Installment Loans

Installment Loans in Canada

Installment loans in Canada offer a flexible way to handle life’s unexpected expenses without stretching your budget thin. Spread across multiple repayments, they make it easier to manage costs gradually instead of all at once. 

Unlike traditional loans, which often require a strong credit history, installment loans are accessible to a range of credit scores, welcoming everyone, even newcomers to Canada who may not yet have an established profile. 

Applying through the iCash website or mobile app is quick and convenient, taking just minutes. One recent iCash customer — a newcomer facing a car breakdown during a harsh winter — was able to get back on the road, thanks to fast access to funds he couldn’t qualify for elsewhere. 

With flexible repayment terms, our loans for emergency expenses give Canadians and newcomers alike control over their finances. Get cash, 24/7, even on weekends and holidays. 

Start now! Complete your application today to experience secure, easy access to funds when you need it most.

What Else Can I Use an Installment Loan For? 

Installment loans aren’t just for emergencies. Use them to support a variety of financial needs, including:

• Education Costs: Use the money for tuition, textbooks, or even certification courses to advance your career.

• Pet Expenses: Whether it’s a routine check-up or urgent care, multi-payment loans can help cover unexpected pet bills.

• Wedding Expenses: Plan your big day without dipping into long-term savings by covering extra wedding costs with a flexible loan.

• Travel Costs: Need to visit family, or have an urgent trip come up? Fund your travel plans with manageable installment payments.

• Holiday Expenses: Spread out the cost of gifts, decorations, and festivities to keep your holiday season stress-free.

• Home Repairs: Cover essential repairs like a leaky roof or a broken furnace, especially during those cold Canadian winters.

• Medical Bills: Manage out-of-pocket medical expenses or dental work that might not be fully covered by insurance.

How to Get an Installment Loan 

Applying for an installment loan with iCash is quick and easy. Whether you need $1,500 for a large purchase or $100 for essentials, we have options to fit your needs. 

Here’s how to apply for your installment loan:

1. Go to icash.ca: Visit our easy-to-navigate website or download our secure mobile app. Feel confident with our online loans, as we use the latest security technology to protect your personal information.

2. Choose your loan & payment plan: Decide how much you need to borrow and for how long (up to 62 days). Then, use our dynamic loan calculator to determine your repayments for easier budgeting.

3. Submit your application: Fill out our application form with basic personal and employment information. These small details allow us to assess your current financial situation and determine the best loan option for you.

4. Get Your Cash: Once approved, money is sent immediately via e-Transfer, 24/7. It’s that simple!

Don’t wait! Apply for a loan now and take the first step towards hassle-free loans — quick approvals, flexible terms, and a secure path to meeting your most pressing financial needs. 

Types of Installment Loans for Canadians 

Ready to find the right loan for your needs? Apply now and keep life moving!

Why Choose iCash for Installment Loans in Canada?

When you choose iCash, you're not just choosing a lender, you're choosing a reliable financial partner. Our mission is to provide you with the freedom you need to handle unexpected expenses, all while being able to manage a comfortable loan repayment plan.

Here are some additional reasons why iCash is the top choice for installment funding in Canada:

24/7 Online Convenience

No need to leave the comfort of your home! Apply entirely online, making it perfect for those in remote areas or anyone who just prefers getting a loan in a more private setting. Quick, easy, and done in minutes.

High Approval Rate

With 9 out of 10 applicants approved, your chances are high no matter your credit history. We work with you to find a loan that fits your needs, offering flexible repayment options that make managing payments easier. Accessible, supportive, and tailored to you. 

Bad Credit Accepted

Our bad credit financing options make it possible to access cash when you need it most. With simple terms and an easy repayment structure, you can cover essential expenses, no matter your credit background.

Accessible for All Situations

Accessible to everyone, installment loans help with any financial need — whether it’s covering unexpected expenses or managing everyday costs. No matter your financial background, this option offers reliable support whenever you need it.

Transparent Repayment Structure

What you see is what you get! No hidden fees or surprise terms. You’ll get a clear repayment plan that tells you exactly what’s due and when. It’s all about making budgeting a breeze.

No Prepayment Penalties

Want to pay off your loan early? Go right ahead, no penalties here! This flexibility keeps you in control, and paying it off sooner could even make you eligible for a re-loan faster.

Encryption-Level Security

Your security is our top priority. With bank-level encryption, your personal information is protected every step of the way. Apply and manage your loan confidently, knowing your data is as secure as it would be with any major financial institution.

Take care of any expense with our quick, secure, and flexible solutions. Choose iCash today and see how easy it is to get the financial support you need.

Apply for an Installment Loan Today

Applying for an installment loan can provide the financial support you need with manageable, fixed payments. Choosing iCash means flexibility, ease, and security, so you can face life’s surprises with confidence. We accept all credit types, so start your iCash membership today!