Payday Loans in Manitoba

+ 200 000
members since 2014

93%
of approved applications

4.9out of5
customers would recommend us to their friends

Customer Rating

Payday Loans for Residents of Manitoba

Payday loans are an easy way for Manitoba residents to borrow money against their upcoming paycheck. Manitobans can get access to fast funds for up to $1,500, which must then be repaid over a short period, with interest.

Instant payday loans in Manitoba can be used for many things. They are an option if you have gotten behind on essential bills or if an unexpected expense arises between paychecks. They are not meant to be long-term and are typically paid back within a couple of weeks, usually from 4 to 6 weeks. They are a way to offset the burden of emergencies to help keep you afloat financially.

If you want to apply for a payday loan, you have several options for where you can go. Some of these include:

• Payday loan stores
• Pawnshops
• Online private lenders

When getting a quick payday loan in Manitoba, keep in mind that there are restrictions and regulations related to these types of loans. For instance, in Manitoba you can borrow up to $1,500.00, and the maximum cost of borrowing cannot be more than 17% or $17 per $100 borrowed.

All lenders must be licensed, and they should display this information on their website or be provided upon request.

Pros of Payday Loans

If you are on the fence about a payday loan in Manitoba, but you need cash for an emergency or unforeseen circumstance, you might be wondering what the benefits are of this type of loan.

• Small loan amounts: With loan amounts that are usually little, there isn’t a huge debt hanging over your head. You’re just getting what you need quickly.
• Short term loans: The loan is issued for a 4 to 6 weeks, ensuring you are not in debt for months or even years.
• Quick and easy approvals: If you do end up applying for a quick loan in Manitoba, you’ll be surprised at how easy the application and approval process is. In many cases, you’ll have cash in hand within the hour. You can even apply from anywhere in the country, and online from the comfort of your home. Turnaround is incredibly fast, ensuring you get fast cash when you need money the most.
• Low requirements: Another important reason why these easy loans are helpful is that you do not have to meet many conditions, nor do you have to bring in or scan and submit extensive documents. The main requirement is proof of income, as the lenders want to know that you will be able to pay them back.
• Bad credit is accepted: direct lenders are usually able to lend to those with bad credit as well.
• Multiple lending options are available: You can apply for a loan with multiple repayment options*. You can break your payments down into 2 or even 3 payments.

Many residents in Manitoba find that payday loans are one of the fastest, easiest options available when they need cash for something that has come up quickly. Very few other loans can be given so easily, and without having a large amount of paperwork.

Online Payday Loans in Manitoba

Gone are the days when you had to go to a physical store to get a same day loan. These days, you can obtain an online payday loan in Manitoba in as little as just a few minutes, and you can do so from the comfort of your own home.

If an emergency arises, or you need a little bit of cash to get you through to payday, consider online loans from a reputable, respected money lender in the industry.

Thanks to the modern loan application process, you will not need to print out and fax documents to secure your loan. Everything can be handled online. All you need to do is visit our website or loan app and start our application process.

Once your online application has been submitted, you will be approved instantly. Then, you will get an online loan agreement form that can be signed electronically, and your cash will be on its way. Within about five minutes, your funds will be sent via e-transfer.

With various repayment options*, you get to choose the amount that works for you. The process is simple, intuitive, and efficient, so you can get the money you need and move on.

You can get approved for up to $1,500 when you apply online. Getting an online payday loan has several advantages, for example:

• Instant decision – You’ll know immediately if you’ll be able to get a cash loan online. There aren’t a lot of hoops to jump through, so you’ll be able to fill out your application and then find out quickly whether you have been approved.
• Apply from anywhere – You won’t have to go to a store. Instead, you can apply from your phone or laptop wherever you are.
• Same day funding if approved – Once you’ve been approved, get your money the very same day. No waiting periods or unnecessary lag times will be imposed.
• Secure application, funding, and repayments – Your personal information is safe and protected when you apply online. You can also make your payments with peace of mind, knowing you’re on a secure site.
• Online applications and approvals 24/7 – No matter what time of the day or night you wish to apply. Hop online and start your application at any time and get approvals at all hours as well.
• No paperwork – Instead of filling out endless stacks of paperwork, you can get your application completed quickly with just a little bit of information.
• Customer support if you need it – Get customer support at any time if you have questions, ensuring you complete the process quickly.

Bad Credit Loans in Manitoba

Bad credit loans are available for Manitoba residents regardless of their credit score. We all know that credit can often decide whether we can get loans or not. However, you can obtain an easy fast loan without having to jump through a bunch of hoops, even if you have poor credit.

Manitoba residents who are declined at banks and traditional financial institutions can still qualify for a bad credit loan with a private lender. Money lenders believe that credit scores shouldn't disqualifying factor from getting a loan.

Why is this? First of all, private lenders, like us can give safe instant loans to people who have bad credit because the criteria for loan approvals are different for them. They can also approve people who do not have a credit history, as this can be a significant roadblock for many. This is because other aspects of the application are considered, such as income, outstanding loans and current financial situation.

It's also important to note that a bad credit loan is unsecured, so you will not have to put up any collateral at all.

While we do a credit check as part of our application process, we do not have credit score requirements. You may find some companies advertising for "no credit check payday loans in Manitoba" these should be avoided. Since cash loans with no credit check do not guarantee approval.

Depending on where you go, you can apply for a bad credit loan. So even Manitobans who have a poor credit history, can still receive a loan for bad credit worth $100 to $1,500.

The minimum requirements to apply for a loan in Manitoba with us are:

• Be at least 19 years old.
• Be a Canadian citizen and a resident of Manitoba.
• Have a Canadian bank account. The account must have online banking access and have been open for at least 3 months.
• Have been receiving the same source of income for the past 3 months.
• Have a net income of at least $800/month.
• Have a valid mobile phone, email address, and home address.

There are many income sources that qualify for a loan. Not only do we accept traditional income sources like your salary from your employer, we also accept income assistance, insurance benefits, and more. As long as you meet the minimum requirements, you'll be able to apply for a loan for bad credit with us.

Why Should You Choose iCASH for Short Term Loans in Manitoba?

If you are a Manitoba resident and require a short term loan, we are your top choice. Why choose us? Some of our benefits include:

• Loans for everyone, even those with bad credit!
• Easy and fast online loans without any documents required. All we look at is your proof of income.
• No hidden fees. We charge a flat percentage rate, and we never sneak in any hidden charges.
• Instant approval when you apply online.
• Email money transfers, so you get your funds quickly and safely.
• Caring customer support whenever you need it.
• Safe personal info, thanks to 256-bit encryption technology.

When you need quick and easy short term loans in Manitoba, even if you have bad credit or no credit, turn to iCASH. Our fast loan process is completely online, so you can apply from your phone, tablet, or laptop, no matter where you are. Borrow up to $1,500 and pay it back in 1, 2, or even 3 installments. Cover life’s unexpected messes with our easy loans.

We also provide loans in these cities of Manitoba

in Winnipeg, Dauphin, Morden, Portage La Prairie, Selkirk, The Pas, Winkler, Steinbach, Thompson.

Online Loans in Manitoba

Get up to $1,500!
Try our mobile application!

4.6 / 5 STARS

2759 Rating

4.8 / 5 STARS

5.4K Rating

Apply for a Payday Loan in Manitoba

Apply Online

Just use the simple form on our website – select the amount of cash that you want to borrow, your repayment plan*, provide some information and you’re on your way.

Instant Decision

Complete your loan application. You’ll receive an instant approval, so you can put your finances back on track. Fast, easy and reliable loans from a trusted licensed direct lender.

Get funds

Your funds will be sent via e-transfer in 5 minutes or less. Our transfers mean your money is available anytime you need it. Safe, urgent payday loans online with same day funding.

Minimum repayment period 61 days. Maximum repayment period 62 days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.

FAQs about Payday Loans in Manitoba

Still, have questions? Don’t worry; we have answers! Here are some of the most frequently asked questions from customers.

How much can I borrow if I live in Manitoba?

The maximum amount you can borrow is determined by the regulations of Manitoba, combined with the lender’s decision. If you apply with us, you’ll be able to borrow anywhere from $100 to a maximum of $1500.

The exact amount will be specified on your loan agreement.

Do you accept government benefits as an income source to qualify for a loan in Manitoba?

We accept most of the fixed income sources that are received on every month by direct deposit. If you are not sure if your income source qualifies you for a payday loan, do not hesitate to contact our customer support team for assistance.

Can I get a bad credit payday loan in Manitoba?

Regardless of your credit score, you can obtain a payday loan in Manitoba. While we do check your credit score, we do not have a minimum required score for customers to qualify for a loan.

Where can I get payday loans 24/7 in Manitoba?

iCASH is your top spot for e-transfer payday loans 24/7 in Manitoba. Our quick and fast online payday loan process ensures you get the funds you need at anytime. We operate 24 hours a day, the seven days of the week. So, you can get quick cash when you need it the most.