Apply in a few simple steps and get the money today. Complete the quick and fast loan application on our website – provide some personal information about yourself, select the amount of money you need, and the loan repayment schedule*.
Bad credit loans in Alberta can be easily obtained, regardless of your credit score. Unlike traditional bank loans, these loans do not have minimum credit score requirements to be approved for.
We understand that having a poor credit score has a lot to do with how fast your financial reality can change. When you lose a job (or another primary source of income), it becomes harder to keep up with planned and unplanned expenses. As a result, debts can grow and bring your credit score down.
Credit scores range from 300 to 900 points. If you have a credit score above 800, your rating is considered excellent; fair scores go from 600 to 648, while having a score between 300 and 599 points is considered poor.
Bad credit loans in Alberta functions the same way as any other money loan; the difference is that people with poor credit scores can get a loan with private direct lenders instead of from traditional institutions.
Lenders that offer loans for poor credit don’t usually rely on credit scores when it comes to approving loans. They look at many other options, such as your income-to-debt ratio, and mainly if you have consistent income.
Loans for people with bad credit can provide residents of Alberta with instant approval. Funding from these type of loans can be used to pay for last minute expenses. These type of loans can be paid back over a short period of time.
With iCASH, you can easily get a bad credit loan in Edmonton, Calgary, or anywhere else in Alberta, even if you we're declined by a bank. Since there is no collateral involved, our loans are issued for small amounts. Albertans can apply for an unsecured loan as little as $100, up to $1,500.
While online lenders perform credit checks, they also consider several other pieces of criteria before granting loan approval. They will not turn you down just because of a poor rating.
In Alberta, bad credit loans are designed to help you take care of unexpected expenses like fixing that mysterious, clunky noise your car’s engine is making. They are not recommended to be used as a long-term solution.
When you need access to cash fast but have poor credit, you might feel you ran out of options. However, many direct lenders offer bad credit personal loans for Alberta residents.
Here a few reasons why personal loans for bad credit may be the right option for you.
Bad credit payday loans in Alberta can assist you in recovering from financial stress and difficulties. If you are looking for online payday loans, the best option for you is to apply with a modern money lender.
Some advantages of applying for a payday loan for bad credit online include:
If you have poor credit, you can apply for cash loans with iCASH; we offer unsecured loans with instant decision to thousands of Canadians each year.
All you have to do to get a loan for bad credit in Alberta with us is to visit our website or mobile app and complete the straightforward application process. You can apply and be approved for a loan, 24 hours a day, seven days a week.
You won’t need to print or fax any documents to get your loan. Everything can be handled online.
Here are the steps you need to follow to get a bad credit loan in Alberta with us:
All of our interest rates are fixed. That’s what you pay regardless of your personal credit history, income, or other factors.
Should you have any questions regarding the online application and approval processes, our customer support agents are available to answer all your questions quickly.
in Edmonton, Calgary, Medicine Hat, Wood Buffalo, Red Deer, Lethbridge, Airdrie, Fort McMurray, St. Albert.
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Apply in a few simple steps and get the money today. Complete the quick and fast loan application on our website – provide some personal information about yourself, select the amount of money you need, and the loan repayment schedule*.
As soon as you send us your online loan application. You’ll receive instant approval on your online loan 24/7 so you can take care of anything that life throws your way. Quick, easy, trustworthy loans from a licensed Canadians lender.
Your money will be sent to you via e-transfer in 5 minutes or less. Email money transfer means that the funds from a cash loan can be accessed anytime, day or night, 24/7. Safe, loans online with same day funding.
iCASH offers a unique Cashback program to reward its customers in Canada. You can get back up to 20% of the cost of borrowing paid once your instant approval payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*
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Traditional Payday Lenders | Lenders with brokerage fee | |
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Flexible repayment plans* | |||
Offers cashback program for more savings* | |||
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E-transfer in the next 5 minutes | |||
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