Payday Loans Red Deer, Alberta

Residents of Alberta now have better credit options, allowing them to borrow the money they need 24/7. This commitment to honesty and integrity is one reason why Red Deer residents from Heritage Ranch to Parkvale to Timber Ridge to Westlake and Clearview Meadows to Aspen Ridge to Devonshire to Downtown have turned to iCash for their short-term lending needs.

One aspect of iCash that sets us apart from our competitors in Red Deer, and Alberta as a whole, is that we are a fully licensed direct lender. This means that we are registered as a direct lender by both the Alberta and Canadian government. Consequently, our customers enjoy the financial protections afforded by both provincial and federal law – something most of our competitors can’t say.

We’re a trusted online loan provider that’s committed to the safety, security, and service of our Canadian customers. In most cases, we can provide customers instant approval with same-day funding.

We also provide loans in others cities

in Calgary, Edmonton, Medicine Hat, Wood Buffalo, Lethbridge, Airdrie, Fort McMurray, St. Albert.

Convenient, Modern Alternative to Traditional Payday Loans

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Get up to 20% in cashback*

Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.

Earn up to 20% cashback* on the cost of borrowing when you repay your iCash loan.

Frequently asked questions

Can I get an installment loan in Alberta?

Yes, iCash offers installment loans in Alberta. You can repay your loan in multiple repayments*, depending on your income schedule.
Our friendly customer service team is always happy to chat and make sure that you get the best option. You can organize payments to match your budget, and don’t forget that the repayment period is flexible*.

Can I get a payday loan online with bad credit?

Yes, Albertans can get approved even with bad credit with iCash. Having a bad credit history doesn’t mean that you won’t be approved by us. Even if other lenders have declined your payday loan application for having poor credit, if you meet our minimum criteria, it is likely that you’ll be approved for a loan.
We determine your ability to pay back the loan using alternative scoring algorithms, rather than relying on your prior credit history. There’s no minimum credit score requirement to qualify for a loan, and you can gain access to up to $1,500. Our approval rates are excellent. We approve more than 90% of loan applications.

Can I get an online payday loan with no credit check?

You will not be able to get a payday loan without a credit check in Alberta with a large majority of lenders.
Why? All reputable lenders like us will run a credit check on applicants in order to verify your identity and help determine how much you can borrow.
However, we are focused on your ability to repay your loan, not on your credit history.

Can I get a child tax loan in Alberta?

Yes, you can receive a loan from us on child tax benefits in Alberta. We accept many forms of income towards meeting the $800 per month minimum income requirement to qualify for a loan.

Can I get an online payday loan while on benefits in Alberta?

With iCash, if you receive income from a government program, you can be eligible for a loan. As long as you meet the minimum income requirement, you can apply for loans while on EI or a payday loan in Alberta for AISH recipients.

How much can I borrow in Alberta?

You can borrow any amount from a small loan of $100, up to $1,500, depending on your requirements and your ability to pay back the amount. The maximum you can borrow is calculated based on your net income.

Are payday loans in Alberta unsecured?

Payday loans in Alberta are also referred to as unsecured loans. As a resident of Alberta, you may be eligible for unsecured loans of up to $1,500 regardless of your credit score. Although you might not be approved for the exact amount you requested, we’ll work to ensure that you get the funds you’re eligible to receive.
9 out of 10 of our applicants are approved, and we’re committed to helping our clients when they need it most. We realize that there are times when you’re in a bind and just can’t wait for your payday. With us, you can get cash in minutes.

Can I get a cash advance on the same day?

Most people in Alberta will receive their online cash advance on the same day they apply, with the cash being available minutes after signing their agreement. This means that thanks to our secure online service, you can access cash funds when you need them most!

Have more questions? Check out our full FAQ.

Payday Loans In Red Deer

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