Minimum requirements

What are the requirements to get a loan?

Our minimum requirements are that you must:
  • Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia)
  • Be a resident of any of the provinces in which we operate (AB, ON, BC, MB, NB, NS, PEI).
  • Show that you have been receiving the same source of income for the past three months.
  • Have a net income of at least $800/month in the same bank account for at least 3 months.
  • Have a Canadian bank account that has been open for at least 3 months and has access to online banking in which pre-authorized debits can be performed
  • Have a valid mobile phone number, home address, and email address (VoIP numbers are not accepted)