Fill out our online application. Choose your desired loan amount, repayment plan option*, and provide the requested information. It takes most people about 10 minutes or less.
+ 300 000
members since 2014
members since 2014
93%
of approved applications
of approved applications
4.9out of5
customers would recommend us to their friends
customers would recommend us to their friends
Customer Rating
Get a Same Day Payday Loan in BC
If you’re looking for a payday loan that offers same-day approvals, you’ll be pleased to know that iCASH offers online payday loans to BC residents. If you need money quickly. Payday loans can help – provided that you have a steady source of income and can pay back the amount borrowed within a few paychecks.
More and more people are choosing payday loans as a way of eliminating the complicated process involved in borrowing from a bank. These same-day loans are quick and easy for applicants to qualify for, and have no long-term commitment, allowing you to use your loan for any type of financial emergency.
Online Payday Loans in BC
Online payday loans are easy to obtain as a resident of BC. They are also known as short term, unsecured loans. Essentially, they are designed to help bridge the gap between your next payday without hassle or if you are experiencing a financial emergency that you need to take care of right away.
Our instant payday loans can be used for almost anything. They are not limited to car repairs, medical expenses or other emergencies. You can apply for a payday loan if you need money to cover grocery bills or even for a spontaneous weekend trip.
How to Get an Instant Payday Loan from iCASH
If you're looking to get a payday loan in BC, you will find the process to be quick and easy, especially if you apply online. Plus, you can apply for a payday loan from anywhere, even in the comfort of your own home.
Simply follow these steps to get started on receiving your money:
1. Apply online
We are committed to making sure that everyone in British Columbia has access to the cash they need. That is why, at any time of day or night, you can go online and complete the payday loan application.
If you have an internet connection or mobile data, you're ready to apply. For an even easier application experience, download our mobile loans app.
2. Get instant approval
Our loan approval is simple, quick, and all your information is kept secure. Once you’ve been approved, you'll be sent an electronic contract to view and sign. Our team will then get started on e-Transferring the loan funds to you.
If you have questions, our customer care representatives are always working and ready to assist you.
3. Get your money
We make getting a loan online easy. That's why you’ll get your money via e-Transfer as soon as you sign the contract agreement. We provide instant payday loans conveniently, and you won’t encounter any delays or hassles.
Why Choose iCASH?
iCASH offers payday loans in an instant with easy approval for customers in British Columbia, even if you have bad credit. As a fully licensed Canadian payday lender, you can be confident choosing us if you need extra financial support.
Confidence and simplicity are what we're all about! We work 24 hours a day, 7 days a week to provide you with the best options when you need an urgent loan.
Here are some of the benefits you'll receive when getting a payday loan from us:
Safe, licensed & 100% secure
We are a fully authorized lender that provides easy payday loans to BC residents. Because we operate entirely online, we’re always available to ensure that you can get the money you need with peace of mind. We use a secure platform for our clients so you can rest assured your information is kept safe with us at all times.
No waiting period
Our short term loans do not require any kind of waiting period. We can send you an e-Transfer for up to $1,500, which you will receive within minutes after signing the payday loan agreement. No waiting, no fuss.
No paperwork
Say goodbye to paperwork! Everything is done completely online, so you don’t have to go through the hassle of signing and scanning multiple documents. Plus, our payday loan application process is simple and easy to understand, so you won't have any trouble comprehending what you're signing.
Quick approval
We provide quick approvals and funding so that you can access your money as quickly as possible. Our fast loan approval process is fully automated; we promise to provide a quick turnaround on all online payday loan requests. Once you sign up you will get the money you need the same day so that you can cover your costs without delay.
No hidden fees
There are absolutely no hidden fees when getting a payday loan from us. This means that you know exactly how much you will have to pay back, and there are no surprises waiting for you.
This transparency is something that many clients appreciate, as it helps to keep things clear and straightforward. It also eliminates any potential misunderstandings with your loan, which can sometimes occur when you’re dealing with hidden fees.
100% compliant
We are a safe payday loan company that is compliant with the regulations set out by the province of British Columbia. Getting a payday loan online in BC is simpler than you might think. Our mission is to provide Canadians with an easy way to borrow money for any purpose.
All Types of Credit Accepted
As a resident of British Columbia, online loans can be repaid within 2 to 3 payments. These payment options are based on your pay frequency at no extra cost or fees, up to 62 days. You can also contact our excellent customer service team to learn more about your repayment options.
Installment Loans in BC
Regardless of what your credit looks like, we'll work with you to get you the money you need. We accept all types of credit, so don't hesitate to apply. We also ensure that the entire loan process is confidential and stress-free.
While some lenders may offer payday loans with no credit check, a fully licensed lender like iCASH will perform a standard credit check to determine the maximum amount of money you can receive.
Don't worry, though. Poor financial history will not automatically disqualify you for a loan. It simply allows us to have a better understanding of your financial situation to help determine a reasonable amount to lend to you.
Checking your credit also helps lenders eliminate ID fraud, which occurs when someone uses your personal information to secure a loan or credit card. It's just another way we work to protect your privacy and keep your finances secure.
Types Of Income Accepted
Online payday loans are a great solution for borrowers who need money quickly and have a source of income. iCash provides loans to customers who have regular employment income, and other types of income.
The specific income types we accept include the following:
- • Employment
- • Social Assistance
- • ODSP
- • EI
- • Child Tax Benefits
- • CPP
- • Disability Income
If you are unsure whether or not your income is accepted for an instant loan, please contact our customer service team for more information.
Types Of Income Accepted
You can get a BC payday loan in every city of the province with iCASH. Whether you live in Vancouver, Surrey, Burnaby, Kelowna, Victoria, Kamloops, Abbotsford, or any other city in BC, iCASH is a trusted lender for Canada payday loans. Apply now to get started.
Money Loans in BC
Get up to $1,500!Try our mobile application!
Sign up with our free app and access your account anywhere.
How Can I get a Payday Loan in BC?
Apply Online in BC
Get Instant Approval
Our fully automated online application will provide you with an instant decision on your personal loan. Once approved, all you have to do is electronically sign your loan agreement.
Get Your Funds
Once your loan agreement is signed, your funds will be sent via e-Transfer in the next 2 minutes. Fast, convenient, loans in BC.
Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
20%
CASHBACK
Borrow and Save!
Get up to 20% in Cashback*!
Get up to 20% in Cashback*!
iCASH offers a unique Cashback program to reward its customers in BC. You can get back up to 20% of the cost of borrowing paid once your quick payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*
Frequently Asked Questions About Payday Loans in BC
What do I need to qualify for a payday loan in BC?
Qualifying for payday loans in BC is simple. You just have to meet the following criteria:
• Be 19 years of age or older.
• Be a Canadian citizen and a resident of British Columbia (or one of the other provinces in our service territory).
• You must have been receiving the same source of income for at least three months.
• You need to have a net income of at least $800/month.
• You must have a Canadian bank account open for at least three months, with online banking functionality.
• You need a valid mobile phone, email address, and home address.
• Be 19 years of age or older.
• Be a Canadian citizen and a resident of British Columbia (or one of the other provinces in our service territory).
• You must have been receiving the same source of income for at least three months.
• You need to have a net income of at least $800/month.
• You must have a Canadian bank account open for at least three months, with online banking functionality.
• You need a valid mobile phone, email address, and home address.
Can I get an online cash advance anywhere in BC?
You can get an online cash advance with us anywhere in BC. Because we operate entirely online, you can get a loan from us no matter where you're located in the province.
Our quick payday loan approval process ensures that you’ll receive your money via e-Transfer within minutes of your application being approved. Applying for your payday advance is simple and easy, so go ahead and get started today!
Our quick payday loan approval process ensures that you’ll receive your money via e-Transfer within minutes of your application being approved. Applying for your payday advance is simple and easy, so go ahead and get started today!
How much money can I get for an online payday loan if I live in British Columbia?
The maximum amount you may borrow is determined by the legislation of British Columbia, as well as the lender's option. Residents can get up to $1,500 when applying for a payday loan in British Columbia with us.
Your required repayment schedule is also based on the province's rules. For example, you are entitled to 2 to 3 loan repayments based on your pay frequency at no extra cost or hidden fees, up to 62 days.
Your required repayment schedule is also based on the province's rules. For example, you are entitled to 2 to 3 loan repayments based on your pay frequency at no extra cost or hidden fees, up to 62 days.
What’s the difference between same-day loans vs. short term secured loans?
Same-day loans are a great option for people who do not qualify for conventional short term secured financing. Such loans are comparable to short term secured loans but have some differences.
Loans that are secured by traditional financial institutions are more readily available, but they tend to have stricter criteria. These loans have longer repayment dates and require collateral from the borrower.
Unsecured payday loan services are a good option for people who do not meet the bank's requirements or who cannot wait the time it would normally take to obtain a traditional secured loan. Those who need to cover unexpected expenses or other cash emergencies can get payday loans online through iCASH quickly and easily.
Loans that are secured by traditional financial institutions are more readily available, but they tend to have stricter criteria. These loans have longer repayment dates and require collateral from the borrower.
Unsecured payday loan services are a good option for people who do not meet the bank's requirements or who cannot wait the time it would normally take to obtain a traditional secured loan. Those who need to cover unexpected expenses or other cash emergencies can get payday loans online through iCASH quickly and easily.
Can I get online payday loans in BC with bad credit?
You can apply for payday loans in British Columbia with iCASH even if you have bad credit. You can apply online or with our mobile loans app. Our services are also available to loan seekers who have been declined by banks and other financial institutions. We approve over 90% of payday loan applications we receive, so bad credit or poor credit won't hold you back.
Can I get an online payday loan with no credit check?
All reputable lenders in British Columbia will run credit checks on applicants even for an online payday loan. The majority of the time, credit check information is utilized to determine the borrower's ability to repay his or her loan.
Can I get a disability payday loan in BC?
Yes, you can get a payday loan for disability income in British Columbia. iCASH makes payday loans easy. Many forms of government benefits are acceptable sources of income towards meeting the $800/month net income requirement with us.
Is approval guaranteed in British Columbia?
iCASH does not guarantee loan approval, but over 90% of applicants in BC are accepted. In most cases, you will be accepted for a cash advance. Because your payday loan isn't collateralized against your existing assets, the criteria to get a loan are quite flexible.
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Traditional Payday Lenders | Lenders with brokerage fee | |
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| Licensed | ||||
| Flexible repayment plans* | ||||
| Offers cashback program for more savings* | ||||
| Paperless | ||||
| Free membership benefits | ||||
| No hidden charges | ||||
| E-transfer in the next 5 minutes | ||||
| Get a loan now |
