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Bad Credit Loans in Alberta

Bad credit loans in Alberta can be easily obtained, regardless of your credit score. Unlike traditional bank loans, these loans do not have minimum credit score requirements to be approved for.

We understand that having a poor credit score has a lot to do with how fast your financial reality can change. When you lose a job (or another primary source of income), it becomes harder to keep up with planned and unplanned expenses. As a result, debts can grow and bring your credit score down.

Credit scores range from 300 to 900 points. If you have a credit score above 800, your rating is considered excellent; fair scores go from 600 to 648, while having a score between 300 and 599 points is considered poor.

Bad credit loans in Alberta functions the same way as any other money loan; the difference is that people with poor credit scores can get a loan with private direct lenders instead of from traditional institutions.

Lenders that offer loans for poor credit don’t usually rely on credit scores when it comes to approving loans. They look at many other options, such as your income-to-debt ratio, and mainly if you have consistent income.

Loans for people with bad credit can provide residents of Alberta with instant approval. Funding from these type of loans can be used to pay for last minute expenses. These type of loans can be paid back over a short period of time.

With iCASH, you can easily get a bad credit loan in Edmonton, Calgary, or anywhere else in Alberta, even if you we're declined by a bank. Since there is no collateral involved, our loans are issued for small amounts. Albertans can apply for an unsecured loan as little as $100, up to $1,500.

While online lenders perform credit checks, they also consider several other pieces of criteria before granting loan approval. They will not turn you down just because of a poor rating.

In Alberta, bad credit loans are designed to help you take care of unexpected expenses like fixing that mysterious, clunky noise your car’s engine is making. They are not recommended to be used as a long-term solution.

Poor Credit Loans Alberta

Bad Credit Personal Loans in Alberta

When you need access to cash fast but have poor credit, you might feel you ran out of options. However, many direct lenders offer bad credit personal loans for Alberta residents.

Here a few reasons why personal loans for bad credit may be the right option for you.

● No credit score required: While some lenders may ask you for a minimum credit score, we won’t look at your credit rating for our loan approval. Everyone can obtain a cash loan - including those with no credit history or poor credit.
● Source of income: We take a look at multiple sources of income for an applicant, including employment insurance benefits and child tax benefits. This shows us the frequency and amount of payments you receive monthly and helps us decide the maximum amount eligible for a personal loan for bad credit in Alberta.
● Easy online application: People today want convenience. Start a loan application online without having to leave your home. Our easy process allows you to fill out an application with basic information that is easily accessible to you online.
● Instant approval and fast funding: Our applicants receive an instant decision, once they fill out the application. Since our personal loans for poor credit are mostly used for emergencies, it is essential to have access to funds the same day. You can receive your loan funds in just 5 minutes via e-transfer.
● Unsecured and unrestricted: We don’t require you to put up any form of collateral to receive a loan. You can enjoy unrestricted access to money, 24 hours a day, seven days a week, when you use our unsecured personal loans for bad credit.

Bad Credit Payday Loans in Alberta

Bad credit payday loans in Alberta can assist you in recovering from financial stress and difficulties. If you are looking for online payday loans, the best option for you is to apply with a modern money lender.

Some advantages of applying for a payday loan for bad credit online include:

• Apply from anywhere, anytime.
• Get instant approval.
• Enjoy same-day business processing.
• Secure application, funding, and repayments*.
• No paperwork required.
• Customer support available to assist you with your loan application.

If you have poor credit, you can apply for cash loans with iCASH; we offer unsecured loans with instant decision to thousands of Canadians each year.

All you have to do to get a loan for bad credit in Alberta with us is to visit our website or mobile app and complete the straightforward application process. You can apply and be approved for a loan, 24 hours a day, seven days a week.

You won’t need to print or fax any documents to get your loan. Everything can be handled online.

Here are the steps you need to follow to get a bad credit loan in Alberta with us:

1. Sign-up for an account online. It only takes a couple of seconds.
2. Once you create an account, you’ll be asked to provide the following details:
      a. Personal details, including your address.
      b. Employment details, including your salary.
      c. Other financial details, including some references.
      d. And finally, enter your banking details and submit the application.
3. After submitting your application, you will receive instant approval.
4. You will need to sign your contract and submit it.
5. Within a couple of minutes, you will receive your loan funds via e-transfer.

All of our interest rates are fixed. That’s what you pay regardless of your personal credit history, income, or other factors.

Should you have any questions regarding the online application and approval processes, our customer support agents are available to answer all your questions quickly.

We also provide bad credit loans in these cities of Alberta

in Edmonton, Calgary, Medicine Hat, Wood Buffalo, Red Deer, Lethbridge, Airdrie, Fort McMurray, St. Albert.

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How to Get Bad Credit Loans in Alberta?


Apply Online

Apply in a few simple steps and get the money today. Complete the quick and fast loan application on our website – provide some personal information about yourself, select the amount of money you need, and the loan repayment schedule*.


Instant Decision

As soon as you send us your online loan application. You’ll receive instant approval on your online loan 24/7 so you can take care of anything that life throws your way. Quick, easy, trustworthy loans from a licensed Canadians lender.


Get Fund

Your money will be sent to you via e-transfer in 5 minutes or less. Email money transfer means that the funds from a cash loan can be accessed anytime, day or night, 24/7. Safe, loans online with same day funding.

Maximum repayment period 62 days. APR is 109.50%. For a $300 loan of 14 days, the total payback amount is $345. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.

Bad Credit Loans in Alberta FAQs

How do I qualify for a bad credit loan in Alberta, Canada?

To qualify for a loan for bad credit in Alberta with us, you need to meet the following requirements:
● The applicant must be at least 19 years of age.
● Be a Canadian citizen and resident of Alberta.
● Have been receiving the same source of income for at least three months.
● Have a net income of at least $800 per month.
● Have a Canadian bank account that has been opened for more than three months and have access to online banking.
● Have a valid home address, mobile phone, and email address.

Can I get a no credit check loan in Alberta?

At iCASH, we don’t offer payday loans with no credit check in Alberta or anywhere in Canada. A credit check is generally performed during the loan application process - but don’t worry if you don’t have the best score. We don’t have minimum credit score requirements for approval, which are requested from traditional lenders and big banks.

It’s important to run a credit check on applicants because the file provides much more information than just a score. The credit run provides us with relevant information that helps us learn more about the applicant.

Do you accept government benefits as an income source to qualify for a short term loan for bad credit in Alberta?

We accept all sources of income in our application, including:
      o Salary
      o Employment insurance
      o Disability Pension
      o Canada Pension
      o Old Age Pension
      o Child Tax Benefit

Please note that we accept most types of fixed income sources. If you are not sure if you qualify for a bad credit loan in Alberta, please contact our support team.
Personal Loans for Bad Credit in Alberta!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Canada. You can get back up to 20% of the cost of borrowing paid once your instant approval payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*

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