Online Loans Canada

Online loans in Canada for up to $1,500. Need a quick financial boost? iCash is here to help with fast, friendly, and convenient loans across Canada. Whether it’s an emergency or just a little extra support, we’ve got you covered!

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Customize your instant loan

Receive your money by 8:02 pm

Minimum

$100

$750

Maximum

$1,500

1

2

3

Elite

New customer

Prestige

VIP

Cost summary

Cost
$85.50
Cashback
-$66.45
instant-loans
interac

Apply now and receive your money by e-Transfer at no extra cost.

Why Choose Online Loans in Canada?

Online loans in Canada are perfect for Canadians seeking immediate financial assistance. When provided by a reputable company, Canadians can get their funds via a 2-minute e-Transfer, even on weekends and holidays, ensuring those financial emergencies are handled quickly and efficiently.

Online loans in Canada provide a quick and straightforward solution for Canadians in need of immediate funds. By design, these loans offer convenience and accessibility, making them a popular choice for those seeking fast financial assistance rather than going through traditional routes like banks. The ease of applying for this kind of loan in Canada, plus their quick approval processes, makes them an attractive option for many.

The benefits of loans online include rapid access to funds and a simplified application process, making them ideal for individuals with urgent financial requirements.

Types of Online Loans

When it comes to seeking financial assistance, loans online are a fantastic option for people who are looking to address their needs as quickly as possible. In Canada, the availability of it has significantly expanded, including weekend payday loans online in Canada. This means people have an array of options to help them deal with whatever financial crisis is thrown their way. Let's explore some of the types of these loans available in the Canadian financial landscape.

Online Loans in Installment

Online loans can be paid back in Installments. The borrower receives a lump sum upfront, which is then repaid over a defined period in fixed, regular installments*. Depending on the province you live in, these types of loans are offered by iCash.

These are also known as installment loans online and can be used for anything like medical expenses, high grocery bills, or any unexpected costs that arise. The terms and interest rates for installment loans in Canada may vary based on the lender so it’s always important to do your own research beforehand.

Online Loans Until Payday

Individuals seeking immediate financial assistance can use online loans until payday to cover short-term needs until their next paycheck arrives. A borrower is required to repay the loan in full, along with interest, on his or her next payday. 

Online payday loans offer the same convenience and speed and can be applied for and processed online. Borrowers can choose from a wide range of loans online to meet their specific financial needs. To make an informed decision that aligns with one's financial situation and goals, it is essential to understand the nuances of each type.

How to Apply for Online Loans

To get loans online, here is the typical step-by-step process involved with applying for an online payday loan in Canada with iCash.

APPLY ONLINE: Ready to get started? Just pick how much you need, choose your repayment plan*, and give us a few details about yourself. It really is that simple!

INSTANT DECISION: No waiting here! Our smart online system will give you a decision instantly. Get approved? Great! Just put your electronic signature on the dotted line.

GET FUNDS: Signed, sealed, delivered! Your cash will be on its way via e-transfer in just 2 minutes. No fuss, no delays, anytime, day or night – we're ready when you are!

Benefits of Online Loans Canada

This loan offer many advantages, making them a great tool for Canadians seeking when urgent money matters arrive:

Speed and Accessibility

The application process is usually quick and streamlined, allowing borrowers to complete it within a matter of minutes from the comfort of their homes. Unlike traditional loans from banks, for example, that usually involve lengthy paperwork, online payday loans are rapid, meaning the processing of the application and disbursing of funds is fast, which is extremely convenient if faced with an unexpected financial challenge.

Can Be Used for Anything

Whether it's covering medical bills, vehicle repairs, or household expenses, instant loans online offer the flexibility to address nearly any unexpected situation. Canadians have the freedom to determine the loan amount they require* to meet their specific needs without borrowing too much.

Accessibility for All Credit Scores

It is accessible to people with poor or bad credit scores. This inclusivity means a broader spectrum of Canadians can borrow money online in Canada.

Bad Credit Loans Online

Getting financial assistance doesn't have to be difficult if you have bad credit. Individuals with less-than-perfect credit histories can access much-needed funds through bad credit loans online. These loans prioritize accessibility and simplicity, providing a straightforward application process.

With minimal eligibility requirements and a focus on other factors beyond credit scores, bad credit loans online make it easier for those with a rocky credit history to secure the financial support they need. These loans bridge the gap, offering relief for unforeseen expenses and helping individuals work toward financial stability.

Online Loans for Specific Situations

Online loans offer support in many ways, but this is especially true for those with disabilities, where immediate financial assistance is incredibly important. These loans cater to the unique challenges these individuals face.

Helping Individuals with Disabilities

People with disabilities often face financial challenges due to healthcare costs like assistive devices or accessibility modifications. Online loans that accept disability in Canada can end up being a vital resource for them. These loans offer an efficient solution to bridge the gap between financial needs and limited income, ensuring they can access necessary funds whenever they need them.

How Online Loans for Disabilities Work

The process for online loans that accept disability in Canada is similar to standard online loans. Companies usually accept multiple types of income, including government disability payments, as acceptable forms of repayment for their loans. That means that upon approval, funds are disbursed via e-Transfer as normal, meaning a person with a disability can apply for the loan and get their money without ever having to worry about leaving their home.

How to Get Approved for Online Loans with iCash

Getting approved for an online loan with iCash is easy. All you need to do is meet these minimum requirements:

  • Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).

  • Be a resident of any of the provinces in which we operate. (AB, ON, BC, MB, NB, NS, PEI)

  • Show that you have been receiving the same source of income for the past three months.

  • Have a total net income of at least $800/month.

  • Have access to an online bank account.

  • Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

Online Loans in Canada

Online Loans in Canada from iCash

With speed, accessibility, and versatility, these loans are a great financial tool for many Canadians. During unexpected financial emergencies, these loans provide a lifeline. online loans are essential in a fast-paced world where quick solutions are crucial.


With iCash, you can apply for an instant loan 24/7 - yes, even on weekends and holidays. So if you ever find yourself dealing with an unexpected financial emergency, iCash is your friend in need! Take control of your financial situation and sign up with iCash today!

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iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

Behind each review is an experience that matters

Since 2016 we have happily served over half a million customers.

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Borrow up to $1,500 in 3 easy steps

1

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Sign up and apply online or on our app.
2

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.
3

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

We help our customers get their finances back on track

$215 Million
saved by iCash customers since 2016
61,300+
positive reviews
$10,500,000+
given in Cashback
2.3 Million
online loans issued since 2016
700,000
downloads of the iCash App

Frequently asked questions about our online loans

How do online loans work in Canada?

Online loans in Canada are a form of financial assistance that allows borrowers to apply and get funds online. With iCash, just select the amount you need, complete the online application, get an instant decision, and, if approved, receive your funds within minutes via e-Transfer!

Can I get an online loan if I have bad credit?

Yes, you can! Our application process considers other factors beyond just credit scores, which allows more Canadians access, regardless of their credit history. We focus on accessibility so that you can get support even if your credit history isn’t perfect.

What are the benefits of getting an online loan from iCash?

The main benefits of getting an online loan from iCash are speed, convenience, and accessibility. You can complete the application in just a few minutes online with your laptop or smartphone, and receive your quick funds via e-Transfer in 2 minutes.

Can I get an online loan if I receive government disability payments?

Yes, you can apply for an online loan with iCash if you receive government disability payments. We accept multiple types of income, including government assistance, to ensure that Canadians with disabilities can access necessary funds conveniently. The application process is still the same!

What app lets you borrow $1500?

The iCash app lets you borrow up to $1,500 easily. You can apply online anytime, even on weekends, and get a quick approval decision. Funds are sent directly to your bank through e-Transfer, making it convenient for your financial needs.

Who lets you borrow money instantly?

We do! After applying online, you’ll receive an approval decision within minutes. Once approved, the money is sent to you by e-Transfer in just two minutes, providing quick help when you need it the most. And it’s available 24/7 too.

Have more questions? Check out our full FAQ.

Borrow money quickly and easily when you need it

iCash has helped more than 950,000 Canadians get instant loans online without hassle. Download our mobile application today!