Christmas Loans Up To $1,500

Christmas Loans

Trying to make your Christmas budget go further? iCash has you covered. Borrow up to $1,500 and receive an e-Transfer within a few minutes. Available 24/7, even on Christmas day!

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BORROW UP TO $1,500, EVEN ON CHRISTMAS DAY!

Christmas is a time for celebration with the people you love. But for many, it can also be a stressful and expensive time, whether you’re buying gifts for people or hosting a party. If you find yourself needing a quick Christmas cash loan, iCash is here to help. With emergency Christmas loans from us, you can feel comfortable knowing that your expenses can be covered quickly - even on Christmas Day! You can get an online payday loan of up to $1,500 and receive it by e-Transfer in minutes. You don’t have time to waste going to a bank or a physical location to get your loan. Everything with iCash can be done online and we ensure you’ll get your money quickly, once you’re approved.

Open 24/7, even on Christmas!

Our team knows it’s crucial to get your loan approved and funds sent as quickly as possible, especially during the holiday season. That’s precisely why we’re available all year round, even on Christmas! We work around the clock to ensure loans are approved and funds are sent as quickly as possible. And since our loan application is so easy, you can complete it in 5 minutes and get your Christmas day loan quickly.

Instant approvals, same day funds

Need to get that Christmas payday loan as soon as possible? We’ve got you covered. When you download the iCash app, you’ve already completed the first major step to getting your loan for Christmas. Simply sign up, fill out the application and the AI-powered process will let you know instantly if you’re approved. If you’ve been approved (we have a 93% approval rate), sign your digital agreement and your funds will be sent to you via e-Transfer in about two minutes. Since we are a private lender, we determine our criteria for approval. Our requirements are minimal, so it’s much easier to get approved by us, which is why we’re often considered one of the best private lenders in Canada, with more than 1,000 positive reviews on Trustpilot, and many 5-star ratings on iOS and Android.

Flexible repayment options*

When you get a Christmas cash loan from us, we’ll only give you what you can comfortably repay. Additionally, we’ll provide you with flexible repayment options. Depending on your province and some other conditions that may apply, you can have up to 62 days to repay in multiple installments. We’re also flexible on the types of income we accept, which includes self-employment and government assistance programs, such as AISH and ODSP.

How Our Christmas Loans Work

Whether you need to borrow money for Christmas, or any other holiday during the year, iCash is available to you 24/7. We’re here to guide you through our process and ensure you understand exactly what the process is for getting a small Christmas loan with us. We offer a quick 3-step process - apply, get approved, and get your money. It's as simple as that. Here is a breakdown of each step:

1. Sign Up And Apply

Unlike some other lenders, iCash has a completely digital application process. That means no documents or paperwork needed to get a personal loan for Christmas. Getting your Christmas loan online is easy - sign up on our website or download our app and fill out the paperless application. It only takes a few minutes and can be done from anywhere! When you need a Christmas loan quickly, iCash is the way to go.

2. Instant Approval

Whether you need that emergency Christmas loan to cover unexpected expenses, or just need a bit of extra cash, you won’t need to wait long to find out if you’ve been approved. For starters, with a 93% approval rate, you can feel confident that there’s a high chance you’ll be approved once you fill out the digital application. When that’s done, you won’t have to wait around for a long time. Our AI-powered, automated approval process will tell you instantly if you’ll be getting your Christmas advance loan.

3. Fast e-Transfer

We’ve already explained that our digital application process is quick, from filling it out to finding out the approval status. But what about actually receiving your funds? If you need a loan for Christmas, you want your money quickly and you’ll get an e-Transfer within two minutes of signing your digital agreement. And again, that’s all year round, even during the holiday season!

What You’ll Need To Get A Christmas Loan From Us

As a private lender, we won’t ever lend you an amount that you won’t be able to comfortably repay, on time. Our requirements are also easy to meet. To qualify for a Christmas loan from iCash, the following criteria are required:

Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

Christmas loans for bad credit

Having good credit isn’t always an easy thing to achieve. Life gets in the way, and sometimes, having bad credit is simply out of your control. We understand and are firm believers that an individual should not be solely defined by their credit score

When approving a payday loan, we focus on your ability to repay rather than your credit score. We’ll look at things like your source of income, ability to repay, employment history, etc. That’s why getting a Christmas loan for bad credit is much easier with us!

Get Your Christmas Loan Today!

The great thing about getting your Christmas loan with us is that there’s no such thing as waiting too last minute to get it. If a sudden emergency arises, getting that instant Christmas loan with iCash will be fast.

Every year for Christmas, we’re happy to provide small online loans for thousands of customers across Canada. Getting an instant Christmas loan with us is easy, and most applicants complete the entire lending process in minutes. If you’re ready to get your easy Christmas loan today, get started with iCash today!

How to get a loan on Christmas

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Frequently asked questions

Can I get an instant loan in Canada?

Absolutely! At iCash, we offer instant loans in Canada that can be obtained entirely online so you can get the cash you need, whenever you need it. You can get funded within minutes, 24/7, from the comfort of your home or on the go.
We offer quick and reliable service with no hidden fees, so you can rest assured that you're getting the best loan possible. It only takes a few minutes to apply for our online loans so you can easily go on with the rest of your day!

What is the easiest online loan to get in Canada?

The easiest online loan to get is from iCash. As a trusted Canadian lender for short-term loans, you'll be confident knowing that our instant loans are completely safe and easy to access.
You can still apply and get approved for an iCash loan even if you don’t have the best financial history. We love to go the extra mile to help Canadians of all financial backgrounds get access to fast and easy cash whenever they need it.

How can I get an online loan immediately?

The best way to get an online loan immediately is by using a trusted and reputable lender that operates 24/7. At iCash, our fast and convenient online loans can be funded in as little as 2 minutes. Plus, we’re always open - even on weekends and holidays!

Can I get a loan using an app?

The iCash mobile loan app allows you to apply for, and receive e-Transfer loans in Canada in as little as 2 minutes. Your money will be transferred directly to you via e-Transfer as soon as you are approved and sign your agreement.
With our app, you can repay your loan in a way that works best for you, as well as get exclusive details on special offers and member benefits*

What are the requirements to get an instant loan?

There are minimal requirements to meet when getting an instant loan with iCash. We believe that everyone should have access to a cash advance when they need it. Everyone's financial situation is different, and we understand that. That's why we accept all forms of income, including government benefits and social assistance programs.
To be eligible for an online loan with iCash, you need to meet the following criteria:

Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, and Nova Scotia)
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

If you meet these requirements, you can apply for an iCash instant loan online and get funded within minutes. You can also contact our customer service staff to answer any questions you may have about our loans or the application process.

Which payday loan gives the most money?

At iCash, we offer payday loans online of up to $1,500. This is the maximum amount you can receive because we follow short-term loan regulations in Canada, which are meant to be repaid within a few weeks.
We understand that everyone's financial needs are different, which is why we offer flexible repayment options and payment schedules*. You can also choose to repay your loan early without any penalties.
You may find an alternate lender who approves you for a higher amount, but you should research the lender carefully to ensure they have your best interests at heart. Many lenders will try to take advantage of you by offering high interest rates and hidden fees on personal loans.
At iCash, we pride ourselves on being a responsible lender and always putting our customers first. We’ll also only approve you for a loan that you can comfortably afford to repay.
We want to help you rebuild your credit and get back to financial freedom faster!

What credit score do you need for a payday loan?

You may think you need a high credit score to get approved for a payday loan, but this isn't always the case. iCash doesn't see a bad credit score as a deterrent when approving you for a loan!
We understand that people's financial situations can change and sometimes unfortunate situations happen to good people. That's why we focus on your current ability to repay the loan, rather than your past credit history. We offer bad credit loans to those in difficult financial situations to help them get back on their feet.

How many payday loans can you have at once?

In Canada, you can only have one payday loan at a time. All reputable lenders, like iCash, must follow these regulations, as it ensures that borrowers can repay their personal loans without getting into further financial difficulty.
If you're approved for an online payday loan by a lender despite already having an existing one open, this should be concerning. The lender may be trying to take advantage of you and your financial situation.
Be sure to do your research on any lender before applying for a loan, to make sure they are reputable and are following all regulations for Canadian loans set out by the province in which they operate.

Have more questions? Check out our full FAQ.