Express Loans 24/7 | Fast E-Transfer In Minutes

Express Loans

Looking for quick cash? iCash offers express loans with lightning-fast approval times. Apply online, get approved in minutes, and borrow up to $1,500 with no credit check required. Get the funds you need, when you need them.

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EXPRESS LOANS ONLINE

Get an Express Loan Of Up To $1500

Express loans are instant online personal loans that can provide you the funds you need quickly, securely and efficiently. When you need money fast and cannot wait, there’s often no better choice as you’ll usually have the money within an hour. They can be a real lifesaver.

These type of express payday loans can quickly provide you with the funds you need, without restriction on how they can be used. Unlike traditional credit applications, the loan application process, approval, and funding for instant payday loans online are super-fast. Speed and convenience are the hallmark for these kinds of loans, making them a perfect fit for the way most Canadians live their busy lives.

Read on to learn more about the benefits of express payday loans online and how you can get approved for them from a licensed, trusted industry leader.

It always seems like surprise bills and expenses pop up when you least expect them. One minute, everything’s going great, and the next thing you know, you’ve got a major financial headache. Maybe your refrigerator decided to stop working, or your heater just stopped working in the middle of a harsh cold Canadian winter. Even good surprises, like an engagement or your child getting interested in a new sport can all result in unplanned expenses that can put a strain on your finances. Naturally, when money is tight, Canadians turn to rapid loans for fast, easy access to the funds they need.

That’s just not helpful when Canadians need emergency loans. Your money needs are urgent, and your money lender should be just as quick in approving you for the funds that you need. Online loans take just minutes to apply for and get you the cash you need the same day.

Customers can obtain quick easy loans from iCash and receive up to $1,500 in under an hour. Now that’s fast and all your financial obligations can now be met. In the time it takes to read this page, you could complete your loan application and get approved. That’s the power of quick money loans, getting you the funding, you need as fast as possible.

With a cash express loans, you can choose your loan amount, preferred repayment options* and if you qualify, get instant approval. There’s no minimum credit score requirement, either. In fact, many of our clients apply for online personal loans for bad credit and get approved.

Applying is easy and doesn’t influence your credit. Since the loan application is completed online, you can apply 24 /7, day or night.

Online loans with instant approval provide you the funds you need via e-transfer within 5 minutes after being approved. The loan is then repaid automatically based on your chosen repayment plan*. Everything is clearly spelled out in your loan agreement.

As a company, we are committed to transparent lending, letting you know the full cost of borrowing, without any hidden fees. It’s really that simple.

With express loans, you’ll get your money fast so you can quickly get back on track with living your life.

We help our members get their finances back on track

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Frequently asked questions

How to qualify for an express payday loan?

If you meet the basic requirements, then you’ll qualify, and express loans online are the perfect choice for you. All you have to do is to start filling out the application online and meet the following criteria:

Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

How can I get an express loan with bad credit?

There are no minimum credit score requirements to get an express loan. While a credit check is performed as part of the approval process, it’s just one of many things that we look at and having bad credit is not disqualifying. Even if you have limited or bad credit, that does not stop you from getting a quick money loan.
We believe that you’re more than just a number. Too often, credit scores are used as a substitute for thorough vetting and analysis of potential borrowers by online lenders.
Our main consideration in the lending decision is whether or not you have the financial means to repay your express loans*. We don’t believe you should be excluded from getting the urgent funds that’s needed because of your credit history.
While no lender can offer guaranteed payday loan approval, we can promise you that we will never reject your application solely based on credit score!

Can I get an express loan the same day?

With an express loan in Canada, you can get the money you need that same day any time of day, any day of the week, any week of the year. Since everything is done online and is automated, round-the-clock service is possible.
You can apply whenever you want, and your approval is handled by our software. The loan agreement is made available digitally and requires only a digital signature that takes just seconds to complete through our website.
And then the funds are released so they’re available that same day, not just during traditional “bank hours.” If you choose the e-Transfer option, funds from express loans are available in 2 minutes following receipt of your signed loan agreement. They’re not called “express” for nothing!

Which loan company is best for express payday loans?

As a leader in the industry, iCash is considered the best online express payday loans in Canada. It is the preferred choice for many of our customers, for a variety of different reasons. The speed and convenience as well as affordable competitive interest rates are two more reasons. As a bonus perk, a cashback rewards program* that is very appealing to many customers.
But beyond all that, a commitment to quality and service. We want to grow a relationship with you as a customer. When you choose iCash, we want to earn your trust, respect, and keep you as a customer.
Towards that end, iCash is a licensed and certified direct-to-consumer lender. That means we’re regulated by the provincial government authorities in every province in which we operate. Many of our competitors can’t say the same which leaves many consumers with little protection and little recourse if there is a dispute or issue.
As a Canadian based company, we comply with all Canadian laws, embodying Canadian values like trust, honesty, transparency, ethics, and responsibility.
We’re here to earn your trust and serve Canadians with all of their needs.

Who can I contact regarding my express loan?

A team of dedicated and knowledgeable customer experience advisors that are available by phone and e-mail to help you. We also have an online knowledge base of articles and payday loan FAQs that answer the most common questions about your options when it comes to express payday loans.
Most people find the answers they’re seeking within these resources, which we provide for your convenience. So much of our online lending process is automated, that we figured a help option should be as well.
But we recognize and respect that sometimes, you just need to talk to a real person. Please, feel free to reach out and contact iCash, and we’ll be happy to address any questions, concerns, or issues you may be having. Our team is based in Canada and speak both official languages. They are available from 9 am to 9 pm Eastern time Monday to Friday, 9 am to 5 pm Eastern time on Saturdays, and 12 pm to 5 pm Eastern time on Sundays.

Have more questions? Check out our full FAQ.

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