Bad Credit Loans Alberta

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Customize your instant loan

Receive your money by 8:33 am

Select the amount you wish to borrow

Minimum

$100

$750

Maximum

$1,500

Select province of residence

Number of payments

1

2

3

Loyalty program

Elite

New customer

Prestige

VIP

Cost summary

Cost

_$85^.50

Cashback

_$0^.00

Apply now and receive your money by e-Transfer at no extra cost.

Bad Credit Personal Loans in Alberta

When you need access to cash fast but have poor credit, you might feel you ran out of options. However, many direct lenders offer bad credit personal loans for Alberta residents.

Here a few reasons why personal loans for bad credit may be the right option for you.

● No credit score required: While some lenders may ask you for a minimum credit score, we won’t look at your credit rating for our loan approval. Everyone can obtain a cash loan - including those with no credit history or poor credit.

● Source of income: We take a look at multiple sources of income for an applicant, including employment insurance benefits and child tax benefits. This shows us the frequency and amount of payments you receive monthly and helps us decide the maximum amount eligible for a personal loan for bad credit in Alberta.

● Easy online application: People today want convenience. Start a loan application online without having to leave your home. Our easy process allows you to fill out an application with basic information that is easily accessible to you online.

● Instant approval and fast funding: Our applicants receive an instant decision, once they fill out the application. Since our personal loans for poor credit are mostly used for emergencies, it is essential to have access to funds the same day. You can receive your loan funds in just 5 minutes via e-transfer.

● Unsecured and unrestricted: We don’t require you to put up any form of collateral to receive a loan. You can enjoy unrestricted access to money, 24 hours a day, seven days a week, when you use our unsecured personal loans for bad credit.

Bad Credit Payday Loans in Alberta

Bad credit payday loans in Alberta can assist you in recovering from financial stress and difficulties. If you are looking for online payday loans, the best option for you is to apply with a modern money lender.

Some advantages of applying for a payday loan for bad credit online include:• Apply from anywhere, anytime.
• Get instant approval.
• Enjoy same-day business processing.
• Secure application, funding, and repayments***.
• No paperwork required.
• Customer support available to assist you with your loan application.

If you have poor credit, you can apply for cash loans with iCash; we offer unsecured loans with instant decision to thousands of Canadians each year.

All you have to do to get a loan for bad credit in Alberta with us is to visit our website or mobile app and complete the straightforward application process. You can apply and be approved for a loan, 24 hours a day, seven days a week.

You won’t need to print or fax any documents to get your loan. Everything can be handled online.

Here are the steps you need to follow to get a bad credit loan in Alberta with us:

1. Sign-up for an account online. It only takes a couple of seconds.
2. Once you create an account, you’ll be asked to provide the following details:
      a. Personal details, including your address.
      b. Employment details, including your salary.
      c. Other financial details, including some references.
      d. And finally, enter your banking details and submit the application.
3. After submitting your application, you will receive instant approval.
4. You will need to sign your contract and submit it.
5. Within a couple of minutes, you will receive your loan funds via e-transfer.

All of our interest rates are fixed. That’s what you pay regardless of your personal credit history, income, or other factors.

Should you have any questions regarding the online application and approval processes, our customer support agents are available to answer all your questions quickly.

We also provide bad credit loans in these cities of Alberta

in Edmonton, Calgary, Medicine Hat, Wood Buffalo, Red Deer, Lethbridge, Airdrie, Fort McMurray, St. Albert.

Behind each review is an experience that matters

Since 2016, we've helped over half a million Canadians get instant loans online.

Since 2016 we have happily served over half a million customers.

How to Get Bad Credit Loans in Alberta?

1

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

2

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.

3

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Earn up to 20% cashback* on the cost of borrowing when you repay your iCash loan.

Get up to 20% in cashback*

Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.

Frequently asked questions

How do I qualify for a bad credit loan in Alberta, Canada?

To qualify for a loan for bad credit in Alberta with us, you must meet the following requirements:

Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

Can I get a no credit check loan in Alberta?

At iCash, we don’t offer payday loans with no credit check in Alberta or anywhere in Canada. A credit check is generally performed during the loan application process - but don’t worry if you don’t have the best score. We don’t have minimum credit score requirements for approval, which are requested from traditional lenders and big banks.
It’s important to run a credit check on applicants because the file provides much more information than just a score. The credit run provides us with relevant information that helps us learn more about the applicant!

Do you accept government benefits as an income source to qualify for a short term loan for bad credit in Alberta?

We accept many sources of income in our application, including:

Salary
Employment insurance
Disability Pension
Canada Pension
Old Age Pension
Child Tax Benefit

Please note that we accept most types of fixed income sources. If you are not sure if you qualify for a bad credit loan in Alberta, please contact our support team.

Have more questions? Check out our full FAQ.

Get your online payday loan today

iCash has helped more than 850,000 Canadians get instant loans online without hassle. Download our mobile application today!