Car Repair Loans

Explore car repair loans in Canada for easy auto repair financing. Get flexible payment options tailored to your budget and fast approval. We’ll help you keep your vehicle on the road without financial stress. Apply online now!

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Car Repair Loans for Canadians

Repairing your car can be expensive, but car repair loans help Canadians get back on the road. Whether you need transmission repairs, cosmetic fixes, or routine maintenance, quick car repair financing can cover the extra costs.

Repair loans for cars provide temporary financing up to $1,500. Use the cash to pay for any type of vehicle repair. You can even use the money towards purchasing a used car or to cover the cost of gas and insurance. 

Whatever your needs, car repair loans for Canadians provide a solution. The loan application is typically completed online, making it easy and convenient to apply from anywhere - even while stranded on the side of the road!

How to Get a Car Repair Loan?

1. Choose Lender: Find an alternative lending company that provides financing. Compare loan terms, interest rates, and eligibility requirements.

2. Apply Online: Submit the online application and required documents to verify your car repair loan eligibility, including proof of income and identification.

3. Receive Funds: Get quick approval and funding via e-Transfer, 24/7. Use emergency car repair loans to fix your vehicle and get black on the road with ease!

Repair your car with ease! Get a loan right now and access up to $1,500 in minutes.

Auto Repair Loans in Canada

Auto repair loans are essential for maintaining the safety and performance of your vehicle. They provide the necessary funds to cover immediate repairs, ensuring your car remains safe for road use. 

Need fast and reliable funds to cover the cost of an urgent repair? Or, are you looking for extra cash to keep your vehicle in top condition? Whatever the reason, auto service funding keeps you driving with peace of mind. 

Finding affordable repair loans starts with choosing the right provider. Look for a company that holds a valid license, has transparent terms, and provides online funding 24/7 for your added convenience. 

Once you’ve found the best auto repair financing options, use the money to cover various costs associated with vehicle maintenance. They may include mechanical issues, tire maintenance, cosmetic damage, or emergency repairs. 

How Does An Auto Repair Loan Work?

Online payday loan providers expedite the application process, allowing you to get approved and receive funds on the same day you apply, often within minutes. This is incredibly convenient in emergencies where time is of the essence. 

Once you’re approved, use payday loans for auto maintenance or repairs. Then, pay off the personal loan plus interest according to the agreed-upon terms. Interest rates on short-term car repair loans will vary by province.

Cover Unexpected Car and Auto Repairs

If you need a quick financial fix to cover unexpected car and auto repairs, personal auto repair loans can help. You can never predict when your car might break down or need urgent fixing. With this type of loan, you'll be back on the road in no time, without the stress of unplanned expenses

Unlike long-term car repair financing, short-term loans for vehicle repairs provide up to $1,500 in minutes. This means there you won’t have to worry about waiting weeks for funds to get your car running smoothly again.

What’s more, personal financing for auto repairs come with short payment cycles, often due within a couple of weeks or with the borrower’s next paycheck. This option is helpful if you need to cover immediate auto repairs and have no other financial resources available. 

Whether your credit history is less-than-ideal or you earn income from non-traditional sources i.e. child tax credit, pensions, or other forms of social assistance, you can still get the cash you need.

Car Repair Loans in Canada

iCash Offers Car Repair Loans

Find reliable car repair loans from iCash today! If your car breaks down and needs common repairs or it’s time to purchase new seasonal tires but you can't afford the extra costs, iCash loans for car maintenance can help.

No matter your credit score or income type, we offer loans up to $1,500 with flexible repayment options. Get iCash quick car repair financing by applying online or by using the mobile loans app now.

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iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

What our customers are saying

Since 2016 we have happily served over half a million customers.

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How to get a car repair loan with iCash


Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Sign up and apply online or on our app.

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

We help our members get their finances back on track

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Frequently asked questions

How quickly can I receive a car repair loan?
Yes, you can get a loan for car repairs and for any expenses related to one of the vehicles you own, and it’s easier than you may expect. Private lenders like iCash provide lending products that can help you cover repairs and maintenance costs with flexible terms.
Car repair loans are accessible short term loans that anyone can get as long as they meet the requirements.
What are the requirements for obtaining a car repair loan?
Yes, you can easily get money to fix your car by applying for an emergency loan from a private lender. You will get a lump sum that you can use for whatever repairs or maintenance interventions you need to make on your vehicle.
If it’s an online lender like iCash, it’s even easier. All you have to do is fill in and submit the online application, which takes about ten minutes. You don’t have to worry about paperwork, and you will know right away if you qualify.
Are there any car repair loans available for people with bad credit?
Emergency car repair loans from private lenders can get you up to $1,500, to use however you need it.
The significant costs involved in owning a car or other type of vehicle can usually be anticipated, and you can save up and have the money ready. But for unpleasant surprises, this amount is more than enough.
How do I apply for a car repair loan online?
A bad credit car repair loan is easier to access than you may think because private lenders don’t consider the credit score to be rejection criteria.
The minimum requirements to be approved for a bad credit loan for car repairs are:
  • Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
  • Be a resident of any of the provinces in which we operate.
  • Show that you have been receiving the same source of income for the past three months.
  • Have a total net income of at least $800/month.
  • Have access to an online bank account.
  • Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).
Can I get fast funding for vehicle repairs if I am self-employed?
Yes! Alternative loan providers offer unsecured personal loans to self-employed individuals, as long as they can provide proof of income and meet other easy requirements, such as having a minimum monthly income of $800, a valid bank account and proof of Canadian residency.
What is the maximum amount I can borrow to cover car repairs?
You can borrow a maximum of $1,500 to cover car repair costs. However, the exact amount you receive will depend on your current income and other factors. Of course, you should only borrow what you can afford to pay back.
Do car repair loans cover all types of repairs?
You can use the loan funds for whatever type of car repairs you need, whether it’s for a minor issue or a major repair. Major repairs may exceed the maximum borrowing amount of $1,500, but you can still use the loan to cover a portion of the cost.

Have more questions? Check out our full FAQ.

get approved for a car repair loan

iCash has helped more than 950,000 Canadians get instant loans online without hassle. Download our mobile application today!