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Disability Payday Loans

In Canada, payday loans for disability income are short term loans which are offered to people whose pay comes from social assistance program benefits. This type of loan relies on your disability payments as part of your primary source of income.

With a $1500 payday loan, you can pay your bills, replace, or repair damaged goods, cover urgent medical expenses, or any other type of emergency your family may have.

You can use the money as a cash advance from your paycheck, no questions asked. We understand that urgent expenses appear regardless of where the income comes from, and we offer the possibility to get a payday loan even if you live on government benefits.

When getting a disability payday loan, it’s important to make sure you are choosing the right lender. Direct lenders are more suitable for obvious reasons. You can handle the entire process from home, which is crucial for a person with a disability.

Apart from convenience, it’s essential to make sure you are dealing with a lender open to multiple sources of income. Not all private lenders accept disability income or other social benefits as a reliable source of income.

We see all forms of social benefits as an acceptable form of income to qualify for a short term loan, since their amount and delivery are entirely regular and reliable.

Disability loans with no credit check sound tempting, but getting a loan on disability benefits doesn’t mean you cannot be selective when choosing the lender. Other aspects are more important than the lack of a credit check.

At iCASH, we take a look at your credit, but only to verify your identity and financial situation. Payday loans in Canada for those on disability are available even for people with bad credit; it is only a routine check.

In the past, it was difficult for people with bad credit or in economic distress to access funds. Banks and traditional lenders are very risk averse. But thanks to the rise of private lenders in Canada, you can now access to the funds you need with payday loans for disability income.

Disability Loans

Online Payday Loans That Accept Disability

Online payday loans that accept disability benefits are some of the easiest loans to obtain. They are easy to qualify for a can provide you with instant approval and same day funding.

For people living with a disability, traditionanal sources for loans are usually out of reach. Banks have higher demands in general; they are quite selective regarding sources of income and have many other particular requirements. So, people relying on a disability support program may not qualify. In that case, online loans for people on disability are the solution.

Online payday loans with instant approval are a helping hand that many people need once in a while. The current economic situation makes planning the family’s budget quite challenging. While the usual costs like rent and utilities are straightforward, unexpected expenses are complicated to prepare for.

Fortunately, options exist even for people living on social assistance program benefits. Canadians collecting disability aid can turn to online lenders to access online disability loans and cover unanticipated expenses until the next paycheck arrives.

If you receive disability payments, you can get up to $1,500 by e-Transfer to solve your pressing problems. You can apply online from the comfort of your home or office, so you not longer need to visit a loan agency or payday loan place.

Online payday loans for people on disability benefits are easy to obtain because they don’t require collateral. You can also get instant approval and funding within 5 minutes after we receive your loan agreement signed.

The deadline for repaying your loan is usually the day you receive your next paycheck. However, in some provinces you may have up to 62 days. At that moment, you have to pay back the sum you borrowed, along with interest. What these quick loans do is act like a cash advance on your salary, or, in this case, the government aid.

Dedicated online lenders, like us, allow you to repay your loan over two or three paychecks* depending on the province you reside in. That decreases the burden on your monthly budget significantly and will enable you to continue your daily routines without having to cut down your expenses drastically.

Need a Disability Loan?

We understand how important disability loans are, and we made sure they are easily accessible and fast.

Not only are disability benefits a valid source of income, but people depending on it, go through the same struggles in their daily life as everyone else. Unexpected events happen to them as well, and managing those situations can be even more challenging.

For the unexpected expenses that don’t fit into your monthly budget, we offer a reasonable alternative. Choosing an online lender like us is a smart choice for many reasons.

First of all, you can apply from the comfort of your home, and you will immediately find out if your loan is approved. Our loans are created by a team that understands the need to apply for a money loan online, without having to gather a lot of paperwork.

We offer user-friendly services, a fast and simple application process, and a list of requirements that allows you to qualify even if you are on disability.

Applications can be sent at any time, as our services are available 24/7, and if your request is approved, your money will instantly be ready for an electronic transfer. No more gathering paperwork and filing countless documents; the application process is extremely simple.

Your answer will come immediately, as well as your money, if the loan is approved. Our customer support is here to help you every step of the way.

As for the security of your information, our digital application process is entirely safe, and your data will be well-kept and under no circumstance shared with any third party.

When you need money fast, you might ask your self, where can I find disability loans near me? Look no further, we offer disability loans in all the provinces we operate. In Alberta, you can apply for a payday loan on AISH. In Ontario, you get approved for an ODSP payday loan.

No matter where you live, get started on a disability loan application today!

We provide disability payday loans in these provinces of Canada.

in Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, Prince Edward Island.

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Disability Loans in Canada

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How Can I Get a Disability Loan in Canada?

Apply Online for a Disability Loan


Fill out the online application form. Choose your desired loan amount, repayment plan option*, and provide the requested information. It takes most people about 10 minutes or less.

Get Instant Decision

Instant Decision

Our fully automated online application will provide you with an instant decision on your disability loan. Once approved, all you have to do is electronically sign your loan agreement.

Get Your Money

Get Fund

Once your loan agreement is signed, your funds will be sent via e-Transfer in the next 2 minutes. Fast, convenient, loans for those on disability income.

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Canada. You can get back up to 20% of the cost of borrowing paid once your disability payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*

Payday Loans for Disability Income in Canada FAQS

What are the requirements to qualify for a payday loan that accepts disability benefits?

To qualify for a payday loan that accepts disability benefits, you must need to meet the following requirements:

  • You must be at least 19 years of age as of your application date.
  • You must be a Canadian citizen and a resident of Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, or Prince Edward Island.
  • You must have been receiving the same source of income for the past three months.
  • You must have a combined net income of at least $800/month. This includes income from all sources, such as wages, pensions, and social assistance benefits, including disability payments.
  • You must have a Canadian bank account that has been open for at least three months and has access to online banking functions.
  • You must have a valid mobile phone number, email address, and home address.

Can I get a loan on my disability check?

You can get a loan while on disability. We provide instant loans in Canada for disability recipients, as we consider your government benefits a valid and reliable source of income. You can use your disability payments towards meeting our $800 monthly net income requirement.

Can I get an installment loan if I am on disability?

You can get an installment loan on disability with multiple-repayment options*. Depending on the province you reside in, you repay your loan in 1 or multiple installments. Please check with our customer support for more information.

How can I get a loan with bad credit and with disability benefits?

Disability loans with bad credit are possible, as long as you meet our requirements, starting with having received disability aid for at least three months before applying. Even if you have bad credit or no credit history, you can be approved for up to $1,500.

Can I get a loan while on disability with no credit check in Canada?

You can’t get a disability loan with no credit check with us. Our application process involves a credit check, but that shouldn’t discourage you.

It’s merely a measure meant to verify your personal information and doesn’t mean bad credit will affect your chances to get approved.

Instead of looking for disability loans with no credit check in Canada, focus on finding a lender that understands your needs and offers viable options.
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