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24/7 Online Child Tax Loans

Being a parent is one of the best things that you can experience in your life. But, it also comes with a lot of responsibilities. One of those is ensuring that your children have everything they need to grow up healthy and happy.

If you're a parent and are struggling to keep up with the cost of living, child tax loans from iCASH can help you out. Even if you don't make regular employment income, you can get e-Transfer payday loans In Canada 24/7 With Your Child Tax credit. When you apply, simply list your child tax benefit as an income source and you can get an online cash loan with us 24 hours a day, 7 days a week.

With iCASH, you can borrow up to $1,500 when you use your CCB as income. Our child tax credit loans in Canada are quick and easy to apply for, and you can even be approved within minutes. Our goal is to make your life a little bit easier, so that your everyday life doesn't have to be so stressful.

There are many key benefits to choosing iCASH and getting online loans that accept child tax credits, including:

Instant Payday Loans Online 24/7

With a simple click of a button, you can apply for an instant payday loan online. We use the latest encryption technology to keep your information secure, so you can apply quickly and easily borrow money without having to worry about a thing. Plus, we're open 24/7 to ensure that you can get a cash advance on your child tax credit anywhere in Canada any time.

Fast e-Transfer

Once you've applied for a child tax loan and been approved, we'll send your money to you within five minutes of signing via e-Transfer. This means that you can access the funds right away and won't have to wait around to cash a cheque. This added convenience is something many parents, who are often on the go, appreciate because it means they can get the money they need, no matter how busy their schedule might be.

All Credit Accepted

You don't need to worry about having perfect credit to apply for a child tax loan. We accept all credit types and will still provide you with the same excellent service. We know that life can be unpredictable at times and that you may not always have control over it. So, we want to give parents across Canada the option of getting bad credit loans on their child tax credit without having to worry about poor credit history. You can apply even if you have no credit history. As long as you receive a monthly child tax credit, you’re eligible for our child tax payday loans.

Flexible Repayment Options

We also understand that budgets vary from family to family. So, we offer flexible repayment options so you can pay back your child tax loan at a pace that works for you. Of course, you always pay back your loan on your next payday, but the flexible repayment options allow you to pay back the loan in installments* and spread out your repayment schedule.

A Smart Alternative To Traditional CCTB Payday Loans

When it comes to getting CCTB payday loans, parents have a few different options. They can turn to traditional lenders, which can often be expensive and come with high interest rates. Or, they can go with iCASH, which is a smart alternative that offers lower interest rates, flexible repayment options, and same day e-Transfers.

When it comes to getting child tax payday loans, it's easy to see why iCASH is the smart choice.

No Paperwork

There's nothing more frustrating than dealing with a pile of paperwork when trying to access fast cash. And, when you're a parent, the last thing you want to do is waste valuable time filling out forms at payday loan places. Our loans that accept child tax benefits as income require zero paperwork. All you have to do is fill out our simple online application form and get your funds sent to you within minutes.

100% Online

Thanks to the evolution of mobile apps and innovation, we're able to offer our customers a completely online experience. That means you can apply for a fast loan online from anywhere in Canada using your personal computer, laptop, or even smartphone. It only takes a few minutes out of your day, so you don't have to worry about taking time off from your busy parenting schedule to borrow money.

Cashback Program

We also offer a unique Cashback program to our valued customers. So, not only do you get the money you need when you need it, but you also have the chance to earn some extra cash back. You can get back up to 20% of the cost of borrowing once your payday loan is repaid and receive your cash back the same day. This makes our fees lower than other lenders. It's just one more way we show our customers that we appreciate them and their business.

E-Transfer Payday Loans In Canada 24/7 For Child Tax Benefits

There's no need to worry about how you're going to make ends meet when you have the option of an e-Transfer loan for child tax benefits. It's easy and convenient for parents to apply and receive their funds in as little as 2 minutes with our same day loans.

All you need is a personal computer or mobile device with internet access and you're good to go. The process is simple, so you can get an email money transfer (emt) child tax loan without any hassle.

Simply follow the steps below, and you'll be on your way to accessing fast cash.

1. Apply For A Loan Online

The first step is to fill out our easy online application form from your computer or mobile device. All you need is your basic personal information and a few details about your child tax benefits. From there, you can easily submit your application and get a decision in minutes.

2. Get Approved

In just 2 minutes, you'll receive a decision as to whether or not you're approved for a child tax loan. If your application is approved, you can get the money you need the same day, so there's no need to worry about how not having access to cash will impact your family.

3. Receive Your E-Transfer

Once you're approved, the money will be transferred to you via e-Transfer. You can access your funds as soon as they arrive and use them for whatever you need. So, whether you need to pay for groceries, or have an emergency expense to take care of, you can rest assured knowing that the money is there when you need it.

Eligibility Requirements For Child Tax Loan Lenders

There are very few requirements to be eligible to apply for installment loans that accept child tax benefits. There are also no minimum credit score requirements, which means everyone is welcome to apply and see if they qualify - good credit, bad credit or no credit at all. In fact, iCASH is one of the leading lenders for bad credit loans in Canada.

To be eligible for baby bonus loans, you simply need to meet the following requirements:

  • • You must be at least 19 years old.
  • • You must be a Canadian citizen, living in Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia or Prince Edward Island.
  • • You must have been receiving the same source or mix of incomes for the past 3 months.
  • • You must have a minimum combined net monthly income of at least $800. This is the cumulative total required from all wages, tips, Canada child benefit, federal and provincial social assistance programs, pensions, and so on.
  • • You need to have a Canadian bank account that has been open for at least 3 months, with access to online banking.
  • • You must have a valid mobile phone, email address, and home address.

Other Types Of Income Accepted

We understand that not everyone has a regular 9-5 job or receives a paycheck every two weeks. We also know that many people are self-employed or work on a contract basis. For those people, we have alternative income options that can be used to qualify for cash advances.

In addition to offering child tax credit loans, we offer loans to those who receive other types of income. We provide instant payday loans to those who have standard household income and Candian’s who rely on other forms of government subsidies.

If you're unsure as to whether or not you qualify for a child tax loan or any other type of alternative payday loan with us, you can view the full list of income types we accept here.

Child Tax Loans Trusted By Parents Throughout Canada

We've been helping Canadian parents with their financial needs for years, and we're proud to say that many of them return to us each time they need a payday loan or a cash advance. Our customers have given us an overall satisfaction rating of 4.8 stars out of 5, based on thousands of reviews submitted by happy parents throughout the country.

iCASH is the leading provider of child tax loans online in Canada, and we'd be more than happy to help you get the funds you need for your family. Whether you're looking for an emergency payday loan or simply want to buy something new for your family, our child tax loans are designed with parents like you in mind.

About Canada Child Tax Benefits

The Canada child tax benefit (CCTB) is a tax-free monthly payment made to eligible families to help them with the costs of raising children under the age of 18. This program provides substantial income assistance for parents and is calculated based on individual income tax. It is calculated and scaled every year.

You do not have to apply for the CCTB. The Canada Revenue Agency (CRA) will automatically determine if you are eligible for the monthly baby bonus and, if you are, they will issue payments every month.

If you qualify for the CCTB, you will receive payments until your child turns 18 years old. If your child has a physical or mental disability, you may continue to receive payments until your child turns 19 years old.

Child Tax Loan Eligibility

To be eligible for the CCTB, you must:

  • • Be a resident of Canada.
  • • Be responsible for the care and custody of a child who is under the age of 18 (or under the age of 19 if the child has a mental or physical disability).
  • • Have a family net income below the maximum allowable amount for your family size.
  • • Not be in prison, or outside of Canada receiving benefits under the War Veterans Allowance Act.

To learn more about eligibility requirements and how to apply for the CCTB, you can visit the Canada Revenue Agency website and view the list of benefit payment dates.

Province Program Payment Amount Notes
Alberta Alberta Family Employment Tax Credit (AFTC) Up to $2,064 per year.
Alberta Child Benefit (AFC) Up to $1,128 per year for first child and $564 for each additional child.
British Columbia BC Early Childhood Tax Benefit (BCECT) Up to $660 per year per child.
Manitoba Manitoba Child Benefit Up to $420 per year per child.
New Brunswick NB Child Tax Benefit (NBCTB) Up to $250 per year per child.
A $100 per year supplement for low-income families for school supplies.
Newfoundland Newfoundland and Labrador Child Benefit (NLCB) Up to $398 per year per child up to 3 children, or $486 per year per child for 4 or more children.
Mother Baby Nutrition Supplement (MBNS) $60 per month for low-income families with children under 1-year old.
Northwest Territories Northwest Territories Child Benefit (NTCB) Up to $815 per year for children under 6, scaled up to $2,445 per year for four children, plus $367 for each additional child.
Up to $652 per year for children 6-17, scaled up to $1,956 per year for four children, plus $293 for each additional child.
Nova Scotia Nova Scotia Child Benefit (NSCB) Up to $625-900 per year per child depending on number of children.
Nunavut Nunavut Child Benefit (NUCB) $330 per child per year.
A territorial workers’ supplement also pays $275 per year to families with one child, and $350 to families with two or more children.
Ontario Ontario Child Benefit (OCB) Up to $1,403 per year per child.
Prince Edward Island PE Island Sales Tax Credit Up to $55 per eligible dependent per year.
Quebec Family Allowance (formerly Child Assistance) Up to $2,472 per year per child, with reduced amounts for additional children.
A bonus of up to $867 per year is available for single-parent families.
There are also supplements available for disabled/handicapped children (up to $11,736) and for school supply needs (up to $102).
Saskatchewan Saskatchewan Low Income Tax Credit (SLITC) Includes benefit of up to $136 per child for up to 2 children, up to the family max credit of $964 per year.
Yukon Yukon Child Benefit (YCB) Up to $820 per year per child.

Payday Loans That Accept Child Tax

If you're a Canadian parent looking for financial assistance, consider applying for a child tax benefit payday loan from iCASH. With affordable repayment terms and a quick application process, we can help you get your child tax cash early at minimal costs to cover unexpected expenses or simply treat your kids to something special. Apply with us today!

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Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*

How to apply for loans that accept child tax?

Apply for a cash advance on child tax credit

Apply Online

Select your desired loan amount. Fill out the payday advance application entirely online, or via the iCASH App including the requested personal and income information.


Instant Decision

Your application is then reviewed by our software, which analyzes the application and performs a credit history check. All of this happens at lightning speed, so you’ll receive an approval decision near-instantly.

Sign Your child tax loan agreement

Get Fund

Sign your loan agreement and return it through the site. Funds are released 24/7 via e-transfers in as little as 5 minutes as soon as we receive your signed agreement!

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
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Top Uses for a cash advance on child tax credit canada

Paying for the Unexpected

With baby bonus payday loans, you can get extra funds when you need it most. No matter what pops up in your daily life – whether it’s a bill or a purchase you have to make, a repair or an upgrade, a product or service – there are no limits to how you use the funds from your CCB loan.

Even if your income is lower than usual due to economic uncertainties, you can borrow money and still gain access to the capital you need to handle the unexpected things that life throws at you.

Affording Childcare and Health / Dental Expenses

Childcare and health and dental expenses for children can really add up, and often end up costing you well more than you originally budgeted or planned. Maybe little Tommy needs some cavities filled? Or Sally needs a babysitter for 2 hours a day during the week after school?

It can be hard to find the money if you’re already stretched pretty thin financially. But with a cash advance on child tax credit from iCASH, you can instantly access up to $1,500 to cover those expenses.

iCASH is open 24 / 7 and we can provide a short-term loan on the weekend when most other “traditional” lenders are closed.

School and Education Costs

Education and schooling are other major costs when you have children – and we don’t just mean university-age children. All the little costs of even the early years of school add up – crayons, markers, paper, backpacks, pencils, scissors, glue – the lists go on and on.

Back to school spending can put a strain on your budget. But with online loans for child tax, you can help to make ends meet and pay it off from your next child tax or other social assistance benefit deposits.

Expanding Families Need Expanding Homes

New and additional appliances, furniture, and even expanded or new rooms or renovations on homes are all part and parcel of having children, especially as they grow. Kids eventually can really benefit from having their own rooms as they get older. If you and your family are facing large expenses, don’t panic! Leverage your child tax benefit to get a baby bonus payday loan. We can help you with your renovation project or to buy the furniture and household items that you need for your expanding family.

Don’t Forget to Relax and Take a Vacation

Amidst all the hustle and bustle of parenting and work, family and life, we can often forget to stop and take time to relax and enjoy ourselves. Don’t forget to take a break, relax, and take a vacation with the family (or maybe just your spouse) sometime to keep life in perspective. Find it hard to save up enough money to pay for it? Not to worry – with iCASH can get you the funds you need in as little as 1 hour, with no collateral required.

Even if you have bad credit history – so long as you are receiving a child tax benefit and income that exceeds $800 or more per month in total, you meet the income requirement and are eligible for loans using child tax credit.

Eligibility requirements for child tax cash loans

There are actually very few simple requirements to be eligible to apply for a cash loan that accept child tax.

There are no minimum credit score requirements, and while a credit check is part of the approval process, we never reject customers solely based on their bad credit history. In fact, iCASH is a leading bad credit loans direct lender in Canada.

In order to be eligible for a baby bonus loan from iCASH, customers simply need to meet the following requirements:

  • You must be at least 19 years old.
  • You must be a Canadian citizen, living in Alberta, British Columbia, New Brunswick, and Ontario.
  • You must have been receiving the same source or mix of incomes for the past 3 months.
  • You must have a minimum combined net monthly income of at least $800. This is the cumulative total required from all wages, tips, federal child tax benefits, federal and provincial social assistance programs, pensions, and so on.
  • You need to have a Canadian bank account that has been open for at least 3 months, with access to online banking.
  • You must have a valid mobile phone, email address, and home address.

For baby bonus payday loans or a cash advance on child tax credit, Choose iCASH

There are numerous reasons why iCASH has become the lender of choice for Canadian citizens in need of fast loan online. Some of those reasons include:

  • 100% digital process means that everything is easily done online.
  • Applications can be completed in 10 minutes or less.
  • Your approval decision is available almost instantaneously.
  • iCASH accepts many different social benefits payments, including child tax benefits, as part of the required monthly income total for loan eligibility.
  • Interest rates are clearly spelled out during the loan application process.
  • There are no hidden or surprise fees.
  • Repayment of your CCB and baby bonus payday loans is easy and processed automatic.
  • Funding is fast, with e-transfers available in as little as 5 minutes following receipt of your signed loan agreement.

How does the child tax benefit help me qualify for a cash advance?

Child tax benefit payments helps Canadians qualify for cash advances. So long as you have been receiving the payments for at least 3 months, they can be included as part of your monthly income towards the $800 minimum monthly income requirement. You simply need to list it and provide details of the baby bonus benefit amount as part of the “Employment Details” section within the loan application.

What other kinds of social assistance benefits or provincial child tax benefits qualify?

There are numerous social assistance benefits and non-traditional “wage”-type income that can be used to meet the monthly income requirement for loan eligibility at iCASH. We highlight several throughout our site, including Canadian Pension Loans, along with the child tax benefits, CCB and family credit benefits from the federal and provincial governments we’ve discussed here along with others. Just include the details of your benefits income as part of the “Employment Details” section of the online application.

Is my information safe and secure with iCASH?

iCASH is a leading online direct lender. As such, we’ve made great efforts and spared no expense to create as safe and secure a system as possible. We utilize advanced encryption technology to protect all of the transactions on our site – encryption that is leaps and bounds more secure than the traditional kinds used for credit card processing and other online purchases. We also have strict internal controls on data access, protection, and integrity and we employ industry best practices for managing your data privacy. We will never sell your data to a third party.