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I NEED MONEY NOW
If you need money now and you are looking for ways to get quick cash, here are some options for you. Living in Canada Is getting extremely expensive especially in big cities. With the rising cost of living in big urban cities due to high rent costs and generally lower income levels, many Canadians find themselves strapped for cash at the end of every month.
Certainly, having some extra money on hand can change your life. It might be a bit cliché to say that money can buy you freedom, but it's also the truth. What can’t you do with the extra money? Save up for emergencies, pay off your debts, start a vacation fund, buy an investment in real estate — the possibilities are endless!
How to Make Money Quickly, With Little Investment?
Life happens, and you may need quick money now to cover rent, pay bills, or any other unexpected expense.
Here are some ways to make some extra money quickly:
1. Offer ridesharing services: There are ample opportunities for people looking to make some extra money by driving people using their personal car.
2. Freelance online: Canadians have vast opportunities to make money from home on freelancing platforms available online.
3. Rent out your home: If you are living in big urban cities, you can make up to $100,000 per year by renting out your home on weekends, or during the holidays.
4. Use rebate websites: You can earn cashback from certain websites if you shop online through them.
5. Sell personal items: Get rid of unwanted or unused items on classified websites or online marketplaces on social media.
6. Get a second job: Bring in some extra cash by taking on a second job either on weeknights or weekends.
7. Borrow money: Reach out to your family and friends and see if they are open to peer-to-peer lending.
8. Get a short term loan: You don’t know when something bad — such as your car breaking down or your basement flooding — will happen, so you might not always be prepared financially to remedy it. If you need money urgently you can apply for a quick loan in Canada.
When You Need Money Now
When you need money now, we can help provide quick financial relief. We are an affordable alternative and the most reliable source of small personal loans for Canadians.
As a direct lender, we allow borrowers to conveniently and securely tackle debt and overcome unexpected expenses confidently. Our service is fast, reliable, secure, and completely online.
Following are three main benefits of borrowing from us when you need money fast:
Quick and easy application: All you need to apply for a loan is access to the internet. Fill out our online application from your phone, tablet, or laptop and receive an acknowledgement within seconds.
Fast funding: Once you’re approved, you are paid through an e-transfer within five minutes. Not only is this convenient, but it’s also safe!
Easy repayments*: Choose an option that fits your budget and convenience. Short term loans allow you to repay the loan in full on your next payday in one single payment, depending on the province you reside in.
As long as you meet the following minimum requirements, you may be approved for a money loan:
Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).
Need Money Now and Have Bad Credit?
If you need money now and have bad credit, you can get a quick bad credit loan from an online lender like iCash, no matter how low your credit score may be. We want to provide every customer with equal opportunity to access a convenient and reliable source of financial borrowing.
Bad credit is something many Canadians experience today. Credit scores range from 300-900, yet the average credit score in Canada is around 650, according to TransUnion.
A good credit score is extremely important for anyone trying to navigate a successful financial life. Decent income and hefty savings can only get you through so much, particularly when financial turmoil occurs. A solid credit score is one of the key factors that can put you in the position to get approved for loans and other types of credit products.
Credit scores are a measure of trust for traditional lenders such as banks because they are generally risk aversive. Private online lenders are a great way to secure a loan without worrying about your credit rating.
While we do check your credit score, it’s not the underlying factor that helps us decide who is eligible for an instant loan. It’s essential to verify the identity of the borrower and to confirm the information provided on the application.
Here are some advantages of getting a quick loan from us:
Poor credit accepted – You are more than just a number. We prefer to fully evaluate each application, with an eye towards your income and stability.
Safe loans from a licensed Canadian lender - We have a transparent, fixed fee so you know exactly how much you’re paying for a loan. We are also licensed in all the provinces that we do business in.
Instant approval - You are notified right away if you are approved.
Quick funding - Your funds will be sent within 5 minutes by email money transfer.
Offers flexibility and reduces stress - With a same day cash loan, you take control of how much you want to borrow and on what terms.
We’ll be sure to evaluate your loan application on its merits and you won’t be rejected for having a poor credit score.
We make it easy to borrow money online
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
We help our members get their finances back on track
Frequently asked questions
Have more questions? Check out our full FAQ.