Apply now and receive your money by e-Transfer at no extra cost.
Christmas is a time for celebration with the people you love. But for many, it can also be a stressful and expensive time, whether you’re buying gifts for people or hosting a party. If you find yourself needing a quick Christmas cash loan, iCash is here to help. With emergency Christmas loans from us, you can feel comfortable knowing that your expenses can be covered quickly - even on Christmas Day! You can get an online payday loan of up to $1,500 and receive it by e-Transfer in minutes. You don’t have time to waste going to a bank or a physical location to get your loan. Everything with iCash can be done online and we ensure you’ll get your money quickly, once you’re approved.
Our team knows it’s crucial to get your loan approved and funds sent as quickly as possible, especially during the holiday season. That’s precisely why we’re available all year round, even on Christmas! We work around the clock to ensure loans are approved and funds are sent as quickly as possible. And since our loan application is so easy, you can complete it in 5 minutes and get your Christmas day loan quickly.
Need to get that Christmas payday loan as soon as possible? We’ve got you covered. When you download the iCash app, you’ve already completed the first major step to getting your loan for Christmas. Simply sign up, fill out the application and the AI-powered process will let you know instantly if you’re approved. If you’ve been approved (we have a 93% approval rate), sign your digital agreement and your funds will be sent to you via e-Transfer in about two minutes. Since we are a private lender, we determine our criteria for approval. Our requirements are minimal, so it’s much easier to get approved by us, which is why we’re often considered one of the best private lenders in Canada, with more than 1,000 positive reviews on Trustpilot, and many 5-star ratings on iOS and Android.
When you get a Christmas cash loan from us, we’ll only give you what you can comfortably repay. Additionally, we’ll provide you with flexible repayment options. Depending on your province and some other conditions that may apply, you can have up to 62 days to repay in multiple installments. We’re also flexible on the types of income we accept, which includes self-employment and government assistance programs, such as AISH and ODSP.
Whether you need to borrow money for Christmas, or any other holiday during the year, iCash is available to you 24/7. We’re here to guide you through our process and ensure you understand exactly what the process is for getting a small Christmas loan with us. We offer a quick 3-step process - apply, get approved, and get your money. It's as simple as that. Here is a breakdown of each step:
Unlike some other lenders, iCash has a completely digital application process. That means no documents or paperwork needed to get a personal loan for Christmas. Getting your Christmas loan online is easy - sign up on our website or download our app and fill out the paperless application. It only takes a few minutes and can be done from anywhere! When you need a Christmas loan quickly, iCash is the way to go.
Whether you need that emergency Christmas loan to cover unexpected expenses, or just need a bit of extra cash, you won’t need to wait long to find out if you’ve been approved. For starters, with a 93% approval rate, you can feel confident that there’s a high chance you’ll be approved once you fill out the digital application. When that’s done, you won’t have to wait around for a long time. Our AI-powered, automated approval process will tell you instantly if you’ll be getting your Christmas advance loan.
We’ve already explained that our digital application process is quick, from filling it out to finding out the approval status. But what about actually receiving your funds? If you need a loan for Christmas, you want your money quickly and you’ll get an e-Transfer within two minutes of signing your digital agreement. And again, that’s all year round, even during the holiday season!
As a private lender, we won’t ever lend you an amount that you won’t be able to comfortably repay, on time. Our requirements are also easy to meet. To qualify for a Christmas loan from iCash, the following criteria are required:
Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).
Having good credit isn’t always an easy thing to achieve. Life gets in the way, and sometimes, having bad credit is simply out of your control. We understand and are firm believers that an individual should not be solely defined by their credit score
When approving a payday loan, we focus on your ability to repay rather than your credit score. We’ll look at things like your source of income, ability to repay, employment history, etc. That’s why getting a Christmas loan for bad credit is much easier with us!
The great thing about getting your Christmas loan with us is that there’s no such thing as waiting too last minute to get it. If a sudden emergency arises, getting that instant Christmas loan with iCash will be fast.
Every year for Christmas, we’re happy to provide small online loans for thousands of customers across Canada. Getting an instant Christmas loan with us is easy, and most applicants complete the entire lending process in minutes. If you’re ready to get your easy Christmas loan today, get started with iCash today!
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
Have more questions? Check out our full FAQ.