Payday Loans Alberta

iCash makes payday loans in Alberta quick and easy. Whether you're facing an unexpected expense or need a financial boost, our online application ensures fast approvals for everyone!

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Minimum

$100

$750

Maximum

$1,500

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Cost summary

Cost
$85.50
Cashback
-$66.45
instant-loans
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Payday Loans in Alberta

Payday loans in Alberta can be a great option if you find yourself needing emergency cash as quickly as possible, as they provide short-term financial assistance quickly. You can use them for emergency medical expenses, home or car repairs, or to cover essential bills!

Minimal eligibility requirements make them accessible to almost anyone. As long as you are 18 years of age, have a steady income, and an active bank account, you can sign up for payday funding!

Even if you have poor credit or no credit history, approval chances are high. Alternative loan companies use different criteria to assess a borrower’s creditworthiness. This makes it easier for individuals with less-than-perfect credit to qualify.

Instead of focusing solely on credit score, lenders in Alberta consider your income and ability to repay the loan. This gives you a second to secure the cash you need, even if you’ve had financial difficulties in the past. 

Alberta loans have regulations that protect both lenders and borrowers. These laws ensure that providers adhere to responsible lending practices and that borrowers receive fair terms and conditions. This means you can trust your loan will come with transparent fees and interest rates. 

There’s never a good time for a financial emergency. But, fast and easy-to-access loans provide a reliable solution. Gain the peace of mind of knowing there’s a trustworthy loan company ready to help. 

Don’t let money worries stress you out. Get direct financial support right now. Within minutes, you’ll secure up to $1,500 for whatever expense comes your way!

Benefits of Payday Loans in Alberta, Canada

The great thing about payday loans in Alberta is that they provide quick cash funding for unexpected expenses or budget constraints. With the ability to apply online, you can access funds digitally without having to leave your home or disrupt your daily routine. 

Payday loans in Alberta have become increasingly popular due to the rising cost of living across the province and in all of Canada. Expenses such as groceries, rent, or utilities add up fast. Soaring prices in these areas make it difficult for individuals to cover unexpected expenses without turning to loans. 

Online Application

One of the main benefits is the quick and easy process. With online applications, you can apply for a loan from anywhere. This saves you time and hassle, especially if you have a busy schedule or mobility limitations. 

When time is of the essence, easy payday loans provide the solution. Traditional loans take days to process. But, same day funding solutions mean you don’t have to wait. 

Instant Decision

Instant payday loans in Alberta help you cover any expense without the wait. These types of quick loans are ideal for urgent situations. Borrow up to $1,500 and repay with your next paycheck - it’s that simple! 

Types of immediate expenses these quick funding options cover include:

  • Medical bills 

  • Car repairs

  • Overdue utility bills 

  • Emergency home repairs

  • Last-minute travel expenses

  • School fees or supplies

Instant payday loans are available to a broad range of people. The minimal eligibility requirements include being at least 18 years of age, having a steady source of income, and being a Canadian citizen or permanent resident.

Instant loans are also accessible to people of all credit scores - good credit, bad credit, or no credit at all! Even if you don’t earn traditional income, you still qualify. Second chance loan providers consider many types of income, including freelance work, pension payments, or government assistance. 

Guaranteed Approval

Looking for an Alberta payday loan online with guaranteed approval? While no loan is guaranteed, loans with high approval rates offer the best chance to secure funds. Never again should you worry about unstable finances hindering your ability to access the cash you need. 

Finding a trustworthy online loan company takes some research and understanding of the loan terms and conditions. Read through the lender’s website and ensure it has proper qualifications. This includes having a valid license to operate in your region, a secure website, and positive customer reviews. 

e-Transfer 24/7

Getting e-Transfer payday loans in Alberta means getting cash 24/7 through email. Online applications and quick approval decisions make this funding method an easy solution for financial emergencies. 

Instant loans with e-Transfer are not only fast, but they are also reliable. Get funds any time of day or night. This availability means you’ll receive funds around the clock - perfect if you’re borrowing money outside of traditional business hours. 

As long as your bank account accepts email money transfers, you can access cash 24/7 - even on weekends and holidays! This availability means you’ll address financial emergencies as soon as they occur. No more waiting until the next business day to get your loan funds. 

No Credit Check*

Payday loans in Alberta with no credit check give more people access to financial assistance. These loans prioritize your current financial situation, rather than focusing on your credit history. A less-than-perfect credit score won’t stand in the way of accessing quick cash. 

Even if you have no credit, alternative funding provides a pathway to financial support when traditional avenues may not be available. This inclusivity guarantees that accessing funds without credit in Alberta is as straightforward for you as it is for someone with a well-established, positive credit history.  

No Refusal

No refusal payday loans in Alberta are loans that come with low refusal rates. Even if you’ve faced rejection in the past, you still have a high approval chance with this option. While the phrase "no refusal" might imply you’re guaranteed the loan, no reputable lender can promise 100% approval. 

Low refusal rate loans prioritize your income rather than your credit score. As long as you can prove that you have a steady source of income, you have a good chance of getting the funds you need. This makes no refusal loans a viable option for those with low credit scores or no credit history. 

Payday Loans in Alberta

Requirements for obtaining payday loans in Alberta

To qualify, you simply need to be 18 or older, have a steady income, and provide valid government-issued ID. These simple requirements may vary slightly between lenders, but they’re designed to make accessing financial help easy and accessible for everyone across the province.

Other eligibility requirements include:

  • Having an active Canadian bank account set with online banking capabilities.

  • Proof of address and residency in Alberta.

  • Meeting minimum income requirements based on the loan company’s criteria (at least $800 per month). Lenders accept income from employment, AISH payments, pensions, or other government benefit payments

  • Not being currently involved in a consumer proposal or bankruptcy process. 

  • Being able to provide contact information for easy communication with the lender.

Why Choose iCash

Looking for short-term funding nearby? We’ve got you covered. Our services extend across the province in the following cities: 

Accessing 24/7 payday loans in Alberta means you’ll have a fast and convenient alternative to traditional lending methods. You can get financial support whenever you need it without the typical wait times or lengthy paperwork. 

Imagine never having to worry about the constraints of traditional banking hours or paperwork when you're in a pinch for cash. You can never predict when you'll face unexpected expenses. The availability of 24/7 loans ensures that financial assistance is just a few clicks away. 

That's just what Jenna discovered, utilizing the open availability of fast loans to navigate her financial emergency efficiently. Jenna found herself facing unexpected medical expenses after a minor accident. With her next paycheck a week away and her savings not covering the costs, she turned to a 24/7 online funding service.

The process was fast - she applied online late at night and received funds via e-Transfer within minutes. This quick access to cash helped her to settle her bills promptly, providing peace of mind of knowing she wasn’t left stranded without support.

Find loans wherever you are, 24/7 - weekends and holidays! Never worry about financial emergencies again. Apply with the iCash app or secure web form and get up to $1,500 in 2 minutes or less!

Instant Payday Loans In Alberta

*No credit check is required for any second or subsequent loan application. A credit check is only conducted on your first loan application, which means all future loans are exempt from it.

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iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

Behind each review is an experience that matters

Since 2016 we have happily served over half a million customers.

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How to get a payday loan in Alberta?

1

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Sign up and apply online or on our app.
2

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.
3

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Get up to 15% in Cashback*

Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.

Earn up to 20% cashback* on the cost of borrowing when you repay your iCash loan.

Frequently asked questions

Can I get an installment loan in Alberta?

Yes, iCash offers installment loans in Alberta. You can repay your loan in multiple repayments, depending on your income schedule. You can organize payments to match your budget, and don’t forget that the repayment period is flexible.

Can I get a payday loan with bad credit?

iCash offers payday loans regardless of credit to residents. Having poor credit history doesn’t mean you will not be eligible for a loan. Even if other lenders have rejected your application, you may be approved for one with us.

Can I get an online payday loan with no credit check?

You won’t be able to get a payday loan without a credit check in Alberta with most lenders. All reputable lenders like us will run a credit check on applicants to verify your identity and help determine how much they can borrow.

Can I get a child tax loan in Alberta?

Yes, you can receive a loan from us on child tax benefits in Alberta. We accept many forms of income towards meeting the $800 per month minimum income requirement to qualify for a loan.

Can I get an online payday loan while on benefits in Alberta?

With iCash, if you receive income from a government program, you can be eligible for a loan. As long as you meet the minimum income requirement, you can apply for loans while on EI or a payday loan in Alberta for AISH recipients.

How much can I borrow in Alberta?

You can borrow any amount from a small loan of $100, up to $1,500, depending on your requirements and your ability to pay back the amount. The maximum you can borrow is calculated based on your overall net income.

Are payday loans in Alberta unsecured?

Yes, they are. As a resident of Alberta, you may be eligible for unsecured loans of up to $1,500. Although you might not be approved for the exact amount you requested, we’ll work to ensure that you get the funds you’re eligible to receive.

Are payday loans in Alberta regulated by the government?

Yes! The provincial government regulates these loans to protect consumers from unfair lending practices across the country. iCash follows these regulations strictly. These regulations include caps on interest rates, limits on fees and penalties, and extensive disclosure requirements for borrowers.

What is the maximum loan amount available for payday loans in Alberta?

$1,500 is the maximum amount you can borrow. This amount may vary between loan providers and can also depend on your income. Responsible lenders will always consider a borrower’s ability to repay the loan before approving any amount.

Have more questions? Check out our full FAQ.

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