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I Need Money Now — What Are My Options?

If you need money now and you are looking for ways to get quick cash, here are some options for you. Living in Canada is getting extremely expensive — especially in cities such as Toronto, Vancouver, and Calgary. With the rising cost of living in big urban cities due to high rent costs and generally lower income levels, many Canadians find themselves strapped for cash at the end of every month.

Certainly, having some extra money on hand can change your life. It might be a bit cliché to say that money can buy you freedom, but it's also the truth. What can’t you do with the extra money? Save up for emergencies, pay off your debts, start a vacation fund, buy an investment in real estate — the possibilities are endless!

How to Make Money Quickly, With Little Investment?

Life happens, and you may need quick money now to cover rent, pay bills, or any other unexpected expense.

Here are some ways to make extra money quickly:

1. Offer ridesharing services: There are ample opportunities for people looking to make some extra money by driving people using their personal car.
2. Freelance online: Canadians have vast opportunities to make money from home on freelancing platforms available online.
3. Rent out your home: If you’re living in big urban cities such as Toronto or Vancouver, you can make up to $100,000 per year by renting out your home on weekends, or during the holidays.
4. Use rebate websites: You can earn cashback from certain websites if you shop online through them.
5. Sell personal items: Get rid of unwanted or unused items on classified websites or online marketplaces on social media.
6. Get a second job: Bring in some extra cash by taking on a second job either on weeknights or weekends.
7. Borrow money: Reach out to your family and friends and see if they are open to peer-to-peer lending.
8. Get a short term loan: You don’t know when something bad — such as your car breaking down or your basement flooding — will happen, so you might not always be prepared financially to remedy it. If you need money urgently you can apply for a quick loan in Canada.

iCASH: When You Need Money Now

When you need money now, we can help provide quick financial relief. We are an affordable alternative and the most reliable source of small personal loans for Canadians.

As a direct lender, we allow borrowers to conveniently and securely tackle debt and overcome unexpected expenses confidently. Our service is fast, reliable, secure, and completely online.

Following are three main benefits of borrowing from us when you need money fast:

● Quick and easy application: All you need to apply for a loan is access to the internet. Fill out our online application from your phone, tablet, or laptop and receive an acknowledgement within seconds.
● Fast funding: Once you’re approved, you are paid through an e-transfer within five minutes. Not only is this convenient, but it’s also safe!
● Easy repayments: Choose an option that fits your budget and convenience. Short term loans allow you to repay the loan in full on your next payday in one single payment, depending on the province you reside in.

As long as you meet the following minimum requirements, you may be approved for a money loan:

● The applicant is at least 19 years old.
● A Canadian citizen and resident of Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, or Prince Edward Island.
● Has been receiving the same source of income for the past 3 months.
● Has a net income of at least $800/month.
● Has a Canadian bank account that has been opened for at least 3 months, and has access to online banking. ● Has a valid mobile phone, email address, and home address.

What Happens When You Need Money Now, But Have Bad Credit?

If you need money now and have bad credit, you can get a quick bad credit loan from an online lender like iCASH, no matter how low your credit score may be. We want to provide every customer with equal opportunity to access a convenient and reliable source of financial borrowing.

Bad credit is something many Canadians experience today. Credit scores range from 300-900, yet the average credit score in Canada is around 650, according to TransUnion.

A good credit score is extremely important for anyone trying to navigate a successful financial life. Decent income and hefty savings can only get you through so much, particularly when financial turmoil occurs. A solid credit score is one of the key factors that can put you in the position to get approved for loans and other types of credit products.

Credit scores are a measure of trust for traditional lenders such as banks because they are generally risk aversive. Private online lenders are a great way to secure a loan without worrying about your credit rating.

While we do check your credit score, it’s not the underlying factor that helps us decide who is eligible for an instant loan. It’s essential to verify the identity of the borrower and to confirm the information provided on the application.

Here are some advantages of getting a quick loan from us:

● Poor credit accepted – You are more than just a number. We prefer to fully evaluate each application, with an eye towards your income and stability.
● Safe loans from a licensed Canadian lender - We have a transparent, fixed fee so you know exactly how much you’re paying for a loan. We are also licensed in all the provinces that we do business in.
● Instant approval - You are notified right away if you are approved.
● Quick funding - Your funds will be sent within 5 minutes by email money transfer.
● Offers flexibility and reduces stress - With a same day cash loan, you take control of how much you want to borrow and on what terms.

We’ll be sure to evaluate your loan application on its merits and you won’t be rejected for having a poor credit score.

We also provide fast help with money in these provinces of Canada

in Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, Prince Edward Island.

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Apply for a Short Term Loan Today!

APPLY ONLINE
Apply Online

Just use the simple form on our website – select the amount of cash that you want to borrow, your repayment plan, provide some information and you’re on your way.

INSTANT DECISION
Instant Decision

Complete your loan application. You’ll receive an instant approval, so you can put your finances back on track. Fast, easy and reliable loans from a trusted licensed direct lender.

GET YOUR MONEY FAST
Get Fund

Your funds will be sent via e-transfer in 5 minutes or less. Our transfers mean your money is available anytime you need it. Safe, urgent loans online with same day funding.

Minimum repayment period 61 days. Maximum repayment period 62 days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $25 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.

FAQs

How can I borrow cash if I need money right now?

If you need fast money now, you may be eligible for a loan from iCASH. Follow these steps to find out to receive funds right away:

1. Fill out our online application - It takes just a few minutes of your time, and there’s no obligation.
2. Get instant approval - After you submit your application, you will receive an instant approval decision for your loan, along with the approved loan amount.
3. Receive your money - Just digitally sign and return your loan application and get your funds in as little as 5 minutes via e-transfer.

The best part about applying for a quick loan is that you need absolutely no documentation! It’s fast and easy.

How much money can I borrow today?

• You can borrow a minimum of $100, up to $1,500, with interest, depending on your financial needs. Download our loan app and apply instantly using the internet. That means, no standing in line and waiting for approval from a traditional lender. You can borrow easily and conveniently with your smartphone or laptop.
• The information provided in your application and provide you with a loan amount. We pride ourselves on being responsible lenders, so we will not lend you more than your repayment capacity allows.

Do you need instant money on the weekends?

• Our loans are available 24/7/365, application, approval, and funding can all take place at any hour of the day, any day of the week, any week of the year.
• We know you may need money at any time, including weekends and major holidays. That is why our customer support team is happy to assist you seven days a week.

20%

CASHBACK

Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Canada. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*

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