Customize your instant loan
Receive your money by 3:05 pmMinimum
$100
$750
Maximum
$1,500
1
2
3
Elite
New customer
Prestige
VIP
Cost summary
Apply now and receive your money by e-Transfer at no extra cost.
Table of contents :
Payday loans in Vaughan provide Canadians with quick cash relief when unexpected expenses arise. Whether you're facing an urgent car repair, medical bill, or need to cover rent before your next payday, a payday loan for emergency cash in Vaughan can help bridge the gap.
Online payday providers like iCash make it easier than ever for Vaughan residents to access instant fast cash loans from the comfort of their homes, even if they need loans with poor credit in Vaughan, Ontario.
The application process for 24/7 payday loans in Vaughan is straightforward and entirely online. You simply fill out a digital application form with some basic personal and financial information. This cash advance service operates around the clock, allowing you to apply anytime from any device with internet access, even on weekends and holidays.
In Ontario, payday loan fees are regulated by the Financial Services Regulatory Authority (FSRA). Learn more on the official FSRA site.
The maximum allowable cost is $14 for every $100 borrowed. Loan amounts typically range up to $1,500, with repayment terms that can extend up to 62 days depending on your province.*
All fees and terms are disclosed before you sign your agreement, ensuring complete transparency.
Quick Access to Funds: Get cash deposited directly into your bank account via e-Transfer in as little as 2 minutes after approval
Minimal Eligibility Requirements: No extensive paperwork, credit checks focus on current ability to repay rather than credit history. At iCash, we believe your credit score doesn’t tell your entire story.
Convenience of Applying Online: Apply anytime, anywhere, without visiting a physical location or dealing with lengthy approval processes
To qualify for payday loans even with bad or poor credit in Vaughan, you must be at least 18 years old (19 in some provinces) with a valid government-issued ID. You'll need to show proof of steady income for at least three months, with a minimum monthly income of $800. Accepted income sources include employment, government benefits like ODSP, disability payments, self-employment, and pension income.
You must also have an active bank account with online banking access that allows for pre-authorized debits*, along with a valid Canadian phone number, email address, and permanent residential address in a province where services are available.
*Please note that KOHO accounts do not qualify as they do not support pre-authorized debits.
Interested in applying for a payday loan with iCash? The online application is simple and won’t take you more than a few minutes to complete. Here’s what the process looks like:
Click the “Get a Loan” button on the iCash homepage
Create your account or sign in if you already have one
Fill out the application. You’ll need to provide some basic personal details and financial information
Once completed, carefully read the agreement, fees, and repayment schedule, then submit the online application - that’s it!
Once you submit your application, you'll receive an instant decision thanks to our automated processing. If approved, you'll immediately receive your loan agreement via email. Read it thoroughly and then sign it when you’re ready. Funds are then sent directly to your bank account via e-Transfer, typically within 2 minutes of contract completion.
It’s always a good idea to do your research and compare payday loan companies. That being said, you can rest assured that iCash is a trusted provider of online payday loans in Ontario for Canadians with poor credit. We have a proven track record of helping over 1 million Canadians. Our 93% approval rate and 4.8/5 app store rating demonstrate our commitment to accessible, reliable lending.
We offer transparent pricing with no hidden fees, flexible repayment options*, and 24/7 customer support. Our automated process ensures quick decisions, while our membership program provides up to 12% cashback on borrowing costs for returning customers.
When you're ready to apply for a payday loan in Vaughan with iCash, you can trust our fully licensed, regulated service to provide the emergency cash you need quickly and responsibly.
Ready to get started? Get your loan today in Vaughan with iCash in just minutes!
We offer payday loan services all across Ontario, including Brantford, Windsor, London, Guelph, Mississauga, Cambridge, Hamilton, Barrie, Brampton, Burlington, Kingston, Oakville, St. Catharines, Toronto, Whitby, Kitchener, Markham, Niagara Falls, Oshawa, Ottawa, Scarborough, Sudbury, Thunder Bay and more!
Behind each review is an experience that matters
Since 2016, we've helped over half a million Canadians get instant loans online.
Since 2016 we have happily served over half a million customers.
Read more reviews.
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 4% of the cost of borrowing credited to your account. You can earn up to 12% depending on how many iCash loans you have repaid.
Have more questions? Check out our full FAQ.