Getting a payday loan in Nova Scotia is easy with our online application. Complete our online loan application on our website or app– provide us with some personal information about yourself, select the amount of money you need, and submit your application. It only takes 5 – 10 minutes to apply
+ 300 000
members since 2014
members since 2014
93%
of approved applications
of approved applications
4.9out of5
customers would recommend us to their friends
customers would recommend us to their friends
Customer Rating
Get an Online Payday Loan in Nova Scotia
iCASH offers instant online payday loans for residents in Nova Scotia. If you find yourself in a pinch and need to pay for an unexpected expense, our online loans can offer a quick and convenient solution to your cash flow problem.
Instant payday loans are quick and easy to obtain, and you can borrow between $100 - $1,500 dollars. They are often ideal for people needing to pay for expenses such as medical bills or car repairs, or to cover other costs, such as a weekend trip.
Even people who have a poor credit score can obtain a short term loan with iCASH relatively easily. It's a reassuring feeling to know that you have access to instant loans when you need them.
Why Choose iCASH?
iCASH is Nova Scotia's leading lender for payday loans, with thousands of positive reviews and a track record of loyal customers. If you're in need of a quick cash advance, you can be confident in knowing that we’ll offer the following benefits to you:
No waiting period
There is no need to worry about not having enough money to cover your expenses until payday. You’ll get the cash you need with absolutely no waiting period. For up to $1,500, you’ll be sent a simple e-Transfer the same day you sign the loan agreement.
No paperwork
We like to keep things simple! That's why our loan agreement process is done online. So long are the days of worrying about signing and scanning multiple documents. Everything done with us is 100% electronic and completely paperless. Plus, we have customer care available around the clock 24/7 to answer any questions you might have.
Quick approval
We provide quick approvals and 24/7 e-Transfer of funds to qualified residents in Nova Scotia. This process has served our clients well, and all of your loan applications will be processed promptly, regardless of what your credit looks like.
No hidden fees
There are no hidden fees when you take out a payday loan with us. What you see on the loan agreement is what you pay, no exceptions.
This transparency will give you the confidence in moving forward with us. It also eliminates any chances for confusion or misinterpretation, which can often occur with loans that involve hidden charges.
100% compliant lending
We are a 100% compliant licensed lender in Canada and adhere to all provincial regulations for lenders in Nova Scotia. Whether you need $100 or $1,500, you can get the cash you need and repay your loan online. Your needs come first, and we're here to help you get funded in a safe, secure way.
How To Get an Instant Payday Loan Online With iCASH
Getting an instant loan with iCASH is quick, easy, and convenient. All you need is a computer or mobile device with internet access. Plus, approval is easy, no matter what your credit history looks like.
Simply follow the steps below to get started with us:
1. Apply online
Residents of Nova Scotia can get instant access to cash, thanks to our online application process. You can apply for and receive your money in as little as two minutes of signing your agreement.
Applying is simple; all you need is internet access or mobile data and you’re good to go! If you want an even easier application experience, you can download our mobile loan app today
2. Get instant approval
After you've provided your information, you'll receive instant approval. We'll then send over an electronic contract for your review. The process is fast and easy, and our client support team is available anytime to respond to any of your inquiries.
3. Get your money
We won't make things complicated for you. You’ll get your cash advance via e-Transfer within minutes of signing a contract, no questions asked. There are absolutely no hassles, and you'll be provided with the most secure transactions available. It's safe and simple!
All Types Of Credit Accepted
Having bad credit won’t necessarily stop you from getting an online payday loan with us. In fact, we accept all types of credit and can help you get approved with almost any credit score. It’s just one way we work to make our loans more accessible to everyone.
When it comes to checking credit, all reputable lenders will perform a credit check when you apply for a loan. But, having poor financial history shouldn't be a cause for concern. iCASH approves 90% of loan applicants because your credit history isn't the sole deciding factor. We focus on your ability to repay your loan.
While you may be able to find a lender in Nova Scotia that offers bad credit loans with no credit check, they will still consider other factors such as your employment stability and debt-to-income ratio when evaluating your creditworthiness.
Types Of Income Accepted
We understand that not everyone may have regular employment income. That's why we accept many types of income so that you can get the funds you qualify for. As long as you have steady income, you can apply for a payday loan with us.
The types of income iCASH accepts include:
- • Employment Income
- • Child Tax Credit Benefits
- • CPP & Private Pension
- • Unemployment Insurance & Workers' Compensation
- • Disability Income
Other Cities Where You Can Get an Instant Payday Loan in Nova Scotia from iCASH
Because we operate fully online, you can get instant Nova Scotia payday loans in any city in the province. Whether you live in
Halifax,
Cape Breton,
Dartmouth,
Truro,
Sydney,
Bedford or any other place in Nova Scotia, you have access to an instant cash advance loan.
You may apply for a loan at any time of day or night, and the payday loan application process is quick and simple. For any other questions regarding obtaining a loan online, we have an outstanding customer service team that will gladly assist you. Apply now to get started.
Best Loans in NS
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How to Get a Payday Loan in Nova Scotia?
Apply Online
GET INSTANT APPROVAL
Complete your payday loan application online. Our software will evaluate it, and a credit check will be performed. You'll receive a quick decision and know if you were approved as well as the loan amount.
Get Your Funds
As soon as you're approved for a loan in Nova Scotia, we will send you an email with your loan agreement, which needs to be digitally signed. Funds will be sent to you via e-Transfer within 2 minutes. Safe, loans online with same day funding.
Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
20%
CASHBACK
Borrow and Save!
Get up to 20% in Cashback!
Get up to 20% in Cashback!
iCASH offers a unique Cashback program to reward its customers in Nova Scotia. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*
Frequently Asked Questions About Payday Loans in Nova Scotia
How do I qualify for an instant payday loan?
To qualify for an instant payday loan in Nova Scotia or Canada, you must meet the following minimum criteria:
• Be at least 19 years old at the time of your application.
• Be a Canadian citizen, and a resident of Nova Scotia.
• Have been receiving the same source or mix of income for at least the past 3 months.
• Have a net income of at least $800/month. This can include wages as well as social assistance programs from the provincial or federal level, private pensions, retirement plans, and other sources.
• Have a Canadian bank account that has been open for at least 3 months and has access to online banking features.
• Have a valid mobile phone number, email address, and home address.
• Be at least 19 years old at the time of your application.
• Be a Canadian citizen, and a resident of Nova Scotia.
• Have been receiving the same source or mix of income for at least the past 3 months.
• Have a net income of at least $800/month. This can include wages as well as social assistance programs from the provincial or federal level, private pensions, retirement plans, and other sources.
• Have a Canadian bank account that has been open for at least 3 months and has access to online banking features.
• Have a valid mobile phone number, email address, and home address.
Is getting approved for payday loans difficult?
Getting approved for payday loans in Nova Scotia is simple as long as you fulfill the minimum lending criteria. Even if you’ve been turned down by banks and traditional lenders, more than 90% of our applicants are accepted - even if they have bad credit.
This is possible thanks to the advanced software that we use. While a credit check is performed during the approval process, there are no minimum credit score requirements. You'll never be declined for a loan at iCASH only because of a poor credit score.
This is possible thanks to the advanced software that we use. While a credit check is performed during the approval process, there are no minimum credit score requirements. You'll never be declined for a loan at iCASH only because of a poor credit score.
What will stop you from getting a payday loan?
Although most people who apply for a payday loan will be approved, some factors may prevent you from being approved, including:
• Unemployment or no proof of income.
• You don't have enough income to pay back the loan.
• No valid bank account from a major Canadian banking institution.
• You have a history of unpaid loans.
• If you already have an existing loan with us, you will be unable to get an additional loan until the current loan is paid off.
Even though you may not meet the requirements of being approved for a payday loan, these factors can be easily overcome, and you can eventually be approved and receive the money you need. Even if you've been turned down, you can always re-apply once you meet the lending criteria.
• Unemployment or no proof of income.
• You don't have enough income to pay back the loan.
• No valid bank account from a major Canadian banking institution.
• You have a history of unpaid loans.
• If you already have an existing loan with us, you will be unable to get an additional loan until the current loan is paid off.
Even though you may not meet the requirements of being approved for a payday loan, these factors can be easily overcome, and you can eventually be approved and receive the money you need. Even if you've been turned down, you can always re-apply once you meet the lending criteria.
Can I get payday loans on the weekend?
You can get a weekend payday loan in Nova Scotia for up to $1,500. We also provide an immediate decision on your loan even on Saturday and Sunday, which can be a lifesaver for many people. In a crisis, these types of loans can help improve your life and relieve some of the pressure, especially because they are available 24 hours a day, 7 days a week.
Can I get a bad credit payday loan in Nova Scotia?
If you need a loan in Nova Scotia and your credit score is below average, you can still be approved for a loan with iCASH up to $1,500.
Having a less-than-perfect financial history will not exclude you from being approved. We approve 9/10 loan applications in NS because we know that life happens and that your past should not stop you from achieving your dreams today, which is why everyone merits a second chance.
While we do perform a credit check as part of the loan approval process, your credit score is not a disqualifying factor. That's just one more reason why many people love iCASH.
Having a less-than-perfect financial history will not exclude you from being approved. We approve 9/10 loan applications in NS because we know that life happens and that your past should not stop you from achieving your dreams today, which is why everyone merits a second chance.
While we do perform a credit check as part of the loan approval process, your credit score is not a disqualifying factor. That's just one more reason why many people love iCASH.
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Traditional Payday Lenders | Lenders with brokerage fee | |
|---|---|---|---|
| Licensed | |||
| Flexible repayment plans* | |||
| Offers cashback program for more savings* | |||
| Paperless | |||
| Free membership benefits | |||
| No hidden charges | |||
| E-transfer in the next 5 minutes | |||
| Get a loan now |
