Borrow Money

Borrow Money Online

When you need to borrow money, whether for handling an unforeseen medical expense, bridging a gap between paychecks, or funding a sudden educational need, online payday loans of up to $1,500 can help. 

According to the Financial Consumer Agency of Canada, many Canadians showed signs of financial stress due to the higher cost of living. This led to an increase in Canadians borrowing money, including through payday loans, to cover daily expenses.

In fact, you can quickly get fast cash, sometimes in less than an hour. Online lenders can provide instant approval loans 24/7.*

Our goal has always been to redefine the experience when you need to borrow cash and align it with the needs and realities of today’s consumers. So if you’re looking to loan up to $1,500 to cover your expenses, apply with us today!

Borrow Money Instantly Today!

You need to borrow money instantly, the process is simple! Apply online in minutes by choosing your loan amount and repayment plan*, then share some basic details. Get an instant decision through our automated system and sign your contract electronically. Once signed, receive your funds via e-transfer within 2 minutes - available 24/7.

All you need to do is meet the following requirements

• Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).

• Be a resident of any of the provinces in which we operate. (AB, ON, BC, MB, NB, NS, PEI)

• Show that you have been receiving the same source of income for the past three months.

• Have a total net income of at least $800/month.

• Have access to an online bank account.

• Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

The Advantages of Borrowing Online

One of the biggest advantages of borrowing money online is how quickly you can get the funds. Sometimes, you can’t afford to wait long to deal with your financial emergency. This is where online lending platforms stand out. Applicants can go through the entire application quickly and get instant decisions about their approval.

When you borrow cash, your funds are sent by fast e-transfer in 2 minutes. This is super important for people who need money right away.

Another big plus of online loan borrowing is its incredible convenience and how easy it is for everyone to access. Forgot the days of setting up meetings, waiting in lines, or dealing with a ton of paperwork, only to have your loan applications denied. Now, you can borrow cash online fast, from applying to getting the money, as long as you have internet.

Borrow Money with Bad Credit in Canada

If you need to borrow money with bad credit, your best option is to seek out a reputable payday loan lender because traditional institutions link banks often refuse people with poor credit, even if their score isn’t necessarily their fault.

Now, some lenders take a more inclusive approach, welcoming those who want to borrow with bad credit. Private lenders understand that a credit score doesn’t define a person’s ability to pay back a loan. Although we perform a credit check for verification purposes, we look at more than just credit scores when deciding to approve people for payday loans for bad credit. 

We look at your source of income (multiple types accepted) and ability to repay the loan, which we believe are more proper factors when it comes to assessing a person for approval.

Benefits of Borrowing Money Immediately With iCash

When you're in a situation where you need money right away, asking "How can I borrow cash urgently?" finding an online lender is the answer. Finding one that not only understands the urgency of your situation but is also ready to respond quickly is incredibly important.

If you’re wondering how to borrow fast, These lenders have designed their borrowing solutions to be accessible at any time, from any place, and without a moment’s notice. 

For those in need of financial support, the path to relief is clear and straightforward with iCash. If you're looking for immediate financial assistance, take the first step toward a solution. Apply for a loan with iCash today, and experience a fast and supportive borrowing process tailored to your immediate needs.