Easy Loans in Canada

Explore the convenience of iCash's easy loans - quick approval and reliable financial solutions for urgent needs. Apply now for a hassle-free loan experience!

Main page image
Download iCash on the App Store.

Customize your instant loan

Receive your money by 6:43 pm

Minimum

$100

$750

Maximum

$1,500

1

2

3

Elite

New customer

Prestige

VIP

Cost summary

Cost
$85.50
Cashback
-$53.16
instant-loans
interac

Apply now and receive your money by e-Transfer at no extra cost.

Easy Loans

An easy loan can be defined as one that can be applied for online and is received via e-Transfer in 2 minutes when approved. That's where instant payday loans of up to $1,500 come in. They're not just loans; they're financial solutions tailored to make life a bit smoother when dealing with an unexpected financial issue.

An easy same day financial loan can be your go-to resource, offering a helping hand in times of need by offering you quick approval on a loan.

Check out how iCash's loans are simple to apply for and get via e-Transfer!


Quick Approval to get your funds today!

If you need money right away, we make it easy to get cash fast! Unlike banks that make you wait days and fill out lots of papers, iCash gives you an answer in minutes. Our simple system checks your information quickly, and with quick approval, we send money straight to your account through e-Transfer in about 2 minutes. 

No more worrying about bills or emergency costs. You can get money the same day you apply! Don't stress about waiting - handle your money problems right away. It’s why over a million Canadians continue to choose us.

Easy loans in Canada are exactly what they sound like - loans designed to provide quick and straightforward financial assistance to Canadians who need it. Borrowing money with a payday loan is meant to be easy in Canada, with flexible repayment options* and clear terms.


Easy Money Loans

Easy money loans are the best way to deal with emergency expenses because they are designed to be effortless and uncomplicated. Everything from the application process to receiving approved funds is meant to be a completely painless process.

The great thing is that easy approval payday loans in Canada extend to various types, including easy installment loans*, easy personal loans available online, and easy advance loans.

Easy Payday Loans

Easy payday loans (also sometimes called easy lending loans) are a go-to solution for immediate financial needs because they offer quick accessibility. When urgent cash requirements come up, these are the easiest loans to get approved for. Traditional loans can take weeks to process, but payday loans are much faster.

Financial Loans

Financial loans are all about making your life a little less complicated when you're in a tight spot financially by ensuring applying for and receiving a loan is straightforward.

You don't need to wade through a bunch of complicated financial jargon. Everything is clear and straightforward. This simplicity is a big relief, especially if you're new to borrowing money and want to know how a loan works.

Easy Online Loans

Easy online loans are reliable and straightforward because the entire process, from applying for the loan to receiving it, can be done online. You never have to leave your home during this entire process, which makes it incredibly convenient!

They’re all about getting you the cash you need quickly, without any unnecessary hassle. The main thing about quick easy loans is, well, they're fast!

Get Easy Loans with iCash Today!

If you can’t waste any time dealing with a financial emergency, apply for a payday loan from iCash and handle your situation as quickly as possible. With funds e-Transferred within 2 minutes of approval, many Canadians are choosing the iCash approach to deal with things as fast as possible.

Read more

iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

Behind each review is an experience that matters

Since 2016 we have happily served over half a million customers.

Read more reviews.

How our instant loans work

1

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Sign up and apply online or on our app.
2

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.
3

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

We help our members get their finances back on track

$238 Million
saved by iCash customers since 2016
64,500+
positive reviews
$11,700,000+
given in Cashback
2.5 Million
online loans issued since 2016
700,000
downloads of the iCash App

Frequently asked questions

What are the requirements for easy online loans?
  • Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
  • Be a resident of any of the provinces in which we operate. (AB, ON, BC, MB, NB, NS, PEI)
  • Show that you have been receiving the same source of income for the past three months.
  • Have a total net income of at least $800/month.
  • Have access to an online bank account.
  • Have a valid Canadian mobile phone number, address, and email address (VoIP numbers are not accepted).
Can I get easy loans with no credit check?
Yes, it's possible to obtain easy loans with no credit check. However, it’s important to note that reputable lenders like iCash will perform a credit check. With iCash, no credit check is required for any second or subsequent loan application. A credit check is only conducted on your first loan application, which means all future loans are exempt from it.
How fast is the approval process for iCash easy payday loans?
The approval process for easy payday loans is typically very fast. Many lenders like iCash offer instant and same-day approval, with applications processed and approved within minutes.

Have more questions? Check out our full FAQ.

Getting an online loan has never been easier!

iCash has helped more than 950,000 Canadians get instant loans online without hassle. Download our mobile application today!