Get up to $1,500!
Try our mobile application!
Sign up with our free mobile loan app and access your account anywhere, 24/7.
How our loans work
Apply Online
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Instant Loan Decision
Our fully automated online loan application will give you an instant decision. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Get funds
Once your contract is signed and submitted, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
20%
CASHBACK
Borrow and Save!
Get up to 20% in Cashback!*
Get up to 20% in Cashback!*
iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*
Why iCASH
Get a fast, easy, and safe loan online.
No
Wait
Complete our secure online loan application in minutes. No documents are required. Be instantly approved and receive cash by e-transfer within 2 minutes after signing your contract. We’re even open on weekends and holidays!
No
Paperwork
Apply from the comfort of your home - no more faxing documents or waiting in line. Our online loans are flexible, convenient and completely paperless.
Grace
Period
We add a 5-day grace period before starting to repay your loan on your next pay period. This means you will have an extra 5 days to pay back your loan with no extra fees.
NO CREDIT
SCORE REFUSED
Having poor credit shouldn’t hold you back from borrowing the money you need. At iCASH, we look at your loan application from a broad perspective and focus on the present, not on your credit history. Our bad credit loans allow you to borrow up to $1,500.
100%
Compliant
As a licensed provider of Canadian loans, we are fully compliant with provincial laws and regulations, and our transparent lending process means no hidden fees or surprises.
Flexpay
Repayment
We give you the option to repay your loan in multiple installments* while paying the same interest fee. It’s another way we make sure you’re comfortable with your loan.
FAST E-TRANSFER LOANS IN CANADA
Whether you need to get an e-transfer loan for car repairs, medical bills, or groceries, everyone needs a little help from time to time. Instant loans from iCASH give you easy access to the money you need. Get an e-transfer within 2 minutes of digitally signing your agreement!
We want to make the process of obtaining an online loan as seamless as possible. Check out our Personal Finance Hub to get all the details you need, from budgeting tips to financial term definitions.
To learn more about how we differentiate ourselves from other lenders in Canada, view our comparison chart.
Refer a friend we'll give you both $20 in Cashback.
Know someone who could use some extra cash? Well, good news! When you refer a friend to iCASH, you can both earn $20 in Cashback. Learn about our exclusive referral program and all the ways you can earn.
Invite friends & earn
+ 500 000
customers since 2014
customers since 2014
93%
of approved applications
of approved applications
4.9out of5
customers would recommend us to their friends
customers would recommend us to their friends
Customer Rating
|
Traditional Payday Lenders | Lenders with brokerage fee | |
|---|---|---|---|
| Licensed | |||
| Flexible repayment plans* | |||
| Offers cashback program for more savings* | |||
| Paperless | |||
| Free membership benefits | |||
| No hidden charges | |||
| E-transfer in the next 5 minutes | |||
| Get a loan now |
