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Car Repair and Maintenance Loans

Car repair and maintenance loans are an essential helping hand for people that need urgent interventions on their cars and have no money to cover them. They are short term loans that provide sufficient funds to pay for the most frequent repairs your vehicle may need.

Ideally, those expenses would be covered by an emergency fund we all should have. But in reality, that rarely happens because setting money aside for emergencies has become more and more challenging. So, when your vehicle breaks down, car repair loans can get you out of trouble.

The truth is a car maintenance issue can affect you significantly, even one as simple as a flat tire if you don’t have a spare. Not being able to rely on your vehicle causes severe disruptions in the daily schedule, which in many cases was pretty hectic to begin with. You may not handle all your tasks, like taking the kids to school, travel to work, or running errands.

Car problems happen a lot and to most of us. Not to mention, they tend to occur when an extra expense is the last thing we need. Even new vehicles can have some issues, and the warranty doesn’t cover everything. So, taking a loan to handle a quick car repair can be the best solution.

So how exactly do a car repair and maintenance loan work? It’s similar to most short term loans, but the main advantage is you can quickly access the money and pay for the repairs on your vehicle.

You get a lump sum that you can use to take care of your car problems, and you will have to repay the amount borrowed, along with interest, over a period you and your lender agree on.

These car repair loans can provide you with a maximum amount of $1,500, which you can use for any auto-related problem. Whether you have a car, a motorcycle, an SUV, a van, a truck, or any other vehicle type, you can use these loans to handle the necessary repairs or maintenance interventions.

It’s not always something as simple as charging the car battery or changing the windshield wipers; sometimes, things are a bit more complicated. Still, $1,500 is enough to cover the most frequent car repair and maintenance issues.

With these cash advances, you can get quick repair financing and get back behind the wheel. Not only will that be more comfortable, but by helping you stick to your usual schedule, you may avoid extra expenses.

Man holding a tablet with the text loans for auto repairs

How Can Emergency Car Repair Loans Help You?

Owning a vehicle comes with various expenses, which you should consider when buying it in the first place. The problem is that not all these costs can be anticipated so that you can prepare for them in advance.

A deposit for emergencies would help, but how many of us have one? When you need money for car repairs, an emergency loan can be the only reasonable option.

And the good news is it’s as simple as it sounds. You get help with car repairs, and you can pay back the money over a reasonable period. But it’s not always about an urgent repair; other auto-related costs can also find you financially unprepared.

Here is what a quick car repair loan can help pay for:

• Expenses connected to general maintenance: fluid changes (oil, coolant, etc.), changing the battery, periodical inspections, changing the tires, replacing light bulbs, rustproofing the vehicle, replacing the hub-cap, replacing mufflers or timing belts, or maintenance intervention on the air conditioning or heating system
• Safety improvement measures, like changing tires according to the season, repairing exterior and interior lights, replacing the windshield or windows if necessary, checking the brakes and replacing some parts they are worn-out, changing the transmission or the suspension, and checking and replacing the seatbelts and airbags if they are no longer efficient
• Damage repairs after a minor accident – things that aren’t necessarily very expensive, but they need to be handled immediately, like a cracked windshield or an airbag that needs to be replaced
• Cosmetic improvements may not be an emergency, but if, for whatever reason, you want to take care of them without delay, you can use the money you got from a car repair loan for that as well.

Car Repair Loans for Those with Poor Credit

If you usually worry about your credit report when applying for a loan, in this case, there’s no need to. Private lenders can get you a bad credit car repair loan, so you can get your vehicle fixed sooner than you may think.

This is possible because direct lenders have different ways of assessing your situation and have different approval standards.

You can also apply if you have no credit history at all. Even if you have been declined a loan in the past because you had no previous experience with different borrowing forms, things have changed.

Private lenders like iCASH provide car repair loans with poor credit and no credit history whatsoever. We won’t base our approval decision on your credit report. That doesn’t mean we don’t check your credit score at all. The difference is we do it as part of the routine background check to verify your information. Instead, we focus on whether you can currently reimburse the money without any issue.

People can get emergency car repair loans with bad credit despite many previous financial problems. Apart from that, if you tried to borrow money from a bank and didn’t get approved, you can still qualify for a loan from a private lender. The former refusal won’t play any part in the new assessment.

This is a different financial product that follows separate rules from those of traditional lending institutions. That means that the requirements are more reasonable, and what matters is your ability to pay back the loan and the interest rates. Also, since these are unsecured loans, you don’t have to worry about providing collateral.

Need a Loan to Fix Your Car?

Whenever you need some auto-repairs that cannot wait and you have no money available, your first thought probably is, ‘I need a loan to fix my car.’ But these cash advances can do more than that. They may be called car repair loans, but you can use the money they provide for any vehicle you may own.

A personal loan for a car repair can cover servicing and maintenance costs for any of the following vehicles: recreational vehicles like trailers, trucks and large vans, motorcycles and ATVs, different types of boats and jet-skis, winter vehicles, and even tractors.

When you need a car repair loan, private lenders are the solution. And if you opt for an online lender, you get even more advantages. You will deal with a responsible lender and get an unsecured personal loan to repair your vehicle. These types of loans come with flexible terms and conditions.

Online loans offer you even more benefits. First, you get instant approval. At iCASH, we have invested in developing an efficient system that analyzes your application on the spot and immediately gives you a response. And the answer is positive most of the time, due to our low requirements and flexible conditions.

Since we handle the entire process online, it means you can apply for a personal loan for car repair from anywhere. The fact that you no longer have to go to a loan store in person saves a lot of time and is much more comfortable.

You can apply from home or work at any hour of day or night because our services are available 24/7. So even if your job doesn’t allow you to follow regular working hours, you can still get the loan you need.

When you have an urgent expense, time is essential, so our express loans are the solution you need. Once your loan is approved, you get same-day funding, and the money can be available for electronic transfer in just a few minutes.

Online loans make the entire borrowing experience straightforward and fast. Not only will you get rid of the loads of paperwork traditional loans required, but the whole process is entirely safe. You don’t need to worry about your personal information because we keep it secure, along with all the transactions. And if you have any questions or unclarities at any point, the iCASH customer support will address it immediately.




We provide quick car repair loans in these provinces of Canada

in Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, Prince Edward Island.

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How Can I Get a Car Repair Loan?

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Fill out our online application. Choose your desired loan amount and provide the requested information. It takes about 10 minutes or less.

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Our fully automated online application will provide you with an instant decision on your cash loan. Once approved, all you have to do is electronically sign your loan agreement.

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Once your loan agreement is signed, your funds will be sent via e-Transfer in the next 2 minutes. Fast, convenient loans for car repairs in Canada.

Maximum repayment period 62 days. APR is 109.50%. For a $300 loan of 14 days, the total payback amount is $345. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
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Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Edmonton. You can get back up to 20% of the cost of borrowing paid once your car repair loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*

Car Repair Loans FAQs

Can you get a loan for car repairs?

You can get a loan for car repairs and for any expenses related to one of the vehicles you own, and it’s easier than you may expect. Private lenders like iCASH provide lending products that can help you cover repairs and maintenance costs with flexible terms.

Car repair loans are accessible short term loans that anyone can get as long as they meet the requirements.

How can I get money to fix my car?

You can easily get money to fix your car by applying for an emergency loan from a private lender. You will get a lump sum that you can use for whatever repairs or maintenance interventions you need to make on your vehicle.

If it’s an online lender like iCASH, it’s even easier. All you have to do is fill in and submit the online application, which takes about ten minutes. You don’t have to worry about paperwork, and you will know right away if you qualify.

How much can I borrow with an emergency loan for car repairs?

Emergency car repair loans from private lenders can get you up to $1,500, to use however you consider fit.

The significant costs involved in owning a car or other type of vehicle can usually be anticipated, and you can save up and have the money ready. But for unpleasant surprises, this amount is more than enough.

What do I need to qualify for a car repair loan for bad credit?

A bad credit car repair loan is easier to access than you may think because private lenders don’t consider the credit score to be rejection criteria.

The minimum requirements to be approved for a bad credit loan for car repairs are:
• Be at least 19 years old at the time of your application.
• Be a Canadian citizen and a resident of Alberta, Ontario, British Columbia, Manitoba, New Brunswick, Nova Scotia, or Prince Edward Island
• Have been receiving the same source or mix of income for at least the past three months.
• Have a net income of at least $800/month.
• Have a Canadian bank account that has been open for at least three months and has access to online banking features.
• Have a valid mobile phone number, email address, and home address.
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