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Guaranteed Approval Loans for Poor Credit

Guaranteed approval loans for poor credit are loans where people are guaranteed to be approved regardless of their credit score.

However, no legit and reputable lender can guarantee that you will be approved for a loan. Most lenders still have other qualification criteria that applicants need to meet to be eligible for a loan.

The truth is being automatically approved for a loan, regardless of your financial background, sounds impressive. Who wouldn't want to contact a lender knowing beforehand that they will give them the money, no questions asked?

But that's not how the lending process works. There are crucial steps that every application has to follow, and they cannot be ignored.

Whenever you hear that a lender is offering guaranteed approval loans for poor credit in Canada, be skeptical.

Applying for a loan can be stressful, especially if you have poor credit. Credit score is among the first elements that traditional lenders check. So, if your credit history is less than perfect, you need to turn to a private lender instead.

Private lenders have different ways of analyzing loan applications, and their requirements are easier to meet. But offering guaranteed approval loans for poor credit is not possible.

The reason is simple; the lender is taking on a risk with every loan they approve, so it's natural that they must make sure you can repay it. When poor credit is an issue, the risk is even higher. It doesn't mean that you won't get the loan, just that offering the guarantee of approval is not realistic.

Even if guaranteed approval loans for poor credit in Canada aren't possible, it doesn't mean that you cannot access loans with bad credit history.

You only need to choose the right lender to maximize your chances of approval. That means turning to a money lender that offers flexible requirements and doesn't require a minimum credit score.

The goal is to find a lender that takes a close look at your application and offers you a fair chance to be approved if you meet the requirements.

Every legit and respectable lender has a minimum threshold, a set of requirements that must be met for the loan to be approved. If something sounds too good to be true, it probably isn't.

Guaranteed approval loans

Need a Bad Credit Loan with Guaranteed Approval?

When looking for bad credit loans with guaranteed approval, you will need to know that these loans don't exist in reality.

Bad credit can affect anyone, and the current situation makes us even more vulnerable. The wages have stagnated, the cost of living is continuously rising, and we see a high economic imbalance level.

But instead of searching for absolute warranties that are unlikely to appear, the best solution is to get loans for bad credit with instant approval.

Direct lenders offer loans with a high approval rate. At iCASH, we will never reject your application based on your credit score solely.

We are one of Canada's top lenders and an excellent option when you need a dependable funding source.

We don't offer guaranteed loans. Instead, we offer something far more valuable: the guarantee that your application will be treated fairly and that you still have great chances of being approved, even with a less than perfect credit history.

With us, no application is declined based on the credit score solely. Our requirements are easy to meet, which makes our approval rate high. In fact, we approve 9/10 of loan applications.

Even if your credit score is low, you can still qualify for one of our loans and get up to $1,500. Our loans don't require you to put up collateral, so our approval process is usually fast.

While we do perform a credit check as part of the approval process for your short term loan, your score is not a disqualifying factor.

When you apply online with us, you don't need to prepare loads of paperwork. You can submit your application from the comfort of your home and be instantly approved.

Once you sign your loan agreement, the money will be sent via email money transfer within minutes. Our loans can get you the funds you need to handle your emergency faster than you may expect.

We don't make unrealistic promises, but we do offer flexible requirements that are easy to meet. We are more interested in your current financial strength and the ability to pay back the loan than in your credit history.

Instead of looking for bad credit loans with guaranteed approval, try loans that ensures your application will be correctly evaluated.

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How Can I Get a Loan for Poor Credit with Almost Guaranteed Approval?


Apply Online

Complete our online application. Choose your desired loan amount and provide the requested information. It takes about 10 minutes or less.


Instant Decision

Our fully automated online application will provide you with instant approval on your loan. Once approved, all you have to do is electronically sign your loan agreement.


Get Fund

Once your loan agreement is signed, your funds will be sent via e-Transfer in the next 2 minutes. Safe, online loans with same day funding.

Maximum repayment period 62 days. APR is 109.50%. For a $300 loan of 14 days, the total payback amount is $345. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.

Guaranteed Approval Loans for Poor Credit FAQs

Do I need good credit to get a loan?

Good credit is not a requirement to get a loan with iCASH.

The primary consideration is whether or not you have the financial means to repay your loan on time. Credit ratings are reviewed, but they are not a disqualifying or determining factor in our approval process.

Can I get a loan for poor credit with guaranteed approval with iCASH?

You have high chances of getting a loan from iCASH even with poor credit, but we don't guarantee approval.

We guarantee reasonable terms and no minimum credit score requirement. We also offer a straightforward application process and instant approval for your request. Since our requirements are pretty flexible, the response is almost always positive.

Are guaranteed bad credit loans safe?

Guaranteed bad credit loans may not be safe. When you see an advertisement that says 'bad credit loans with guaranteed approval in Canada,' treat them with caution.

There is no such thing as a loan that can be secured entirely beforehand; the lender has to analyse your application first to see if you have the resources to pay back the loan.

It's best to do a bit of research before submitting your application.

Does iCASH offer loans for poor credit with guaranteed approval?

We don't provide loans for bad credit with guaranteed approval. However, we can guarantee* that we won't decline your loan application based on your credit history solely.

We approve 9 out of 10 Canadians who apply for a loan with us, so the odds are definitely in your favor.
Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Canada. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*

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