process. For any other questions regarding obtaining a payday loan online, our excellent customer service team is happy to assist you any time of the day or night. Apply now to get started.
Get up to $1,500!
Try our mobile application!
Sign up with our free app and access your account anywhere.
Apply for Online Loans in Prince Edward Island
Apply for payday loans in PEI
Instant
Approval
Complete your loan application online. You’ll receive an instant approval decision on your loan so you can put your finances back on track. Fast, easy, reliable loans from a trusted licensed direct lender.
Get Your Money
Your money will be sent via electronic transfer in 5 minutes or less. Our electronic transfers mean funds are available anytime you need to get money fast 24/7. Safe payday loans in PEI with same day funding.
Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
+ 200 000
members since 2014
members since 2014
93%
of approved applications
of approved applications
4.9out of5
customers would recommend us to their friends
customers would recommend us to their friends
Customer Rating
20%
CASHBACK
Borrow and Save!
Get up to 20% in Cashback!
Get up to 20% in Cashback!
iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your payday loan in Prince Edward Island is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!
Frequently Asked Questions About Payday Loans in Prince Edward Island
How do I qualify for an instant payday loan in Prince Edward Island?
To qualify for an instant payday loan in Prince Edward Island, you must meet the following minimum criteria:
- • Be at least 19 years old at the time of your application.
- • Be a Canadian citizen or permanent resident and a resident of Prince Edward Island.
- • Have been receiving the same source or mix of income for at least the past 3 months.
- • Have a net income of at least $800/month. This can include wages as well as social assistance programs from the provincial or federal level, private pensions, retirement plans, and other sources.
- • Have a bank account in Canada that has been open for at least 3 months and has access to online banking features.
- • Have a valid mobile phone number, email address, and home address.
What is the easiest payday loan to get online?
If you're looking for the easiest payday loan to get online, iCASH provides the best options for you.
We provide our customers with:
We provide our customers with:
- • Fast loan approval process so that you can get your cash advance as quickly as possible.
- • Simple cash e-Transfers are sent to you once you're approved.
- • Accepts bad credit so that you can get approved without worrying about your credit history.
- • Flexible payment structures.
- • No hidden fees so that you can confidently spend the money you borrow without worrying about any surprises.
- • 100% compliant and in line with all of the latest money lending regulations.
- • Cancellation grace period in case you change your mind about borrowing money.
Can I get an e-Transfer payday loan in PEI?
Yes, any PEI resident can apply for a payday loan with iCASH and get the funds via e-Transfer. The majority of applicants will be accepted within minutes of submitting their application and will receive the money transferred to them on the same day. This is an excellent option for people who need cash right away, including those with poor credit history.
