Why use us

Take care of whatever life throws at you: Unexpected bills,
home repair, driving tickets, medical fees, and more

Getting a quick online loan

Here at iCASH, we're focused on helping Canadians address their cash flow needs - we pay more attention to your repayment capacity than to your credit score. Don't be concerned about your ability to qualify for online payday loans if you don't have perfect credit history as it's not the only criteria that we look at.

No documents required

Getting an unsecured loan through iCASH is easy. The online loan application process is in real-time, and we have all the tools to evaluate your application without asking for any documents. There's no waiting in line and faxing long forms, so this way you finish fast and get your money faster.

No hidden charges

We are committed to responsible and transparent lending. We make sure all the fees involved in your loan are displayed in a clear and understandable manner so it gives you the option to take an enlightened decision. We are also available to answer every single question you may have. An instant payday loan from iCASH gives you all the tools you need to reach your financial goals.

Get approved in just minutes 24/7

We know that the sooner you get your cash loan, the sooner you go back to the things you care about. We use a sophisticated decision system that renders a decision in just minutes - the lending process is fully automated, so you can be more relaxed knowing that your application will be instantly reviewed and approved.

Get an e-transfer in 2 minutes!

After having signed your loan agreement, your funds will be sent by e-transfer and you will receive them in less than 2 minutes! Funds are sent 24/7 and even on Holidays!

Earn unlimited Cashback*

Our customers have the opportunity to earn a percentage back on the cost of borrowing of every loan paid back! Earn and redeem points; and continue saving like this!

Get customer support that cares

iCASH is a different kind of instant payday loan service – we are here to help with anything you might need for your personal loans. With top-notch customer service and fast response times, our Customer Care Advisors are with you every step of the way.

Your personal info is safe with us

We invest in the latest 256-bit encryption technology to make sure that the information you give us is 100% secure. We established the highest principles and standards that are in line with the industry's codes of ethics.

Find out how we differentiate from other lenders
with this easy-to-read Comparison chart!

Our customers

Our users appreciate the fact that we can offer a flexible, convenient and completely secure online lending experience to help them get out of debt fast. And we love to hear from our users!

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Our Mission

iCASH aims to provide transparent, responsible and fair-lending practices to help you reach your financial goals. We are always here to help with an online cash loan when unexpected expenses come up and you are short of money until your next payday. We are ready to lend you a hand to help you get your finances back on track.

About Us

iCASH is a Canadian lender that provides short-term loans to many customers all around Canada. We are proud to say that we own all the licences required to offer payday loans in every province. We offer our clients high quality services in a quick and safe manner. Our services are reliable, accessible and affordable to everyone.

Maximum repayment period 62 days. APR is 109.50%. For a $300 loan of 14 days, the total payback amount is $345. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.

Our Commitment

We are here to help you get your finances on track, not fall further into debt. When we receive your personal loan application, we make sure to approve you for a loan amount that you can easily repay. We also offer you the possibility to repay your loan in 1 or multiple payments for the same amount of interest. This way, you can rest easy knowing that repayments will be manageable for you, and that the short-term loan will be cleared fast. Since we are lenders with a conscience, we do not aim to get extra money out of our users by offering to lend them more money than they need and we won't try to catch you up with confusing financial jargon or hidden costs. Our payday loans are straightforward, secure, and sensible – real financial solutions for real people.

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