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Borrow Money Online in Canada

Quickest Way to Borrow Money. Fast, Easy, Reliable Loans a Direct Lender

From time to time, we all find ourselves in situations where we have to quickly borrow money. Even with the best intentions and good financial management, we still encounter surprise bills, unforeseen expenses, and personal emergencies that can put a strain on our funds. When Canadians need to borrow money in an instant, they want to do so easily, promptly, and at a low cost. The good news is there’s a better way to borrow cash today, and it’s all online.

Borrowing money online makes it possible for people to get the funds they need with a quick and easy application. Instant approvals, fast funding, and competitive interest rates are just some of the advantages to quickly borrow the amount of money you need.

Where Can I Borrow Money?

When you have to borrow a small amount of money fast, there are several places to try. Of course, you could turn to a bank to get a small loan for a month. However, banks make it hard for the average Canadian to have access quick credit.

Canadians are also borrowing more money. Consequently, people looking to borrow money fast in Canada are turning to online lenders. Companies like iCASH specialize in lending money online and offer the kind of short-term personal loans that people may need.

There are numerous advantages to borrowing a small amount of money online such as a quick application, instant loan approval, quick cash in minutes, no travel or appointments/office visits required, and competitive interest rates are just some of the advantages of quickly borrowing money online.

Borrow Money Online

Many Canadians are now looking for convenience and quick service when they borrow money online. When emergencies happen and you do not have enough money saved, you may cut down on expenses, borrow cash from friends or family member. This however does not have to be the case!

Borrowing money online in Canada is easy when you choose a direct lender such as iCASH. In fact, it only takes three simple steps to gain access to the quick money that you need.

If you’re wondering if it’s safe to get a loan from online money lenders, it is as long as you deal with a reputable, licensed company.

We provide an easy and reliable service which allows you to borrow cash fast. We offer same day loans online. There are no hidden fees and no long wait times because you don’t have to search for a payday loan store location. By borrowing the exact amount of cash that you need, you could stay on top of your finances. When you need to borrow money now, we have a solution and provide the flexibility to suit your individual borrowing needs.

With iCASH you are able to borrow money online instantly with bad credit because we look at multiple factors that speak to your ability to repay the funds. Our goal is to evaluate your overall financial situation and let you borrow cash that you need accordingly. That’s what it means to be a responsible, ethical lender. We offer the convenience of being a fully online direct lender, which means you will have the ability to borrow money online from the comfort of your home or office and that’s a big advantage during the cold Canadian winters.

You don’t need any documents, and we have an easy online application allowing you to safely borrow up to $1,500 and you’ll get instant approval. Everything is done electronically. This makes iCASH one of the easiest ways to borrow cash.

You could even apply to borrow money online fast on the weekend. We provide access to emergency loans online 24 hours a day, 7 days a week including weekend and holidays which can be very helpful when an unexpected expense comes up. We make sure that our loan terms are always transparent, and the total cost of borrowing is clearly provided.

Just be sure you meet the minimum requirements to be eligible for a loan, then follow the steps below to get money online:

  • Step 1: Log on to https://icash.ca through your web browser or use the iCASH app on your smartphone. Complete the loan application online and let us know how much money you like to borrow. We will also ask you for basic information about yourself. There is no documentation necessary and no faxing.
  • Step 2: Your application will be processed and reviewed by our software. A credit check is then performed to verify your identity. You’ll then get instant approval on your loan.
  • Step 3: After you’re approved for online money borrowing, simply read, digitally sign, and sent the loan agreement back to us. In as little as 5 minutes, your funds are available via e-transfer any time of the day or night, 24/7.

Money lenders such as iCASH want to make borrowing money online fast and simple. Your information will be saved so that in the future the entire process to apply for a quick loan will be quick and easy.

Do you need to borrow money online? Fast loans can provide quick cash for short-term borrowing needs 24 / 7, often in an hour or less.

Borrow Money Quickly

Life can change incredibly fast and you may need to borrow money quickly for family emergencies, car repairs or urgent emergency expenses. A quick way to borrow money is by applying for an online loan. You’ll get instantly approval and get funded in just minutes. Unlike conventional loans that are intended for a specific purchase, these loans provide you with the flexibility to use the cash for whatever life throws at you.

To borrow money fast, online lenders can offer you up to $1,500 in cash that can be available in as little as an hour. There are no restrictions on the use of these funds, however many people choose to take the money and put it to work right away to help ease their financial burdens. When there is a need to borrow cash urgently, timing and accessibility are critical. When you apply for a short term loan in Canada, extra cash is just a few clicks away.

When you borrow money from a quick online lender, they will tell you almost instantly whether or not you’re approved, how much you have been approved for, and what your payment plan will be.

iCASH’s entire lending process is designed to be fast and customer friendly. The loan application process takes just minutes to complete, allowing you to quickly borrow money 24 /7 and even on the weekend. When you apply for a fast payday advance, your information is saved to your account so you will spend less time worrying about sticky situations.

The quickest way to borrow cash fast is through an online lender. These businesses prioritize speed and customer service, offering online payday loans quickly and easily. If you apply for a loan through traditional creditor, it can take several hours just to complete the paperwork and appointment for the loan. That’s why many Canadians who need to borrow money fast are applying for a personal loan online.

Prior to the availability of urgent loans, when Canadians needed extra cash, they might have looked up "borrow money near me" to find a cash store location where they can complete an application, provide documentation, have a bank statement, income verification and hope that they will be approved.

For many however who wish to borrow money quickly, applying for a payday loan online is safe, fast, and extremely more convenient.

Need to borrow money fast in Canada?

  • ✔ Get instant loan approval 24 / 7 with low rates.
  • ✔ Borrow up to $1,500 in cash online.
  • ✔ Bad credit is accepted.
  • ✔ Fast, easy, reliable get emergency money.
  • ✔ Repay your loan back in 1,2 or 3 Installments.
  • ✔ No documentation required.
  • ✔ Borrow money quickly from a safe direct lender.
  • ✔ We provide same day payout and funding.
  • ✔ Rapid e-transfer in 5 minutes‎‎.

Borrow Money Instantly

You might be wondering where to borrow money instantly, get approved, and funded within an hour. After all, when you end up borrowing money from traditional lenders, they often take time to approve you for a quick cash advance. Banks take even longer, days to weeks in many cases.

How is it possible for online lenders to provide you with instant approval? When you borrow small amount of money online, your loan application is submitted electronically. At the same time, a credit check is made, and your credit score will be assessed, but don’t worry! We have no minimum credit score requirements for you to instantly borrow money when you have bad credit.

Borrow cash 24/7, to get the funds to pay important bills. There’s no need to look up “where to borrow money”, no need to visit a payday store location or to go to places to borrow money. You be able to do everything from the comfort of your home or office.

Online loans in Canada do not require you to provide any documentation, mail or notarize any paperwork. Apply for an immediate cash loan online and get approved within minutes.

As a resident of Canada, you’re able to get instant approval loans of up to $1,500. You’ll get quick decision on your loan and know how much money you are able to borrow today. It’s very easy and takes only 10 minutes apply.

What’s the best way to borrow money instantly?

If you’re looking to borrow money fast in Canada, consider the following:

  • 1. Only borrow money from licensed direct lenders.
  • 2. Check the lender’s requirements to get a loan.
  • 3. Ask how can you borrow cash if you have bad credit?
  • 4. You’ll want a private lender that provides fast, friendly customer service.
  • 5. Make sure the company you get a payday advance from is based in Canada.
  • 6. Confirm the lending company can operate in the province that you reside in.
  • 7. Online lenders must fully disclose the total cost of borrowing which includes their fees and interest rates up front.

While there are many routes when it comes to borrowing money, each has its own set of pros and cons. Most people do not want money to come between family and friends, so this is usually not the best choice. Likewise, companies are in the business of giving out cash advances to employees. Credit card cash advances are possible but come with enormous fees and charges in most cases, making them impractical. They also come with a high interest rate and credit limit, putting a cap on their use if you are in rapid need for cash.

Getting an online loan from a private lender is designed to give you instant access to cash so you can use it to pay for bills, rent, car repairs as well as other unexpected expenses. You can apply online in just minutes, get an instant approval decision, digitally sign your loan agreement, and get funded.

We’ll send the funds to you via e-transfer in less than 5 minutes after your loan gets approved. Our software can quickly analyze your application to give you rapid approval, allowing you to borrow money instantly.

Best Way to Borrow Money with Bad Credit

It can be challenging to find places to borrow money with bad credit.

This means that many Canadians have been unable to access much-needed credit and loans. Often, the people who most desperately need to borrow money quickly are those who have bad credit, and consequently have the hardest time getting those much-needed loans.

In general, if you come across a lender who claims you can borrow money online fast with no credit check, you should be wary. Credit checks are almost always an essential part of lending, as they help to establish the identity of the borrower.

If you need fast cash with a poor credit history, consider borrowing money online. There are no credit score requirements to be approved. As long as you meet the income, residency, age, and other requirements, you have an excellent chance of being approved to borrow money with bad credit.

Credit scores were created to act as a shorthand to help lenders quickly assess the repayment capacity and risk associated with prospective borrowers. As a direct lender, we take a different approach and are mostly concerned with whether or not you have the financial means to repay the amount of money that you borrow.

Sometimes life throws you a curveball and you may need borrow money online instantly with bad credit to pay for urgent expenses, family emergencies, home repairs, auto maintenances, or any other bills that might be putting a strain on your finances.

If you ever searched online for “places to borrow money with bad credit”, you probably found many options to choose from but how do you know which lender to work with and which company provides the best service?

When you need to borrow money now, iCASH has a solution to meet your needs. We provide the flexibility to suit your individual borrowing needs.

You can borrow cash online instantly with bad credit because we look at multiple factors that speak to your ability to repay the funds. Our goal is to evaluate your overall financial situation and let you borrow cash that you need accordingly. That’s what it means to be a responsible, ethical lender.

We offer the convenience of being a fully online direct lender, which means you can borrow money online from the comfort of your home or office and that’s a big advantage during the cold Canadian winters.

You don’t need any documents, and we have an easy online application allowing you to safely borrow up to $1,500 and you’ll get instant approval. Everything is done electronically. This makes iCASH one of the easiest ways to borrow cash. And what’s more, you will not have to search for “local places to borrow money”, a branch office, or waste time driving around town now that’s borrowing for the modern digital age!

If you’re thinking of borrowing money online, it’s much easier and much faster than you think. We can approve your loan today and send you the payout as quick as within 5 minutes of the loan being approval on the same day. You’ll need a regular income of at least $800 a month, and be able to repay your loan over one, two or even three repayments.

With iCASH you may still be able to get easy approval for a cash advance with no credit or poor credit history.

Should you have bad credit but need to borrow money now, applying for a quick loan could give you the cash to pay for any unplanned expenses.

Easiest Way to Borrow Money

We understand that sometimes you may need extra cash at the drop of a hat; this is why we developed an intuitive and simple app which allows you to easily borrow money online straight from your mobile device.

If something urgent happens, the iCASH app is there for you to receive money the same day. It’s simple, intuitive and makes it easy to get an express loan.

Fast online loans can help Canadians borrow money quickly and easily when they experience an emergency. These types of the loans do not have the same credit requirements that traditional loans do which makes it easier for people with poor credit to obtain.

When you borrow cash online, you are getting an easy short term unsecured loan which needs to be paid back.

4 of the easiest and quickest ways to borrow the money you need fast:

  • • Complete an easy loan application on the iCASH website.
  • • Borrow money online from direct online lenders that provide same day funding.
  • • Ask a friend or family member for a quick cash.
  • • Get an emergency loan.

With an easy loan online Canadians do not have to put up their house or any other personal property as collateral. At times however, it may be harder to get approved for a loan with bad credit, but you still need to borrow money fast.

To get instant approval on a fast loan in Canada:

  • • Be at least 19 years old.
  • • Be a citizen of Canada and a reside in one of the following providences, Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia or Prince Edward Island.
  • • Currently employed for a minimum period of 3 month with the same employer.
  • • Have a net income of at least $800/month.
  • • Receive your pay from your employer via direct deposit.
  • • Have a Canadian bank account open for a minimum period of 3 months.
  • • Have a valid mobile phone, email and home address.
  • • Have not filed for bankruptcy in the past and have no intention of doing so in the future.

Simply complete a quick loan application. You can even get weekend emergency loans online. Borrowing cash online with same day payout has never been easier.

Explore our website or check out our payday loans frequently asked questions page. We’ve got answers to some of the most common questions about online money borrowing.

We provide unsecured personal loans and have no minimum credit score requirements to apply. Easy Loans, easy application, easy approvals.

If you want to deal with a safe Canadian direct lender that provides instant approval 24/7 the next time you need to borrow money, contact iCASH.


20%

CASHBACK

Borrow Money Online and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing money once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*

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Get up to $1,500!

Try our mobile application!

Sign up with our free app and access your account anywhere.

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Apply to Borrow Money

Apply to Borrow Money
Borrow Money Online

Just use the simple form on our website – select your amount of cash that you want to borrow, your repayment plan, and provide some personal information, and you’re on your way.

Instant Approval
Instant Decision

iCASH uses advanced automated algorithms to provide you with a quick decision on your application. If you are approved, you can then sign your contract electronically, and you’re good to go!

Get Your Money
Get Fund

Your funds are sent via electronic transfer to your bank account, often in 5 minutes or less. Our electronic transfers mean funds are available anytime you need to borrow money fast.

Loan terms vary from - 62days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354.
Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100,
Nova Scotia $19 per 100, Ontario $15 per 100, PEI $25 per 100
+ 200 000
members since 2014
93%
of approved applications
4.9out of5
customers would recommend us to their friends


Customer Rating
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
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Flexible repayment plans      
Offers cashback program for more savings*      
Paperless      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
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Borrow Money Online Instantly

Borrow Money Online In Canada

If you're a resident of Canada and you need to borrow cash, online loan applications are the fastest way to get approved as they are processed in real-time and you don’t need to come into an office to drop off documents or sign any paperwork. We cut out the red-tape: no faxing, no mailing, no in-person signing. The internet makes everything so much easier!

Best Way To Borrow Cash Fast

Canadians who need to borrow cash can complete a quick and easy cash loans application online. They have our commitment to act responsibly and ethically. There are no hidden fees and the loan details are all explained in clear, understandable terms. Our team is available to answer any and all questions, 7 days a week.

Borrow Small Amount Of Money Online Instantly

In the majority of cases, our software allows you to receive instant approval on your easy loans online. For the majority of people, the funds from your loans will be available within an hour from the moment they start their loan application.

Borrow Money With Bad Credit

If you’re looking for money to borrow with bad credit, we can help. At iCASH, we look at your credit score, there is so much more to you than the number in your credit bureau file. We are focused on getting the entire profile of a person, most importantly the person’s capacity to repay, and not so much the bad circumstances of your history.

Borrow Money Fast From Direct Lender

iCASH has invested in the latest 256-bit encryption technology to make sure that when you need to borrow money fast, your application and all your data is 100% safe. We have established the highest principles and standards that are in line with the industry’s codes of ethics.

Find out what our customers think about iCASH!

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What are the eligibility requirements to borrow money online?

When you borrow money from iCASH, our main focus when we review an application is to ensure that you can repay back the amount that you borrowed. As such, our criteria are very basic and limited – so long as you meet these basic requirements, you can get borrow money fast even if you have bad credit.

  • You must be a Canadian citizen, living in Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, or Prince Edward Island.
  • Be at least 19 years old.
  • Have been receiving the same source of income for at least 3 months.
  • Receive a net income of at least $800/month.
  • Have a Canadian bank account, opened for at least 3 months, with access to online banking features.
  • Have a valid mobile phone, email address, and home address.

How quickly can I get approved and borrow money?

We strive to provide our customers with virtually instant approval decisions upon submitting the application to borrow money. In most cases, a brief processing occurs upon submission, where our automated decision-making algorithms check your credit score, analyze the other information you’ve submitted, and make a decision.

In terms of getting your cash, once you are approved, funds are released electronically to your bank account. In most cases, this takes less than 5 minutes. The vast majority of our customers receive their funds the same day as their approval.

What qualifies for the “net income” requirements?

Regular pay checks/direct deposits are not the only element that make up your net monthly income. Child tax, pensions, ODSP, AISH, OAS, and CPP income is all considered. As long as the combined total is greater than the $800/month requirement, these sources of income are all perfectly valid. Just fill out the Employment Details section with your information during the application process, and you’ll be on your way to borrowing money fast.

How much can I borrow?

At present, you can borrow anywhere from $100 to $1,500 from iCASH, in the form of a short-term loan. We offer flexible repayment terms, with installment loans of 1, 2, or 3 payments available. The total amount you are approved for is based on our automated decision-making algorithms, and cannot be increased or modified by the customer or our customer service agents.

How do I repay the amount that I borrowed?

As part of our application process to borrow money online, you agree to repay through the same bank account that we transfer your funds into. The repayment date(s) are based on the options you choose during the application process. This keeps things as simple as possible, so that you can quickly and conveniently borrow cash.

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