Holiday Loans & Vacation Loans In Canada

Canadians can get a travel loan with iCash for their next holiday or vacation. Experience fast approvals, 24/7 availability, and funds sent directly via e-Transfer. Apply now!

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$100

$750

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Cost summary

Cost
$85.50
Cashback
-$66.45
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Getting Holiday & Vacation Loans in Canada

Holiday loans and vacation loans in Canada can make your travel visions a reality. Dreaming of dipping your toes in the turquoise waters of the Caribbean? Well, get your passports ready and learn how Canada vacation financing can fund your next adventure. 

So, what exactly are these loans? They are unsecured personal loans specifically designed to help you manage travel expenses. Whether you're planning a fun getaway or need to make last-minute travel arrangements, a vacation loan can help.

One of the biggest holiday loan benefits is that you can get cash faster than ever. In just 2 minutes, you’ll get an e-Transfer of up to $1,500 to pay for anything from airline tickets to hotel accommodations, car rentals, meals, or other vacation expenses. Use the money how you need and never worry about unexpected trip costs again. 

Another benefit is that a vacation loan is accessible 24 hours a day, 7 days a week — even on weekends and holidays! Apply from the comfort of your home or on the go. Just a few clicks and you're one step closer to sipping your favourite beachside beverage!

How Do Vacation Loans Work?

Never taken out a vacation loan before? The process is straightforward. Vacation loans are explained in the following steps: 

Apply Online 

Fill out a quick loan application online. No need to visit a bank or wait in line!

Receive Approval

Get a fast approval response, usually within minutes. 

Access Funds 24/7/365

Once approved, the money is yours to use anytime. Plan your trip without delay.

Repay with Flexibility 

Depending on your location, enjoy convenient repayment terms that fit your financial situation.

Start planning your dream trip and let holiday loans lift off some of the financial weight. Apply online with iCash and get up to $1,500 in travel funds.

Discover Flexible Travel Loans in Canada

Travel loans in Canada let you go places without hassle. They are a flexible option that lets you borrow anywhere from $100 to $1,500. Whether you need to book a last-minute flight or want extra cash for exploring your upcoming travels, these personal loans have got you covered! 

What makes Canadian travel loans so appealing? Simplicity and convenience. Apply online through Internet loan providers. Fill out the online loan application quickly and easily — and from anywhere! 

Plus, the loan terms are super flexible. Repay the loan with your next paycheck or up to 62 days. Even if you wish to pay it off earlier in one lump sum, you’ll face no penalties.

If you’re looking for travel loan options or travel financing in Canada, this could be your ticket to a stress-free getaway. Dive into the world of easy vacationing and start planning your next trip without financial worries!

Travel & Vacation Loans Up $1,500

Need vacation loans up to $1,500? There are many options to fund your vacation plans. These include short-term, small, or same day loans. Each is tailored to suit your immediate travel needs, from booking flights to handling unexpected travel costs. 

  • Short-term loan: Designed for temporary funding with a repayment period that aligns with your next paycheck. Get cash for your trip and repay without worrying about long-term debt or large monthly payments.

  • Small loan: Similar to a short-term loan, use these up to $1,500 loans for any type of expense, including accommodation, travel insurance, and even leisure activities during your trip.

  • Same day loan: This type of unsecured personal loan is perfect for last-minute travel expenses you need to pay for right now. Simply apply for the loan, receive approval, and access funds within the same day.

There are various options and travel loan amounts available. By choosing the right type of loan, you’ll have the necessary funds for whatever plans you have.

Vacation Loans with No Credit in Canada

Canadians with no credit shouldn’t have to miss out on travel, whether it's for leisure or to visit a sick family member. That’s where vacation loans with no credit in Canada come in handy. Get up to $1,500 to book your vacation or to use towards expenses while you’re away. 

No credit travel loans are specifically designed for individuals who may not have a strong credit history or who have faced past financial challenges. It’s a great option if you need money now, but don’t have a good credit score to secure a traditional personal loan or credit card. 

Find holiday loans from alternative lenders without a credit check. Instead of looking at your credit score, they consider other things like your income and repayment ability. They'll do a simple soft credit check to verify your identity, not a full credit report review.

Are there travel loans for those with bad credit?

Yes! There are bad credit loan options available for individuals who want to use the funds for travel. Borrow between $100 - $1,500 to fund your trip, regardless of your credit score. 

The amount you receive will depend on your income level. As long as you have a minimum net income of $800 per month, you qualify. Income from various sources, such as employment, government benefits, child tax credits, or pensions are all accepted. 

Your Dream Getaway with Vacation Loans in Canada

Vacation loans in Canada give you upfront cash to fund your travel adventures. This type of unsecured personal financing is tailored for borrowers of all credit types and financial backgrounds. 

The key features that make Canadian vacation loans appealing include quick application processes, budget-friendly loan payments, and the ability to choose your loan amount. Borrow the exact amount you need — between $100 and $1,500. 

Online lenders make the process even more convenient by sending 24/7 e-Transfers in as little as 2 minutes. This means you’ll have cash in your bank account to make travel arrangements right away.

Choosing vacation loans also means having the flexibility to select your repayment terms. With options ranging from a few weeks to 62 days, you can customize a plan that fits your budget and travel plans. Enjoy your time away without worrying about a strict payment deadline upon return.  

What are the requirements for a vacation loan in Canada?

Most travel loan applications require the following criteria: 

  • Be at least 18 years old. Applicants in British Columbia, Nova Scotia, and New Brunswick must be at least 19 years old. 

  • Be a Canadian citizen or permanent resident and provide government-issued proof of identification. 

  • Have a steady income of at least $800 per month.

  • Have an active bank account set up with online banking capabilities.

  • Have a home address, phone number, email. 

These easy-to-meet requirements make it possible for almost anyone to obtain a personal vacation loan in Canada. Whether you have good or bad credit, receive government benefits, or have recently immigrated to Canada, you’re still eligible for a travel loan.  

Travel Loan Holiday Or Vacation Loan Canada

Frequently Asked Questions About Holiday or Vacation Loans in Canada

How do I apply for a Canada travel loan? 

The application process for a Canada travel loan is simple and convenient. Online lenders have a user-friendly website or mobile app where you can easily fill out an application form and submit it. You will need to provide basic personal and financial information, such as your name, address, income, and banking details.

Once you’ve submitted your application, the lender will review it and provide you with a quick approval division. If approved, receive your money through Interac e-Transfer within minutes. 

Can I get a travel loan if I have no credit?

Yes! Unlike traditional banks or a credit union, which heavily rely on credit scores for loan eligibility, alternative lenders focus on income and repayment ability. This means that even if you have no credit history or a poor credit score, they can still offer vacation loans to you. 

How much can I borrow for a vacation with a travel loan? 

Borrow up to $1,500. The total loan amount may vary depending on the lender and your financial situation. Always borrow responsibly and only take out what you can comfortably afford. You should also make sure all loan payments are on time to avoid accumulating interest charges or late fees.

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iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
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Frequently asked questions

I was pre-approved, how long will it take to receive a response?
If you have been pre-approved, this means that your loan application has passed the first validation steps successfully but some of the information provided still needs to be manually reviewed by our Credit Team. Our team is constantly reviewing loan applications 24/7.
Normally, you will receive an email response within 1-2 hours but it could go up to 4 hours on our most busy days.

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