Payday Loans in Vaughan

Get instant payday loans in Vaughan with same-day approval from iCash. Apply online in minutes, get funds via e-Transfer within 2 minutes.

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Minimum

$100

$750

Maximum

$1,500

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Cost summary

Cost
$85.50
Cashback
-$53.16
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Fast & Easy Payday Loans in Vaughan – Get Approved Today

Payday loans in Vaughan provide Canadians with quick cash relief when unexpected expenses arise. Whether you're facing an urgent car repair, medical bill, or need to cover rent before your next payday, a payday loan for emergency cash in Vaughan can help bridge the gap. 

Online payday providers like iCash make it easier than ever for Vaughan residents to access instant fast cash loans from the comfort of their homes, even if they need loans with poor credit in Vaughan, Ontario.

How do Payday Loans Work in Vaughan?

Application Process 

The application process for 24/7 payday loans in Vaughan is straightforward and entirely online. You simply fill out a digital application form with some basic personal and financial information. This cash advance service operates around the clock, allowing you to apply anytime from any device with internet access, even on weekends and holidays.

Loan Terms and Fees

In Ontario, payday loan fees are regulated by the Financial Services Regulatory Authority (FSRA). Learn more on the official FSRA site.

The maximum allowable cost is $14 for every $100 borrowed. Loan amounts typically range up to $1,500, with repayment terms that can extend up to 62 days depending on your province.* 

All fees and terms are disclosed before you sign your agreement, ensuring complete transparency.

Benefits of Getting Emergency Quick Loans

  • Quick Access to Funds: Get cash deposited directly into your bank account via e-Transfer in as little as 2 minutes after approval

  • Minimal Eligibility Requirements: No extensive paperwork, credit checks focus on current ability to repay rather than credit history. At iCash, we believe your credit score doesn’t tell your entire story.

  • Convenience of Applying Online: Apply anytime, anywhere, without visiting a physical location or dealing with lengthy approval processes

Who Can Get Payday Loans in Vaughan

To qualify for payday loans even with bad or poor credit in Vaughan, you must be at least 18 years old (19 in some provinces) with a valid government-issued ID. You'll need to show proof of steady income for at least three months, with a minimum monthly income of $800. Accepted income sources include employment, government benefits like ODSP, disability payments, self-employment, and pension income.

You must also have an active bank account with online banking access that allows for pre-authorized debits*, along with a valid Canadian phone number, email address, and permanent residential address in a province where services are available.

*Please note that KOHO accounts do not qualify as they do not support pre-authorized debits.

How to Apply Online

Step-by-Step Application Guide

Interested in applying for a payday loan with iCash? The online application is simple and won’t take you more than a few minutes to complete. Here’s what the process looks like:

  • Click the “Get a Loan” button on the iCash homepage

  • Create your account or sign in if you already have one

  • Fill out the application. You’ll need to provide some basic personal details and financial information

  • Once completed, carefully read the agreement, fees, and repayment schedule, then submit the online application - that’s it!

What to Expect After Submission

Once you submit your application, you'll receive an instant decision thanks to our automated processing. If approved, you'll immediately receive your loan agreement via email. Read it thoroughly and then sign it when you’re ready. Funds are then sent directly to your bank account via e-Transfer, typically within 2 minutes of contract completion.

Why Choose iCash for Payday Loans in Vaughan

It’s always a good idea to do your research and compare payday loan companies. That being said, you can rest assured that iCash is a trusted provider of online payday loans in Ontario for Canadians with poor credit. We have a proven track record of helping over 1 million Canadians. Our 93% approval rate and 4.8/5 app store rating demonstrate our commitment to accessible, reliable lending.

We offer transparent pricing with no hidden fees, flexible repayment options*, and 24/7 customer support. Our automated process ensures quick decisions, while our membership program provides up to 12% cashback on borrowing costs for returning customers.

When you're ready to apply for a payday loan in Vaughan with iCash, you can trust our fully licensed, regulated service to provide the emergency cash you need quickly and responsibly.

Ready to get started? Get your loan today in Vaughan with iCash in just minutes!

We offer payday loan services all across Ontario, including Brantford, Windsor, London, Guelph, Mississauga, Cambridge, Hamilton, Barrie, Brampton, Burlington, Kingston, Oakville, St. Catharines, Toronto, Whitby, Kitchener, Markham, Niagara Falls, Oshawa, Ottawa, Scarborough, Sudbury, Thunder Bay and more!

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iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

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Since 2016 we have happily served over half a million customers.

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How to Get a Payday Loan in Vaughan?

1

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Sign up and apply online or on our app.
2

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.
3

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Get up to 12% in Cashback*

Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 4% of the cost of borrowing credited to your account. You can earn up to 12% depending on how many iCash loans you have repaid.

Earn up to 12% cashback* on the cost of borrowing when you repay your iCash loan.

Frequently asked questions

Can I get a same day loan in Vaughan with bad credit?

Yes, many lenders offer bad credit payday loans in Vaughan with same-day approval. The approval process focuses more on your current income and ability to repay rather than your credit history. As long as you meet the basic eligibility requirements, you have a good chance of approval regardless of past credit challenges.

How fast can I get the money after applying?

After approval and contract signing, funds are typically sent via e-Transfer within 2 minutes. The entire process from application to receiving money can be completed in under 10 minutes for qualified applicants.

How much can I borrow for a quick cash loan in Vaughan?

Loan amounts in Vaughan typically range from $100 to $1,500, depending on your income and the lender's assessment of your repayment ability. First-time borrowers may qualify for smaller amounts, with higher limits available for repeat customers.

What are fees and interest rates for instant loans in Vaughan?

In Ontario, the maximum fee is $14 per $100 borrowed. This translates to an APR that varies based on the repayment term. All fees are clearly outlined before you sign your agreement, with no hidden charges.

Do I need a job to qualify for a cash advance in Vaughan?

While traditional employment helps, it's not strictly required. Lenders accept various income sources, including government benefits, disability payments, pension income, and self-employment income, as long as it's been consistent for at least three months.

Have more questions? Check out our full FAQ.

Get your online payday loan today

iCash has helped more than 950,000 Canadians get instant loans online without hassle. Download our mobile application today!