Apply now and receive your money by e-Transfer at no extra cost.
When you need access to cash fast but have poor credit, you might feel you ran out of options. However, many direct lenders offer bad credit personal loans for Alberta residents.
Here a few reasons why personal loans for bad credit may be the right option for you.
● No credit score required: While some lenders may ask you for a minimum credit score, we won’t look at your credit rating for our loan approval. Everyone can obtain a cash loan - including those with no credit history or poor credit.
● Source of income: We take a look at multiple sources of income for an applicant, including employment insurance benefits and child tax benefits. This shows us the frequency and amount of payments you receive monthly and helps us decide the maximum amount eligible for a personal loan for bad credit in Alberta.
● Easy online application: People today want convenience. Start a loan application online without having to leave your home. Our easy process allows you to fill out an application with basic information that is easily accessible to you online.
● Instant approval and fast funding: Our applicants receive an instant decision, once they fill out the application. Since our personal loans for poor credit are mostly used for emergencies, it is essential to have access to funds the same day. You can receive your loan funds in just 5 minutes via e-transfer.
● Unsecured and unrestricted: We don’t require you to put up any form of collateral to receive a loan. You can enjoy unrestricted access to money, 24 hours a day, seven days a week, when you use our unsecured personal loans for bad credit.
Bad credit payday loans in Alberta can assist you in recovering from financial stress and difficulties. If you are looking for online payday loans, the best option for you is to apply with a modern money lender.
Some advantages of applying for a payday loan for bad credit online include:• Apply from anywhere, anytime.
• Get instant approval.
• Enjoy same-day business processing.
• Secure application, funding, and repayments***.
• No paperwork required.
• Customer support available to assist you with your loan application.
If you have poor credit, you can apply for cash loans with iCash; we offer unsecured loans with instant decision to thousands of Canadians each year.
All you have to do to get a loan for bad credit in Alberta with us is to visit our website or mobile app and complete the straightforward application process. You can apply and be approved for a loan, 24 hours a day, seven days a week.
You won’t need to print or fax any documents to get your loan. Everything can be handled online.
Here are the steps you need to follow to get a bad credit loan in Alberta with us:
1. Sign-up for an account online. It only takes a couple of seconds.
2. Once you create an account, you’ll be asked to provide the following details:
a. Personal details, including your address.
b. Employment details, including your salary.
c. Other financial details, including some references.
d. And finally, enter your banking details and submit the application.
3. After submitting your application, you will receive instant approval.
4. You will need to sign your contract and submit it.
5. Within a couple of minutes, you will receive your loan funds via e-transfer.
All of our interest rates are fixed. That’s what you pay regardless of your personal credit history, income, or other factors.
Should you have any questions regarding the online application and approval processes, our customer support agents are available to answer all your questions quickly.
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.
Have more questions? Check out our full FAQ.