Getting a loan with us is easy and fast, select your loan amount, repayment plan and provide some personal details.
iCASH Is The # 1 Payday Loans Alternative Solution in Toronto,
And Throughout Ontario
Toronto
Your Personal Payday Loan Solution
There are all sorts of reasons Torontonians, and all other Ontario residents, require access to fast cash. Whether it’s an aching tooth that needs dental care, a broken-down car with an astronomical repair bill, or a vacation accident that requires immediate payments, we all know those stresses can pop up at any moment. And those moments seem to always come up just when we least expect them.
Our team at iCASH works hard to make the process of getting necessary funds in Toronto as painless and hassle-free as possible. Not only is our application process 100% online and accessible 24/7, but our team of dedicated Customer Experience Advisors are available during Toronto business hours, 7 days a week.
When it comes to payday loans, iCASH aims to provide transparent, responsible and fair-lending practices to help Toronto and the surrounding area residents reach their financial goals. Our Code of Conduct is based on the European model using honest and trustworthy principles surrounding lending.
iCASH is a trusted, direct lender and is licensed to operate in Toronto (and the rest of Ontario, of course). We do not sell or share in any way your personal information and, in most cases, we are able to get you access to your emergency funds within the same day as your application.
We also provide loans in others cities
in Ottawa, Mississauga, Brampton, London, Windsor, Hamilton, Niagara Falls.
The greatest alternative to traditional payday loans
Apply Online
Instant Decision
Our fully automated online application will provide you with an instant decision. Once approved, all you have to do is electronically sign your contract!
Get funds
Once your contract is signed, your funds will be sent by e-transfer in the next 5 minutes! Fast, convenient and hassle-free. Funds are sent 24/7
Loan terms vary from - 62days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354. No minimum repayment period.
+ 200 000
members since 2014
members since 2014
93%
of approved applications
of approved applications
4.9out of5
customers would recommend us to their friends
customers would recommend us to their friends
Customer Rating
 |
Traditional Payday Lenders | Lenders with brokerage fee | |
|---|---|---|---|
| Licensed | |||
| Flexible repayment plans | |||
| Offers cashback program for more savings | |||
| Paperless | |||
| Free membership benefits | |||
| No hidden charges | |||
| E-transfer in the next 5 minutes | |||
| Get a loan now |
Reasons why iCASH is quickly becoming
Toronto’s top choice for payday loans:
Bad Credit
While we do look at your credit score, there is so much more to you than the number in your credit bureau file! And the iCASH team understands that. iCASH is focused on getting the entire profile of a person, most importantly the person’s capacity to repay, and not so much the bad circumstances of your history.
No documents required
The iCASH online application is processed in real-time and we do not need you to come into some Toronto office to drop off documents or sign papers. We cut out the red-tape: no faxing, no mailing, no in-person signing. The internet makes everything so much easier!
No hidden charges
We are committed to acting responsibly and ethically. There are no hidden fees and the loan details are all explained in clear, understandable terms. Our team is available to answer any and all questions, 7 days a week. iCASH is available for all residents of Toronto and is licensed to operate throughout Ontario.
Pre-approval in just minutes
In the majority of cases, our sophisticated decision-making system allows you to receive an answer to your loan application in just minutes. And, for Toronto residents, the majority of these pre-approved loans will be able to receive their funds same day.
Your information is safe
iCASH has invested in the latest 256-bit encryption technology to make sure that the information provided is 100% safe. We have established the highest principles and standards that are in line with the industry’s codes of ethics.
From Durham to York, and from Peel to Halton, we are making sure that everyone in the Greater Toronto Area has access to safe, smart and simple solutions for their financial needs.
Best things about living in Toronto, ON:
20%
CASHBACK
Borrow and Save!
Get up to 20% in Cashback!
iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!
