The Smart Alternative to Traditional Payday Loans
Take care of whatever expenses life throws at you. Get approved instantly for up to $1,500, 24/7, from across Canada. E-Transfers are sent within minutes of signing up. Apply online or download our app to get started.Take care of whatever expenses life throws at you. Get approved instantly for up to $1,500, 24/7, from across Canada. E-Transfers are sent within minutes of signing up.
Customize your instant loan
Minimum
$100
$750
Maximum
$1,500
1
2
3
Apply online or download our app to get started.
Get up to 20% cashback* when you repay your loans. Learn more
The easiest way to borrow money online
Take control of your finances. Get an online loan from across Canada in minutes.
Get a loan online in 3 easy steps
Apply Online
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Instant decision
Our online loan application will tell you instantly if you've been approved. Once approved, electronically sign your loan agreement and you're all set! It's that easy!
Get funds
After signing your digital agreement, your funds will be sent by e-Transfer within 2 minutes, 24/7. Our loans are fast, convenient, and hassle-free.
Behind each review is an experience that matters
Since 2016, we've helped over half a million Canadians get instant loans online.
Since 2016 we have happily served over half a million customers.
Read more reviews.
Why Canadians choose iCash loans
iCash offers easy, fast, and secure online loans in Canada, 24 hours a day and 7 days a week. There's never been a more convenient way to access cash when you need it most.
The days of waiting in line at a physical lender or bank for a cash advance are gone. We offer a simple, easy-to-use online application that you can access 24/7 from the comfort of your own home. All you need is a laptop, smartphone, or tablet, and an internet connection.
Our online loan application is streamlined. We have all the tools to automatically evaluate your application without asking for any documents. No need to fax long forms or print out bank statements. Everything is paperless!
We are committed to responsible and transparent lending, which is why we make sure all the interest and fees involved in your short-term loan are displayed in a clear and understandable manner. This gives you the ability to make an informed decision about your loan.
Our approval process is automated. You’ll know right away if you’re approved. This means that you can get the money you need instantly, without having to wait hours or days. We take care of everything for you, so that you can focus on what’s important.
Once approved, your cash advance will be sent directly to you by e-Transfer within 2 minutes, no matter the time of day. By getting the money you need right away, you’ll be able to better deal with whatever financial emergency you’re facing.
Our customers have the opportunity to earn a percentage back on the cost of borrowing of every fully repaid loan. It’s just one of the benefits to choosing iCash for your personal loans.
Fast online application
The days of waiting in line at a physical lender or bank for a cash advance are gone. We offer a simple, easy-to-use online application that you can access 24/7 from the comfort of your own home. All you need is a laptop, smartphone, or tablet, and an internet connection.
No documents required
Our online loan application is streamlined. We have all the tools to automatically evaluate your application without asking for any documents. No need to fax long forms or print out bank statements. Everything is paperless!
No hidden fees
We are committed to responsible and transparent lending, which is why we make sure all the interest and fees involved in your short-term loan are displayed in a clear and understandable manner. This gives you the ability to make an informed decision about your loan.
Instant decision, 24/7
Our approval process is automated. You’ll know right away if you’re approved. This means that you can get the money you need instantly, without having to wait hours or days. We take care of everything for you, so that you can focus on what’s important.
E-Transfer in 2 minutes, 24/7
Once approved, your cash advance will be sent directly to you by e-Transfer within 2 minutes, no matter the time of day. By getting the money you need right away, you’ll be able to better deal with whatever financial emergency you’re facing.
Up to 20% cashback*
Our customers have the opportunity to earn a percentage back on the cost of borrowing of every fully repaid loan. It’s just one of the benefits to choosing iCash for your personal loans.
We help our members
get their finances
back on track
Find out what our customers think about our instant loans!
Our customers are our number one priority. With thousands of positive reviews, iCash has achieved an impressive 4.9 out of 5 rating for online loans in Canada. See what our happy customers are saying about their iCash experience.
Since 2016 we have happily served over half a million customers. Read more reviews.
Why do 850k members love iCash?
Secure service and data protection
We use the same encryption system as banks and we do not sell any of your personal information to third parties.
Help when you need it
Need help with your online loan? Get in touch with our support team via phone or sms.
Complimentary member benefits
iCash members get benefits like cashback* and financial advice.
Get an instant loan today
Whether you need to get a cash loan for car repairs, medical bills, or groceries, you can trust iCash for a fast, easy, and secure experience. Instant online loans from iCash give you quick access to the funds you need in minutes.
We want to make the process of obtaining an online loan as effortless as possible. Check out our Personal Finance Hub to access free resources about budgeting.
To learn more about how we differentiate ourselves from other lenders in Canada, check out our comparison chart.
Frequently asked questions
We offer quick and reliable service with no hidden fees, so you can rest assured that you're getting the best loan possible. It only takes a few minutes to apply for our online loans so you can easily go on with the rest of your day!
You can still apply and get approved for an iCash loan even if you don’t have the best financial history. We love to go the extra mile to help Canadians of all financial backgrounds get access to fast and easy cash whenever they need it.
With our app, you can repay your loan in a way that works best for you, as well as get exclusive details on special offers and member benefits*
To be eligible for an online loan with iCash, you need to meet the following criteria:
- Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, and Nova Scotia)
- Be a resident of any of the provinces in which we operate.
- Show that you have been receiving the same source of income for the past three months.
- Have a total net income of at least $800/month.
- Have access to an online bank account.
- Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).
If you meet these requirements, you can apply for an iCash instant loan online and get funded within minutes. You can also contact our customer service staff to answer any questions you may have about our loans or the application process.
We understand that everyone's financial needs are different, which is why we offer flexible repayment options and payment schedules*. You can also choose to repay your loan early without any penalties.
You may find an alternate lender who approves you for a higher amount, but you should research the lender carefully to ensure they have your best interests at heart. Many lenders will try to take advantage of you by offering high interest rates and hidden fees on personal loans.
At iCash, we pride ourselves on being a responsible lender and always putting our customers first. We’ll also only approve you for a loan that you can comfortably afford to repay.
We want to help you rebuild your credit and get back to financial freedom faster!
We understand that people's financial situations can change and sometimes unfortunate situations happen to good people. That's why we focus on your current ability to repay the loan, rather than your past credit history. We offer bad credit loans to those in difficult financial situations to help them get back on their feet.
If you're approved for an online payday loan by a lender despite already having an existing one open, this should be concerning. The lender may be trying to take advantage of you and your financial situation.
Be sure to do your research on any lender before applying for a loan, to make sure they are reputable and are following all regulations for Canadian loans set out by the province in which they operate.
Have more questions? Check out our full FAQ.