Payday Loans Halifax

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iCASH Is The #1 Payday Loans Lender in Halifax

Online Payday Loans in Halifax

Get up to $1500. Low Rates. 5 minutes e-transfer

Payday loans for Halifax residents are now available from iCASH, a trusted online lender. Learn more about online payday loans, and all they have to offer, by reading our guide below. But first, let’s talk a bit about the lovely area in which you live.

About Halifax

Halifax, Nova Scotia has a storied past, and a major place in the history of the province and the country of Canada as a whole. In days gone by, it was a major fishing hub, which is where the motto “From the Sea, Wealth” derives. While fishing is still important, the economy has diversified significantly in the last few decades, as we’ll discuss below.

Halifax is located on the south-central side of the province, adjacent to the Atlantic Ocean. It is home to roughly 40% of the province’s population, or around 400k of the nearly 1 million residents in Nova Scotia. It was founded as a town in 1749, graduated to a city in 1842, and most recently achieved regional municipality status in 1996.

Halifax Economy

Halifax is one of the most important cities, economically, throughout Atlantic Canada. It historically had a resource-based economy, primarily in fishing and maritime industries. While much of this has persisted, various factors have resulted in a diversification of the economy. Today, defense, forestry, mining, natural gas, agriculture, fishing, shipyard, education, and other service sectors make up the majority of the local economy.

While Halifax is quite prosperous, the collapse of fisheries in the late 90s caused some to have struggled economically. This has made it difficult for many people to qualify for loans or credit – deserving people who have been through hard times and need access to credit and loans the most. With iCASH, however, it’s finally possible to get Payday Loans in Halifax.

Payday Loans in Halifax

Getting a payday loan in Halifax is easy. The entire application, approval, and funding process takes place online. This makes it easy for residents of Halifax to get the funds that they need quick. There are no minimum credit score requirements at iCASH, so even those who need bad credit loans, or who may have been declined by banks and traditional lenders, can still qualify.

They type of online loans have many important uses. They can provide help with cash flow when money is tight between paychecks or pay periods. For those who work jobs that pay irregularly, or on a project basis, this can be a real lifesaver. Being able to pay your bills on time, keep your utilities on, and keep the landlord happy – that’s incredibly important.

Managing and improving your financial situation is also important. Whether you need to pay for home or auto repairs, emergency expenses, appliance repairs, medical or dental bills, or anything else, you can do it with a payday loan from iCASH.

All of our payday loan in Halifax are highly flexible, so that you can find the ideal solution to suit your financial needs. You can then repay it in one, two or three repayments, depending on the options you choose.

It used to be that when someone in Halifax needed a payday loan, they would need to go to a "payday store" and complete an application, provide paperwork, bring a bank statement with them, proof of income, talk to somebody about the loan and then and wait to see if they were approved.

Today, you can get complete a payday loan application online and get approved for up to $1,500, all within 30 minutes and the money will be made available to you within 5 minutes via e-transfer after digitally signing your loan agreement.

Whether you live in Halifax, Dartmouth, Cape Breton, Truro, Sydney or anywhere else in this great province, you can get access to payday loans in Nova Scotia with iCASH.

The online approach to applying for a payday loan Halifax is secure, quicker, and more suitable for the vast majority of Canadians as they can apply at their convenience for quick cash loans from their home or work. This is especially nice during the cold winter months from November to April where it’s cold, wet and temperatures can go down to -8 Celsius.

Payday Loans Online in Halifax

To help you find the best payday loans online in Halifax, we’ve put together some helpful tips. Be sure to look for a lender which meets the following criteria:

  • • The company is licensed and certified as a direct-to-consumer online payday loan lender within Nova Scotia. They should have their license information available on their website, which you can cross-check within the provincial government database.
  • • The payday loans company is based in Canada. Many online companies are based in overseas jurisdictions, typically off-shore tax havens with few laws or regulations protecting consumers. A Canadian-based company must obey Canadian laws and Nova Scotia regulations which in turn provides you with more protection.
  • • The money lender clearly spells out their interest rates and the cost of borrowing as part of the application process. You should know how much your payday loan is going to cost you, so that you can compare between providers and make the best choice for you.
  • • Your payday loan lender uses top-notch Internet security, including the latest encryption technology, to ensure your transactions are secure. This will help keep your personal and financial information safe.
  • • They should have flexible instant payday loan options, rather than one-size-fits-all loans, so that you can craft a payday advance loan that’s suited to your particular needs.
  • • Offers 24/7/365 availability for applications, approval, and funding.

The number 1 payday loans online company in Halifax is iCASH. We offer online loans of up to $1,500, at competitive interest rates and the entire process is completed online.

Instant Payday Loans in Halifax

Instant Payday Loans in Halifax provide residents the funds to pay for unexpected bills and expenses. You don’t need to wait a long time to get approval as you would when applying for a personal loan with a bank. You also avoid waiting time as there are no visits to a bank’s branch office, no phone calls, no faxing or mailing documents and no hassle.

Instant loans can provide you with the flexibility that you need to pay for bills on time to avoid late payment fees which can accumulate and if not paid, can also affect your credit report.

For those living in Halifax, high credit score is not crucial to get loans for bad credit. That’s because we lead the online payday loan industry where we instantly approve 9/10 people who apply with us.

You can borrow up to $1,500 in 5 minutes by completing a fast cash loans application and get you’ll get an instantaneous decision on your loan. This means that you will find out if and how much you were approved for right away. If you’re approved, we will send the funds to you with e-transfer so that you can take care of your finances and get back on track.

The secret of what makes instant online loans so fast, and how iCASH can offer such quick approvals in Halifax, is the automated approval software. Traditional lenders and banks rely heavily on credit scores to do the hard work for them. They simply decide what an acceptable credit score threshold is and reject anyone who falls below it. It would be too much work for them to actually review all the finances and information of a borrower, to render a personalized decision.

Quick payday loans online are approved based on a variety of factors, including all the information disclosed by the borrower in the application. Credit score and credit history are also considered. But the main factor is whether or not customers have sufficient income to repay the small loan. If they do, they’re typically approved instantly, thanks to the thorough review available due to advanced technology and software algorithms.

Applying for an instant payday loan in Halifax is easy. First, find a direct payday lender that offers these types of loans. Then, fill out their application, go through the approval process, and get your funds. Same day funding is typically available and usually within 1 hour or less.

All of this speed doesn’t compromise the quality of service at iCASH. We’re committed to being up-front with our customers, as an honest, ethical, and responsible direct payday lender. All our interest rates are clearly spelled out on our site and as part of the application and loan agreement process.

So, what are you waiting for? An instant payday loan is just a few clicks away!

We also provide loans in others cities

in Cape Breton, Dartmouth, Truro, Sydney

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How to Get a Payday Loan in Halifax?

Apply Online
Apply Online

Getting a payday loans in Halifax is easy with our online application. Choose your loan amount, repayment options, along with basic information about you. It only takes 5 – 10 minutes to apply.

Instant Loan Approval
Instant Decision

Complete your instant payday loans application. It will be reviewed by our software and a credit history check will be performed. You’ll receive a quick decision and know if you were approved along with the loan amount.

Get Your Funds
Get Fund

As soon as you’re approved for a payday loans in Halifax, we will send you an email with your loan agreement which needs to be digitally signed. Funds will be sent to you via e-transfer within 5 minutes.

Minimum, maximum repayment period 62 days. Maximum APR for 62 days is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354.
Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $15 per 100.
372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services.
+ 200 000
members since 2014
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Online Payday Loans in Halifax

Bad credit loans in Halifax

When you apply for bad credit loans in Halifax, we look at so much more than just your credit score because you are more than the number in your credit bureau file! And the iCASH team understands that. We are focused on getting the entire profile of a person and most importantly the person’s capacity to repay, and not so much the bad circumstances of your past.

Online Payday Loans in Halifax

If you're a resident of Halifax, your instant payday loan application is processed in real-time and we do not need you to come into an office to drop off documents or sign any paperwork. We cut out the red-tape: no faxing, no mailing, no in-person signing. The internet makes everything so much easier!

We also provide online loans for child tax.

Best Payday Loans in Halifax

Residents of Halifax who apply for a loan, have our commitment to be the best payday loan company by acting responsibly and ethically. There are no hidden fees and the loan details are explained in clear, understandable terms.

Our Customer Experience Team is available to answer any and all questions, 7 days a week. iCASH is licensed to operate throughout Halifax.

Instant Payday Loans Halifax

In the majority of cases when you apply for an express payday loan in Halifax, our sophisticated decision-making system allows you to get approval within 5 minutes. For the majority of applicants, the funds will be available on the same day.

Safe Payday Loan Company in Halifax

iCASH has invested in the latest 256-bit encryption technology to make sure that when you apply for a payday loan online in Halifax, your application and all your data is 100% safe. We have established the highest principles and standards that are in line with the industry’s codes of ethics.

We are making sure that everyone in Halifax has access to safe, smart and simple solutions when they need an instant payday loan.

FAQ - Payday Loans in Halifax

If you’re new to the world of payday loans in Halifax, then it’s natural that you might have a number of questions about how things work. After all, doing some research and asking questions before you take out a short-term loan online just makes good sense.

Well, we’ve got lots of answers and information for you. We’ve put together a comprehensive set of Frequently Asked Questions (FAQs) for you, along with detailed answers. It covers some of the key topics that most frequently come up.

If you have additional questions that are not covered here, please feel free to explore the rest of the iCASH website, including our payday loan FAQ page, or reach out and contact one of our Customer Experience Advisors, via the iCASH Contact page.

Q. How Do I Get a Payday Loan in Halifax?

A. Applying for and receiving a payday loan in Halifax is easy. When you choose to apply online, it’s as simple as 1-2-3!

1.) Log on to and fill out the online loan application.
2.) Get an instant decision that’s based on your application and credit history. There are no minimum credit score requirements, and a poor score will not result in any kind of automatic declines.
3.) Upon being approved for a loan, digitally sign your loan agreement. As soon as we receive your signed agreement, we will send the money to you in as little as 5 minutes via e-transfer.
It really is that easy. 9/10 applicants are approved for instant payday loans at iCASH which is very good to know, particularly when you’re in need of access to funds quickly.

Q. How Can I Apply for an Online Payday Loan in Halifax?

A. So long as you meet the minimum eligibility requirements for an instant payday loan, you’re free to apply online. There is no fee associated with applying, and you’re under no obligation.

The eligibility requirements are generally quite simple to satisfy, so that we can serve as many online payday loans customers as possible. To qualify for a payday loan at iCASH:
• You must be at least 19 years old at the time of application.
• You must be a Canadian citizen, and a resident of one of the provinces in which we operate, namely Nova Scotia, British Columbia, New Brunswick, Ontario, Nova Scotia, or Prince Edward Island.
• You must have a minimum monthly net income of $800.
• You must have been receiving this income from the same source for at least the past 3 months.
• You must have a Canadian bank account, which has been open for at least 3 months, with access to online banking functions.
• You must have a valid mobile phone number, email address, and home address.

Q. Is It Hard to Get Approved for a Payday Loan in Halifax?

A. So long as you meet the minimum lending requirements, getting approved for a payday loan in Halifax is quite easy. We approve more than 90% of applicants, even if they’ve been rejected by banks and traditional lenders.

This is possible thanks to the advanced software that we use. It’s able to paint a much more accurate picture of who you are, and your risk as a borrower, than relying on a simple credit score.

While a credit check is performed during the approval process, there are no minimum credit score requirements. You’ll never be rejected for cash loans at iCASH solely on the basis of a poor credit score. We can’t guarantee approval, no lender can. But we can guarantee that we’ll never reject an application solely because of a low credit score.

Every person is unique and deserves full consideration of their loan application. In general, online payday loans in Halifax are much easier to qualify for with iCASH than most other kinds of loans or lenders.

Q. Can I get an emergency loan in Halifax?

A. Emergency loans also known as payday advance loans, help residents of Halifax when sudden unexpected circumstances arise.

An emergency payday loan can be much more effective at helping you manage your cash flow by getting you the funds you need to pay for expenses that suddenly come up. Furthermore, these types of online loans can potentially help you avoid paying late fees on utility bills, credit cards, insurance bills, rent as well as other type of payments which might be subject to late fees.

You can apply for urgent online loans and get funded quickly. This can all be done online from the comfort of your home or office 24/7 which is especially convenient during the cold winters of Halifax.

When you take out an emergency loan in Halifax, there are absolutely no usage restrictions on how you use the funds. This gives you a great amount of financial freedom, and the ability to make the best financial decisions for your unique situation.

Q. How to Get Approved for an Instant Payday Loans in Halifax?

A. As stated above, you only need to meet the minimum eligibility requirements to apply for an Instant Payday Loans in Halifax.

Assuming you do meet those requirements, you have a better than 90% chance of getting approved for an instant loan. Some helpful tips to improve your odds of being approved include:
• Be sure to fill out your payday loan application honestly and completely along with your current home address in Halifax.
• Be sure you’ve reviewed the minimum eligibility requirements and meet all of them before you apply.
• Double-check the information you provide, such as your email address, mobile phone numbers, bank account numbers, and so on. These are common places where people make mistakes that may delay their approval for a short-term loan.

Q. Can You Get a Weekend Payday Loan in Halifax?

A. Weekend Payday Loan in Halifax are available allowing you to borrow up to $1,500, and pay it back as one lump sum, or over 2 or 3 installments, depending on the options you choose and are approved for. This can really help make your financial life a bit easier, which is the main goal of our services. You are free to spend the funds as you see fit, from managing your finances to paying your bills as needed.

We also provide immediate decision on your weekend payday loans which can really be a lifesaver for many people and make the difference between being late on your bills, foregoing food or utilities, skipping emergency dental work, replacing a broken appliance, the car unrepaired, or getting those things taken care of when you should. In a crisis these type of loans from can help improve your life.

Despite being an entirely digital operation, we still have a well-trained Customer Experience team who are available to speak with you over the phone to answer any of your questions or help you through the weekend payday loan application. They are available 7 days a week, during normal business hours in Halifax, Nova Scotia.

Helping you get your weekend loans approved instantly and easily is our ultimate goal.

Q. Where can I get bad credit loan in Halifax?

A. If you need a bad credit loans in Halifax because your credit score is below average, you can still be approved for a loan of up to $1,500.

Having bad credit history will not exclude you from being approved for unsecured loans for bad credit. In fact, we approve over 90% of all loan application in Halifax because we know that everyone has a past and that your past should not stop you from achieving your dreams today which is why everyone merits a second chance.

While we do perform a credit check as part of the loan approval process, your credit score is not a disqualifying factor. That’s just one more reason why many bad credit loan customers in Halifax love iCASH.



Borrow and Save!
Get up to 20% in Cashback!

iCASH offers a unique Cashback program to reward its customers in Halifax. You can get back up to 20% of the cost of borrowing paid once your payday loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!