Minimum
$100
$750
Maximum
$1,500
1
2
3
Elite
New customer
Prestige
VIP
Apply now and receive your money by e-Transfer at no extra cost.
Do you need to get a money loan quickly? iCash is the private money lender of choice for over 850,000 Canadians. We offer fast and secure loans of up to $1,500 to people in need of financial assistance across Canada.
Our application process is quick and easy, with most people receiving an instant decision thanks to our fully automated process. We have flexible repayment options* to suit your budget and schedule. Our customer service team is available to answer any questions you may have throughout the process. So, if you need a short-term loan, we’re more than happy to help you out.
If you're in need of money ASAP for an upcoming bill or expense, direct lending from iCash may be the perfect solution. As one of the most reputable private money lenders in Canada, we provide instant loans to those who need them most. Unlike traditional banks, we offer more flexible repayment plans* and easier approval criteria, so you can get the money you need without the hassle of a lengthy application process. This is why so many are choosing iCash as an alternative to traditional payday loan lenders.
Our team understands that life can throw unexpected financial situations your way. That's why we offer instant loans to help you through difficult times. So if you're looking for a fast and reliable money-lending solution, look no further.
By offering a fast and convenient online application process, you can easily apply for an unsecured personal loan from the comfort of your own home. Our online application is not only fast, but it's also super secure.
As one of the top private lenders in Canada, we take the security of our customer's financial information seriously. That's why we use state-of-the-art security measures to ensure that your information is protected at all times.
We offer same-day e-Transfer services, ensuring that you receive your funds as quickly as possible. Our streamlined loan processing time means that you won't have to endure long waiting periods before receiving your funds. Once you've signed your digital agreement, we'll immediately transfer your funds via e-Transfer within just 2 minutes. Our same-day e-transfer service is just one of the many reasons why we're a preferred direct lender in Canada.
Our money loans could not be easier to apply for. We recognize the inevitability of financial emergencies, and consequently, we offer a swift and simple process to apply. Our applications are uncomplicated, transparent, and optimized to provide you with the necessary funds in a prompt and convenient manner. All you need to do is follow these 3 steps:
Simply choose the amount you need, select a repayment schedule* that suits you, and provide some personal information. Submitting your application can easily be done online, either with the iCash app or directly on our website, which is why so many choose as when looking for loans from private lenders.
Our sophisticated online application system will promptly process your request and deliver an instant decision. The entire process is automated and you’ll know right away how much you can borrow. Once you get the green light, all that remains is for you to digitally sign your agreement!
As soon as your agreement is signed, your funds will be transferred to you via e-Transfer in less than 2 minutes! Quick, practical, stress-free and best of all, available 24/7, making us one of the most trusted online money lenders.
Our minimal requirements make it easy for you to qualify for loan that’s approved on the same day, even if you've been turned down by other financial lenders in Canada. We believe that everyone deserves access to financial assistance when they need it most, regardless of their income or credit history.
Our goal is to simplify the borrowing process and make it as stress-free as possible, so you can focus on the things that matter most in your life. To qualify for a personal loan with us, you simply need to meet the following criteria:
Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).
Being a private lender allows us to provide flexible solutions such as bad credit loans, and more personalized service to our borrowers. We focus on your ability to repay the loan instead of just your credit history. So, if you have bad credit, don't worry, it won't automatically disqualify you from getting a loan with us. You’re still very likely to get approved with us!
We understand that unexpected expenses or bills can be a source of stress and anxiety. That's why we're dedicated to helping our customers by providing quick access to cash loans. Our simple and straightforward lending process can get you the funds you need within the same day, without any unnecessary delays or complications. We're here to help you overcome any financial obstacles, whether you're dealing with unexpected expenses or just need some extra cash to cover bills. So, if you’re ready, download our app today to get started, or simply sign up on our website.
Since 2016, we've helped over half a million Canadians get instant loans online.
Since 2016 we have happily served over half a million customers.
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Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
Have more questions? Check out our full FAQ.