How much would you like to borrow?


How many repayments?

Where do you live?

Lender licences
Get my loan

iCASH Is The # 1 Payday Loans Lender in Toronto

Get An Instant Loan In Toronto

There are several reasons why you may need a small online loan in Toronto. Perhaps you had an unexpected expense, such as car repairs or medical bills, and you need money fast. In other cases, you might simply require a loan to cover everyday costs until your next paycheck arrives.

Whatever the reason may be, iCASH is here to help. We offer online payday loans in Toronto, so you can get the cash you need as soon as possible.

Borrow up to $1,500

With our online payday loans, you can borrow up to $1,500 in Toronto. This way, you can cover whatever unexpected expense has come up, or get extra funds to cover your everyday costs. All of this can be done by simply visiting our website or applying through our mobile loans app.

Instant Approval

Once you have applied for an online payday loan, we will give you an instant decision. This way, you won't have to wait around to see if you've been approved; you'll know right away. Plus, once you're approved, you'll be e-Transferred the money within five minutes.

24/7 Online Service

We understand that you may need short term payday loans outside of normal business hours. That's why we offer 24/7 online services, so you can fill out an online application any time of day or night, right from the comfort of your own home.

Benefits of An Online Payday Loan

There are many reasons why online payday loans are better than traditional payday loans in Toronto. For starters, online payday loans are much more convenient. You can apply for a loan online from the comfort of your own home, and you don't have to go through the hassle of going to a payday lender’s location, waiting in line, or filling out paperwork.

Plus, with online payday loans, you don't have to worry about paperwork. The entire application is done online, so you don't have to worry about filling out any forms or faxing over any documents.

And, perhaps most importantly, with online payday loans you can get your cash advance fast. We understand that when you need a loan, you need it now - not days or weeks down the road. That's why we offer our services online 24/7, so that everything can be done within a click of a button.

When you need small loans, we can help. We offer instant online payday loans in Toronto, so you can get cash right away. Apply now and receive your funds via e-Transfer today.

Why Choose iCASH?

iCASH is a trusted direct lender that offers instant payday loans to people in Toronto 24/7. We have a secure online application process that is simple and quick, so you can get the money you need on the same day you apply with us.

Here are some of the other benefits you can expect when getting an instant online payday loan with us:

100% Secure Platform

We use the latest encryption technology to ensure that your personal information is safe and secure. There's never a need to worry about your information getting into the wrong hands.

No Hidden Fees

There are no hidden fees or charges with our payday loans. We believe in being upfront and transparent with our customers, so you'll always know exactly what you're paying. This is just one of the ways we strive to provide the best possible service for our same day payday loans. We’re also one of the only instant loan providers in Canada with a Cashback program

Easy Application

Our online application only takes a few minutes to complete, and you'll get an instant decision. You can apply right here on our website, or, for an even easier step-by-step process, you can download our mobile app. There's never been an easier way to receive quick loans in Toronto.

Helpful Staff to Assist

If you have any questions about our payday loans or the application process, our friendly and helpful customer service team is always online to help. You can contact us 24/7 and we'll be more than happy to assist you.

How To Get An Instant Payday Loan Online Today

When you need money quickly, you can't afford to wait around. That's why we offer cash advance loans in Toronto for people who need money now. With over 500k satisfied customers, we're one of the most trusted online payday lenders in Canada.

We offer cash loans that can be sent via e-Transfer, so you can get your funds deposited in your bank account within minutes.

Here's how it works:

1. Apply Online

You can apply for our instant payday loans online anywhere in Toronto or through your mobile device. It only takes a few moments to complete our online application. Simply fill in your basic information and select your loan amount. Apply now to get started.

2. Get Instant Approval

Once you submit your loan application, you'll get an instant decision from us. If approved, we'll send you the money via e-Transfer on the same day. We also accept all forms of credit, so whether you have bad credit or no credit at all, you can still be approved for the amount you requested. That’s our guarantee!

3. Receive Your Cash Advance

After you receive your instant approval, we’ll send your cash advance via e-Transfer for you to deposit to your bank account right away. You can use it for whatever you need. There's no restriction on how you use the funds, so don't worry about having to explain to us what the money's for. You have the buying power. It's that simple!

Don’t Worry About Your Credit

Many people with bad credit think they won’t be approved for payday loans. But at iCASH, we understand that life happens and sometimes you'll need a little help to get back on your feet. That's why we offer instant online payday loans for people with poor credit, so you don't have to worry about being turned down for a loan because of your financial history.

Obtaining a loan for bad credit in Toronto with us is easy. While some loan agencies may offer a no credit check payday loan, it's not a standard practice. Checking your credit will allow for a better (and safer) transaction overall.

For example, we'll perform a standard credit check to ensure that you're able to repay the loan. This way, we can provide you with a payday loan that's tailored to your financial needs and capability.

Checking your credit also ensures that you're not a victim of identity theft, giving you peace of mind that nobody is using your personal information to fraudulently obtain a loan or a credit card in your name.

Applying for a bad credit payday loan with us is easy and takes less than five minutes. We'll review your online application and make a decision instantly. Once approved, you can have cash sent to your bank account right away, and most importantly, sent to you through our secure platform.

All Types of Income Accepted

We understand that not everyone has a traditional source of income with a regular paycheck. That's why we accept all types of income when you apply for a payday loan with us. We'll provide ODSP payday loans, EI loans, loans for CPP, etc.

If you're looking to get a loan online in Toronto and wondering what other types of income we accept, below is the full list:

If your payments fall into one of the categories above, you're eligible to apply for a payday loan with us. It's never been easier to receive a cash advance loan with Toronto government assistance programs. Fill out our online application today to get started!

Alternative Payday Loans

When you need money urgently, instant payday loans are often the best option. iCASH instant payday loans are the best alternative payday loans. They are quick and easy to apply for, and you can cash your funds fast.

Before you apply for a payday loan, you may be wondering what are the different loan options available in Toronto and how they compare. Here's an overview of different loan options to help you make the best decision for your financial needs if you’re looking for a payday loans alternative:

Personal Loans

If you're looking for personal loans in Toronto, you may be wondering how they differ from private loans or any other type of loan for that matter. A personal loan is typically used for smaller amounts of money and has multiple repayments. They are also called long term financing plans, installment loans and consumer loans. Installment loans are often used for things like consolidating debt, funding home renovation, auto repair, or unexpected expenses.

Private Loans

Private loans are a type of loan that's made by a bank, credit union, or by an individual or a company. A Private loan is often used for larger sums of money and has a longer repayment period than other types of loans.

Debt Consolidation Loan

A debt consolidation loan is a type of loan that's used to pay off multiple debts. These loans are often used to consolidate high interest rate debt, such as credit card debt, into one lower interest payment.

Home Equity Loan

A home equity loan is a type of loan that's secured by your home as collateral. This type of loan is often used for things like home renovations or paying off high interest debt.

Car Title Loan

A car title loan is a type of loan that's secured by your car as collateral. They are often used for things like emergency expenses or unexpected repair bills.

Get An Instant Online Payday Loan Anywhere In Ontario

We provide instant online loans in Ontario, no matter what city you’re located in. Whether you need $100 or $1,500, we can help you get the money you requested fast. Apply now to get your funds today.

If you live in Ottawa, Mississauga, Brampton, London, Windsor, Hamilton, Markham, Niagara Falls, Kitchener, Barrie, Oshawa, Brantford, Guelph, Burlington, St. Catharines, Sudbury, Cambridge, Thunder Bay, Scarborough, Kingston, Bellville, or any other locations in Ontario, we're always here to help you take care of anything life throws your way. iCASH provides payday loans across Canada and has helped more than 500,00 Canadians loan money when they need it most.

Smart Phone

Get up to $1,500!

Try our mobile application!

Sign up with our free mobile loan app and access your account anywhere, 24/7.

4.6 / 5 STARS
2759 Rating
4.8 / 5 STARS
5.4K Rating

How to apply for a payday loan in Toronto?

Apply Online

Apply Online

Apply in a few simple steps and get the money today. Complete our online loan application on our website or app– provide us with some personal information about yourself, select the amount of money you need, and submit your application.

Instant Approval

Instant Decision

As soon as you submit your loan application. You’ll receive instant approval on your loan 24/7, so you can take care of anything that life throws your way. Sign your loan agreement and send it back to us.


Get Fund

After receiving your signed agreement, we’ll send you the money within 5 minutes via e-Transfer. Email money transfer means that the funds from your loan can be accessed anytime, day or night, 24/7. Safe, loans online with same day funding.

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
+ 300 000
members since 2014
of approved applications
4.9out of5
customers would recommend us to their friends

Customer Rating
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Flexible repayment plans*      
Offers cashback program for more savings*      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
Get a loan now

Frequently Asked Questions About Toronto Payday Loans

What is the maximum that I can borrow?

The maximum amount you can borrow for a payday loan online in Toronto will depend on a few factors, such as your income and your ability to pay back the loan. We provide easy payday loans of up to $1,500 with absolutely no hidden fees, so you can feel confident when obtaining a loan from us.

How do I qualify for a payday loan in Toronto?

To qualify for a payday loan in Toronto or anywhere else in Ontario, you must meet the following criteria:

  • • Be at least 19 years of age.
  • • Be an Ontario resident or a resident in any of the provinces we operate in.
  • • Show that you have been working with the same employer for the past three months.
  • • Have a net income of at least $800/month.
  • • Have access to Interac e-Transfer and an online bank account.

What documentation do I need to apply for Toronto payday loans?

Our online application is easy. You don’t need to fill out any paperwork. When you fill out our application for an online payday loan with iCASH, we'll need the following documents:

  • • A copy of your employment history or your most recent pay stub.
  • • Valid government-issued photo identification.
  • • Proof of residence in Toronto or Ontario (a valid home address).
  • • Proof of a valid and active cell phone number.
  • • Proof that you hold a valid bank account with any major Canadian banking institution.

How do I know if I will be approved?

Once you've submitted your online application, we will contact you to verify your information and secure your payment details. We'll always work with you to ensure that you receive the best payday loan for your needs.

How fast can I receive my money?

Once you've been approved for the loan amount you've requested, we'll send the money directly to you via e-Transfer within minutes, no matter what time of day it is. There's no need to wait. When you’re in a tough financial situation, iCASH is here to help you receive your funds fast.

Can I get a payday loans in Toronto with bad credit?

Yes, you can get bad credit loans in Toronto. We don't believe that your credit score should stand in the way of you getting the money you need, which is why we accept all forms of credit. We work with people of all credit levels and will do our best to send you the money you need as soon as possible.

Can I get online payday loans with no credit check?

Although some companies will provide a payday loan in Toronto with no credit check, it is important to note that you are unlikely to obtain an instant approval. Payday loans without any credit reviews are typically seen as a higher risk for a lender, and as such, they often require collateral to secure the loan.

We believe that your credit score should never stand in the way of you getting a loan. And while we perform a standard credit check, bad credit history is not a deterrent when approving someone for an instant payday loan. We approve 99% of applications regardless of credit score because we focus on your ability to repay the loan.

Can I get online payday loans in Toronto on ODSP?

Yes, you can get a payday loan in Toronto on ODSP and Ontario Works. We understand that people who rely on government assistance may have difficulty qualifying for a traditional payday loan, which is why we offer quick and easy payday loans with no hidden fees. We work with you to help borrow money quickly when you need it most.

Can I get a child tax loan in Toronto?

Absolutely! If you're a parent in Toronto or Ontario, you can get a child tax loan from us. We understand that life as a parent can be expensive, and we want to help you obtain the money you need to properly care for your family. Plus, our payday loans are quick and easy, so you can access the cash you need online almost instantly.
Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Toronto. You can get back up to 20% of the cost of borrowing paid once your ODSP payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*