Payday Loans Cape Breton

How much would you like to borrow?

How many repayments?

Where do you live?

Lender licences
Get my loan

iCASH Is The #1 Payday Loans Lender in Cape Breton

Online Payday Loans in Cape Breton

For the approximately 100,000 residents of the Cape Breton Regional Municipality in Nova Scotia, life just got a bit better. Now iCASH is offering online payday loans in Cape Breton, to make it easier than ever before to access payday advances and improve your financial situation. Read on to learn more about everything that iCASH has to offer, after we highlight some of the history and appeal of Cape Breton. After all, you don’t become one of the premiere tourist destinations in Nova Scotia without some great things going for you!

About Cape Breton

The Cape Breton Regional Municipality sits at the core of Cape Breton Island in Nova Scotia and encompasses over 2,400 square kilometers of area. It was formally created fairly recently, in 1995, as an incorporation of eight separate municipalities within the county of the same name. This has enabled residents of the Cape Breton area to enjoy improved services and government efficiencies. It has also provided a means for the entire area to have input on issues that are larger than simply a single town or city, by means of the Cape Breton Regional Council.

While the area has been inhabited to varying degrees since around 8,500 BC, the indigenous Mi’kmaq people were left largely alone until French settlement in the late 1600s. Various treaties, wars, and other activities took place in the intervening years, though the Cape Breton area was reunited with Nova Scotia in 1820 and has enjoyed peace and prosperity since.

Cape Breton Economy

The Cape Breton region, like much of Nova Scotia, had relied on its natural resources for principal economic activity in the 1800s and 1900s. Coal and steel were major industries during this period, though have died out in the latter half of the 20th century. This left Cape Breton with some serious economic problems and saw a decrease in population as jobs were scarce.

The last decade has seen significant improvement in the financial situation of the Cape Breton region. Fishing, forestry, and service businesses now dominate the economy, especially the travel and leisure sector. Despite these improvements, there is still a relatively high rate of unemployment compared to Canada and Nova Scotia as a whole.

That can make it very difficult for individuals – especially those with bad credit – to access the money they need to cover their expenses. Loans and credit are hard to come by. But that’s all changing, with a greater availability of funds thanks to payday loans in Cape Breton with iCASH.

Payday Loans in Cape Breton

Getting a payday loan in Cape Breton is easy. The entire application, approval, and funding process takes place online. This makes it easy for residents of Cape Breton to get the funds that they need quick. There are no minimum credit score requirements at iCASH, so even those who need bad credit loans, or who may have been declined by banks and traditional lenders, can still qualify.

They type of online loans have many important uses. They can provide help with cash flow when money is tight between paychecks or pay periods. For those who work jobs that pay irregularly, or on a project basis, this can be a real lifesaver. Being able to pay your bills on time, keep your utilities on, and keep the landlord happy – that’s incredibly important.

Managing and improving your financial situation is also important. Whether you need to pay for home or auto repairs, emergency expenses, appliance repairs, medical or dental bills, or anything else, you can do it with a payday loan from iCASH.

All of our payday loan in Cape Breton are highly flexible, so that you can find the ideal solution to suit your financial needs. You can then repay it in one, two or three repayments, depending on the options you choose.

You can complete a payday loan application online and get approved for up to $1,500, all within 30 minutes and the money will be made available to you within 5 minutes via e-transfer after digitally signing your loan agreement.

Whether you live in Halifax, Dartmouth, Cape Breton, Truro, Sydney or anywhere else in this great province, you can get access to payday loans in Nova Scotia with iCASH.

The online approach to applying for cash loans in Cape Breton is safe, quick, and more suitable for the vast majority of Canadians as they can apply at their convenience for quick cash loans from their home or work. This is especially nice during the cold winter months from November to April where it’s cold, wet and temperatures can go down to -9 Celsius.

Bad Credit Loans in Cape Breton

To get bad credit loans in Cape Breton, online money lenders are usually more flexible on credit score requirements. Banks and traditional lenders have extremely high credit score requirements, in order to minimize risk.

Some of this is a result of regulations put into place following the financial crash. Online payday loan lenders, however, focus on lending money to customers. There are no deposit accounts to protect, as in the case of banks which means each payday loan companies can set their own risk threshold once you apply for unsecured loans for bad credit.

The average Canadian credit score is around 650, and many banks require 700, 720, or even higher in order to offer any kind of loans to customers. That disqualifies a lot of people from consideration. But with loans for people with bad credit, that’s no longer a problem!

This allows a company such as iCASH to provide guaranteed bad credit loans.

We promise we will never decline your payday loan application solely on the basis of bad credit score. We purposely set our requirements to be as realistic as possible even if you have a bad credit history.

The net result of all of this is that bad credit loans are easier than ever to obtain. Prior to approving a customer for a loan, most companies almost always perform a credit check, but typically accept customers even with poor credit.

Most companies have credit score requirements below 500, or no requirements at all to be eligible for a loan. Now, Cape Breton residents can finally get the funds they need to improve their financial situation, without having to jump through a bunch of hoops. No longer do you need to wait days or weeks to find out if you’ve been approved for a loan.

Use our guaranteed approval loans for poor credit loan application. Provide basic information about yourself, select the amount you need and your repayment schedule. In most cases, even if you have bad credit, it should take you less than 15 minutes to apply for a payday loan.

iCASH can get you approved and get the money in your hands in an hour or less so you can get on with your life.

Payday Loans Online in Cape Breton

Payday loans online in Cape Breton can provide people the funds they need fast to pay for unanticipated bills and expenses. You don’t need to wait a long time to get approval as you would when applying for a personal loan with a bank. You also avoid waiting time as there are no visits to a bank’s branch office, no phone calls, no faxing or mailing documents and no hassle.

Short term loans online can provide you with the flexibility that you need to pay for bills on time to avoid late payment fees which can accumulate and if not paid, can also affect your credit report.

High credit scores are not essential when applying for payday loans online with us. That’s because we lead the payday loan industry where we can instantly approve 9/10 people who apply with iCASH.

You can borrow up to $1,500 in 5 minutes by completing a fast cash advance loan application and get you’ll get an decision on your loan almost instantaneously. This means that you will find out if and how much you were approved for right away. If you’re approved, we will send the funds to you with e-transfer so that you can take care of your finances and get back on track.

The secret of what makes instant online loans so fast, and how iCASH can offer such quick approvals in Cape Breton, is the automated approval software. Traditional lenders and banks rely heavily on credit scores to do the hard work for them. They simply decide what an acceptable credit score threshold is and reject anyone who falls below it. It would be too much work for them to actually review all the finances and information of a borrower, to render a personalized decision.

When we approve online payday loan applications for residents of Cape Breton, we look at many factors which includes all the information disclosed by the borrower in the application. Credit score as well as credit score history is also considered. The most important factor that we as a company looks at when we approve a loan is whether or not customers have enough income to pay back the small loan.

Applying for an instant payday loan online in Cape Breton is easy. First, find a direct payday lender that offers these types of loans. Then, fill out their application, go through the approval process, and get your funds. Same day funding is typically available and usually within 1 hour or less.

All of this speed doesn’t compromise the quality of service at iCASH. We’re committed to being up-front with our customers, as an honest, ethical, and responsible payday lender. All our interest rates are clearly spelled out on our site and as part of the application and loan agreement process.

So, what are you waiting for? An instant payday loan is just a few clicks away!

We also provide loans in others cities

in Halifax, Dartmouth, Truro, Sydney

Smart Phone


Get up to $1,500!

Try our mobile application!

Sign up with our free app and access your account anywhere.

4.6 / 5 STARS
1773 Rating
4.8 / 5 STARS
3.8K Rating

How to Get a Payday Loan in Cape Breton?

Apply Online
Apply Online

Getting a payday loans in Cape Breton is easy with our online application. Choose your loan amount, repayment options, along with basic information about you. It only takes 5 – 10 minutes to apply.

Instant Loan Approval
Instant Decision

Complete your instant payday loans application. It will be reviewed by our software and a credit history check will be performed. You’ll receive a quick decision and know if you were approved along with the loan amount.

Get Your Funds
Get Fund

As soon as you’re approved for a payday loans in Cape Breton, we will send you an email with your loan agreement which needs to be digitally signed. Funds will be sent to you via e-transfer within 5 minutes.

Loan terms vary from - 62days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354.
Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100,
Nova Scotia $19 per 100, Ontario $15 per 100, PEI $25 per 100
+ 200 000
members since 2014
93%
of approved applications
4.9out of5
customers would recommend us to their friends


Customer Rating
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Licensed   
Flexible repayment plans      
Offers cashback program for more savings      
Paperless      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
Get a loan now

Payday Loans in Cape Breton

Bad credit loans in Cape Breton

When you apply for bad credit loans in Cape Breton, we look at so much more than just your credit score because you are more than the number in your credit bureau file! And the iCASH team understands that. We are focused on getting the entire profile of a person and most importantly the person’s capacity to repay, and not so much the bad circumstances of your past.

Online Payday Loans in Cape Breton

If you're a resident of Cape Breton, your instant payday loan application is processed in real-time and we do not need you to come into an office to drop off documents or sign any paperwork. We cut out the red-tape: no faxing, no mailing, no in-person signing. The internet makes everything so much easier!

We also provide online loans for child tax.

Best Payday Loans in Cape Breton

Residents of Cape Breton who apply for a loan, have our commitment to be the best payday loan company by acting responsibly and ethically. There are no hidden fees and the loan details are explained in clear, understandable terms.

Our Customer Experience Team is available to answer any and all questions, 7 days a week. iCASH is licensed to operate throughout Cape Breton.

Instant Payday Loans Cape Breton

In the majority of cases when you apply for an express payday loan in Cape Breton, our sophisticated decision-making system allows you to get approval within 5 minutes. For the majority of applicants, the funds will be available on the same day.

Safe Payday Loan Company in Cape Breton

iCASH has invested in the latest 256-bit encryption technology to make sure that when you apply for a payday loan in Cape Breton, your application and all your data is 100% safe. We have established the highest principles and standards that are in line with the industry’s codes of ethics.

We are making sure that everyone in Cape Breton has access to safe, smart and simple solutions when they need an instant payday loan.

FAQ - Payday Loans Cape Breton

If you’re new to the world of payday loans in Cape Breton, then it’s natural that you might have a number of questions about how things work. After all, doing some research and asking questions before you take out a short-term loan online just makes good sense.

Well, we’ve got lots of answers and information for you. We’ve put together a comprehensive set of Frequently Asked Questions (FAQs) for you, along with detailed answers. It covers some of the key topics that most frequently come up.

If you have additional questions that are not covered here, please feel free to explore the rest of the iCASH website, including our payday loan FAQ page, or reach out and contact one of our Customer Experience Advisors, via the iCASH Contact page.

Q. How Do I Get a Payday Loan in Cape Breton?

A. Applying for and receiving a payday loan in Cape Breton is easy. When you choose to apply online, it’s as simple as 1-2-3!

1.) Log on to https://icash.ca and fill out the online loan application.
2.) Get an instant decision that’s based on your application and credit history. There are no minimum credit score requirements, and a poor score will not result in any kind of automatic declines.
3.) Upon being approved for a loan, digitally sign your loan agreement. As soon as we receive your signed agreement, we will send the money to you in as little as 5 minutes via e-transfer.
It really is that easy. 9/10 applicants are approved for instant payday loans at iCASH which is very good to know, particularly when you’re in need of access to funds quickly.

Q. How Can I Apply for an Online Payday Loan in Cape Breton?

A. So long as you meet the minimum eligibility requirements for an instant payday loan, you’re free to apply online. There is no fee associated with applying, and you’re under no obligation.

The eligibility requirements are generally quite simple to satisfy, so that we can serve as many online payday loans customers as possible. To qualify for a payday loan at iCASH:
• You must be at least 19 years old at the time of application.
• You must be a Canadian citizen, and a resident of one of the provinces in which we operate, namely Nova Scotia, British Columbia, New Brunswick, Ontario, or Nova Scotia.
• You must have a minimum monthly net income of $800.
• You must have been receiving this income from the same source for at least the past 3 months.
• You must have a Canadian bank account, which has been open for at least 3 months, with access to online banking functions.
• You must have a valid mobile phone number, email address, and home address.

Q. Is It Hard to Get Approved for a Payday Loan in Cape Breton?

A. So long as you meet the minimum lending requirements, getting approved for a payday loan in Cape Breton is quite easy. We approve more than 90% of applicants, even if they’ve been rejected by banks and traditional lenders.

This is possible thanks to the advanced software that we use. It’s able to paint a much more accurate picture of who you are, and your risk as a borrower, than relying on a simple credit score.

While a credit check is performed during the approval process, there are no minimum credit score requirements. You’ll never be rejected for cash loans at iCASH solely on the basis of a poor credit score. We can’t guarantee approval, no lender can. But we can guarantee that we’ll never reject an application solely because of a low credit score.

Every person is unique and deserves full consideration of their loan application. In general, online payday loans in Cape Breton are much easier to qualify for with iCASH than most other kinds of loans or lenders.

Q. Can I get an emergency loan in Cape Breton?

A. Emergency loans also known as payday advance loans, help residents of Cape Breton when sudden unexpected circumstances arise.

An emergency payday loan can be much more effective at helping you manage your cash flow by getting you the funds you need to pay for expenses that suddenly come up. Furthermore, these types of online loans can potentially help you avoid paying late fees on utility bills, credit cards, insurance bills, rent as well as other type of payments which might be subject to late fees.

You can apply for urgent online loans and get funded quickly. This can all be done online from the comfort of your home or office 24/7 which is especially convenient during the cold winters of Cape Breton.

When you take out an emergency loan in Cape Breton, there are absolutely no usage restrictions on how you use the funds. This gives you a great amount of financial freedom, and the ability to make the best financial decisions for your unique situation.

Q. How to Get Approved for an Instant Payday Loans in Cape Breton?

A. As stated above, you only need to meet the minimum eligibility requirements to apply for an Instant Payday Loans in Cape Breton.

Assuming you do meet those requirements, you have a better than 90% chance of getting approved for an instant loan. Some helpful tips to improve your odds of being approved include:
• Be sure to fill out your payday loan application honestly and completely along with your current home address in Cape Breton.
• Be sure you’ve reviewed the minimum eligibility requirements and meet all of them before you apply.
• Double-check the information you provide, such as your email address, mobile phone numbers, bank account numbers, and so on. These are common places where people make mistakes that may delay their approval for a short-term loan.

Q. Can You Get a Weekend Payday Loan in Cape Breton?

A. Weekend Payday Loan in Cape Breton are available allowing you to borrow up to $1,500, and pay it back as one lump sum, or over 2 or 3 installments, depending on the options you choose and are approved for. This can really help make your financial life a bit easier, which is the main goal of our services. You are free to spend the funds as you see fit, from managing your finances to paying your bills as needed.

We also provide immediate decision on your weekend payday loans which can really be a lifesaver for many people and make the difference between being late on your bills, foregoing food or utilities, skipping emergency dental work, replacing a broken appliance, the car unrepaired, or getting those things taken care of when you should. In a crisis these type of loans from can help improve your life.

Despite being an entirely digital operation, we still have a well-trained Customer Experience team who are available to speak with you over the phone to answer any of your questions or help you through the weekend payday loan application. They are available 7 days a week, during normal business hours in Cape Breton, Nova Scotia.

Helping you get your weekend loans approved instantly and easily is our ultimate goal.

Q. Where can I get bad credit loan in Cape Breton?

A. If you need a bad credit loans in Cape Breton because your credit score is below average, you can still be approved for a loan of up to $1,500.

Having bad credit history will not exclude you from being approved for unsecured loans for bad credit. In fact, we approve over 90% of all loan application in Cape Breton because we know that everyone has a past and that your past should not stop you from achieving your dreams today which is why everyone merits a second chance.

While we do perform a credit check as part of the loan approval process, your credit score is not a disqualifying factor. That’s just one more reason why many bad credit loan customers in Cape Breton love iCASH.

20%

CASHBACK

Borrow and Save!
Get up to 20% in Cashback!

iCASH offers a unique Cashback program to reward its customers in Cape Breton. You can get back up to 20% of the cost of borrowing paid once your payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!

iCASH loans NOW OPEN
24/7