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When unexpected expenses hit, a quick cash advance can provide the financial relief you need. Our simple online application gets you an instant decision, and you could have the money in your bank account as soon as the same day. Apply now and get back on your feet!
A cash advance is exactly what it sounds like, a short-term borrowing option that gives you quick access to funds before your next payday. Think of it as getting a small advance (hence the name) on your upcoming paycheck to help manage expenses that might not be able to wait.
Unlike traditional bank loans that can take days or weeks to process, cash advances (often referred to as payday loans) are the complete opposite. You can get approved and receive your money all within the same day. Sometimes, all within a single hour.
So how exactly does it work? With iCash, you can borrow up to $1,500. You’ll apply online (more on that very easy process below) and if approved, you’ll get an e-Transfer in two minutes with your approved funds. The funds are then repaid through automatic withdrawal from your bank account on your next payday, or possibly longer (depending on specific provincial regulations).
The advantage truly comes from the speed and accessibility. While traditional lending options often require extensive credit checks and lengthy approval processes, cash advances prioritize getting you the money you need without unnecessary delays.
in Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, Prince Edward Island.
With a cash advance loan, you can pay back your loan on your next payday in one single payment
With the flexpay*, you pay back your loan in 2 or 3 equal payments* on your next upcoming paydays. This product, exclusively offered by iCash, allows you to have more time to repay your loan while paying no additional interest.
Yes, you heard right!
Whichever repayment plan* you choose, the interest fee will not change!
You can apply for a loan within the comfort of your home. Simply choose how much you would like to borrow and fill out a quick and easy online loan form. Once our fully automated system establishes that you qualify for an instant cash loan, you will be asked to sign your loan agreement electronically, and your money will be on its way!
Your funds will be sent within 2 minutes by e-transfer, so you can rest assured that the reception of your funds won‘t take long!
You can choose the convenient repayment plan* that suits you best: the cash advance plan gives you the option to repay your loan in 7 to 62 days depending on your pay cycle, while the Flexpay plan* gives you the option to repay your loan in 2 or 3 easy payments in a lapse of 7 to 62 days depending on your pay cycle. With both of these repayment plans, you will be paying the same amount in interest. For your convenience, we will automatically debit the amount due from your bank account on the agreed-upon dates. It's that easy with iCASH!
When you apply for your first loan with iCash, you will be eligible to receive up to $750. Each time you pay back your loan on time, you become more trustworthy to us and your score increases in our Trust Rating System. With this, you will gradually be eligible to borrow up to $1,500.
Fill out the online application form. Choose your desired loan amount, repayment plan option*, and provide the requested information. It takes most people about 10 minutes or less.
Our fully automated online application will provide you with an instant decision on your cash advance loan. Once approved, all you must do is electronically sign your loan agreement.!
Once your loan agreement is signed, your funds will be sent via e-Transfer in the next 2 minutes, fast and convenient Canadian loans.
iCash offers a unique Cashback program to reward its customers in Canada. You can get back up to 12% of the cost of borrowing paid once your cash advance online loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*
Have more questions? Check out our full FAQ.
