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No Refusal Payday Loans 24/7
When you need a loan, the last thing you want is to be turned down. This can be especially worrying if your finances are already strained or if your credit history isn't great. While many lenders will turn down your loan application outright, iCash is different. We don't believe in refusing loans to our customers just because they've had some financial difficulties in the past.
Although we don't offer guarantee approval for a loan in Canada, we approve 9/10 applicants, meaning that you're more likely to be approved for a loan with us. In other words, there's no need to worry about finding a no refusal payday loan lender. If you apply with us, we’ll work with you to get you the money you need, regardless of what your financial situation looks like.
Online Installment Loans With Instant Approval
If you're looking for an installment loan, you don't want to go through the hassle of dealing with a lender who is going to reject your application. With iCash, you can be confident in our high approval rate and loans with instant approval. The loans we offer can be paid back in installments*, so that you can better manage your finances and your payment plan.
With over 600,000 customers served, we are a trusted online lender for instant approval installment loans in Canada. We provide many benefits that our customers appreciate, including:
Camping in Muskoka? Or, maybe you’re in need of a home repair at the worst possible time. Whatever the case, when you need money now, we’re here for you. Unlike other lenders, we don't believe in making you wait. You can apply for a cash advance at any time, anywhere, 365 days a year using our online application or the iCash loan app. Once you're approved, your e-Transfer installment loan will be sent your way within minutes.
The last thing you need when you're in a financial bind is to be kept waiting to hear back about your loan application. That's why iCash offers instant approval on all of our faxless payday loans in Canada.
Once you've submitted your paperless online loan application, you'll get a decision right away. If you are approved, your money will be sent via e-Transfer – no waiting around for days (or even weeks) to get your hands on the cash you need.
When you're dealing with a financial emergency, the last thing you want is to be surprised by hidden fees. As a trusted lender, we pride ourselves on being transparent and upfront with our customers. There are no application costs, no prepayment penalties, and zero hidden fees – ever.
Plus, our flexible repayment schedule* is designed to work with your budget. That means you can make extra payments or pay off your loan early, without being penalized. You can choose to repay your loan over 62 days or right up front, whichever works better for you.
All of our customers are automatically enrolled in our membership program after paying off their first loan. This means that you can earn up to 20% cashback* on the cost of borrowing, just for being a loyal customer. The more you borrow, the more you save. Loyalty members also get an even faster re-loan process as well as no credit verification for re-loans, should you ever need a payday loan in the future.
How to Get Approved For Up To $1,500
If you're short on cash, our online loans of up to $1,500 can help get you to your next payday without hassle. Applying is easy - and you won't have to worry about having a perfect credit score.
Although we don't issue guaranteed approval loans, there’s no need to be concerned. Our 93% approval rate ensures that you're more likely to be approved for a loan with iCash than not. Plus, our online application process is one of the easiest and most convenient in the industry.
Here's what you need to do to get an instant cash advance from us:
You can apply for a loan entirely online – there's no need to go into a store or wait in line. Just fill out our quick and easy application form and you'll get an instant decision.
Even if you're on-the-go, you can download our mobile loans app and apply right from your phone, 24/7. You no longer have to wait until regular business hours - like you would at other physical lenders - to get access to extra cash.
We like to make things go as quickly and efficiently as possible. That's why we approve loan applications around the clock and within minutes. Our instant approval process has helped countless Canadians get the money they need, no matter what time of day it is. We pride ourselves on helping you get access to cash as quickly as possible, so that you can take care of whatever financial burden you're dealing with.
Once you've been approved, you'll receive your money within minutes. We send funds via e-Transfer, so that you can have access to your cash right away and use it for whatever you need. No holding, no waiting – just quick and easy access to the money you need, when you need it. It's really that simple!
What You Need To Get Approved For An Instant Loan
There are minimal requirements to be eligible to apply for our loans with instant approval. Like all reputable lenders in Canada, we ensure our lending practices are in line with the provincial regulations.
This means that you'll need to meet the following criteria to be approved for an online loan with us:
Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months. (We also accept other forms of income, so you can get a payday loan with government benefits in Canada i.e. child tax benefit, ODSP, etc. And while we don't issue no refusal payday loans for these income types, there's a good chance you'll be approved).
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).
If you have any questions regarding these basic lending requirements, please don't hesitate to contact us. We're always happy to help and provide additional information where needed.
No Refusal Bad Credit Loans
You may have a difficult time finding a reputable lender that offers guaranteed approval loans for bad credit. The truth is that all legitimate lenders in Canada won't offer a bad credit loan with no refusal. This is because they would violate provincial regulations that are in place to protect borrowers.
However, just because you have bad credit, doesn't mean you can't get approved for a loan. We understand that financial emergencies can happen to anyone at any time – even if you don't have perfect credit. That's why we take a responsible and flexible approach to lending, taking into account your unique financial situation when making our decision.
We believe that everyone should have access to fair and transparent financial products. We offer bad credit payday loans with instant approval so that you can get the money you need as quickly as possible. And because we're a direct lender, you can be sure that you're getting the best possible rates and terms on your bad credit loan.
Get A No Refusal Loan Anywhere In Canada
At iCash, we're a 24/7 Canada-wide service that is always here to help. No matter what time of day it is, we're here to provide you with the lending solutions you need. As a fully licensed lender that follows all provincial regulations, you can be confident that you're in good hands with us.
If you're facing a financial emergency and need cash now, don't hesitate to apply for one of our loans. We may not offer no refusal loans in Canada, but we have a high approval rate and can get you the money you need as quickly as possible.
We provide online loans to residents in the following provinces and we're ready to help you get the cash you need:
Local Payday Loans
Online lenders in Alberta provide a flexible solution to help you overcome emergency or unexpected situations.
Are you looking for instant loans in BC? Apply today and get approved in minutes!
Residents of Ontario can Borrow Up To $1,500 in 2 minutes by applying with a direct lender. Get the funds you need fast!
Getting a money loan in New Brunswick is easy with our online application. We offer the best rates and the fastest loan approvals. Apply now and get approved Instantly.
Payday lenders in Manitoba can help you pay for rent, urgent home repairs & emergency car expenses. Loan $100 - $1500 from a safe Canadian lender.
Apply for e-Transfer loans in Nova Scotia in 3 easy steps, 24 hours a day, seven days a week.
Need Money? People in PEI can apply for online loans and get the funds they need almost instantly.
Get Approved For An Instant Loan Today
Getting approved for an instant loan is easier than you may think. With iCash, you can apply for a loan from anywhere in Canada and get the money you need on the same day. Because we are a direct lender that operates completely online, we can reach more Canadians and provide them with fast financial assistance any time of the day.
We offer alternate financial solutions for Canadians and accept all credit types. This means that if you've ever been turned down by a traditional lender or credit union, you may still be eligible for an instant e-transfer payday loan with us.
Our advanced technology and automated lending process allows us to find the right borrowing amount for you, so that you can get an instant pre-approved loan in an instant, as well as get access to cash without it being a financial burden.
Whether you have good credit, bad credit, or no credit at all, our instant approval loans can help you with whatever financial predicament you’re facing. As long as you meet the basic lending requirements, you can have extra cash in your pocket today.
Online Loans in Canada With No Refusal
Online loans provide a convenient and flexible solution for Canadians who need access to cash quickly. They are a great option for those who have previously looked for online loans with no refusal but have had no luck in their search.
If you haven't been able to get approved for a traditional loan, or if you're simply looking for a more convenient lending solution, iCash is here to help. As a leading provider of online loans with instant approval, we'll work with you to find the best borrowing solution for your personal financial situation.
Some of the added benefits of getting instant payday loans with approval online from iCash include:
That's the magic of our automated online service! You can apply for a loan with us any time of day or night, from anywhere in Canada. There's no need to take time out of your busy schedule to visit a physical location to obtain a loan. Instead, you can simply download our mobile app or fill out our online application right from the iCash website. Whatever your preference, we've made it easy for you.
Unlike traditional lenders, we don't believe in making our customers wait days or even weeks to find out if they've been approved for a loan. When you apply with us, you'll receive an instant decision so you can get the cash you need to pay for whatever you need. And, because we send funds via e-Transfer, you'll get access to your money in as little as 2 minutes!
24/7 Loans in Canada
A good alternative to a traditional payday loan
Payday Loans that are offered online instead of in person. So what are the benefits of online loans? Well, aside from the obvious, here are a few reasons why online is awesome.
We have one of the fastest approval times. We are able to approve your loan in a matter of minutes. You will learn how much you can borrow and when you have to pay back your payday loan. You can even electronically sign and return your loan agreement.10
With us, there is no need to explain why you need the payday loan. And, no explanations mean no judgement! We understand that unforeseen situations happen to everyone from time to time. We are here to help.20
Financial institutions are hesitant to lend to people that do not have perfect credit. We understand that a client’s previous bad credit should not haunt him or her for life! Our application process takes into account the whole financial picture and we are able to put together a global vision of your individual situation.
How our instant loans work
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
We help our members get their finances back on track
Frequently asked questions
Have more questions? Check out our full FAQ.