How much would you like to borrow?


How many repayments?

Where do you live?

Lender licences
Get my loan
+ 300 000
members since 2014
of approved applications
4.9out of5
customers would recommend us to their friends

Customer Rating

Online Payday Loans for ODSP Recipients

If you are on the Ontario Disability Support Program (ODSP) or Ontario Works and need cash in a hurry, consider applying for our online loans for ODSP. These quick loans can provide you with the funds you need to cover unexpected expenses or make ends meet.

Online payday loans that accept ODSP are easy to apply for and don't require traditional employment income. This makes them a great option for those collecting disability income and who are looking for ODSP loans in Ontario. Plus, the application is simple, and because it can be completed online, you can apply from the comfort of your own home.

Why Choose iCASH For ODSP Loans

At iCASH, we understand that life doesn't always go according to plan. And, if you're on disability, you may have additional expenses that can make it hard to stay on top of your bills.

We also know that many lenders don't accommodate loans for people on disability because they require traditional employment income. At iCASH, we offer loans for ODSP, regardless of your employment status. Whether you are facing a medical emergency or simply need to get a cash advance to purchase groceries for the week, we can help.

There are many benefits to choosing us for your ODSP loans needs, including:

100% Secure Online Platform

We use nothing but the latest and most cutting-edge technology when it comes to obtaining a loan online. Our 256 bit SSL encoded bank-level security system ensures that your information is protected and stays private. We also ensure our software is constantly up-to-day and free from any potential online threats.

No Waiting Period, Same Day Funds

Many traditional lenders require a waiting period between the time you apply for a loan and the time you can receive your funds. But, with iCASH, this is not necessary. We understand that when you need cash fast, waiting around isn't an option. That's why we offer same day approvals on all of our payday loans online, including our loans for ODSP recipients.

100% Online ODSP Payday Loans

Convenience is key. That is why we offer our online payday loans for ODSP recipients for people in Ontario who need quick cash without having to leave their home. No need to find your ODSP cards, we don’t require documents. If you're an ODSP recipient and don't have the time or ability to visit a lender in person, this is the best option for you.

E-Transfer Payday Loans Canada ODSP

When you need cash fast, you don't always have time to wait for your funds to come in the mail. That's why our e-Transfer payday loans in Canada for ODSP are sent directly to you so that you can deposit your money on the same day you're approved. It's nice to know your money is available as soon as possible, especially if you're encountering an emergency expense.

How To Get An Instant ODSP Loan From iCASH

Online payday loans for OntarioYou can use your ODSP income to receive a loan online in as little as 2 minutes of signing. Approval is fast, and you can receive the money you need on the same day. Our process is simple, and we've made it easy for anyone to apply for a loan online.

Here's how to get started:

Apply Online

The first step is to fill out our online application form. This can be done without ever having to visit a physical location, and it only takes a few minutes. You can apply on your computer but visiting our website, or through any mobile device once you have downloaded the iCASH loans app.

Get Instant Approval

We work fast! As one of the most trusted online lenders in Canada, you can be confident knowing that you’ll receive an instant decision on your application. If approved, simply provide the requested information and wait for your money to arrive by e-Transfer within minutes.

Receive Your E-Transfer

The final step is to collect your funds as soon as possible. Our e-Transfer payday loans for ODSP in Canada are sent fast. Plus, you can use the money for anything you need - there are no limits or restrictions on how you can use your loan. Whether it's used to cover emergency expenses or surprise bills, we want to help Ontario residents get e-Transfer loans on social assistance in a fast and easy way.

We Accept Bad Credit For ODSP Loans

We understand that many ODSP recipients struggle with financial challenges, and may be facing unexpected expenses or bills. That's why we don't take credit history into account when approving our payday loans for ODSP recipients in Ontario. We know that everyone has the potential to need quick cash, and we want to help make it as easy as possible for anyone in Ontario.

Whether you have good credit, bad credit, or no credit, loans for people with poor credit and who collect disability income are available. We work with everyone to find the best loan based on their individual financial needs and situation. And while we do perform a credit check on all of our applicants, it won't affect your chances of being approved for a loan. Nor will it affect your credit score. Over 93% of our applicants are approved!

You may be wondering if there are any no credit check ODSP payday loans available, but the truth is, as a licensed direct lender, we are required to perform some type of credit check to determine your ability to repay a loan. This is required by laws in place for direct lenders and is done for the safety of both the lender and the borrower. Credit checks also help us determine whether or not you have an existing loan with another lender, and to check if you've fallen victim to loan or credit card fraud.

iCASH Helps ODSP Recipients Throughout Ontario

We are proud to help people across the province of Ontario get access to fast cash. We work with all types of financial situations to offer ODSP loans in Ontario, and our goal is to make the loan process as easy and stress-free as possible so we can continue to provide our customers with no refusal payday loans in Canada for ODSP recipients.

We proudly provide payday loans for people on disability benefits, and we are dedicated to continuing our work in helping the people of Ontario. If you collect disability income and need quick cash, we encourage you to apply for an online loan with us today.

Whether you live in Toronto, Ottawa, Mississauga, Brampton, London, anywhere else in Ontario, you can apply online for payday loans that accept Ontario works and receive the cash you need without any hassle. It’s our guarantee to you that we will always help those in need, no matter what type of financial situation you may be facing.

Smart Phone

ODSP Loans Online

Get up to $1,500!
Try our mobile application!

Sign up with our free app and access your account anywhere.

4.6 / 5 STARS
2759 Rating
4.8 / 5 STARS
5.4K Rating

How to Get a Payday Loan On ODSP?

Apply Online

Apply Online

To start, apply for an ODSP payday loan online. It takes only 5 to 10 minutes for most people to complete the loan application form.

Fast Approval

Instant Decision

Once you submit your loan application, you’ll get a decision almost instantly. We use advanced algorithms to provide an automated decision, 24/7.

Get Your Money

Get Fund

When you are approved, you can sign your loan agreement online and return it to us. We will then send the funds to you within 2 minutes via e-transfers.

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.

Best ODSP Payday Loans

ODSP Payday Loan Solution

We provide payday loans for people on ODSP, Ontario Works & disability income, which you can apply for anytime 24/7.

The convenience aspect of completing your loan application online is especially important for those who are on ODSP, since many people with disabilities find it hard to travel, and traditional payday lenders require one or more visits to a loan place.

With iCASH, all of that hassle and trouble is cut out of the process.

A Focus on Customer Loyalty

When you take out an ODSP payday loan, we want to make sure that your experience with iCASH is fast and easy. We want you to come back every time you need to borrow money, should the need come up in the future.

When you apply for an instant loan, you get a free membership account to our site. This provides you with access to information and tools to help manage your finances.

At the same time, you’ll be enrolled in our cashback rewards program*. It’s just our way of saying “THANK YOU!”.

It’s All About Speed

iCASH offers unmatched speed for customers. The entire process takes less than an hour in the vast majority of cases, meaning fast loans really are fast.

Usually, when someone needs a short term loan, time is of the essence. You don’t have time for sitting around in an office, or waiting for an appointment, you need money now. And that speed is exactly what you get with iCASH and the 100% faxless loan application process.

Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Ontario. You can get back up to 20% of the cost of borrowing paid once your ODSP payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*

Frequently Asked Questions About ODSP Loans

What do I need to qualify for an ODSP payday loan?

There are very few requirements to be eligible to apply for ODSP payday loans. There are also no minimum credit score requirements, which means everyone is welcome to apply. We approve 9/10 applications.

The standard requirements for all payday loans in Ontario, including loans for people on disability, are as follows:

  • You must be at least 19 years old.
  • You must be a Canadian citizen.
  • You must have been receiving the same source or mix of incomes for the past 3 months.
  • You must have a minimum combined net monthly income of at least $800. This is the cumulative total required from all wages, tips, federal child tax benefits, federal and provincial social assistance programs, pensions, and so on.
  • You need to have a Canadian bank account that has been open for at least 3 months, with access to online banking for ODSP loans in Ontario.

I’m on a disability support program. Do I need to have a job to be eligible for an ODSP payday loan?

The simple answer is no - you do not need to have a job to qualify for our no ODSP payday loan.

Many people rely on Ontario disability benefits as their best source of income, and we understand that these benefits can sometimes be unpredictable. That's why we don't require our applicants to have a job to be eligible for a loan.

However, you will need to have some source of income to qualify for payday loans on Ontario disability programs. This can include government benefits like ODSP, pensions, child tax benefits, EI, and so on. As long as you have a minimum combined net monthly household income of $800 or more, you’re eligible for a loan with us.

Can I get a loan on a disability support program if I have bad credit?

Yes, you can get loans on disability if you have bad credit. Your credit score will not affect your chances of being approved for an ODSP payday loan.

We offer loans for people on disability with bad credit and work with people of all credit and debt levels to find the right loan for their individual needs and financial situations. Whether you have good credit, bad credit, or no credit at all, we can help you get the cash you need today.

What do other social assistance programs or disability support programs qualify for a payday loan in Canada?

There are many types of social assistance programs and disability support programs in Canada that qualify for a payday loan. These include Ontario Works (OW), Employment Insurance, and the Canada Child Tax Benefit (CCTB). If you need a loan while on government benefits, you can contact our customer service department at any time of day or night to see what kind of financing you may qualify for.

Social assistance programs and disability support programs can be very unpredictable and sometimes leave people struggling to make ends meet. That's why we want to help individuals get access to fast cash when they need it most with our payday loan ODSP program.

Should I get ODSP payday loans online?

There are many benefits to getting an ODSP payday loan online. For one, it's a very convenient and easy process. You can get an E-transfer payday loan anywhere in Canada 24/7 for ODSP online from our site or app, and you will receive the cash via e-Transfer the same day. Once you’re approved, you will receive an e-transfer within 5 minutes. Our loan team works around the clock 24/7 to approve loans day and night on weekdays and weekends. We’re even open on holidays!

Another benefit of getting an ODSP loan online is that you can apply for it even if you have bad credit. We work with applicants of all financial backgrounds, and we are committed to finding the right loan for your needs so you can get ODSP payday loans online the same day.

Can I get an ODSP installment loan?

Currently, iCASH only offers short term loans to qualified customers. Installment loans allow customers to make smaller payments over a longer period, which can be helpful for some people. Due to government regulations, an ODSP personal loan or installment loan program with multiple repayment options is not available in Ontario. Payday Loans and personal loans in Ontario can only get approved for one repayment.
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Flexible repayment plans*      
Offers cashback program for more savings*      
Free membership benefits      
No hidden charges   
E-transfer in the next 2 minutes      
Get a loan now