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Easy Loans In Canada

Easy loans provide Canadians with fast funds for up to $1,500, typically due on the day you receive your next paycheck.

Traditional loans from banks usually have a tiresome and lengthy application process that may include travel to an office with lots of paperwork and documents to sign. In the past, long waits for approval, the possibility of rejection would leave people with bad experiences when taking out a loan with a bank.

Fortunately, banks are no longer the only source for personal loans, especially if you want outstanding service and a simple lending process. These days, private lenders offering easy direct loans to consumers online are fast becoming the preferred standard for most Canadians.

What makes something an "easy simple loan" is naturally going to be subjective, depending on the customer's prior experiences, preferences, and expectations with the lending process. Most people would tend to agree that a loan which is easy and quick to apply for should have the following features:

• No physical paperwork or documents involved.
• No collateral required to obtain a loan.
• Easy and straightforward qualification requirements.
• Transparent and easily understandable loan agreement.
• High odds of approval, regardless of your credit score.
• 24/7 customer support and assistance.
• Flexible repayment options available.

Easy loans from lenders should have a simple application process and allow you to borrow money online should an emergency arise.

One of the best things about easy personal loans is that there are no limitations or requirements on how you use the funds. When you need quick cash, for whatever reason, easy loans can be the best choice. Here's a list of just some of the most popular uses:

• Car repairs
• Family emergency
• Replacing a home appliance that stopped working
• Helping with education expenses
• Making ends meet until the next payday
• Emergency dental work
• Veterinary bills
Easy Loans Canada

Fast Easy Loans

When Canadians have an unexpected expense, they can apply for fast, easy loans and get funded the same day.

We provide access to easy approval loans, so you don't have to go to a loan store, which is especially inconvenient when you're in a rush. You can apply for an express loan and get instant approval 24/7.

Quick and easy loans have simple requirements and can provide instant decision. But what about if it takes days or weeks to get your money, or if you need to spend hours in a lender's office. Then that's not exactly an easy to get a short term loan, is it? Speed is a key component when it comes to borrowing money from an innovative and modern online lender.

You need both speed and simplicity across the entire lending process steps to have a positive experience. Quick and easy loans provide you with immediate funds for up to $1,500.

Applying for a money loan with us means that you can complete your application from the comfort of your own home or office on a smartphone or computer.

When you apply for a quick loan, you will need to provide your name, home address, current employer, as well as your Canadian bank account number.

Our software will analyse this information, and you'll get a fast decision on your loan.

To be considered a fast loan, the application process should:

• Provide a simple and loan application that can take as little as 5 minutes to complete.
• Get pre-approved quickly in just minutes 24/7.
• Quick and instant approval decision.
• Get your funds within 5 minutes by e-transfer.
• Little or no travel time getting to a lender's office.
• Ability to apply online.
• Fast and secure funding.
• Automated and simple repayment options*.

Quick, fast, easy loans can provide you with quick cash the same day.

Easy Loans Online

Easy loans online in Canada enable you to apply and get instant approval with same day funding. Compared to traditional lenders, online lenders have a more straightforward application process, which most of the time does not require physical paperwork or documents to fill out.

Quick and easy payday loans online can be obtained from anywhere, since you don't need to visit a cash store location to apply for one. This is especially beneficial during cold Canadian winters and for those customers who live in rural areas with few lending stores within easy reach.

Online money lenders can quickly evaluate and review your application after submission. Thanks to advanced technology, they can also provide fast approval decision. Your funds can be sent via e-transfer in less than an hour.

Another aspect of convenience for these easy online loans is not having to worry about repayment. Direct lenders are provided with the ability to withdraw the funds directly from your bank account on the due date; you only need to have the funds available on the repayment date.

Traditional short term loans usually offer a single lump sum repayment due on your next pay period. However, when you apply online for an easy loan with instant approval, modern lenders allow you to choose from 1 to multiple installment payments*. The possibility to be able to extend repayment for a longer period makes it easier and more convenient for most borrowers to effectively repay their loan on time.

Easy Loans for Bad Credit

Easy loans for people with bad credit are available for up to $1,500. There are now more Canadians applying for easy loans for bad credit than ever before, and the number of people taking out small loans is continuing to grow.

These loans can offer people an easy way to get a loan with bad credit through a simple qualification process, unlike traditional bank loans, which are harder to obtain.

Loans for bad credit are often one of the only ways for people with a bad rating to get funded. These loans are essential for handling emergencies or unplanned expenses. When you don't have a savings account, or you live paycheck to paycheck, having access to instant cash can be critical.

Since banks rely on credit scores as a metric of risk for loan candidates, bad credit applicants, most of the time, are declined when applying for a loan. On the other hand, online lenders set their risk tolerances and policies, making small loans easier to qualify for, even if you have poor credit or no credit history at all.

Most direct lenders perform credit checks even though they don't require a minimum credit score to be eligible for a loan. Credit checks are performed to validate the borrower's identity information and to prevent identity fraud.

Less reputable lenders sometimes advertise "easy loans with no credit check," which can be appealing to those customers who have bad credit. However, it should be a red flag, since most of reputable lenders perform credit checks during loan approvals.

Unlike many banks and other lending institutions, we don't use your credit score as a determining factor for getting you approved. While we do perform a credit check when you apply for an easy loan for bad credit, your credit score alone will not be the only data point that we look at.

The most important factor that we consider when we look at your loan application is your income and whether or not you have the financial means to repay your loan which is why it's easier than ever to qualify for unsecured loans for poor credit.

Need an Easy Payday Loan?

An easy payday loan is a quick fix when you face an unanticipated expense turning your entire budget upside down. A surprise, even a positive one, can bring additional stress to your finances.

These types of loans are quite popular among Canadians, and with one quick look below, not only will you see why, but you will keep it as a top solution for the next time you are in temporary financial dire straits.

When it's a cost that you cannot postpone, quick, easy, no-hassle payday loans from a private lender can help you breathe easily again.

Banks are not of much help when you need a loan, even if it's not a large sum. Their decisional process relies on heavy paperwork, strict requirements, and, not the least, takes too long.

When you have an emergency, time is essential. With a lender like us, you can get easy payday loans online sooner than you think, without leaving your home.

But let's take a closer look. What exactly qualifies as easy when it comes to short-term loans? As we said before, time is a primary criterion, and getting easy loans online in Canada means submitting your application electronically and receiving your answer almost instantly.

Another crucial aspect is income source, as not only people living on a salary face temporary financial struggles. One of the primary advantages when accessing easy payday loans online with a lender like iCASH is that we accept a wide variety of government sources.

So even if you are in one of these categories, you can still access quick, easy approval payday loans and overcome your financial distress.

The good news is that with iCASH, loans are also available for people with bad credit. That's one of the main concerns when you have to apply for a loan.

If you had a rough patch in the past and your credit is low, a bad credit loan from a private lender is your only option, as banks will not consider your request.

Overall, easy payday loans from iCASH are the answer to your need for a temporary cash infusion because they are designed to meet the most frequent needs people have. We made a priority of adjusting our terms to be accessible to as many categories as possible.

Our application process is as quick, easy, and safe as possible, and we ask no questions regarding how you use the money. Canadians who access these quick and easy payday loans can get up to $1,500.

We offer easy loans in these provinces of Canada

in Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, Prince Edward Island.

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How to Get an Easy Loan in Canada?


Apply Online

Just use the simple form on our website – select the amount of cash that you want to borrow, your repayment plan*, provide some information and you're on your way.


Instant Decision

Complete your loan application. You'll receive an instant approval, so you can put your finances back on track. Fast, easy and reliable loans from a trusted licensed direct lender.


Get Fund

Your funds will be sent via e-transfer in 5 minutes or less. Our transfers mean your money is available anytime you need it. Safe, urgent easy loans online with same day funding.

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.

Easy Loans FAQs

Where can I get an easy loan?

You can get an easy loan through a licensed direct lender like iCASH. Always look for reputable lenders, which are licensed and certified by the provincial authorities in each province in which they operate. These information needs to be displayed on their website or be provided upon request.

How to get approved for easy loans in Canada?

To be approved for an easy loan in Canada, you need to ensure you meet the following requirements:

• Be 19 years old at the time of your application.
• Be a Canadian citizen, and a resident of Ontario, Alberta, British Columbia, New Brunswick, Manitoba, Nova Scotia, or Prince Edward Island.
• Have been receiving the same source or mix of income for at least the past three months.
• Have a net income of at least $800/month. This can include wages as well as social assistance programs from the provincial or federal level, private pensions, retirement plans, and other sources.
• Have a Canadian bank account that has been open for at least three months and has access to online banking features.
• Have a valid mobile phone number, email address, and home address.

How can I get approved for an easy loan with bad credit?

Many online lenders offer fast, easy loans for bad credit customers. This mean they have relatively low and easy-to-meet credit score requirements as part of their loan approval process.

Since credit scores are often disqualifying at banks and traditional lenders, payday lenders who operate online usually offer the best approval odds for customers with a limited or bad credit history.

If you have bad credit, you can still apply for an easy loan with iCASH. Complete your loan application. Provide basic information about yourself, select the amount of money that you need to borrow as well as the repayment schedule*.

How can I get an easy loan without documents?

You can get an easy loan without documents with iCASH. Our application process is paperless and digital-only. You don't need to send any proof or documents to support your application, as we use advanced technology to evaluate your eligibility. We also will provide you with instant approval in just minutes.

Which app gives easy loans?

Many money lenders today have apps for their services. iCASH is one such lender, offering easy loans online in Canada through their app, which is available for free on both iOS and Android devices.

The iCASH app allows you to complete the online application process, manage your account, request assistance, all from your smartphone or tablet.
Apply for an Easy Loan!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Canada. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*

Easy Payday Loans in Canada

Easy Payday Loans for Bad Credit

While we do look at your credit score, there is so much more to you than the number in your credit bureau file! And the iCASH team understands that.

iCASH is focused on getting the entire profile of a person, most importantly, the person's capacity to repay and not so much the dire circumstances of your history.

Quick and Easy Loans Online

If you're a resident of Alberta, British Columbia, Manitoba, New Brunswick, Nova Scotia, Ontario, and Prince Edward Island, you can apply online for an easy loan.

We do not need you to come into an office to drop off documents or sign any paperwork. We cut out the red-tape: no faxing, no mailing, no in-person signing. The internet makes everything so much easier!

Best Easy Payday Loans in Canada

When you apply for an easy payday loan, you have our commitment to act responsibly and ethically. There are no hidden fees, and the loan details are all explained in clear, understandable terms.

Our team is available to answer any and all questions, seven days a week. iCASH is licensed to operate in Canada.

Easy Approval Loans

In the majority of cases, our sophisticated decision-making system allows you to receive an instant decision on your easy loan.

For the majority of applicants, the funds from your loans will be available on the same day.

Safe Easy Loan Lenders

iCASH has invested in the latest 256-bit encryption technology to make sure that when you apply for an easy loan online, your application and all your data is 100% safe.

We have established the highest principles and standards that are in line with the industry's codes of ethics.

We are making sure that everyone has access to safe, smart and simple solutions when they need a quick, money loan.

iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Flexible repayment plans*      
Offers cashback program for more savings*      
Free membership benefits      
No hidden charges   
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