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Get an Instant Payday Loan in Alberta

If you’re a resident of Alberta and need quick cash, you can get an instant payday loan from iCASH to help cover any expenses you may have in between paychecks. This type of loan is designed to provide short term funding to cover anything from surprise bills to unexpected emergencies.

Whether you need a small loan of $100 or $1,500, this could be the solution for you. In fact, more people are choosing these types of loans as a way of eliminating the lengthy process that can be involved when getting a loan from a bank. They are quick and easy to qualify for and have no long term commitment, so you can get the money fast when you need it.

Online Payday Loans in Alberta

Residents of Alberta can apply for a payday loan online by filling out our simple application. The borrowing amount ranges from $100 - $1,500 depending on your monthly income and overall financial situation.

Applying for an online payday loan is something that many people find convenient. Because you can complete the entire process online or through our mobile app and have the money sent within a few minutes, it's faster and easier than ever before.

There are many other benefits to getting an online payday loan, including:

  • • Faster process: Applying and receiving your loan online is often much faster than traditional methods.
  • • No in-store location: Get the money you need without ever having to leave your home.
  • • No waiting in line: Avoid long wait times and be approved in minutes.
  • • Easy application: Our online application is simple to fill out and only takes a few minutes.
  • • Simple e-Transfer: Once you're approved, the money will be sent to you electronically within minutes.

Why Choose iCASH?

As a leading payday lender in Alberta, you can be confident when getting a fast loan with us. If you’re in need of a cash advance today and waiting for your next paycheck isn’t viable, we offer the best options for you.

Safe, licensed & 100% secure

We are a fully licensed company that offers safe payday loans in Alberta. Because we operate completely online, you can get a loan with us and be approved instantly. As long as you meet the minimum requirements, you can get your funds with satisfaction and ease.

No waiting period

Say goodbye to long waits! There is no waiting period for our fast online payday loans. We'll provide you with up to $1,500 via e-Transfer, which will be sent to you minutes after signing the agreement.

No paperwork

We have a quick application process that requires absolutely no paperwork. Simply apply online through your laptop computer or through our app on your mobile device or smartphone.

Quick approval

We work around the clock to provide quick approvals and funding. Our approval process has served our clients well and we guarantee a fast turnaround on all applications.

No hidden fees

When you borrow money from us, there are no hidden fees involved. This means that you'll know exactly how much you will owe back when you take out the loan.

Many clients appreciate this transparency because it helps to keep things simple. It also eliminates any potential misunderstandings that may arise when dealing with hidden fees.

100% compliant

As a fully authorized and licensed lender, we operate in compliance with the regulations designated by the province of Alberta. Whether you want to borrow $100 or $1,500, you can get a loan to handle your financial needs.

Flexpay repayment

If you live in Alberta, you are entitled to 2 to 7 repayments based on your pay frequency at no extra cost or fees. The repayment period ranges between 42 to 62 days, but loans can be paid off even sooner if you wish.

How to Get an Instant Loan From iCASH

If you're looking to get a payday loan as a resident of Alberta, you can easily do so by applying online. Obtaining this type of loan online allows you to apply from anywhere, at any time.

Simply follow these steps to get started on receiving your money:

1. Apply online

We make sure residents of Alberta have access to the money they require. That is why, at any time of day or night, you can go online and fill out an application.

All you need is an internet connection or mobile data and you're ready to apply. For an even easier payday loan experience, you can download our mobile loan app.

2. Get instant approval

Getting approved for a payday loan online is easier than ever. Plus, we ensure all of your information is kept safe and secure. Once you’ve been approved, you'll be sent an electronic contract for your review and signature. Our team will then get started on sending an e-Transfer your way.

Should you have any questions, our customer care representatives are always working and happy to assist.

3. Get your money

You won't have to worry about waiting to get your money. You'll get your money as soon as you sign the agreement. We also make sure you're well informed about your loan agreement so that there are no surprises. Providing instant loans with convenience and ease is what we're all about.

All Types of Credit Accepted

We accept all types of credit, no matter how good or bad. So whether you have stellar credit or you're rebuilding your credit, we can help. We also ensure that the entire process is as easy and stress-free for you as possible.

You may have noticed that some bad credit payday lenders in Alberta may offer online payday loans without checking your credit,. All fully licensed lenders will perform a credit check to determine a few things.

When you apply for instant loans with iCASH, a credit check is performed to better understand your financial situation. Don't worry, though. Poor credit history isn't necessarily a cause for concern. It simply helps us to determine how much you can borrow.

Your credit will also be verified to ensure that you are not a victim of identity theft, which happens when someone uses your personal information to obtain a loan. If your report shows that you have existing payday loans, you won't be able to take out another one until your initial payday loan is paid off.

Types Of Income Accepted

If you're wondering what types of income are accepted, the answer is many types. If you have a steady source of income and an active bank account, we'll be able to help you get the money you qualify for. So, whether you're employed or not, we can send you an electronic money transfer directly to your bank account. We accept many types of income, including the following:

Other Cities iCASH Offers Instant Payday Loans in Alberta

We provide instant online payday loans in all cities within the province of Alberta, 24 hours a day, 7 days a week. Whether you live in Edmonton, Calgary, Medicine Hat, Wood Buffalo, Red Deer, Lethbridge, Airdrie, Fort McMurray, St. Albert or other locations in the province, you are welcome to apply for an iCASH loan. Our services are available in all locations of Alberta.

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How to Get a Payday Loan in Alberta?

Apply Online

Apply Online

Getting a loan in Alberta with us is easy and fast. Select your loan amount, repayment plan*, and complete the loan application.

Get Instant Decision

Instant Decision

Our fully automated online application will provide you with an instant decision. Once approved, all you have to do is electronically sign your loan agreement.

Get Your Money

Get Fund

Once your loan agreement is signed, your funds will be sent via e-Transfer in the next 2 minutes. Fast, convenient, and hassle-free loans in Alberta.

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
Borrow and Save!
Get up to 20% in Cashback!

iCASH offers a unique Cashback program to reward its customers in Alberta. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*

Frequently Asked Questions About Payday Loans in Alberta

Can I get an installment loan in Alberta?

Yes, iCASH offers installment loans in Alberta. You can repay your loan in multiple repayments, depending on your income schedule. Our friendly customer service team is always happy to chat and make sure that you get the best option. You can organize payments to match your budget, and don’t forget that the repayment period is flexible.

Can I get a payday loan online with bad credit?

Yes, Albertans can get approved even with bad credit with iCASH. Having a bad credit history doesn’t mean that you won’t be approved by us. Even if other lenders have declined your payday loan application for having poor credit, if you meet our minimum criteria, it is highly likely that you’ll be approved for a loan.

We determine your ability to pay back the loan using alternative scoring algorithms, rather than relying on your prior credit history. There’s no minimum credit score requirement to qualify for a loan, and you can gain access to up to $1,500. Our approval rates are excellent, we approve more than 90% of loan applications.

Can I get an online payday loan with no credit check?

You will be unable to get a payday loan without a credit check in Alberta with a large majority of lenders.

Why? All reputable lenders like us will run a credit check on applicants in order to verify your identity and help determine how much you can borrow. However, we are focused on your ability to repay your loan, not on our credit history.

Can I get a child tax loan in Alberta?

Yes, you can receive a loan from us on child tax benefits in Alberta. We accept a wide variety of forms of income towards meeting the $800 per month minimum income requirement to qualify for a loan.

Can I get an online payday loan while on benefits in Alberta?

If you receive income from a government program, you can be eligible for a loan. As long as you meet the minimum income requirement, you can apply for loans while on EI or a payday loan in Alberta for AISH recipients.

How much can I borrow?

You can borrow any amount from a small loan of $100 up to $1,500, depending on your requirements and your ability to pay back the amount. The maximum you can borrow is calculated based on your net income.

Are payday loans in Alberta unsecured?

Yes, payday loans in Alberta are also referred to as unsecured loans. As a resident of Alberta, you may be eligible for unsecured loans of up to $1,500 regardless of your credit score. Although you might not be approved for the exact amount you requested, we’ll work to ensure that you get the funds you’re eligible to receive.

9 out of 10 of our applicants are approved, and we’re committed to helping our clients when they need it most. We realize that there are times when you’re in a bind and just can’t wait for your payday. With us, you can get cash in minutes.

Can I get a cash advance on the same day?

Most people in Alberta will receive their online cash advance approval on the same day they apply, with the cash being available minutes after signing their agreement. This means that thanks to our secure online service, you can access cash funds when you need them most!
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