Why use our online instant loans
Take care of whatever life throws at you: unexpected bills, home repair, driving tickets, medical fees, and more.
1. Fast online loans
As a leading online lender in Canada, we're focused on helping Canadians address their cash flow needs - we pay more attention to your repayment capacity than to your credit score.
Don't be concerned about your ability to qualify for online instant loans if you don't have perfect credit history as it's not the only criteria that we look at when you apply. Instead, we use advanced technology to assess your application and focus on your ability to repay the loan - and we'll work with you to get the cash you qualify for as soon as possible!
Plus, it's easy to apply for one of our online loans. You can do it from the comfort of your own home, on our mobile loans app or website and get an instant decision. That way, you're not left wondering about whether or not you've been approved. With iCash, you can get the cash you need quickly and easily to take care of whatever life throws your way.
2. No documents required
Getting an unsecured personal loan through iCash is easy. The online loan application process is in real-time, and we have all the tools to evaluate your application without asking for any documents. There's no waiting in line and faxing long forms, so this way you can apply fast and get your money even faster.
3. No hidden charges
We are committed to responsible and transparent lending. We make sure that all the fees involved for your online loan are displayed clearly and that all terms are concise and easy-to-understand. This gives you the ability to make a more informed decision about whether an online loan is right for you. We are also available to answer any questions you may have about your financial options and we'll provide you with a clear and complete picture of what you can expect before you make a loan decision. An instant loan from iCash gives you all the tools you need to reach your financial goals in a simple, convenient way.
4. Get approved in just minutes 24/7
We know that the sooner you get your online loan, the sooner you can go back to the things you care about. We use a sophisticated decision system that decides in just minutes when you apply for a loan online. Our lending process is fully automated and completely secure, so you can be more relaxed knowing that your loan application will be instantly reviewed and approved.
5. Get an e-Transfer in 2 minutes!
After having signed your paperless online loan agreement, your funds will be sent by e-Transfer and you will receive them in less than 2 minutes! Funds are sent 24/7, even on holidays. That’s our commitment to you!
6. Earn unlimited cashback*
Our customers have the opportunity to earn a percentage back on the cost of borrowing of every online repaid loan! Earn and redeem cashback* and continue saving!
7. Get customer support that cares
iCash is a different kind of instant loan service – we are here to help with anything you might need for your online instant loans. With top-notch customer service and fast response times, our customer service team is with you every step of the way. We also have a detailed online knowledge base that can answer all your questions about online loans as well as provide financial resources and advice.
8. Your personal info is safe with us
We invest in the latest 256-bit encryption technology to make sure that the information you provide is 100% secure. We have established the highest security principles and standards that are in line with the industry's codes of ethics for online loans in Canada.
Find out how our loans differentiate from other lenders with this easy-to-read comparison chart!
Our customers
Our customers appreciate the fact that we can offer a flexible, convenient, and completely secure online lending experience to help them get cash loans fast. And we love to hear from our customers! Our clients are what makes us who we are and are the reason we strive to be the best online lender in Canada.
Got something to say? Tell us about your experience by writing to us or by leaving a review on TrustPilot, Google Reviews, the App store, or Google Play.
Our mission
iCash aims to provide transparent, responsible and fair-lending practices to help you reach your financial goals. We are available 24/7 so that when unexpected expenses come up, you can access a quick online loan in minutes and get the money you need until your next paycheck. We are always ready to lend a hand to help you get your finances back on track.
About iCash
iCash is a Canadian lender that provides short-term online loans in Canada. We are proud to say that we own all the licences required to offer loans online in every province in which we operate. We offer our clients high-quality services in a quick and safe manner. Our instant loan services are reliable, accessible and affordable to everyone.
Our loan commitment
We are here to help you get your finances back on track, and not fall further into debt. When we receive your instant loan application, we make sure to approve you for a loan amount that you can easily repay. We also offer you the possibility to repay your loan in one or multiple payments* for the same amount of interest. This way, you can choose your repayment option so that you can clear your short-term loan at a manageable pace.
We practice fair, responsible lending and want to help you get back on your feet, not buried deeper in debt. We also use clear and concise language in our loan agreement so that you can make the best decision on what solution works best for your individual situation. Our fast online loans are straightforward, secure, and sensible. We’re all about providing real financing solutions for real people - and that’s what you’ll get!
