We Help Canadians When They’re in a Pinch

iCash is the fastest, most secure way to get a short-term loan online. We help you get the cash you need, when you need it, 24/7.

The team at iCash works around the clock to help Canadians borrow money when they need it.
iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

Our members matter

Your financial journey doesn't have to be complicated. With an instant loan from iCash, you can cover any unexpected expenses.

Take care of whatever life throws at you with iCash. Get an instant decision and receive up to $1,500 in minutes.

✅ Money when you need it

✅ No impact to your credit score

✅ Fast, online and secure - Always

Download the iCash app and apply for an instant loan today.

iCash is the biggest online short‑term lender in Canada

$200 Million
saved by iCash customers since 2016
positive reviews
given in Cashback
2.2 Million
online loans issued since 2016
downloads of the iCash App

Our commitment

We’re here to help you get your finances back on track and avoid further debt. When we receive your instant loan application, we make sure to only approve you for a loan amount that you can easily repay. We also offer you the possibility to repay your loan in one or multiple payments for the same amount of interest. This way, you can choose an appropriate repayment option and clear your short-term loan at a manageable pace.*

We practice fair, responsible lending and want to help you get back on your feet, not buried deeper in debt. We also use clear and concise language, so that you know exactly what to expect from your loan. Our fast, online loans are straightforward, secure, and sensible. We’re all about providing real financing solutions for real people - and that’s what you’ll get!

iCash offers fast, transparent lending services to help you reach your financial goals.

Our mission

iCash aims to provide transparent, responsible, and fair lending practices to help you reach your financial goals. We are always here to help with an online cash loan when unexpected expenses come up or you are short of money until your next paycheque. We’ll lend you a hand to help you get your finances back on track.

iCash is a licensed Canadian lender that provides short-term loans online.

About us

iCash is a Canadian lender that provides short-term same day loans to more than half a million customers all around Canada. We are proud to say that we are fully licensed to provide loans in every province in which we operate. We offer our clients high quality services in a quick and safe manner. Our services are reliable, accessible and affordable to everyone.

Get an instant loan today

iCash has helped more than 950,000 Canadians get instant loans online without hassle.

Frequently asked questions about iCash

What is the iCash instant decision process
The secret to instant decisions about approval is our software. It reviews your loan application and does a credit check. This allows us to approve your loan as quickly as possible.
As soon as your application gets approved, you'll sign a loan agreement and return it to us. We'll then send the money to you within 2 minutes via e-Transfer.
How do I pay my iCash loan?
We make it easy to pay back your iCash loan.
  • iCash will automatically debit the repayment amount* from your bank account on the due date specified in your loan agreement.

  • Just be sure to have enough money in your account before the due date to avoid unwanted fees.

  • We allow our customers to repay by e-Transfer once they have taken out a second loan with us.
Does iCash report to credit bureau?
If you fail to repay your loan, iCash will send a report to the credit bureaus, which will reduce your credit score.
Furthermore, if you do not repay your loan on your payment due date(s)*, your loan will be considered delinquent.
Where can I get the iCash app?
You can find more information on the iCash app on our website, along with links to the Apple App Store and Android Play!
Is iCash a legit loan company?
iCash is a legitimate Canadian lender that provides quick loans online to Canadians in Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia and Prince Edward Island.

Have more questions? Check out our full FAQ.