Cover expenses for an upcoming holiday, vacation, or trip. Sign up and borrow up to $1,500 online with flexible repayment plans. Open 24/7, even on holidays. Bad credit accepted!

Select the amount you wish to borrow

Minimum

$100

$750

Maximum

$1,500

Select province of residence

Number of payments

Loyalty program

Elite

New customer

Prestige

VIP

Cost summary

Cost

_$85^.50

Cashback

_$0^.00

Apply now and receive your money by e-Transfer at no extra cost.

BORROW UP TO $1,500 FOR ANY OCCASION

The holidays are a time for celebration, but for many, it can be a time of financial stress. Whether you plan on taking a vacation or need cash for gifts, the holidays can be an expensive time for many. If you’re looking for holiday loans to help cover expenses, iCash can help. We provide payday loans with flexible repayment options*, giving you the peace of mind to enjoy the holidays without stressing over finances.

Thousands of Canadian residents have chosen to use iCash to borrow money for a holiday or vacation - not only because you can borrow amounts up to $1,500, but also because our application process is swift and funds are sent within two minutes of approval via e-Transfer.

Open 24/7, even on holidays!

If you’re applying for holiday loans in Canada, we understand there’s a good chance you need your cash fast, and waiting a few days simply isn’t an option. That’s why getting instant holiday loans through iCash is not only quick but a completely painless and easy process. Our team operates 24/7, even during statutory holidays. Yes, even during Christmas and New Year! They work hard and efficiently to process loans fast and are always available to answer your questions. So, not only can you easily get holiday loans online with iCash, you can use it for whatever you want, whether it’s to cover holiday-related expenses or just treat yourself to a trip or a cruise.

Instant approvals, same day funds

Need to get your funds as quickly as possible? No problem. The best way to get your instant holiday payday loan from iCash is to download our smartphone app. Once you sign up and fill out the application, the AI-powered process will let you know instantly if you’ve been approved - no waiting around for hours or days!

We have a 93% approval rate for applicants who meet our minimum requirements, meaning the majority of people that apply for holiday loans in Canada through iCash will be approved. Once you’ve been approved and signed your digital agreement, your funds will be sent to you via e-Transfer in about two minutes.

Flexible repayment options*

When it comes time to repay the instant holiday loan you've received from iCash, we’ve ensured you have options. You have the flexibility to repay your loan in one or multiple installments (conditions apply) with no additional fees. Additionally, you can have up to 62 days to repay, depending on how often you get paid - and again, we accept multiple forms of income, including self-employment and government assistance programs. So if you intend on taking a loan for the holidays, but want peace of mind knowing you can repay on your own terms, iCash is for you.

How Our Loans Work

If you need a quick vacation loan you will want everything from the application to the receiving of funds to be quick and easy so that you can go back to enjoying your holiday. With iCash, you’ll be looking at a quick 3-step process - apply for the loan, find out if you’ve been approved and get your funds. That’s all there is to it. Let’s take a closer look at what each step entails.

1. Sign Up and apply

Chances are high that you have a smartphone, so you’re already one step ahead. All you need to do is download the free iCash app (available on iOS and Android platforms) and follow the steps to create your account and start applying for your emergency holiday loan. Alternatively, you can complete the sign up process directly on our website. Regardless of whether you need a loan for vacation or simply to cover some unexpected travel expenses, everything can be completed online, with no documentation or paperwork required.

2. Instant approval

Everything is so quick with iCash because our application process is fully automated. Once you complete the application, you’ll find out instantly if you’re approved. There’s nothing worse than waiting to find out if you’ll be receiving the funds you need, especially if you really need that fast holiday loan to cover expenses. With iCash, you’ll know right away.

3. Fast e-Transfer

After your application has been submitted and accepted on our end, all you need to do is sign your digital agreement and your cash advance will be sent to you in about 2 minutes. That’s right - our payday loans are open and available during the holidays.

What You’ll Need To Get A Loan From Us

We are a private lender, and getting approved is much easier than it would be with other lenders, banks, or credit unions. So if you’re looking for a guaranteed approval loan for the holidays, iCash is the easiest way to achieve this. We only require the following criteria to be met for eligibility:

Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

Bad Credit Accepted

When you have poor credit, you may worry about being declined a travel loan for bad credit. But even with bad credit, you can get approved with iCash. Our approval decisions are not based on your credit score. Instead, we focus on factors that include your ability to repay, like your source of income, employment history, etc. As a fully licensed lender in Canada, it’s easier to get a loan from us than banks and other lenders. And while we’re more than happy to provide you with the funds you need, we’ll never lend you an amount that you won’t be able to repay. Getting bad credit loans, even on statutory holidays, is absolutely possible with iCash.

Cover Your Trip With A Travel Loan

Travelling can be an expensive endeavour. Aside from paying for transportation, hotels, food, entertainment, etc. you need to prepare yourself for unexpected emergencies that can arise. That’s what’s so great about travel loans from iCash. We quickly provide you the cash you need from anywhere in the world, with flexible repayment options* to help cover expenses.

Get A Personal Vacation Loan To Cover Expenses

Picture this - you’re on vacation, enjoying your time off, when you decide to go to a show, or book a reservation at a restaurant - something you may not have initially budgeted for when planning your trip. Why should you miss out on having the best time, simply because it can be too expensive? iCash is here to provide you with a personal vacation loan quickly and easily. Use your funds for anything you need to maximize the enjoyment of your holiday vacation!

Holiday Loans To Cover Costs

It’s entirely possible you’re seeking an instant holiday loan for things other than a vacation. For example, maybe you want to throw a holiday party, or perhaps you intend on taking advantage of the various Black Friday, Cyber Monday and Boxing Day deals. With iCash, you can borrow up to $1,500 any time even with less than perfect credit.

Get Your Personal Loan Today!

If you're looking for a holiday cash advance, iCash has you covered. Whether you have good or bad credit (or even no credit), you can be approved for an instant personal loan in minutes.

Over the years, we have provided small online loans for vacations to thousands of customers across Canada. With more than a 90% approval rate, you have a high chance of being instantly approved. Most applicants complete the entire lending process in minutes – less time than it would take for you to book plane tickets for your trip!

Don’t just take our word for it. More than 1,000 customers have reviewed iCash on Trustpilot, and even more have given it 5-star ratings on iOS and Android. So why wait any longer? If you’re ready to get your online personal loan for travelling, get started with iCash today!

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Frequently asked questions

Can I get an instant loan in Canada?

Absolutely! At iCash, we offer instant loans in Canada that can be obtained entirely online so you can get the cash you need, whenever you need it. You can get funded within minutes, 24/7, from the comfort of your home or on the go.
We offer quick and reliable service with no hidden fees, so you can rest assured that you're getting the best loan possible. It only takes a few minutes to apply for our online loans so you can easily go on with the rest of your day!

What is the easiest online loan to get in Canada?

The easiest online loan to get is from iCash. As a trusted Canadian lender for short-term loans, you'll be confident knowing that our instant loans are completely safe and easy to access.
You can still apply and get approved for an iCash loan even if you don’t have the best financial history. We love to go the extra mile to help Canadians of all financial backgrounds get access to fast and easy cash whenever they need it.

How can I get an online loan immediately?

The best way to get an online loan immediately is by using a trusted and reputable lender that operates 24/7. At iCash, our fast and convenient online loans can be funded in as little as 2 minutes. Plus, we’re always open - even on weekends and holidays!

Can I get a loan using an app?

The iCash mobile loan app allows you to apply for, and receive e-Transfer loans in Canada in as little as 2 minutes. Your money will be transferred directly to you via e-Transfer as soon as you are approved and sign your agreement.
With our app, you can repay your loan in a way that works best for you, as well as get exclusive details on special offers and member benefits*

What are the requirements to get an instant loan?

There are minimal requirements to meet when getting an instant loan with iCash. We believe that everyone should have access to a cash advance when they need it. Everyone's financial situation is different, and we understand that. That's why we accept all forms of income, including government benefits and social assistance programs.
To be eligible for an online loan with iCash, you need to meet the following criteria:

Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, and Nova Scotia)
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

If you meet these requirements, you can apply for an iCash instant loan online and get funded within minutes. You can also contact our customer service staff to answer any questions you may have about our loans or the application process.

Which payday loan gives the most money?

At iCash, we offer payday loans online of up to $1,500. This is the maximum amount you can receive because we follow short-term loan regulations in Canada, which are meant to be repaid within a few weeks.
We understand that everyone's financial needs are different, which is why we offer flexible repayment options and payment schedules*. You can also choose to repay your loan early without any penalties.
You may find an alternate lender who approves you for a higher amount, but you should research the lender carefully to ensure they have your best interests at heart. Many lenders will try to take advantage of you by offering high interest rates and hidden fees on personal loans.
At iCash, we pride ourselves on being a responsible lender and always putting our customers first. We’ll also only approve you for a loan that you can comfortably afford to repay.
We want to help you rebuild your credit and get back to financial freedom faster!

What credit score do you need for a payday loan?

You may think you need a high credit score to get approved for a payday loan, but this isn't always the case. iCash doesn't see a bad credit score as a deterrent when approving you for a loan!
We understand that people's financial situations can change and sometimes unfortunate situations happen to good people. That's why we focus on your current ability to repay the loan, rather than your past credit history. We offer bad credit loans to those in difficult financial situations to help them get back on their feet.

How many payday loans can you have at once?

In Canada, you can only have one payday loan at a time. All reputable lenders, like iCash, must follow these regulations, as it ensures that borrowers can repay their personal loans without getting into further financial difficulty.
If you're approved for an online payday loan by a lender despite already having an existing one open, this should be concerning. The lender may be trying to take advantage of you and your financial situation.
Be sure to do your research on any lender before applying for a loan, to make sure they are reputable and are following all regulations for Canadian loans set out by the province in which they operate.

Have more questions? Check out our full FAQ.

Holiday Loans & Vacation Loans In Canada