Why Do More Canadians Choose iCash for Payday Loans?

iCash provides payday loans to Newmarket residents with instant access to funds, offering a transparent and secure lending experience that puts your needs first. As a fully licensed lender in Ontario, we operate under strict provincial regulations, ensuring everyone receives the same fair treatment and clear terms. 

We accept applicants with various credit situations and backgrounds, including those seeking poor credit loan options in Newmarket. Unlike traditional banks that may take days to process applications, we provide quick funds in Newmarket through our automated system that works 24/7.

Whether you're dealing with an unexpected car issue on your way to Upper Canada Mall, facing emergency home maintenance costs during Newmarket's winters, or covering urgent expenses between paychecks, life in this growing York Region community can present financial challenges if you aren’t prepared. 

What sets us apart is our commitment to transparency and customer rewards. We offer up to 12% cashback on borrowing costs for returning customers. Our 24h payday loan service in Newmarket means you can apply anytime and receive funds through instant e-Transfer, even on weekends and holidays.

When you need financial assistance, Newmarket residents can trust that iCash delivers with no hidden fees, competitive rates, and a support team available around the clock. So, if you’re ready to take the next step in your financial journey, apply for a payday loan today!

How to Apply for a Payday Loan in Newmarket

To apply for a payday loan in Newmarket through iCash, you just need to follow these three simple steps.

Step 1: Complete Your Online Application. Visit our website or download our mobile app to begin your application. Select your desired loan amount (up to $1,500) and choose your repayment plan*. You'll need to provide basic personal information, including your employment details and banking information, but the entire process takes less than 10 minutes to complete.

Step 2: Receive Instant Decision. Our advanced automated system reviews your application immediately. Multiple factors are considered at this point, beyond just credit scores, and focusing on your current income and ability to repay.

Step 3: Get Your Funds. Once approved, you'll electronically sign your loan agreement. Your funds are then sent directly to you via e-Transfer, typically within 2 minutes of signing. This makes iCash ideal for those seeking no paperwork payday loans with immediate access to cash.

If approved, you'll get detailed loan terms including repayment dates, fees, and total cost of borrowing. Our customer support team is available 24/7 to answer any questions about your application status or loan terms.

If there’s any additional verification needed, our team will contact you promptly with clear instructions on the next steps.

Do I Qualify for a Loan?

There’s a very good chance you qualify for loans for bad credit in Newmarket. Here’s a look at our basic eligibility requirements to get approved.

• Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia)

• Be a resident of any of the provinces in which we operate (AB, ON, BC, MB, NB, NS, PEI).

• Show that you have been receiving the same source of income for the past three months.

• Have a total net income of at least $800/month.

• Have access to an online bank account, in which pre-authorized debits can be performed.*

• Have a valid Canadian mobile phone number, address, and email address (VoIP numbers are not accepted) 

*Please note that KOHO accounts do not qualify as they do not support pre-authorized debits.

Credit Considerations: While we do still perform credit checks, we do so more to verify your banking information and income, and do not base our lending decisions on your score. This approach allows us to serve customers who might not qualify with conventional lenders, making us an ideal choice for those with past credit challenges. Learn more about our complete payday loan eligibility criteria.

Are you ready to apply for a cash advance with fast approval? Discover your options today!

We offer payday loan services all across Ontario, including Brantford, Windsor, London, Guelph, Mississauga, Cambridge, Hamilton, Barrie, Brampton, Burlington, Kingston, Oakville, St. Catharines, Toronto, Whitby, Kitchener, Markham, Niagara Falls, Oshawa, Ottawa, Scarborough, Sudbury, Thunder Bay and more!