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iCASH Is The # 1 Payday Loans Lender in Toronto

Loans in Toronto

When one thinks of payday loans Toronto, what comes to mind? For a lot of people, it’s “loan places in Toronto” or “payday loans Toronto locations”, however these types of cash advance stores are often in bad parts of town, that seem a bit seedy. They often aren’t the kind of places you’d want to go at all, let alone to get money.

Online payday loans are revolutionizing the industry. They’re making it easier and safer than ever before to get short-term loans in Toronto. Read on to learn more about how to apply for a fast loan, what you can do with your money, and more!

Applying and qualifying for payday loans in Ontario is easy. The entire application, approval, and funding process takes place online. There are no minimum credit score requirements at iCASH, so Toronto residents who need payday loans or who may have been declined by banks and traditional lenders, can still qualify.

These type of cash loans have many important uses. They can provide assistance with cash flow when funds are short in-between pay periods. For those who have part time jobs that do not have a regular pay schedule or pay amounts, these types of online loans can provide help when unexpected bills or expenses may come up. Being able to pay your bills on time, keep the utilities on, and keeping a roof on your head is extremely important.

You can complete a payday loan application online and get approved for up to $1,500, all within 30 minutes and the money will be made available to you within 5 minutes via e-transfer after digitally signing your loan agreement.

We guarantee we will never decline your payday loan application solely on the basis of your credit score because we set our loan requirements to be as realistic as possible even if you have a bad credit history.

Whether you live in Toronto or anywhere else in Ontario, you can get access to short-term loans.

The approach to applying for payday loans in Toronto is safe, quick, and more suitable for the vast majority of Canadians as they can apply on the iCASH website or via the iCASH instant loan app at their convenience from their home or work no matter what the weather is. This is especially nice during the winter temperatures in Toronto can drop to −10 °C Celsius

How Do I Get a Payday Loan in Toronto?

Applying for a payday loan in Toronto is easy. When you choose to apply online, it’s as simple as 1-2-3!

  • 1) Log on to and fill out the payday loan application.
  • 2) Get an instant decision that’s based on your application and credit check. There are no minimum credit score requirements, and a poor score will not result in any kind of automatic declines.
  • 3) Upon being approved for an online payday loan, digitally sign your loan agreement. As soon as we receive your signed agreement, we will send the money to you in as little as 5 minutes via e-transfer.

Online Payday Loans Toronto

Online Payday Loans in Toronto provide access to quick funds. You don’t need to wait a long time to get approved and you don’t need to look for payday loans locations in Toronto as everything is done online.

Online loans can provide you with the flexibility that you need, and you’ll save time by not having to go to a bank’s branch office, no phone calls, no faxing or mailing documents and no hassle.

When Toronto residents apply for online payday loans, their requests are pressing, and money lenders should be just as quick in approving you for the funds that you need. They take just minutes to apply for and you can get the cash within an hour of applying.

A lot of people that we spoke think that they can't get approved for a loan from Canadian lenders unless their credit check scores are very high. That isn't the case with iCASH, because we lead the online payday loan industry where we approve 9/10 people who apply with us.

You can borrow up to $1,500 in 5 minutes by completing small loans application and you’ll get an instant decision. If you’re approved, we will send the funds to you with e-transfer so that you can take care of your finances and get back on track.

The secret of what makes instant same day loans so fast, and how iCASH can offer such quick approvals in Toronto, is the automated approval software. Traditional lenders and banks rely heavily on credit scores check to do the hard work for them. They simply decide what an acceptable credit score number and anyone who falls below that, gets declined.

Online loans are approved based on a variety of factors, including all the information disclosed by the borrower in the application.

The leading online payday loans company in Toronto is iCASH. We offer of up to $1,500, at competitive interest rates.

It really is that easy. Many instant loans applications in Toronto are approved which is very good to know, particularly when you’re in need of access to funds quickly.

Payday Loans in Toronto

To find the best payday loans Toronto, we’ve put together some helpful tips. Be sure to look for a lender which meets the following criteria:

  • • The company is licensed and certified as a direct-to-consumer payday loan lender in the city of Toronto and the province of Ontario. They should have their license information available on their website, which you can cross-check within the provincial government database.
  • • The payday loans company is based in Canada. Many online companies are based in overseas jurisdictions, typically off-shore tax havens with few laws or regulations protecting consumers. A Canadian-based company must obey Canadian laws and regulations in the province of Ontario which in turn provides you with more protection.
  • • The short-term loans lender must clearly spell out their interest rates and the cost of borrowing as part of the application process. You should know how much your payday loan is going to cost you, so that you can compare between providers and make the best choice for you.
  • • Online payday loan lenders must use top-notch security, including the latest encryption technology, to ensure your transactions are secure. This will help keep your personal and financial information safe.
  • • Allow you to apply for instant payday loans 24/7/365 days a year as well as provide immediate loan approval. Some loan places in Toronto do not provide this service which can be an inconvenience when you need money in an emergency.

We also provide loans for people with poor credit, giving residents of Toronto easy access to the funds they need, along with the freedom to enjoy the huge range of events, activities, and entertainment the city has to offer.

The entire loan process is taken care of online, and there is no need for you to provide any paperwork or supporting documentation. Our customers like the fact that we offer Toronto payday loan with instant approvals of up to $1,500 and once you’re approved, we’ll send the funds to you via eTransfer In 5 minutes which is why Torontonians frequently turn to iCASH when they need extra money in a hurry.

When you need money fast, time is almost always of the essence. Instant payday loans can provide you with the money you need to quickly get on with your life.

As soon the money is sent to you, you’re free to spend it however you choose. Getting an online payday loans toronto approved is different to traditional lending; the application process is quick, no paperwork is needed, and we send the funds to you via e-transfer as soon as your digitally signed loan agreement is completed and returned.

Need a Payday Loan in Toronto?

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Although we will carry out a basic credit check when you apply for online payday loans in Toronto, we do not use this as a basis for determining the outcome of your loan. We use ultra-modern technology that drives our approval process and because of this reason, we are able to approve 9/10 loan applications.

Of course, one of the most important aspects that we hold is our Canadian values. We pride ourselves on being an ethical and responsible lender, offering residents of Toronto short term loans, while ensuring we don’t loan customers more than they can afford to repay. Our goal is to help people improve their financial situation when they need emergency money.

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How to apply for a payday loan in Toronto?

Apply Online

Apply Online

Apply in a few simple steps and get the money today. Complete our online loan application on our website or app– provide us with some personal information about yourself, select the amount of money you need, and submit your application.

Instant Approval

Instant Decision

As soon as you submit your loan application. You’ll receive instant approval on your loan 24/7, so you can take care of anything that life throws your way. Sign your loan agreement and send it back to us.


Get Fund

After receiving your signed agreement, we’ll send you the money within 5 minutes via e-Transfer. Email money transfer means that the funds from your loan can be accessed anytime, day or night, 24/7. Safe, loans online with same day funding.

Maximum repayment period 62 days. APR is 109.50%. For a $300 loan of 14 days, the total payback amount is $345. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
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Fast Online Payday Loans Toronto

Payday Loans in Toronto for Bad Credit

While we do look at your credit score, there is so much more to you than the number in your credit bureau file! And the iCASH team understands that. iCASH is focused on getting the entire profile of a person, most importantly the person’s capacity to repay, and not so much the bad circumstances of your history.

Online Payday Loans Toronto

If you're a resident of Toronto, your online payday loan application is processed in real-time and we do not need you to come into an office to drop off documents or sign any paperwork. We cut out the red-tape: no faxing, no mailing, no in-person signing. The internet makes everything so much easier!

Best Payday Loans in Toronto

Residents of Toronto who apply for an online payday loan, have our commitment to act responsibly and ethically. There are no hidden fees and the loan details are all explained in clear, understandable terms. Our team is available to answer any and all questions, 7 days a week. iCASH is licensed to operate in Toronto and throughout Ontario.

Instant Payday Loans in Toronto

In the majority of cases, our sophisticated decision-making system allows you to receive an instant decision on your payday loans in Toronto. For the majority of applicants, the funds from your loans will be available on the same day.

Safe Payday Loan Company in Toronto

iCASH has invested in the latest 256-bit encryption technology to make sure that when you apply for an online payday loan in Toronto, your application and all your data is 100% safe. We have established the highest principles and standards that are in line with the industry’s codes of ethics.

We are making sure that everyone in the Greater Toronto Area has access to safe, smart and simple solutions when they need an instant payday loan.

Payday Loans Toronto – Q & A

Q. What documentation do I need to apply for a Toronto payday loan?

A. Applying online for a Toronto payday loans is stress-free and easy with iCASH. We will not ask for any paperwork and provide instant approvals. The whole process is quick and convenient. You’ll simply need to provide us with some basic personal information, and tell us how much you’d like to borrow.

Unlike banks or payday loan stores in Toronto, there is no need to make an appointment; and everything can be handled online.

Q. Is it difficult to get approved for online payday loan in Toronto?

A. Getting approved online payday loans in Toronto is easy with an online application.

A fully-automated online application makes it quick and easy to apply for a loan and you’ll get an instantaneous decision. We don’t require any paperwork and as soon as you’re approved, we’ll send you an email with the loan agreement which needs to be digitally signed. Funds will then be sent to you via e-transfer within 5 minutes.

Q. Where can I get payday loans for bad credit?

A. If you need a bad credit loan in Ontario because your credit score is below average, you can still be approved for a loan of up to $1,500.

Having bad credit history will not exclude you from being approved for a loan. In fact, we approve 9/10 loan applications because we know that life happens and that your past should not stop you from achieving your dreams today which is why everyone merits a second chance.

While we do perform a credit check as part of the loan approval process, your credit score is not a disqualifying factor. In fact, we offer online payday loans with instant approval due, in part, to our comprehensive technology driven approval process.

Q. How can I get a payday loan in Toronto on ODSP?

A. Residents of Toronto are eligible for an ODSP payday loan online.

As long as your combined net income from ODSP as well as any other income sources, meets the $800 monthly minimum level, and you meet the other basic eligibility requirements for a loan, you can apply for up to $1,500 in funds.

Q. How do I know if I will be approved for a cash advance in Toronto?

A. Getting approved for a payday advance online in Toronto is easy. Just make sure you meet our basic criteria, and you could get instant approval and have the funds in your hands in under an hour.
✔ 19 years or older
✔ Need a home address, valid mobile phone number, and an active email address
✔ Be able to access your online banking, and have had the account with a Canadian Bank for at least 3 months
✔ In receipt of the same source of income for a minimum of 3 months
✔ Must have a minimum net income of at least $800 per month
✔ Be a Canadian Citizen and a resident of Ontario.

Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Toronto. You can get back up to 20% of the cost of borrowing paid once your ODSP payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*