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iCASH Is The # 1 Payday Loans Lender in Toronto

Payday Loans Toronto

Online Payday Loans Toronto

When one thinks of payday loans Toronto, what comes to mind? For a lot of people, it’s “loan places in Toronto” or “payday loans Toronto locations”, however these types of cash advance stores are often in bad parts of town, that seem a bit seedy. They often aren’t the kind of places you’d want to go at all, let alone to get money.

Online payday loans are revolutionizing the industry. They’re making it easier and safer than ever before to get short-term loans in Toronto. Read on to learn more about how to apply for a fast loan, what you can do with your money, and more!

Applying and qualifying for a payday loan in Toronto is easy. The entire application, approval, and funding process takes place online. There are no minimum credit score requirements at iCASH, so Toronto residents who need payday loans or who may have been declined by banks and traditional lenders, can still qualify.

These type of cash loans have many important uses. They can provide assistance with cash flow when funds are short in-between pay periods. For those who have part time jobs that do not have a regular pay schedule or pay amounts, these types of online loans can provide help when unexpected bills or expenses may come up. Being able to pay your bills on time, keep the utilities on, and keeping a roof on your head is extremely important.

All of our payday loans for Toronto residents are highly flexible, so that you can find the ideal solution to suit your financial needs. You can then repay your loan in one, two or three repayments, depending on the options you choose.

You can complete a payday loan application online and get approved for up to $1,500, all within 30 minutes and the money will be made available to you within 5 minutes via e-transfer after digitally signing your loan agreement.

We guarantee we will never decline your payday loan application solely on the basis of your credit score because we set our loan requirements to be as realistic as possible even if you have a bad credit history.

Whether you live in Toronto or anywhere else in Ontario, you can get access to short-term loans.

The approach to applying for payday loans in Toronto is safe, quick, and more suitable for the vast majority of Canadians as they can apply on the iCASH website or via the payday loan app at their convenience from their home or work no matter what the weather is. This is especially nice during the winter temperatures in Toronto can drop to −10 °C Celsius

How Do I Get a Payday Loan in Toronto?

Applying for a payday loan in Toronto is easy. When you choose to apply online, it’s as simple as 1-2-3!

  • 1) Log on to and fill out the payday loan application.
  • 2) Get an instant decision that’s based on your application and credit check. There are no minimum credit score requirements, and a poor score will not result in any kind of automatic declines.
  • 3) Upon being approved for an online payday loan, digitally sign your loan agreement. As soon as we receive your signed agreement, we will send the money to you in as little as 5 minutes via e-transfer.

Online Payday Loans Toronto

Online Payday Loans in Toronto provide access to quick funds. You don’t need to wait a long time to get approved and you don’t need to look for payday loans locations in Toronto as everything is done online.

Online loans can provide you with the flexibility that you need, and you’ll save time by not having to go to a bank’s branch office, no phone calls, no faxing or mailing documents and no hassle.

When Toronto residents apply for online payday loans, their requests are pressing, and money lenders should be just as quick in approving you for the funds that you need. They take just minutes to apply for and you can get the cash within an hour of applying.

A lot of people that we spoke think that they can't get approved for online payday loans Toronto with instant approval unless their credit check scores are very high. That isn't the case with iCASH, because we lead the online payday loan industry where we approve 9/10 people who apply with us.

You can borrow up to $1,500 in 5 minutes by completing small loans application and you’ll get an instant decision. If you’re approved, we will send the funds to you with e-transfer so that you can take care of your finances and get back on track.

The secret of what makes instant same day loans so fast, and how iCASH can offer such quick approvals in Toronto, is the automated approval software. Traditional lenders and banks rely heavily on credit scores check to do the hard work for them. They simply decide what an acceptable credit score number and anyone who falls below that, gets declined.

Online loans are approved based on a variety of factors, including all the information disclosed by the borrower in the application.

The leading online payday loans company in Toronto is iCASH. We offer of up to $1,500, at competitive interest rates.

It really is that easy. Many instant loans applications in Toronto are approved which is very good to know, particularly when you’re in need of access to funds quickly.

Payday Loans in Toronto

To find the best payday loans Toronto, we’ve put together some helpful tips. Be sure to look for a lender which meets the following criteria:

  • • The company is licensed and certified as a direct-to-consumer payday loans lender in the city of Toronto and the province of Ontario. They should have their license information available on their website, which you can cross-check within the provincial government database.
  • • The payday loans company is based in Canada. Many online companies are based in overseas jurisdictions, typically off-shore tax havens with few laws or regulations protecting consumers. A Canadian-based company must obey Canadian laws and regulations in the province of Ontario which in turn provides you with more protection.
  • • The short-term loans lender must clearly spell out their interest rates and the cost of borrowing as part of the application process. You should know how much your payday loan is going to cost you, so that you can compare between providers and make the best choice for you.
  • • Online payday loan lenders must use top-notch security, including the latest encryption technology, to ensure your transactions are secure. This will help keep your personal and financial information safe.
  • • Residents of Toronto should have payday loan options, rather than one-size-fits-all loans, so that you can craft a cash loan that’s suited to your particular needs.
  • • Allow you to apply for instant payday loans 24/7/365 days a year as well as provide immediate loan approval. Some loan places in Toronto do not provide this service which can be an inconvenience when you need money in an emergency.

The city of Toronto is a globally acclaimed powerhouse with a rich heritage as a city of commerce, culture, finance, and entertainment. As the provincial capital of Ontario, and the most highly populated city in the whole of Canada, it’s no wonder that both residents and visitors to the city enjoy their time in this diverse and eclectic destination so much.

Living and working in a major city comes with so many perks. Because Toronto has a global reputation in the music, film, and T.V production world, many famous names and celebrities are frequent visitors here. With a world-class entertainment, dining, and shopping scene, stars get a true sense of the famous Toronto Culture.

The Toronto International Film Festival brings A-Listers flocking to Toronto each year; if you pay a visit to the Montecito Restaurant on Reitman Square, RBC House, Drake One Fifty or visit the One Restaurant at the Hazelton Hotel; you might find yourself spotting a few celebrities here and there as these venues have each played host to some well-known international stars over recent years.

The number of events that take place in Toronto on any given week or month is impressive. Whether you’re looking for theatre shows for the family, festivals, places to go out with a partner, or any other imaginable type of event, Toronto is a city that really does have it all going on. A quick look at the guide to what’s on in Toronto this year will give you plenty of inspiration for great days and night out the city.

While every major city has a huge range of great places to eat, there is a site called The Taste of Toronto which lists the best places to eat in the city. It provides real pictures and reviews of all the restaurants in Toronto, along with food guides and a summary of what’s trending at any given time.

iCASH provides payday loans in Toronto giving people easy access to the funds they need, along with the freedom to enjoy the huge range of events, activities, and entertainment the city has to offer.

The entire loan process is taken care of online, and there is no need for you to provide any paperwork or supporting documentation. Our customers like the fact that we offer Toronto payday loan with instant approvals of up to $1,500 and once you’re approved, we’ll send the funds to you via eTransfer In 5 minutes which is why Torontonians frequently turn to iCASH when they need extra money in a hurry.

When unexpected bills or expenses arise, time is almost always of the essence. Cash loans online in Toronto can provide you with the money you need to quickly get on with your life.

As soon the money is sent to you, you’re free to spend it however you choose. Getting an online payday loans toronto approved is different to traditional lending; the application process is quick, no paperwork is needed, and we send the funds to you via e-transfer as soon as your digitally signed loan agreement is completed and returned.

Need a Payday Loan in Toronto?

  • ✔ Get Up To $1,500. Immediate Approval
  • ✔ 9/10 Payday Loans Toronto are Approved
  • ✔ Fast eTransfer In 5 Minutes‎‎
  • ✔ Bad Credit Loans Toronto Accepted
  • ✔ Pay Over 1,2 or 3 Installments for Stress-free repayments
  • ✔ Easy Application. No Paperwork
  • ✔ Safe Instant Loans. Trusted Lender
  • ✔ 24/7 Online Payday Loans. We are Always Open
  • ✔ Low Rates. No Collateral
  • ✔ Fast, Easy, Reliable Short-term Loans
  • ✔ Easy Online Loan Application

If you want to apply for a loan but have bad credit, then you’ve come to the right place. As an industry leader in approving bad credit loans in toronto, we understand that you past repayment and credit history is not always a fair reflection on your true ability to make repayments on time.

Although we will carry out a basic credit check when you apply for online payday loans in Toronto, we do not use this as a basis for determining the outcome of your loan. We use ultra-modern technology that drives our approval process and because of this reason, we are able to approve 9/10 loan applications.

Of course, one of the most important aspects that we hold is our Canadian values. We pride ourselves on being an ethical and responsible lender, offering residents of Toronto short term loans, while ensuring we don’t loan customers more than they can afford to repay. Our goal is to help people improve their financial situation when they need emergency money.

We also provide loans in others cities

in Ottawa, Mississauga, Brampton, London, Windsor, Hamilton, Markham, Niagara Falls.

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How to apply for a payday loan in Toronto?

Apply Online
Apply Online

Getting a payday loans in Toronto is easy with our online application. Choose your loan amount, repayment options, along with basic information about you. It only takes 5 – 10 minutes to apply.

Instant Decision
Instant Decision

Complete your payday loan application, it will be evaluated by our software and a credit check will be performed. You’ll receive an instant decision on your loan and know if you were approved.

Get funds
Get Fund

As soon as you’re approved for a payday loans in Toronto, we will send you an email with your loan agreement which needs to be digitally signed. Funds will be sent to you via e-transfer within 5 minutes.

Loan terms vary from - 62days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354.
Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100,
Nova Scotia $19 per 100, Ontario $15 per 100, PEI $25 per 100
+ 200 000
members since 2014
of approved applications
4.9out of5
customers would recommend us to their friends

Customer Rating
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Flexible repayment plans      
Offers cashback program for more savings      
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Fast Online Payday Loans Toronto

Payday Loans in Toronto for Bad Credit

While we do look at your credit score, there is so much more to you than the number in your credit bureau file! And the iCASH team understands that. iCASH is focused on getting the entire profile of a person, most importantly the person’s capacity to repay, and not so much the bad circumstances of your history.

Online Payday Loans Toronto

If you're a resident of Toronto, your online payday loan application is processed in real-time and we do not need you to come into an office to drop off documents or sign any paperwork. We cut out the red-tape: no faxing, no mailing, no in-person signing. The internet makes everything so much easier!

Best Payday Loans in Toronto

Residents of Toronto who apply for an online payday loan, have our commitment to act responsibly and ethically. There are no hidden fees and the loan details are all explained in clear, understandable terms. Our team is available to answer any and all questions, 7 days a week. iCASH is licensed to operate in Toronto and throughout Ontario.

Instant Payday Loans in Toronto

In the majority of cases, our sophisticated decision-making system allows you to receive an instant decision on your payday loans in Toronto. For the majority of applicants, the funds from your loans will be available on the same day.

Safe Payday Loan Company in Toronto

iCASH has invested in the latest 256-bit encryption technology to make sure that when you apply for an online payday loan in Toronto, your application and all your data is 100% safe. We have established the highest principles and standards that are in line with the industry’s codes of ethics.

We are making sure that everyone in the Greater Toronto Area has access to safe, smart and simple solutions when they need an instant payday loan.

Payday Loans Toronto – Q & A

Q. What documentation do I need to apply for a Toronto payday loan?

A. Applying online for a Toronto payday loans is stress-free and easy with iCASH. We will not ask for any paperwork and provide instant approvals. The whole process is quick and convenient. You’ll simply need to provide us with some basic personal information, your income, tell us how much you’d like to borrow, then set your repayment schedule preferences; that’s it!

Unlike banks or payday loan stores in Toronto, there is no need to make an appointment; and everything can be handled online.

Q. Is it difficult to get approved for online payday loan in Toronto?

A. Getting approved online payday loans in Toronto is easy with an online application. Choose your loan amount, repayment options, along with some basic information about yourself. It only take you 5 – 10 minutes to complete the loan application.

A fully-automated online application makes it quick and easy to apply for a loan and you’ll get an instantaneous decision. We don’t require any paperwork and as soon as you’re approved, we’ll send you an email with the loan agreement which needs to be digitally signed. Funds will then be sent to you via e-transfer within 5 minutes.

Q. Where can I get payday loans for bad credit?

A. If you need a payday loans for bad credit because your credit score is below average, you can still be approved for a loan of up to $1,500.

Having bad credit history will not exclude you from being approved for a loan. In fact, we approve 9/10 loan applications because we know that life happens and that your past should not stop you from achieving your dreams today which is why everyone merits a second chance.

While we do perform a credit check as part of the loan approval process, your credit score is not a disqualifying factor. In fact, we offer online payday loans with instant approval due, in part, to our comprehensive technology driven approval process.

Q. How can I get a payday loan in Toronto on ODSP?

A. Residents of Toronto are eligible for an ODSP payday loan online.

As long as your combined net income from ODSP as well as any other income sources, meets the $800 monthly minimum level, and you meet the other basic eligibility requirements for a loan, you can apply for up to $1,500 in funds.

Q. How do I know if I will be approved for a cash advance in Toronto?

A. Getting approved for a cash advance online in Toronto is easy. Just make sure you meet our basic criteria, and you could get instant approval and have the funds in your hands in under an hour.
✔ 19 years or older
✔ Need a home address, valid mobile phone number, and an active email address
✔ Be able to access your online banking, and have had the account with a Canadian Bank for at least 3 months
✔ In receipt of the same source of income for a minimum of 3 months
✔ Must have a minimum net income of at least $800 per month
✔ Be a Canadian Citizen and a resident of either Alberta, British Columbia, New Brunswick, Ontario, Manitoba, or Nova Scotia.



Borrow and Save!
Get up to 20% in Cashback!

iCASH offers a unique Cashback program to reward its customers in Toronto. You can get back up to 20% of the cost of borrowing paid once your payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!