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Loan Agencies

A loan agency in Canada is a lender that can approve borrowers for funding under a contract agreement. It’s a rapid solution for people who find themselves in a tough situation and require immediate cash for a short period.

Loan agencies can assess borrowers’ eligibility for loans based on several requirements. Once approved, the lender and the borrower enter into a contract that gives temporary funding to the borrower that is to be paid back within a determined time.

Typically, the repayments are based on the borrower’s ability to pay. One of the main advantages a loan agency offers is the short response time, as opposed to a bank, where the client has to face a long and complicated process.

When looking for a loan, Canadians have to consider who they are going to borrow from. It can be challenging to know who to trust with sensitive financial information when researching online. Loan agencies have to be licensed to operate and should have their information available upon request.

Agencies should also assert that all borrower information is secure and private. There should be a guarantee that no sensitive information will be sold or stolen. A reliable direct lender should have a good reputation. Reviews from other borrowers should be made available to build up the loan agency’s credibility and instill confidence in future borrowers.

All communication from the lender should be utterly transparent to the borrower. The agency should be crystal clear about their process for payments and fees. A fair lender will have flexible repayment options* so that the borrower can pay back the loan with freedom.

As a borrower, you should contact the lender when you have questions that need to be answered. Private loan lenders have a comprehensive system for customer service and should have support available to answer questions and help complete applications.

The loan agency you choose should not only be certified but should show transparency and offer active customer support.

Loans Agency

Loan Agencies Near Me

"A loan agency near me" is the first thing a potential client searches when they are looking for financing sources they can easily access. If you’re in such a situation, the good news is finding a loan agency near you is much easier than it used to be.

Using internet tools, you can search directly for an agency offering loans near you. Narrow your search by inputting your ideal address instead of relying on location-related services to find the nearest loan store.

Determine when you’re available to go in and what needs you have, to eliminate any agencies that don’t fit. If you are set on going in person, you will have to weed out any online-only loan agencies as well. Once you have researched and found the right loan agency near you, you can go in and apply!

You can go in person and fill out paperwork, print out the paperwork at home to drop off at the lender, or you can apply online first! Most loan agencies have their application made available online to be submitted before going in-store to get an urgent cash loan. An early application can mean quick approval and make your process go faster than you think.

Once the "finding a loan agency near me" step is checked, It’s time to take full advantage of all the positive aspects that a loan agency can offer:

• You can apply regardless of your location, and online means you won’t be wasting any time. Instead of going in, you can cut out all the paperwork and use online loan agencies that do everything virtually. Managing a busy schedule is difficult enough; don’t waste time in line and apply online.
• Instant approval is a crucial aspect. Another benefit of applying with a loan agency online is instant approval and same day funding, all without having to leave the comfort of your home.
• Security is essential, and the process of applying for a holiday loan online is wholly protected. Private lenders protect your every step, from application to funding, to repayment; you can feel assured that your information is secure.
• A loan agency online means you can access their services at any time of the day or night; they are available 24/7 both for receiving applications and issuing approvals.
• Not having to present vast amounts of paperwork is a significant benefit, making it even more tempting to find a loan place and save time and energy.
• All the serious loan agencies near you will provide good customer support, ready to guide you through every step of the process and answer any question.

Loan Agencies for Bad Credit Near You

A loan agency for bad credit is a private lender that doesn’t reject an applicant for the sole reason of having bad credit or no credit at all. A loan agency with no credit check is rare; however, online lenders decide eligibility based on different criteria.

Even those with no credit history can apply for a bad credit loan with a good chance of being approved. When applying online, lenders that do not depend on credit checks are always near you.

Private lenders like us offer quick loans for up to $1,500 to those with bad or no credit. If you’ve been declined previously by a bank, you can apply for a loan with bad credit with us.

We do check your credit but only as a formality, as our loans are unsecured, they do not depend on credit or collateral. Bad credit won’t keep you from being approved for a same-day loan; we have a different set of requirements than a credit check.

As a trusted payday lender, iCASH is a perfect example of a loan agency for bad credit, offering great solutions for any Canadian, without requiring a specific credit score or collateral.




We offer loans in these provinces of Canada

in Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, Prince Edward Island.

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How Can I Get a Loan with a Payday Agency?

APPLY ONLINE

Apply Online

Fill out our online application. Choose your desired loan amount, repayment plan option*, and provide the requested information. It takes most people about 10 minutes or less.

Get Instant Decision

Instant Decision

Our fully automated online application will provide you with an instant decision on your cash loan. Once approved, all you have to do is electronically sign your loan agreement.

Get Your Funds

Get Fund

Once your loan agreement is signed, your funds will be sent via e-Transfer in the next 2 minutes. Fast, convenient, safe loans.

Minimum repayment period 61 days. Maximum repayment period 62 days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
20% CASHBACK
Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Canada. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*

Loan Agency FAQs

What are loan agencies?

A loan agency is a direct lender that is licensed to loan money or funds to borrowers. Agencies like iCASH offer various personal loans for Canadians to take advantage of when they need financial assistance.

Which type of loan is best?

A good loan agency will find the best type of loan based on your needs. For those with bad credit, payday loans online with fast approval are the best option. Our loans do not require a minimum credit score or collateral. Though we will run a credit check, it has no effect on your eligibility for approval.

How much can I get approved with a payday loan agency?

iCASH is able to approve you for a loan on the same day ranging from $100-$1,500, even for those with bad credit. The amount of $1,500 is the limit for payday loans in Canada.

Is it hard to get a loan with a payday loan agency?

You can get a money loan fast. When you apply with iCASH, it can take as little as one hour to be approved. The application is easy to fill out and has very basic requirements for approval.

Once approved, your funds will become available for an online transfer; just like the approval, this part of the process is also done online, so there is no need to go in person to receive the money.
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
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Flexible repayment plans*      
Offers cashback program for more savings*      
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