AISH Payday Loans

Select the amount you wish to borrow

Minimum

$100

$750

Maximum

$1,500

Select province of residence

Number of payments

Loyalty program

Elite

New customer

Prestige

VIP

Cost summary

Cost

_$85^.50

Cashback

_$0^.00

Apply now and receive your money by e-Transfer at no extra cost.

PAYDAY LOANS FOR AISH

AISH payday loans are offered to individuals who receive income through the Alberta Income for the Severely Handicapped program. This short-term loan relies on your government benefits as your primary source of income.

iCash provides unsecured payday loans for up to $1,500 to those who receive AISH benefits, which must then be repaid over a short period of time, with interest.

For those on a fixed income, getting access to an AISH loan can help when they encounter unexpected or emergency bills and expenses, have trouble managing their cash flow, need some extra cash to pay for medical expenses, or otherwise are having trouble making ends meet.

What’s more, it’s not only your AISH benefit that can be leveraged for a quick cash loan. Other government benefit programs qualify, too, along with pensions, traditional work wages, insurance benefits, and more. So long as you have a minimum monthly combined income of at least $800, any or all of those sources of income can be used to apply for a money loan.

We offer an easy online application process, meaning there is no travel or office visits involved. You can apply anytime, 24/7/365, from the comfort of your own home. Add to that competitive interest rates, outstanding customer service, flexible loan repayment options*, and cashback rewards*.

There is no faster or more convenient way to access online payday loans in Alberta while receiving AISH benefits than with iCash!

What is the AISH program?

For Alberta residents suffering from a disability or handicap, the government offers a valuable benefit. This takes the form of the Alberta Income for the Severely Handicapped program, which provides a monthly cash benefit to pay for basic living, healthcare, and other expenses.

The program has variable payouts based on a number of different factors, with different elements including a living allowance, child credit, health benefits, and personal benefits. Combined, these can add up to over $2,000 a month in benefits from the provincial government for eligible individuals.

Many who suffer from disabilities and handicaps are unable to work, and this may be their primary source of income. A fixed income can make it especially hard to handle emergency or surprise expenses, manage your cash flow, and qualify for traditional loans and credit. This can make it extremely challenging to keep your finances in good order. Fortunately, there are new options available to bring loans and credit to those who need them most.

To learn more about the AISH program and AISH benefits, you can visit the Alberta government’s official website on the topic.

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Frequently asked questions

Can I get a payday loan while on AISH?

You can borrow money while you are on AISH. You can use your monthly disability payments to qualify for a loan with us. Many forms of government benefits are acceptable sources of income towards meeting our $800/month net income requirement.

What do I need to qualify for a payday loan on AISH?

To qualify for an AISH payday loan you must meet the following requirements:

Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

Do you accept other forms of social assistance aside from AISH?

AISH, other government assistance or welfare benefits, insurance payouts or benefits, annuities, pensions, child tax benefits, old age security, and more are all income sources that we accept.
As part of the $800 per month minimum income requirement, you can have income from many different stable sources. Wages from a job are the most common source, by other sources are perfectly valid!
When you fill out your loan application online, you just need to detail out your income sources and amounts under the “Employment Details” section. That way, we’ll be able to consider all of your relevant stable income sources and give you the best possible chance of getting approved for a short term loan.

If I just started my AISH benefit, can I apply for an emergency loan?

To meet the basic qualification requirements for an emergency loan, you need to have had the same source(s) of income for at least 3 months. If you only just started receiving your AISH benefit, you’ll need to wait until you have been receiving it for at least 3 months before applying.
Now, if you have other sources of income that total at least $800 per month on their own, and have been receiving those for at least 3 months, then you can still apply right away, regardless of the status of your AISH benefit.

Have more questions? Check out our full FAQ.