Menu
Products
Why iCash
Help
Customize your instant loan
Receive your money by 3:41 pmMinimum
$100
$750
Maximum
$1,500
1
2
3
Elite
New customer
Prestige
VIP
Cost summary
Apply now and receive your money by e-Transfer at no extra cost.
FAST ONLINE INSTALLMENT LOANS
Borrowing money online is one of the quickest and most convenient ways to get access to quick cash for emergencies or unexpected expenses. It's also handy to have the option of getting a loan that allows for installment payments, giving you more flexibility when it comes to repaying your debt.
iCash offers installment loans in Canada, and they are available whenever you may need money. Our installment loans allow you to borrow up to $1,500 and pay it back in 2-3 installments. This can help spread out the payments and make them more manageable.
These types of loans provide an easy way to get cash in an instant. You can apply online and, if approved, get your money sent via e-Transfer within minutes. Plus, our flexible repayment options* make it easy to pay back your loan on your terms.
You can apply for an installment loan by using our quick and convenient mobile app or by filling out our online personal loan application form. There's never been an easier way to get access to fast cash that can be sent to you within minutes. Please note that due to government regulations, personal loans in Ontario and Nova Scotia can only be approved for 1 repayment.
Our Easy Installment Loan Process
Applying for online installment loans in Canada is a quick and easy process. It's not about filling out a bunch of paperwork or waiting in line at a bank. You can apply for iCash installment loans with instant approval from the comfort of your own home within minutes.
For most customers, you can apply and get up to 3 repayments*, which you have the option of repaying over a 62-day period. It's that simple, and you won't expect any hidden fees or charges.
To apply with iCash, you'll need to follow our easy 3-step installment loan process below:
You can apply online or through our mobile loans app any time of the day or night. All you need to do is fill out our short and easy application form and provide us with some basic information about yourself and your income source. We'll also need to know how much money you need and when you'll be able to repay it.
Once you've submitted your paperless application, we'll review it and immediately let you know if you're approved. If you are, we'll send your installment loan via e-Transfer, 24 hours a day, 7 days a week. With an approval rate of 93%, chances are good that you'll get the money you're looking for.
After you've been approved and have received your money, you can use it for whatever you need. There's no need to worry about how you're going to repay the loan all at once. That’s the beauty of installment payments that can be paid over a period of time.
Getting an installment loan online in Canada is an ideal way to borrow money. And with iCash, you can get the money you need without any stress or hassle. So why wait? Apply now and get cash in your pocket to make your payments today.
Why Canadians Choose iCash For Installment Loans
At iCash, we understand that every Canadian's needs are different. That's why we offer a variety of different short-term loan options, including installment loans, emergency loans, weekend loans, etc. This way, you can find the perfect loan for your specific needs.
Some of the major benefits of choosing iCash for an online installment loan in Canada include:
When you're applying online for payday installment loans, it's important to feel confident that your personal information is safe and secure. That's why we use 256-bit SSL encoded bank-level security to protect your data. This means that your information is encrypted and can't be accessed by anyone other than authorized personnel. So you can rest assured knowing that your information is safe with us.
Our online loan application process is quick and easy, so you can get the money you need without any hassle. All you need to do is fill out our short online application, and you can be approved in minutes. Plus, there's no need to fax or mail in any documentation.
One of the biggest conveniences of online installment loans is that they offer flexible repayment options. That means you can make up to 3 payments over 62 days. Which allows you to repay your loan on your own terms, without having to worry about one large payment. There are also no prepayment penalties, so you can pay off your loan early if you want to.
Our approval rate is 93%, which means that there's a good chance you'll be approved. We work with a variety of customers who come from different financial backgrounds and have different needs. So whether you have good credit, bad credit, or no credit at all, we may be able to help you get the money you need.
Minimum Requirements To Get An Installment Loan
Everyone's financial needs are different, which is why we offer installment payday loans to our customers. These easy loans are a great option for those who need a little extra money to cover unexpected expenses or who need help making ends meet until their next payday.
To get an online installment loan from iCash, you must meet the following criteria:
Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).
Another great benefit of getting an installment loan from iCash is that there are no hidden fees or charges. As long as you repay your loan on time, the only fee you'll ever pay is the interest on your loan. And our rates are some of the most competitive in the industry. So when you're comparing short-term loans, be sure to compare the total cost of the loan, including interest and fees.
As a borrower, you may also be looking for no-refusal installment loans in Canada. While we can’t guarantee approval, as long as you meet the minimum requirements there's a good chance you'll be approved for an installment loan from iCash. With over 600,00 customers served and a 93% approval rate, we are one of the leading direct lenders in Canada. We’ll work with you to get the financial assistance you need.
Bad Credit Loans With Installments
Many people will struggle with financial challenges at some point in their lives. Whether it's an unexpected bill or a temporary loss of income, there are times when we all need a little extra help making ends meet. That's where installment loans for bad credit come in.
These short-term loans are a great option for those who have bad credit or no credit because they offer flexible repayment options* and high approval rates. We work with everyone to find the best loan based on their individual financial needs and situation. And while we do perform a credit check on all of our applicants, it won't affect your credit score or your chances of being approved. 9/10 of our applicants are approved!
You also may be wondering if there are any no-credit check installment loans available in Canada, but the truth is, most reputable lenders will not offer no credit check loans. All licensed lenders, including iCash, are required by Canadian law to perform a credit check on all applicants.
We do, however, understand that your credit score is not always an accurate reflection of your ability to repay a loan, which is why we consider other factors when approving personal loans for poor credit in Canada. It's not about your past or if you have a poor credit history, it's about helping you get the money you qualify for right now.
All Types Of Income Accepted
If you're looking for installment loans on EI, we can help. We work with all types of applicants, including Canadians who are unemployed, self-employed, or on a fixed income.
Simply put, our personal loans are available to everyone, no matter what your financial situation is. We accept all types of income, including child tax benefits, employment insurance (EI), and other government assistance programs. This helps people who are struggling financially to get the money they need without having to worry about being turned down because of their income source.
If you're looking to get installment loans online that accept child tax benefits, or any other type of loan on non-traditional income, here's the full list of what is accepted:
Employment income
EI
Child Tax Benefits
CPP
Disability Income
Old Age Security
If your income falls into any of the categories above, you may be eligible for an installment loan from iCash. To learn more about how we can help you get the money you need, our customer service team is available 24/7 to answer all of your questions.
Get An Installment Loan Today
If you're looking for online instalment loans, iCash is your go-to provider. With flexible repayment options* and high approval rates, we are here to help our customers with their financial needs - whatever they may be.
Because we work with all types of applicants, including those who are unemployed or on a fixed income, we can offer 24/7 installment loans online to almost everyone in Canada. So if you need some extra help making ends meet, consider applying for a loan from us today.
With over 600,00 happy clients, we are confident that we can help you too. Apply now and you could get e-Transfer installment loans of up to $1,500 sent to you as soon as today. Never worry about not having enough money to pay for an unexpected expense or basic necessities again.
Behind each review is an experience that matters
Since 2016, we've helped over half a million Canadians get instant loans online.
Since 2016 we have happily served over half a million customers.
Read more reviews.
How to Apply for Installment Loans in Canada?
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
We help our members get their finances back on track
Frequently asked questions
Have more questions? Check out our full FAQ.
