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ODSP Payday Loans Online

iCASH offers ODSP loans to people who receive income from the Ontario Disability Support Program or the Ontario Works program.

We accept multiple forms of income towards meeting the $800 per month minimum income requirement to qualify for a quick payday loan. The income must be deposited directly into your bank account on a regular monthly or more frequent basis, and you have to have been receiving it for at least three months at the time of application.

As a company, we are committed to providing the best payday loans online to residents of Ontario because we understand that sometimes life throws you a curveball, and you may need a little help along the way.

Our main concern is to help you improve your financial situation, and our key consideration is whether you have the means to pay back your loan. What’s more, we don’t charge higher interest rates for those who need a loan for bad credit in Ontario or anyone who is receiving social assistance.

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ODSP Loans Online

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How to Get a Payday Loan On ODSP?

Apply Online

Apply Online

To start, apply for an ODSP payday loan online. It takes only 5 to 10 minutes for most people to complete the loan application form.

Fast Approval

Instant Decision

Once you submit your loan application, you’ll get a decision almost instantly. We use advanced algorithms to provide an automated decision, 24/7.

Get Your Money

Get Fund

When you are approved, you can sign your loan agreement online and return it to us. We will then send the funds to you within 5 minutes via e-transfers.

Minimum repayment period 61 days. Maximum repayment period 62 days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.

Best ODSP Payday Loans

ODSP Payday Loan Solution

We provide payday loans for people on ODSP, Ontario Works & disability income, which you can apply for anytime 24/7.

The convenience aspect of completing your loan application online is especially important for those who are on ODSP, since many people with disabilities find it hard to travel, and traditional payday lenders require one or more visits to a loan place.

With iCASH, all of that hassle and trouble is cut out of the process.

A Focus on Customer Loyalty

When you take out an ODSP payday loan, we want to make sure that your experience with iCASH is fast and easy. We want you to come back every time you need to borrow money, should the need come up in the future.

When you apply for an instant loan, you get a free membership account to our site. This provides you with access to information and tools to help manage your finances.

At the same time, you’ll be enrolled in our cashback rewards program*. It’s just our way of saying “THANK YOU!”.

It’s All About Speed

iCASH offers unmatched speed for customers. The entire process takes less than an hour in the vast majority of cases, meaning fast loans really are fast.

Usually, when someone needs a short term loan, time is of the essence. You don’t have time for sitting around in an office, or waiting for an appointment, you need money now. And that speed is exactly what you get with iCASH and the 100% faxless loan application process.

Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Ontario. You can get back up to 20% of the cost of borrowing paid once your ODSP payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*

ODSP Payday Loans FAQs

1. Can I get a loan on ODSP?

Yes, you can get a loan while your are on ODSP. To qualify for a payday loan in Ontario that accepts disability benefits, you need to meet the following requirements:

  • Be at least 19 years old.
  • Be a Canadian citizen and reside in Ontario or in one of the provinces where our services are available.
  • Have been receiving the same source of income for the past 3 months. In the case of ODSP or Ontario Works payments, they need to have been the same for the past 3 months.
  • Have a net income of at least $800/month deposited in your bank account. This includes income from all sources – employment, pensions, and social assistance benefits.
  • Have a Canadian bank account that has been open for at least 3 months and has access to online banking.
  • Have a valid mobile phone number, address, and email address.

2. Aside from ODSP and Ontario Works, what other social assistance programs qualify for a payday loan in Canada?

There are many forms of social assistance programs, both at the provincial level and federal government level. We accept Child Tax, ODSP, CPP, Employment Insurance and more.

The full range of options is discussed in detail during our application process.

3. Do I need to have a job to be eligible for an ODSP loan in Ontario?

While steady employment and a steady paycheck make it more likely you will be approved for a loan; there is no employment requirement – just the basic eligibility requirements we outlined above. So long as you meet those, you can apply for a loan while on disability.

4. Can I complete my ODSP loan application over the phone?

For the security and confidentiality of your information, you can only apply online. While our customer experience advisors can address issues with your application, they cannot complete the application form for you. This ensures your information is safe, secure, and private.

5. I read that you are a direct licensed payday lender. What does that mean?

iCASH is a licensed direct lender in Ontario. This provides consumers with the assurance that we’re among the top lenders in the industry.

It also helps us ensure we maintain the highest ethical standards and industry best practices, complying with all applicable laws and regulations.

Our goal is to provide our customers with the best, most transparent, and responsible short-term lending experience they can get anywhere.
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
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