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Easy Loans In Canada

Easy And Simple Loans

Easy loans provide Canadians with fast funds for up to $1,500, normally due on the day you receive your next paycheck.

Traditional loans from banks usually have a tiresome and lengthy application process that may include travel to an office with lots of paperwork and documents to sign. In the past, long waits for approval, possibility of rejection would leave people with bad experiences when taking out a loan with a bank.

Fortunately, banks are no longer the only source for personal loans, especially if you want outstanding service and simple lending process. These days, private lenders offering easy direct loans to consumers online are fast becoming the preferred standard for most Canadians.

What makes something an “easy simple loans” is naturally going to be subjective, depending on the customer’s prior experiences, preferences and expectations with the lending process. Most people would tend to agree that a loan which is easy and quick to apply for should have the following features:

• No physical paperwork or documents involved.
• No collateral required in order to obtain a loan.
• Easy and simple qualification requirements.
• Transparent and easily understandable loan agreement.
• High odds of approval, regardless of your credit score.
• 24/7 customer support and assistance.
• Flexible repayment options available.

Easy loans from lenders should have a simple application process and allow you borrow money online should an emergency arise.

Fast Easy Loans

When Canadians have an unexpected expense, they can apply for fast easy loans and get funded the same day.

Some lenders may claim that they offer fast and easy personal loans, however, we provide access to online personal loans, so you don’t have to go to a loan store which is especially convenient when you’re in a rush. You can apply for an express loan 24/7 and get instant approval.

Quick and easy loans have simple requirements and can provide instant decision. But what about if it takes days or weeks to get your money, or if you need to spend hours in a lender’s office. Then that’s not exactly an easy to get short term loan, is it? Speed is a key component when it comes to borrowing money from an innovative and modern online lender.

You need both speed and simplicity across the entire lending process steps to have a positive experience. Quick and easy loans provide you with immediate funds for up to $1,500.

Applying for a fast easy loan with iCASH means that you can complete your application from the comfort of your own home or office on a smart phone or computer.

When you apply for a quick personal loan, you will need to provide your name, home address, current employer, as well as your Canadian bank account number.

Our software will analyse this information and you’ll get a fast decision on your loan.

To be considered a fast loan, the application process should:

• Provide an easy and fast loan application that can take as little as 5 minutes to complete.
• Get pre-approved easily in just minutes 24/7.
• Quick and instant approval decision.
• Get your funds within 5 minutes by e-transfer.
• Little or no travel time getting to a lender’s office.
• Ability to apply online.
• Fast and secure funding.
• Automated and simple repayment options.

Quick, fast easy loans can provide you with quick cash the same day.
It’s easy to get short term loans in Canada. Apply now!

Easy Online Loans

Easy online loans in Canada enable you to apply and get instant approval with same day funding.

Compared to traditional lenders, private lenders have a simpler application process which most of times do not require physical paperwork or documents to filled out. In addition, quick and easy loans online can be obtained from anywhere, since you don’t need to visit a cash store location to apply for one. This is especially beneficial during cold Canadian winters and for those customers who live in rural areas with few lending stores within easy reach.

Online money lenders can quickly evaluate and review your application after submission. Thanks to advance technology, they can also provide fast approval decision. Your funds can be sent via e-transfer in less than an hour.

Another aspect of convenience for these quick and easy loans, is not having to worry about repayment. Direct lenders are provided with the ability to withdraw the funds directly from your bank account on the due date, you only need to have the funds available on the repayment date.

Traditional payday loans usually offer a single lump sum repayment, due on your next pay period. However, when you apply for an easy loan online with instant approval, modern lenders allow you to chose from 1, 2 or 3 installment payments. The possibility to be able to extend repayment for a longer period of time makes it easier and more convenient for most borrowers to effectively repay their loan on time.

Fast Easy Loans for Bad Credit

Fast, easy loans for people with bad credit are available for up to $1,500. There are now more Canadians applying for easy loans for bad credit than ever before and the number of people taking out small loans is continuing to grow.

These loans can offer people an easy way to get a loan with bad credit through a simple qualification process, unlike traditional bank loans which are harder to obtain.

Bad credit loans are often one of the only ways for people with a bad rating to get funded. These loans are important for handling emergencies or unplanned expenses. When you don’t have a savings account or you live paycheck to paycheck, having access to instant cash can be critical.

Since banks rely on credit scores as a metric of risk for loan candidates, bad credit applicants most of the times are rejected when applying for a loan. On the other hand, online lenders set their own risk tolerances and policies, making small loans easier to qualify for even if you have poor credit or not credit history at all.

Most direct lenders perform credit checks even though they don’t require a minimum credit score to be eligible for a loan. Credit checks are performed to validate the borrower’s identity information and to prevent identity fraud.

Less reputable lenders sometimes advertise “easy instant loans with no credit check,” which can be appealing to those customers who have bad credit. However, it should be a red flag, since most of reputable lenders perform credit checks during loan approvals.

Unlike many banks and other lending institutions, we don’t use your credit score as a determining factor for getting you approved.

While we do perform a credit check when you apply for an easy loan for bad credit, your credit score alone will not be the only data point that we look at.

The most important factor that we consider when we look at an instant loan application is your income and whether or not you have the financial means to repay your loan which is why it’s easier than ever to qualify for unsecured loans for poor credit.

FAQs about Easy Loans Online

Hopefully, you’ve found this guide with valuable information to help you realize the benefits of short-term loans.

If you have additional questions that are not covered here, please feel free to contact one of our Customer Experience Advisors via the iCASH Contact page.

Where can I get an easy loan?

You can get an easy loan through a licensed direct lender online or in person. Always look for reputable lenders, which are licensed and certified by the provincial authorities in each province in which they operate. These information needs to be displayed on their website or be provided upon request.

You can apply for an easy loan with iCASH.

How to get approved for easy loans in Canada?

In order to be approved for an easy loan you need to ensure you meet the minimum eligibility requirements. Approval cannot be guaranteed in advance by any responsible lender. The individual borrower risk is assessed during the application process, as no two loan applicants are the same and each case is unique.

Most money lenders will have the following requirements:

• You must be at least 19 years old at the time of application.
• You must be a Canadian citizen and reside in one of the provinces in which the lender operates.
• You must have a Canadian bank account that has been open for at least a few months.
• You need to receive a minimum monthly income deposited into your bank account. The lender may accept different sources of income such as wages, government benefits, retirement and pension plan payouts, social assistance program benefits, insurance and annuity payments.
• You need to have a valid mobile phone, email address and home address to complete the application process.

How can I get approved for an easy loan with bad credit?

Many online lenders offer fast, easy cash loans for bad credit customers. This mean they have relatively low and easy-to-meet credit score requirements as part of their loan approval process. Since credit scores are often disqualifying at banks and traditional lenders, easy loan lenders who operate online usually offer the best approval odds for customers with a limited or bad credit history.

If you have bad credit you can still apply for an easy loan with iCASH. Complete your loan application. Provide basic information about yourself, select the amount of money that you need to borrow as well as the repayment schedule. iCASH can get you instant approval.

How can I get an easy loan without documents?

You can get an easy loan without documents with iCASH. Our application process is paperless and digital-only. You don’t need to send any proofs or documents to support your application, as we use advanced technology to evaluate your eligibility. We also will provide you with an instant approval in just minutes.

You can apply online or through our app.

Which app gives easy loans?

Many easy loan lenders today have apps for their services. iCASH is one such lender, offering easy loans online in Canada through their app, which is available for free on both iOS and Android devices.

The iCASH app allows you to complete the online application process, manage your account, request assistance, all from your smartphone or tablet.

What personal loans are easy to get approved for?

Personal loans that are easy to get approved are most of times unsecure, meaning that they do not require collateral. Some of the names variations of these loans are:

- Cash advances
- Small personal loans
- Payday advance
- Easy loans
- Same day loans
- 14-day loans
- 30-day loans
- Fast cash loans

These are not to be confused with personal loans from banks, which often require collateral, a good credit score among other requirements.

How can I get emergency money fast?

Many people rely on easy loans with instant approval as emergency loans, since you can apply, get approved and get funded fast, with cash available in 30 to 60 minutes. These same day loans allow you to borrow up to $1,500 with an interest rate, usually repaid on your next paycheck. Because of the relatively easy-to-meet qualification requirements, even customers with bad credit ratings can get approved for an easy cash loan.

How can I borrow money fast?

You can borrow money fast by applying for an easy loan online. Make sure to choose a lender who can provide you with an instant approval and funds within the same day.

Easy loans are the fastest way to access money when you need it the most. The best online lenders provide service 24/7/365, meaning you can get a loan at any time.



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iCASH offers a unique Cashback program to reward its customers in Canada. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!!

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Just use the simple form on our website – select the amount of cash that you want to borrow, your repayment plan, provide some information and you’re on your way.

Instant Decision

Complete your loan application. You’ll receive an instant approval, so you can put your finances back on track. Fast, easy and reliable loans from a trusted licensed direct lender.

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Your funds will be sent via e-transfer in 5 minutes or less. Our transfers mean your money is available anytime you need it. Safe, urgent easy loans online with same day funding.

Minimum repayment period 61 days. Maximum repayment period 62 days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $25 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
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Easy Loans in Canada

Easy Loans with Bad Credit in Canada

While we do look at your credit score, there is so much more to you than the number in your credit bureau file! And the iCASH team understands that. iCASH is focused on getting the entire profile of a person, most importantly the person’s capacity to repay and not so much the bad circumstances of your history.

Quick and Easy Loans Online

If you're a resident of Alberta, British Columbia, Manitoba, New Brunswick, Nova Scotia, Ontario and Prince Edward Island, you can apply online for an easy loan. We do not need you to come into an office to drop off documents or sign any paperwork. We cut out the red-tape: no faxing, no mailing, no in-person signing. The internet makes everything so much easier!

Best Easy Loans in Canada

When you apply for an online easy loan, you have our commitment to act responsibly and ethically. There are no hidden fees and the loan details are all explained in clear, understandable terms. Our team is available to answer any and all questions, 7 days a week. iCASH is licensed to operate in Canada.

Easy Approval Loans

In the majority of cases, our sophisticated decision-making system allows you to receive an instant decision on your easy loan. For the majority of applicants, the funds from your loans will be available on the same day.

Safe Easy Loan Lenders

iCASH has invested in the latest 256-bit encryption technology to make sure that when you apply for an online easy loan, your application and all your data is 100% safe. We have established the highest principles and standards that are in line with the industry’s codes of ethics.
We are making sure that everyone has access to safe, smart and simple solutions when they need a quick easy loan.

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