Online Installment Loans

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Low Rate Installment Loans

Get up to $1500. Low Cost. 5 minutes e-transfer

iCASH offers flexible, installment loans for our customers in Canada. Our lending options provide customers between $100 and $1,500, that can be repaid as a single payment, or in installments. This provides our customers with the flexibility they need to pay back the loans based on their income and paycheck schedules

What’s more, having bad credit does not disqualify you from applying for an installment loan with iCASH. Our approval process looks at several factors and data points, of which your credit score is only one. We don’t believe that a number tells your whole story. Installment loans for bad credit are quite routine and common at iCASH.

Additionally, people often worry if these types of loans are too expensive or worth it. iCASH offers low-cost installment loans, at prices that are quite competitive.

In many cases, they are more affordable then the interest rates that’s charged by major credit card providers. So long as you pay back the loan on the installment plan and timetable you choose during the application and loan agreement, your expenses are kept to a minimum. You get the funds you need, right away, to make your life a little easier.



Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*

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Get up to $1,500!

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How to Apply for an Installment Loans

Online Application
Apply Online

Our online installment loans can be completed in the comfort of your own home. Just select the amount you need, the number of repayments, and provide your personal information.

Approval Decision
Instant Decision

Our automated approval process reviews your application and various data points about you and provides instant approval. Then, just electronically sign your installment loan agreement.

Get Funded
Get Fund

Once we receive your electronically signed agreement, we’ll sent you up to $1,500 (depending on the amount you were approved for) in 5 minutes by e-transfer.

Minimum repayment period 61 days. Maximum repayment period 62 days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $25 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
+ 200 000
members since 2014
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iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Flexible repayment plans      
Offers cashback program for more savings*      
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Why Choose iCASH for your Installment loans?


Many Canadian lenders don’t offer very many options when you’re applying for an installment loans for bad credit. At iCASH, we believe everyone is different – we all have different paycheck cycles, billing cycles, and financial needs. So, we offer a wide range of multiple repayments options.
Loan durations can be as short as 7 days, or as long as 62 days, to accommodate your income and expense cycles and better serve your unique financial needs.

Bad Credit Isn’t a Disqualifier

No Canadian lender can claim to offer no credit check installment loans. Responsible lending requires a credit check – but does not mean that the ultimate lending decision has to be based on that credit score. We believe you are more than just your credit score. We take a look at your history but also consider your income and several other data points.
The most important thing is that your credit history is not a disqualifier to get low cost installment loans from iCASH.

iCASH is a Fully Licensed Direct Lender

There are several bad credit installment loan companies in Canada. However, many aren’t licensed direct lenders – meaning consumers don’t have the same protections they would have from a traditional bank or lending institution.
iCASH, on the other hand, is a safe fully licensed direct lender. This means we are regulated by both Canadian and provincial laws which gives you peace of mind.

Quick and Convenient

Conventional loans can involve a lengthy process of office visits, paperwork, signing visits, follow-up calls, faxes, mail, and more. iCASH provides online installment loans with instant approval. The application process is simple, quick, and convenient, especially during the cold Canadian winter where you can apply for a loan from the comfort of your own home.
The loan application process can be completed online in just a few minutes. Your agreements are electronically signed, and you can get up to $1,500 in 5 minutes sent to you by e-transfer.

Ethical, Responsible, Transparent Lending

iCASH is committed to ethical, responsible, and transparent lending. All of our fees and charges are provided on our website, and during the loan application and agreement process, so that consumers can fully understand the charges and fees that are associated with their payday installment loans.
We also can’t approve you a second loan if you haven’t paid back the first in full – responsible lending regulations forbid it. We’re totally focused on doing right by YOU, our customers.

Find out what our customers think about iCASH!

"Pertige from BC"
"Sami from Ontario"
"Teri from New Brunswick"
"John from New Brunswick"
"Erika from Alberta"
"Stephen from Alberta"
"Chelsea from Ontario"
"Scott from Alberta"
"Lynda from Ottawa"
"Kenton from Alberta"
"Catalina from BC"
"Chris from Alberta"
"Jasmine from BC"
"Christa from Alberta"
"Melissa from Ontario"
"Heather from Alberta"
Read our customers stories

Do the loan installments increase the cost of my loan?

Whether you choose 1, 2, or 3 payments for your installment loan repayment plan, it does not have any impact on the interest rates charged on your loan.

We’re happy to provide flexible multiple repayment plans – because we want you to be stress free when you pay back your loan.

Why is my province/territory not listed on your site?

At this time, we only do business in the provinces listed on our site. We may expand and provide low cost installment loans to other provinces or territories in the future.

Fully online processes are great, but what if I need help?

We realize that sometimes, you just need to talk to a real person to get a quick answer to a question. Not to worry! iCASH Customer Service Agents are available by phone 7 days a week, during normal business hours, and are happy to help you with any questions that you may have.

How long are the loan durations or terms with iCASH?

iCASH offers loans ranging in duration from 7 to 62 days. This provides maximum flexibility for our customers. The duration of the loan does not change the interest rate, either.

Why are interest charges different based on province?

The interest rates we charge are governed by several factors, including provincial regulations and standards. Therefore, the loan rate, can vary significantly from one province to the next.

We always strive to provide competitive rates for our customers, while ensuring we abide by all government regulations and standards of ethical, responsible, and transparent lending.