Need Money Now?

Access instant financial solutions when you need money now. Unforeseen expenses? Urgent bills? You can get up to $1,500 right now with iCash instant loans. Apply now!

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Receive your money by 5:28 pm

Minimum

$100

$750

Maximum

$1,500

1

2

3

Elite

New customer

Prestige

VIP

Cost summary

Cost
$85.50
Cashback
-$66.45
instant-loans
interac

Apply now and receive your money by e-Transfer at no extra cost.

Quick and Effective Solutions When You Need Money Now

If you need money now, you are not alone. In an increasingly unpredictable economy, immediate financial relief is essential. 

Whether you’re facing an unexpected expense, trying to make ends meet, or hoping to improve your financial situation, there are several options available to help Canadians get money now.

If you've searched "I need money now" or "I need money urgently," you probably don't have any time to waste. You're likely wondering “who can give me money right now, and how quickly?” Luckily, there are alternative lending solutions available.

One such option is applying for a loan from a short-duration lender. Because they specialize in instant approval and same-day funding, you can get up to $1,500 via e-Transfer in minutes. Plus, they have far more lenient approval requirements than traditional financial institutions. 

This means that even if you have bad credit or no credit at all, you can still be eligible for an instant cash advance loan. 

Let's explore the various solutions available when you need fast cash and how getting an instant loan online can be a fast and easy solution. 

How Can I Get Money Right Now?

If you're wondering how can I get money right now, there are a few steps you need to take. The fastest and easiest way if you need cash now is by applying for a small loan from a trusted online lender.

Online lending companies have revolutionized the industry by making it faster and easier for borrowers to get funded. It's even a great option if you don't have access to traditional forms of credit or can't qualify for a bank loan. If you need money now with bad credit, a short-term loan can be the best solution for you.

No longer do you have to worry "help, I need money now." In a few simple steps, you can apply for and receive a small payday loan, all within the comfort of your own home.

How fast can I receive money if I apply for payday loans?

You can receive money within 2 minutes or less if you apply for online payday loans with iCash. This makes them an excellent option if I need money now for emergency expenses. Unlike traditional funding, which can take days to get approved, express loans offered 24/7 are a speedy solution to your financial needs.

If you need cash now, simply follow these steps for instant funding relief:

1. Fill Out The Online Application

Choose a reputable lender, like iCash, and become a member on the website or download the secure mobile app. The application process is straightforward and takes minutes to complete.

I need fast money now is not an uncommon request, and online funding solutions make the process as quick and easy as possible. By providing simple information, including your contact details, income status and banking information, you can submit your application and get an instant funding decision. 

2. Choose Your Borrowing Amount

I need to borrow money now is often accompanied by the question, how can I get money immediately in Canada? With online lenders, you can access easy loans ranging from $100 to $1,500. This range allows you to choose the amount that best suits your immediate needs and repayment capabilities.

Simply select the amount you want to borrow and the repayment terms that work for you. With a tap of a screen or click of a button, Canadians have the power to request and receive the funds they need in an instant.

3. Get Approved & Get Money Now  

Online loans with instant approval are designed for you to get money now. That's why the approval process is quick and efficient. In most cases, you can expect to receive an approval decision within minutes of submitting your application.

Once approved, funds up to $1,500 will be sent to you electronically via email. This allows you to immediately access it for any necessary expenses. No longer do you have to wait days for traditional lenders to process and approve your loan. Now, you can get approved and access cash in an instant.. 

I Need Money Immediately

Both "I need money immediately" and "I need emergency money right now" are common phrases searched online in Canada. If you find yourself in a financial emergency, time is of the essence. The longer you wait to address your urgent need for cash, the more challenging it becomes.

That's why short-term loans for emergencies are an ideal solution when you don't have time to wait for traditional funding. With just a few clicks or taps, you can submit your application, receive instant approval, and get funded in minutes. This makes all the difference when dealing with unexpected expenses, such as car repairs, medical bills, or other urgent financial needs.

Don’t feel overwhelmed if you need cash now. With the convenience of online loans and their quick approval process, you can get funds to cover any financial emergencies that come your way.

Can I get emergency money with no credit check?

Yes, you can get emergency money with no credit check, but it's always best to choose a lender who prioritizes checking your credit. Companies that provide loans with no credit checks are often not licensed and may put your financial well-being at risk.

Even if you're worried about your credit history and have typed "I need money now but can't get a loan" in your search query,  there are still options available to you. Online lenders often consider other factors, such as your income and employment status, when deciding on your loan application. Being denied a traditional loan shouldn't deter you from finding other viable solutions. 

Need Money Now and Have Bad Credit?

If you need money now and have bad credit, you may think you're left without any options. However, there are still ways to get cash now, even with a less-than-perfect credit score or no credit history at all. Finding a lender that offers loans for low credit scores is the first step, but it's essential to understand their terms and conditions.

Bad credit loans often come with shorter repayment periods, so make sure you find a lender that's flexible and offers manageable installment payments. You should also work with companies that prioritize responsible lending practices, including complete transparency about fees, interest rates, and repayment terms.

What are the options if I need money urgently with bad credit?

Payday loans for credit difficulties can provide a solution for fast cash needs. Poor credit isn't a deterrent, as these loans are meant to be short-term funding solutions based on your income and repayment ability.

You can borrow up to $1,500 in Canada right now with fast approval and receive the funds within minutes. Good credit, bad credit, or no credit at all - everyone has a chance to get instant cash when they need it most. 

Do You Need Money Today?

Do you need money today to cover bill payments? I need money to pay my bills now isn't an unusual request. Life happens, and sometimes we need to make ends meet before our next paycheck arrives. The good news is that you can receive instant cash in minutes, regardless of what your financial situation may be.

Third-party loan providers understand the urgency behind the financial needs of those living paycheck to paycheck. Cash shortfalls have become a common occurrence, as one in four Canadians are unable to cover an unexpected expense of $500. But, instant cash loans can help. 

Even if your paycheck doesn't come in the form of traditional employment - no problem! As long as you have a steady income, including disability benefits, employment insurance (EI) benefits, or other forms of government assistance, there's a financial solution for you.

Are there financial assistance programs for those who need money to pay bills?

Yes! There are various financial assistance programs available for Canadians who need extra cash to pay their bills. These programs may include government grants, community programs, or other charitable organizations. 

While all viable solutions for rapid relief funding, they may require more time to secure the funds.

But, what if I need money to pay my bills now? Short-term loans, like those offered by iCash, are a quicker and more convenient option for getting immediate funding. With minimal requirements and a simple online application process, you can receive the funds you need within minutes to cover your urgent expenses.

Even if you need money now and are unemployed in Canada, there are still options available for you. As mentioned, alternative lending solutions, such as online loans, do not require traditional employment for approval. So, if you’ve ever thought “I need to earn money now” and didn’t have the means, you can still get cash today. 

No matter what your financial situation may be, there are always options available. Whether it's seeking assistance from government programs, community resources, or quick online loans, there is support available to help you pay your bills and get back on track financially.

I Need Money Now: Consider iCash

I need money now can be a daunting thought, but there are solutions available to help you in your financial situation. If you need immediate financial assistance, iCash can provide a fast and convenient option. With a simple online application process, quick approvals, and zero hidden fees, borrowers can receive up to $1,500 within 2 minutes.  

Need cash right now? Don't wait another minute! Register for an iCash account and experience the ease of getting funded in an instant.

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iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

Behind each review is an experience that matters

Since 2016 we have happily served over half a million customers.

Read more reviews.

We make it easy to borrow money online

1

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Sign up and apply online or on our app.
2

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.
3

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

We help our members get their finances back on track

$215 Million
saved by iCash customers since 2016
61,300+
positive reviews
$10,500,000+
given in Cashback
2.3 Million
online loans issued since 2016
700,000
downloads of the iCash App

Frequently asked questions

How can I borrow cash if I need money right now?

If you need fast money now, you may be eligible for a loan from iCash. Follow these steps to find out to receive funds right away:
  1. Fill out our online application - It takes just a few minutes of your time, and there’s no obligation.
  2. Get instant decision - After you submit your application, you will receive a quick decision for your loan, along with the approved loan amount.
  3. Receive your money - Just digitally sign and return your loan application and get your funds in as little as 2 minutes via e-transfer.

The best part about applying for a quick loan is that you need absolutely no documentation! It’s fast and easy.

How much money can I borrow today?

You can borrow a minimum of $100, up to $1,500, with interest, depending on your financial needs. Download our instant loan app and apply quickly using the internet. That means, no standing in line and waiting for approval from a traditional lender. You can borrow easily and conveniently with your smartphone or laptop. The information provided in your application and provide you with a loan amount. We pride ourselves on being responsible lenders, so we will not lend you more than your repayment capacity allows!

Do you need instant money on the weekends?

Our loans are available 24/7/365, application, approval, and funding can all take place at any hour of the day, any day of the week, any week of the year.
We know you may need money at any time, including weekends and major holidays. That is why our customer support team is happy to assist you 7 days a week.

Have more questions? Check out our full FAQ.

Apply for a short-term loan today!

iCash has helped more than 950,000 Canadians get instant loans online without hassle. Download our mobile application today!